Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2) - आरबीआय - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
15% AND ABOVE BUT LESS |
16% AND ABOVE BUT LESS |
17% AND ABOVE BUT LESS |
|||||||||
THAN 16% |
THAN 17% |
THAN 18% |
||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
19 |
20 |
21 |
22 |
23 |
24 |
25 |
26 |
27 |
||||
I. |
AGRICULTURE |
45,191 |
4775,72 |
4099,24 |
19,864 |
6446,76 |
5253,42 |
5,156 |
577,20 |
487,30 |
||
1. Direct Finance |
39,699 |
2282,72 |
1976,59 |
16,496 |
1890,52 |
1426,50 |
4,716 |
347,71 |
300,70 |
|||
2. Indirect Finance |
5,492 |
2493,00 |
2122,65 |
3,368 |
4556,24 |
3826,91 |
440 |
229,49 |
186,59 |
|||
II. |
INDUSTRY |
42,224 |
29894,35 |
23787,86 |
25,810 |
51961,97 |
38594,53 |
5,822 |
4000,27 |
2961,67 |
||
1. Mining & Quarrying |
1,065 |
552,93 |
450,78 |
782 |
2056,59 |
1066,34 |
114 |
37,39 |
32,45 |
|||
2. Food Manufacturing & Processing |
4,436 |
2300,22 |
1746,35 |
2,628 |
3341,05 |
2463,79 |
547 |
545,69 |
339,69 |
|||
(a) Rice Mills, Flour & Dal Mills |
1,636 |
366,70 |
292,36 |
883 |
435,50 |
363,04 |
197 |
49,78 |
41,05 |
|||
(b) Sugar |
129 |
494,49 |
366,99 |
88 |
630,39 |
401,65 |
27 |
311,07 |
142,24 |
|||
(c) Edible Oils & Vanaspati |
537 |
362,71 |
272,07 |
306 |
298,68 |
216,46 |
79 |
67,18 |
50,71 |
|||
(d) Tea Processing |
284 |
390,96 |
304,26 |
93 |
357,48 |
270,90 |
22 |
22,84 |
20,64 |
|||
(e) Processing of Fruits & Vegetables |
136 |
34,31 |
29,34 |
121 |
236,38 |
207,86 |
28 |
20,64 |
20,58 |
|||
(f) Others |
1,714 |
651,05 |
481,33 |
1,137 |
1382,63 |
1003,88 |
194 |
74,19 |
64,47 |
|||
3. Beverage & Tobacco |
438 |
447,37 |
395,85 |
333 |
732,20 |
537,60 |
63 |
83,13 |
74,01 |
|||
4. Textiles |
5,498 |
3598,96 |
3046,48 |
4,378 |
5756,28 |
3960,93 |
947 |
617,84 |
526,44 |
|||
(a) Cotton Textiles |
2,107 |
1876,99 |
1572,49 |
1,363 |
2587,99 |
1918,79 |
345 |
331,26 |
282,44 |
|||
(b) Jute & Other Natural Fibre Textiles |
116 |
80,89 |
63,48 |
125 |
84,69 |
68,63 |
19 |
1,08 |
1,13 |
|||
(c) Handloom Textiles & Khadi |
298 |
73,52 |
63,13 |
152 |
90,57 |
41,73 |
40 |
3,04 |
2,49 |
|||
(d) Other Textiles & Textile Products |
2,977 |
1567,56 |
1347,37 |
2,738 |
2993,04 |
1931,77 |
543 |
282,46 |
240,39 |
|||
5. Paper, Paper Products & Printing |
2,029 |
960,54 |
849,49 |
1,033 |
1371,07 |
1122,94 |
297 |
123,29 |
74,46 |
|||
6. Leather & Leather Products |
559 |
231,02 |
178,56 |
648 |
459,73 |
404,52 |
89 |
21,02 |
16,10 |
|||
7. Rubber & Plastic Products |
2,087 |
842,84 |
722,57 |
1,054 |
804,78 |
627,78 |
267 |
95,97 |
84,77 |
|||
8. Chemicals & Chemical Products |
2,489 |
2838,04 |
1908,23 |
2,179 |
6567,17 |
5141,43 |
500 |
571,20 |
443,42 |
|||
(a) Heavy Industrial Chemicals |
