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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

15% AND ABOVE BUT LESS
THAN 16%

16% AND ABOVE BUT LESS THAN 17%

No. of
Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

25,969

3075,48

2586,54

33,152

5220,26

4082,22

1.

Direct Finance

23,122

1168,83

981,02

31,397

3277,98

2421,76

2.

Indirect Finance

2,847

1906,65

1605,52

1,755

1942,27

1660,47

II.

INDUSTRY

21,432

26666,78

16965,92

17,343

53896,31

39573,50

1.

Mining & Quarrying

464

1603,33

1320,44

362

1254,85

943,43

2.

Food Manufacturing & Processing

2,018

1364,65

1064,51

1,412

1777,35

1460,80

(a)

Rice Mills, Flour & Dal Mills

779

370,23

344,23

388

403,87

372,90

(b)

Sugar

87

224,79

111,97

54

211,17

186,13

(c)

Edible Oils & Vanaspati

244

174,77

127,29

184

284,13

227,13

(d)

Tea Processing

180

330,04

300,88

40

94,34

84,13

(e)

Processing of Fruits & Vegetables

64

22,20

22,20

93

227,65

212,42

(f)

Others

664

242,61

157,93

653

556,17

378,09

3.

Beverage & Tobacco

231

457,47

218,68

168

526,14

411,28

4.

Textiles

2,317

2842,59

2366,78

3,153

5613,90

4235,47

(a)

Cotton Textiles

753

648,66

459,39

913

3100,01

2437,02

(b)

Jute & Other Natural Fibre Textiles

48

22,65

19,20

48

33,20

27,47

(c)

Handloom Textiles & Khadi

203

406,28

287,27

213

131,88

51,59

(d)

Other Textiles & Textile Products

1,313

1765,00

1600,93

1,979

2348,80

1719,38

5.

Paper, Paper Products & Printing

758

387,50

320,54

594

925,75

797,52

6.

Leather & Leather Products

280

159,23

131,21

293

264,28

202,11

7.

Rubber & Plastic Products

656

390,67

352,97

638

947,46

772,95

8.

Chemicals & Chemical Products

1,062

3308,81

1269,81

1,300

5997,18

4162,39

(a)

Heavy Industrial Chemicals

264

328,16

219,92

285

844,33

587,88

(b)

Fertilisers

25

33,46

29,90

81

1052,52

861,57

(c)

Drugs & Pharmaceuticals

225

451,35

305,41

365

2193,72

1725,24

(d)

Non-Edible Oils

17

6,86

5,81

14

9,80

3,36

(e)

Other Chemicals & Chemical Products

531

2488,97

708,78

555

1896,81

984,34

9.

Petroleum, Coal Products & Nuclear Fuels

109

1309,83

1266,78

93

3344,33

2678,73

10.

Manufacture of Cement & Cement Products

256

314,10

267,56

262

2547,41

1711,71

11.

Basic Metals & Metal Products

1,510

2488,26

1798,29

1,323

8197,10

5503,12

(a)

Iron & Steel

604

1463,97

1207,72

559

5252,92

4154,11

(b)

Non-Ferrous Metals

234

538,49

271,15

205

2177,60

877,24

(c)

Metal Products

672

485,81

319,43

559

766,58

471,77

12.

Engineering

1,635

3202,74

1771,83

1,617

4436,49

3417,89

(a)

Heavy Engineering

331

410,46

236,10

309

1249,91

910,10

(b)

Light Engineering

565

675,70

417,04

551

1511,88

1107,63

(c)

Electrical Machinery & Goods

432

737,49

393,62

467

840,06

676,06

(d)

Electronic Machinery & Goods

307

1379,09

725,06

290

834,64

724,11

13.

Vehicles, Vehicle Parts & Transport Equipments

1,942

1629,99

1144,30

449

3936,48

3121,45

14.

Other Industries

4,806

4983,45

1974,84

2,708

3919,39

2933,52

15.

Electricity, Gas & Water

169

684,14

462,52

157

3913,93

2239,05

(a)

Electricity Generation & Transmission

96

360,11

272,38

101

3634,51

2030,89

(b)

Non-Conventional Energy

10

23,74

23,53

28

125,88

84,79

(c)

Gas, Steam & Water Supply

63

300,28

166,60

28

153,54

123,37

16.