506 |
758,54 |
556,52 |
385 |
1184,90 |
967,04 |
101 |
134,99 |
91,23 |
|||
(b) Fertilisers |
121 |
643,93 |
344,98 |
120 |
1430,53 |
1018,77 |
20 |
104,96 |
100,65 |
|||
(c) Drugs & Pharmaceuticals |
535 |
574,78 |
411,43 |
535 |
1402,76 |
1079,60 |
106 |
129,06 |
108,18 |
|||
(d) Non-Edible Oils |
57 |
22,70 |
21,48 |
36 |
117,17 |
97,11 |
4 |
1,27 |
1,27 |
|||
(e) Other Chemicals & Chemical Products |
1,270 |
838,09 |
573,81 |
1,103 |
2431,82 |
1978,90 |
269 |
200,92 |
142,10 |
|||
9. Petroleum, Coal Products & Nuclear Fuels |
259 |
1004,49 |
858,20 |
157 |
2169,92 |
1516,05 |
45 |
38,31 |
30,09 |
|||
10. Manufacture of Cement & Cement Products |
502 |
894,21 |
652,48 |
303 |
1080,14 |
850,98 |
57 |
154,77 |
103,31 |
|||
11. Basic Metals & Metal Products |
3,569 |
3297,46 |
2604,47 |
2,351 |
7676,08 |
5779,01 |
533 |
475,40 |
367,99 |
|||
(a) Iron & Steel |
1,184 |
2260,04 |
1724,00 |
887 |
5672,12 |
4316,47 |
194 |
269,37 |
233,64 |
|||
(b) Non-Ferrous Metals |
275 |
307,64 |
304,24 |
258 |
759,50 |
554,72 |
73 |
20,15 |
19,06 |
|||
(c) Metal Products |
2,110 |
729,78 |
576,23 |
1,206 |
1244,45 |
907,82 |
266 |
185,88 |
115,29 |
|||
12. Engineering |
4,582 |
3874,83 |
3116,70 |
2,711 |
5381,71 |
3968,14 |
655 |
690,54 |
414,04 |
|||
(a) Heavy Engineering |
1,052 |
774,33 |
483,41 |
608 |
852,07 |
656,75 |
134 |
173,29 |
127,82 |
|||
(b) Light Engineering |
1,543 |
1094,55 |
1004,32 |
892 |
1202,25 |
842,64 |
194 |
155,42 |
102,29 |
|||
(c) Electrical Machinery & Goods |
1,373 |
886,27 |
722,52 |
721 |
1917,33 |
1341,96 |
161 |
172,55 |
63,41 |
|||
(d) Electronic Machinery & Goods |
614 |
1119,69 |
906,45 |
490 |
1410,05 |
1126,78 |
166 |
189,29 |
120,53 |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
793 |
1319,89 |
823,21 |
566 |
2501,75 |
1792,61 |
143 |
54,57 |
40,15 |
|||
14. Other Industries |
8,070 |
3940,06 |
3245,82 |
4,072 |
4258,27 |
3294,44 |
978 |
220,03 |
190,08 |
|||
15. Electricity, Gas & Water |
381 |
1562,70 |
1315,86 |
235 |
4190,03 |
3200,18 |
45 |
99,31 |
78,40 |
|||
(a) Electricity Generation & Transmission |
175 |
1337,95 |
1130,91 |
134 |
3993,17 |
3023,05 |
28 |
97,00 |
76,83 |
|||
(b) Non-Conventional Energy |
58 |
55,21 |
34,34 |
26 |
46,74 |
44,11 |
2 |
30 |
5 |
|||
(c) Gas, Steam & Water Supply |
148 |
169,54 |
150,61 |
75 |
150,12 |
133,02 |
15 |
2,01 |
1,53 |
|||
16. Construction |
5,467 |
2228,80 |
1872,80 |
2,380 |
3615,19 |
2867,80 |
542 |
171,80 |
146,27 |
|||
III. |
TRANSPORT OPERATORS |
8,621 |
595,90 |
450,53 |
4,234 |
1753,31 |
1374,35 |
1,060 |
83,64 |
64,59 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
11,210 |
3358,30 |
2796,38 |
6,851 |
5930,97 |
4521,18 |
1,492 |
361,64 |
290,93 |
||
V. |
PERSONAL LOANS |
5,24,054 |
23677,40 |
18624,24 |
38,938 |
5759,59 |
4787,72 |
14,006 |
573,65 |
436,53 |
||
1. Loans for Purchase of Consumer Durables |
6,235 |
231,82 |
187,47 |
406 |
16,85 |
10,40 |
209 |
8,07 |
4,78 |
|||
2. Loans for Housing |
23,213 |
1415,41 |
1207,16 |
12,830 |
4423,21 |
3916,56 |
699 |
51,71 |
43,10 |
|||
3. Rest of the Personal Loans |
4,94,606 |
22030,17 |
17229,62 |
25,702 |
1319,52 |
860,76 |
13,098 |
513,87 |
388,65 |
|||
VI. |
TRADE |
36,717 |
5493,78 |
4501,94 |
14,498 |
4439,80 |
3375,02 |
2,947 |
411,94 |
351,85 |
||
1. Wholesale Trade |
10,870 |
2317,55 |
1975,14 |
4,671 |
2474,92 |
1867,48 |
1,082 |
183,99 |
158,47 |
|||
2. Retail Trade |
25,847 |
3176,23 |
2526,80 |
9,827 |
1964,88 |
1507,53 |
1,865 |
227,95 |
193,38 |
|||
VII. |
FINANCE |
949 |
2446,42 |
2195,37 |
1,298 |
12312,64 |
10275,88 |
231 |
264,55 |
200,87 |
||
VIII. |
ALL OTHERS |
18,586 |
3342,15 |
2538,33 |
9,054 |
3145,62 |
2456,23 |
2,090 |
526,61 |
409,39 |
||
TOTAL LOANS AND ADVANCES |
6,87,552 |
73584,01 |
58993,89 |
1,20,547 |
91750,65 |
70638,32 |
32,804 |
6799,51 |
5203,13 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
2,571 |
209,13 |
174,46 |
1,438 |
116,90 |
94,81 |
419 |
25,34 |
19,17 |
|||
2. Other Small Scale Industries |
15,980 |
3089,65 |
2494,12 |
9,209 |
3020,75 |
2333,65 |
2,032 |
461,68 |
384,38 |
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
18% AND ABOVE BUT LESS |
20% AND ABOVE |
TOTAL |
|||||||||
THAN 20% |
||||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
28 |
29 |
30 |
31 |
32 |
33 |
34 |
35 |
36 |
||||
I. |
AGRICULTURE |
10,074 |
1487,72 |
1356,98 |
1,108 |
257,19 |
215,78 |
6,43,882 |
59288,17 |
48022,25 |
||
1. Direct Finance |
7,806 |
858,89 |
806,82 |
866 |
156,66 |
129,83 |
5,85,064 |
29058,96 |
23910,69 |
|||
2. Indirect Finance |
2,268 |
628,83 |
550,16 |
242 |
100,53 |
85,95 |
58,818 |
30229,21 |
24111,56 |
|||
II. |
INDUSTRY |
15,916 |
9030,05 |
7906,18 |
30,473 |
5499,24 |
3646,23 |
4,68,288 |
388745,45 |
288586,37 |
||
1. Mining & Quarrying |
284 |
164,12 |
176,52 |
44 |
24,19 |
24,56 |
11,177 |
17171,60 |
10031,96 |
|||
2. Food Manufacturing & Processing |
785 |
482,88 |
426,32 |
330 |
303,03 |
194,37 |
48,013 |
33526,41 |
23836,01 |
|||
(a) Rice Mills, Flour & Dal Mills |
159 |
54,94 |
50,64 |
62 |
15,29 |
11,65 |
20,258 |
7364,49 |
5109,30 |
|||
(b) Sugar |
19 |
43,19 |
36,89 |
16 |
59,18 |
36,73 |
1,191 |
8375,02 |
5598,04 |
|||
(c) Edible Oils & Vanaspati |
123 |
105,86 |
94,72 |
50 |
69,58 |
34,18 |
4,694 |
3480,53 |
2683,30 |
|||
(d) Tea Processing |
28 |
30,46 |
30,11 |
5 |
7,66 |
8,06 |
2,068 |
3408,46 |
2702,83 |
|||
(e) Processing of Fruits & Vegetables |
74 |
37,53 |