Construction

3,219

1540,02

1234,85

2,814

6294,28

4982,09

III.

TRANSPORT OPERATORS

4,289

665,41

619,90

2,533

1250,72

1038,48

IV.

PROFESSIONAL AND OTHER SERVICES

6,171

2091,37

1645,70

5,276

5749,33

4105,88

V.

PERSONAL LOANS

14,52,791

73221,93

55081,21

42,019

1772,80

1384,95

1.

Loans for Purchase of Consumer Durables

10,090

401,65

326,97

106

4,40

3,12

2.

Loans for Housing

3.

Rest of the Personal Loans

14,42,701

72820,28

54754,24

41,913

1768,41

1381,83

VI.

TRADE

18,115

8210,19

3942,96

9,599

7264,07

5218,19

1.

Wholesale Trade

4,351

3468,62

1141,59

2,806

2272,97

1588,34

2.

Retail Trade

13,764

4741,57

2801,37

6,793

4991,11

3629,85

VII.

FINANCE

643

4559,15

1025,78

857

8403,89

7059,01

VIII.

ALL OTHERS

13,134

3171,25

1114,29

10,984

1604,71

1022,60

TOTAL LOANS AND ADVANCES

15,42,544

121661,56

82982,31

1,21,763

85162,09

63484,84

OF WHICH: 1.

Artisans and Village & Tiny Industries

1,568

143,20

120,95

974

82,70

66,66

   2.

Other Small Scale Industries

5,829

1373,24

1120,82

4,460

1586,82

1269,30

 

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

17% AND ABOVE BUT LESS THAN 18%

18% AND ABOVE BUT LESS THAN 20%

No. of
Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

8,686

1206,75

1008,49

7,777

258,82

192,92

1.

Direct Finance

7,631

776,77

628,34

6,396

209,58

159,24

2.

Indirect Finance

1,055

429,98

380,15

1,381

49,25

33,68

II.

INDUSTRY

14,507

14166,13

9692,96

12,502

906,05

325,92

1.

Mining & Quarrying

369

409,03

392,03

732

30,34

19,89

2.

Food Manufacturing & Processing

1,133

967,17

819,29

814

63,99

22,08

(a)

Rice Mills, Flour & Dal Mills

322

256,47

239,89

194

8,00

5,05

(b)

Sugar

23

100,57

61,33

4

14

8

(c)

Edible Oils & Vanaspati

115

138,55

115,41

73

3,62

1,99

(d)

Tea Processing

37

42,21

39,49

30

11,73

82

(e)

Processing of Fruits & Vegetables

116

92,94

80,92

41

2,45

1,25

(f)

Others

520

336,43

282,25

472

38,06

12,89

3.

Beverage & Tobacco

88

70,33

61,53

58

2,57

1,44

4.

Textiles

2,040

1375,65

1102,39

1,293

124,75

34,23

(a)

Cotton Textiles

699

788,33

621,57

269

18,28

6,49

(b)

Jute & Other Natural Fibre Textiles

19

13,71

5,19

12

6,26

27

(c)

Handloom Textiles & Khadi

72

23,42

16,12

78

3,10

2,11

(d)

Other Textiles & Textile Products

1,250

550,19

459,52

934

97,11

25,36

5.

Paper, Paper Products & Printing

461

801,43

201,82

533

47,20

14,82

6.

Leather & Leather Products

174

67,27

54,59

78

5,75

1,92

7.

Rubber & Plastic Products

533

534,02

404,20

606

46,21

16,20

8.

Chemicals & Chemical Products

829

1898,42

1106,89

359

69,27

9,30

(a)

Heavy Industrial Chemicals

186

882,47

304,09

56

13,07

1,42

(b)

Fertilisers

21

114,74

84,82

13

45

37

(c)

Drugs & Pharmaceuticals

257

451,86

329,61

75

46,62

2,01

(d)

Non-Edible Oils

37

53,94

39,72

6

24

19

(e)

Other Chemicals & Chemical Products

328

395,41

348,66

209

8,89

5,31

9.

Petroleum, Coal Products & Nuclear Fuels

66

34,02

28,62

20

96

50

10.

Manufacture of Cement & Cement Products

123

125,81

79,19

72

3,90

1,79

11.

Basic Metals & Metal Products

1,362

2417,09

1467,62

549

38,08

14,13

(a)

Iron & Steel

707

900,06

770,95

129

15,68

2,93

(b)

Non-Ferrous Metals

182

1321,25

526,11

25

1,20

65

(c)

Metal Products

473

195,79

170,57

395

21,20

10,55

12.

Engineering

1,131

1305,04

1175,84

728

33,16

18,06

(a)

Heavy Engineering

261

264,38

220,06

176

7,23

4,11

(b)

Light Engineering

307

154,32

134,06

236

9,11

6,36

(c)

Electrical Machinery & Goods

337

442,08

403,72

233

9,97

5,65

(d)

Electronic Machinery & Goods

226

444,27

418,01

83

6,85

1,93

13.

Vehicles, Vehicle Parts & Transport Equipments

189

186,93

161,95

99

26,45

2,42

14.

Other Industries

2,838

1363,66

899,18

3,417

163,03

85,42

15.

Electricity, Gas & Water

119

1124,28

663,05

58

3,91

1,64

(a)

Electricity Generation & Transmission

62

1073,62

648,77

11

2,31

28

(b)

Non-Conventional Energy

11

2,14

1,52

13

45

36

(c)

Gas, Steam & Water Supply

46

48,52

12,76

34

1,15

99

16.

Construction

3,052

1485,96

1074,78

3,086

246,51

82,10

III.

TRANSPORT OPERATORS

8,738

799,87

766,58

7,172

256,90

217,49

IV.

PROFESSIONAL AND OTHER SERVICES

18,208

3321,60

2687,31

7,421

315,22

197,52

V.

PERSONAL LOANS

90,220

5489,32

4524,18

92,753

3258,06

2216,15

1.

Loans for Purchase of Consumer Durables

341

23,39

21,68

1,629

56,43

41,80

2.

Loans for Housing

3.

Rest of the Personal Loans

89,879

5465,94

4502,50

91,124

3201,63

2174,35

VI.

TRADE

8,347

3566,55

2884,32

11,333

776,22

289,13

1.

Wholesale Trade

2,563

1068,14

915,59

2,723

186,23

66,02

2.

Retail Trade

5,784

2498,42

1968,73

8,610

589,99

223,11

VII.

FINANCE

687

650,89

569,86

484

3184,80

10,44

VIII.

ALL OTHERS

17,050

1876,97

1393,97

21,526

793,71

408,34

TOTAL LOANS AND ADVANCES

1,66,443

31078,09

23527,67

1,60,968

9749,79

3857,90

OF WHICH: 1.

Artisans and Village & Tiny Industries

960

80,26

67,52

1,634

67,39

41,02

    2.

Other Small Scale Industries

3,352

1187,98

912,70

3,215

159,33

88,08

 

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

20% AND ABOVE

TOTAL

No. of
 Accounts

Credit
 Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

518

20,83

11,30

12,07,106

115611,10

94354,83

1.

Direct Finance

276

9,82

6,00

11,27,581

59105,29

48423,40

2.

Indirect Finance

242

11,01

5,30

79,525

56505,82

45931,43

II.

INDUSTRY

1,733

182,48

35,45

6,45,122

747704,77

504135,50

1.

Mining & Quarrying

15

14,04

37

18,878

21474,91

14855,79

2.

Food Manufacturing & Processing

140

11,23

3,26

67,401

48564,12

33636,52

(a)

Rice Mills, Flour & Dal Mills

12

2,95

29

27,865

11307,92

8377,42

(b)

Sugar

6

3,68

11

1,427

9308,12

6667,96

(c)

Edible Oils & Vanaspati

9

38

23

6,132

6265,08

4465,85

(d)

Tea Processing

4

18

7

2,189

3833,70

3047,06

(e)

Processing of Fruits & Vegetables

7

34

20

4,483

1306,28

1049,63

(f)

Others

102

3,70

2,36

25,305

16543,02

10028,60

3.

Beverage & Tobacco

37

1,39

70

4,432

6028,46

4400,82

4.