34,68 |
36 |
47,57 |
31,47 |
1,417 |
744,49 |
598,85 |
|||
(f) Others |
382 |
210,90 |
179,28 |
161 |
103,76 |
72,28 |
18,385 |
10153,42 |
7143,69 |
|||
3. Beverage & Tobacco |
115 |
395,17 |
387,04 |
35 |
37,69 |
32,53 |
3,925 |
5134,72 |
4195,55 |
|||
4. Textiles |
1,524 |
969,10 |
832,98 |
951 |
764,55 |
522,54 |
63,529 |
45334,60 |
33997,42 |
|||
(a) Cotton Textiles |
624 |
470,15 |
396,26 |
624 |
444,35 |
271,53 |
21,747 |
20734,24 |
15798,45 |
|||
(b) Jute & Other Natural Fibre Textiles |
21 |
22,00 |
13,70 |
7 |
7,08 |
6,75 |
1,254 |
1002,48 |
676,88 |
|||
(c) Handloom Textiles & Khadi |
61 |
33,77 |
31,81 |
10 |
2,65 |
2,38 |
3,703 |
1283,22 |
969,50 |
|||
(d) Other Textiles & Textile Products |
818 |
443,18 |
391,22 |
310 |
310,47 |
241,89 |
36,825 |
22314,65 |
16552,58 |
|||
5. Paper, Paper Products & Printing |
388 |
233,00 |
204,55 |
149 |
147,90 |
105,68 |
19,156 |
10160,45 |
7658,38 |
|||
6. Leather & Leather Products |
167 |
85,85 |
74,85 |
41 |
14,98 |
13,01 |
6,039 |
3073,54 |
2494,15 |
|||
7. Rubber & Plastic Products |
390 |
221,93 |
190,12 |
168 |
484,43 |
456,20 |
19,882 |
8890,97 |
6843,00 |
|||
8. Chemicals & Chemical Products |
669 |
1124,76 |
939,82 |
699 |
928,57 |
508,81 |
28,384 |
41790,71 |
30074,77 |
|||
(a) Heavy Industrial Chemicals |
150 |
245,53 |
209,22 |
117 |
219,49 |
136,15 |
4,919 |
10305,14 |
7331,81 |
|||
(b) Fertilisers |
23 |
128,65 |
103,29 |
12 |
73,14 |
38,99 |
1,112 |
8489,51 |
6229,35 |
|||
(c) Drugs & Pharmaceuticals |
144 |
297,26 |
283,30 |
85 |
130,01 |
90,74 |
6,481 |
9848,01 |
7290,22 |
|||
(d) Non-Edible Oils |
11 |
7,18 |
6,77 |
1 |
11,40 |
2,49 |
614 |
460,54 |
341,56 |
|||
(e) Other Chemicals & Chemical Products |
341 |
446,13 |
337,25 |
484 |
494,54 |
240,43 |
15,258 |
12687,51 |
8881,83 |
|||
9. Petroleum, Coal Products & Nuclear Fuels |
85 |
41,67 |
39,62 |
29 |
18,44 |
17,96 |
2,074 |
12362,02 |
9060,12 |
|||
10. Manufacture of Cement & Cement Products |
85 |
128,91 |
113,70 |
62 |
126,29 |
84,45 |
4,869 |
7626,08 |
5903,54 |
|||
11. Basic Metals & Metal Products |
976 |
799,56 |
605,42 |
382 |
777,69 |
564,04 |
37,133 |
41836,87 |
30784,63 |
|||
(a) Iron & Steel |
468 |
415,90 |
368,22 |
157 |
402,84 |
296,32 |
13,386 |
27927,83 |
20735,43 |
|||
(b) Non-Ferrous Metals |
59 |
82,60 |
58,97 |
60 |
66,86 |
57,92 |
3,558 |
4233,48 |
2974,20 |
|||
(c) Metal Products |
449 |
301,05 |
178,23 |
165 |
307,99 |
209,81 |
20,189 |
9675,56 |
7075,00 |
|||
12. Engineering |
1,234 |
1180,49 |
1051,21 |
1,086 |
541,73 |
382,63 |
43,629 |
37754,65 |
27298,81 |
|||
(a) Heavy Engineering |
358 |
220,00 |
196,99 |
505 |
196,15 |
133,27 |
10,365 |
7115,48 |
5159,68 |
|||
(b) Light Engineering |
302 |
351,05 |