Textiles

246

39,74

5,07

81,865

86826,09

57731,57

(a)

Cotton Textiles

184

36,06

3,23

29,232

42841,01

29544,49

(b)

Jute & Other Natural Fibre Textiles

3

10

10

1,476

985,97

662,57

(c)

Handloom Textiles & Khadi

5,435

2338,34

1622,15

(d)

Other Textiles & Textile Products

59

3,58

1,74

45,722

40660,78

25902,36

5.

Paper, Paper Products & Printing

20

1,18

45

23,156

16258,20

11507,04

6.

Leather & Leather Products

12

61

30

8,049

5801,75

3392,10

7.

Rubber & Plastic Products

63

2,55

1,64

22,910

13623,62

9774,50

8.

Chemicals & Chemical Products

119

10,98

1,89

32,473

71624,71

43464,11

(a)

Heavy Industrial Chemicals

11

59

26

6,462

21458,42

11817,02

(b)

Fertilisers

1

2

3

1,218

14307,65

8958,49

(c)

Drugs & Pharmaceuticals

8

28

29

7,252

15591,36

11267,73

(d)

Non-Edible Oils

2

11

811

608,98

425,93

(e)

Other Chemicals & Chemical Products

97

9,98

1,30

16,730

19658,30

10994,94

9.

Petroleum, Coal Products & Nuclear Fuels

1

4

3

2,537

41045,14

21930,43

10.

Manufacture of Cement & Cement Products

7

87

14

8,109

11917,70

8757,26

11.

Basic Metals & Metal Products

57

7,90

1,44

47,116

98026,51

64078,85

(a)

Iron & Steel

14

1,02

29

19,313

70491,62

48271,66

(b)

Non-Ferrous Metals

1

3

3

5,869

11874,70

6331,65

(c)

Metal Products

42

6,85

1,12

21,934

15660,19

9475,53

12.

Engineering

291

52,47

4,22

59,770

54808,58

37855,38

(a)

Heavy Engineering

167

6,21

2,09

15,558

11199,29

7657,97

(b)

Light Engineering

19

78

52

24,109

17270,04

11133,80

(c)

Electrical Machinery & Goods

89

3,26

1,26

13,491

13201,01

9621,47

(d)

Electronic Machinery & Goods

16

42,23

35

6,612

13138,25

9442,15

13.

Vehicles, Vehicle Parts & Transport Equipments

24

73

44

15,473

26117,92

17465,78

14.

Other Industries

528

23,39

11,32

96,724

79021,42

49114,57

15.

Electricity, Gas & Water

11

7,98

32

4,680

62357,64

46364,29

(a)

Electricity Generation & Transmission

3

7,57

5

2,265

56955,85

42358,98

(b)

Non-Conventional Energy

4

18

13

633

1501,81

1220,59

(c)

Gas, Steam & Water Supply

4

23

14

1,782

3899,98

2784,71

16.

Construction

162

7,37

3,87

1,51,549

104208,00

79806,50

III.

TRANSPORT OPERATORS

506

14,53

13,91

1,52,517

26508,98

21127,95

IV.

PROFESSIONAL AND OTHER SERVICES

2,015

82,51

50,56

2,30,406

101834,34

76095,49

V.

PERSONAL LOANS

1,80,822

5616,83

1173,43

49,43,882

303152,50

246947,68

1.

Loans for Purchase of Consumer Durables

100

3,16

2,16

15,407

607,79

487,73

2.

Loans for Housing

24,14,609

186077,77

162562,63

3.

Rest of the Personal Loans

1,80,722

5613,67

1171,27

25,13,866

116466,94

83897,32

VI.

TRADE

932

92,87

23,51

5,49,026

171716,81

122136,67

1.

Wholesale Trade

75

51,32

1,81

1,18,269

99546,05

68417,11

2.

Retail Trade

857

41,55

21,69

4,30,757

72170,76

53719,56

VII.

FINANCE

188

33,86

3,48

18,274

116463,32

91736,98

VIII.

ALL OTHERS

1,414

56,09

20,24

4,56,390

55386,89

37503,08

TOTAL LOANS AND ADVANCES

1,88,128

6100,00

1331,87

82,02,723

1638378,72

1194038,18

OF WHICH: 1.

Artisans and Village & Tiny Industries

393

11,86

7,95

64,449

6188,32

4858,68

   2.

Other Small Scale Industries

210

14,93

5,89

2,18,070

58730,09

45302,88

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