324,57 |
105 |
51,89 |
31,87 |
15,951 |
9681,75 |
7087,07 |
|||
(c) Electrical Machinery & Goods |
360 |
336,03 |
291,65 |
365 |
130,43 |
82,16 |
11,842 |
12284,90 |
8251,72 |
|||
(d) Electronic Machinery & Goods |
214 |
273,41 |
238,01 |
111 |
163,26 |
135,33 |
5,471 |
8672,52 |
6800,36 |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
197 |
205,14 |
190,87 |
121 |
168,38 |
151,45 |
10,755 |
15746,15 |
11296,78 |
|||
14. Other Industries |
1,966 |
838,12 |
779,18 |
26,092 |
799,26 |
297,96 |
91,119 |
35416,95 |
26277,94 |
|||
15. Electricity, Gas & Water |
403 |
634,05 |
549,50 |
48 |
205,83 |
165,21 |
3,807 |
31115,93 |
25664,85 |
|||
(a) Electricity Generation & Transmission |
368 |
572,68 |
487,97 |
30 |
204,52 |
163,99 |
2,033 |
28983,11 |
24019,23 |
|||
(b) Non-Conventional Energy |
6 |
32 |
27 |
2 |
9 |
5 |
453 |
492,67 |
419,31 |
|||
(c) Gas, Steam & Water Supply |
29 |
61,05 |
61,26 |
16 |
1,23 |
1,17 |
1,321 |
1640,15 |
1226,31 |
|||
16. Construction |
6,648 |
1525,31 |
1344,47 |
236 |
156,26 |
124,83 |
74,797 |
41803,81 |
33168,46 |
|||
III. |
TRANSPORT OPERATORS |
5,038 |
698,64 |
675,84 |
325 |
73,90 |
34,11 |
74,116 |
12156,23 |
9386,78 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
14,303 |
2741,46 |
2574,22 |
1,883 |
431,17 |
347,58 |
1,48,399 |
49266,25 |
39475,96 |
||
V. |
PERSONAL LOANS |
4,95,977 |
31225,30 |
26749,73 |
75,854 |
2510,41 |
934,90 |
24,87,449 |
130910,59 |
108706,45 |
||
1. Loans for Purchase of Consumer Durables |
813 |
36,83 |
30,26 |
1,152 |
64,59 |
60,75 |
13,337 |
530,95 |
428,34 |
|||
2. Loans for Housing |
3,30,397 |
22732,69 |
19629,20 |
- |
- |
- |
12,61,726 |
78036,81 |
68969,13 |
|||
3. Rest of the Personal Loans |
1,64,767 |
8455,77 |
7090,27 |
74,702 |
2445,82 |
874,16 |
12,12,386 |
52342,84 |
39308,97 |
|||
VI. |
TRADE |
7,033 |
2355,50 |
1944,15 |
925 |
320,68 |
280,36 |
3,57,192 |
104260,32 |
80163,99 |
||
1. Wholesale Trade |
2,534 |
809,92 |
694,10 |
330 |
134,72 |
114,00 |
1,05,741 |
73052,89 |
56129,66 |
|||
2. Retail Trade |
4,499 |
1545,58 |
1250,05 |
595 |
185,96 |
166,36 |
2,51,451 |
31207,43 |
24034,34 |
|||
VII. |
FINANCE |
4,351 |
853,49 |
649,35 |
167 |
378,06 |
400,48 |
16,426 |
63561,81 |
53452,65 |
||
VIII. |
ALL OTHERS |
18,291 |
2104,91 |
1692,05 |
4,324 |
337,11 |
253,89 |
2,21,152 |
40078,53 |
30043,81 |
||
TOTAL LOANS AND ADVANCES |
5,70,983 |
50497,07 |
43548,49 |
1,15,059 |
9807,77 |
6113,35 |
44,16,904 |
848267,35 |
657838,26 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
794 |
42,90 |
32,02 |
626 |
32,44 |
25,45 |
34,921 |
3436,13 |
2709,17 |
|||
2. Other Small Scale Industries |
2,844 |
639,19 |
566,94 |
921 |
224,90 |
208,34 |
1,73,203 |
40121,15 |
30779,80 |