TABLE NO.5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
(Amount in Rupees Lakh) |
OCCUPATION |
ABOVE Rs. 10 LAKH AND UPTO Rs. 25 LAKH |
ABOVE Rs. 25 LAKH AND UPTO Rs.50 LAKH |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
13 |
14 |
15 |
16 |
17 |
18 |
I. |
AGRICULTURE |
29,317 |
4758,37 |
3813,85 |
10,851 |
3994,79 |
3186,74 |
|
1. |
Direct Finance |
21,977 |
3505,29 |
2814,83 |
6,018 |
2188,39 |
1653,29 |
|
2. |
Indirect Finance |
7,340 |
1253,08 |
999,02 |
4,833 |
1806,40 |
1533,45 |
II. |
INDUSTRY |
1,28,589 |
21503,05 |
17596,80 |
51,446 |
19556,10 |
15012,19 |
|
1. |
Mining & Quarrying |
2,683 |
450,64 |
355,77 |
1,141 |
433,39 |
328,09 |
|
2. |
Food Manufacturing & Processing |
12,884 |
2287,45 |
1776,63 |
7,195 |
2759,03 |
2057,69 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
6,474 |
1157,77 |
874,99 |
3,786 |
1455,59 |
1048,12 |
|
|
(b) |
Sugar |
112 |
21,13 |
15,70 |
111 |
43,95 |
31,79 |
|
|
(c) |
Edible Oils & Vanaspati |
1,178 |
213,53 |
169,40 |
610 |
237,01 |
182,80 |
|
|
(d) |
Tea Processing |
275 |
49,35 |
37,89 |
292 |
114,99 |
88,16 |
|
|
(e) |
Processing of Fruits & Vegetables |
487 |
82,14 |
65,84 |
244 |
90,66 |
70,25 |
|
|
(f) |
Others |
4,358 |
763,54 |
612,81 |
2,152 |
816,82 |
636,57 |
|
3. |
Beverage & Tobacco |
696 |
124,51 |
95,60 |
374 |
146,33 |
107,78 |
|
4. |
Textiles |
16,481 |
2879,64 |
2303,54 |
9,264 |
3530,36 |
2703,11 |
|
|
(a) |
Cotton Textiles |
5,332 |
944,11 |
746,85 |
3,421 |
1309,69 |
993,66 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
264 |
46,59 |
36,25 |
138 |
54,10 |
43,77 |
|
|
(c) |
Handloom Textiles & Khadi |
955 |
165,72 |
136,91 |
393 |
146,98 |
116,37 |
|
|
(d) |
Other Textiles & Textile Products |
9,930 |
1723,22 |
1383,53 |
5,312 |
2019,59 |
1549,31 |
|
5. |
Paper, Paper Products & Printing |
4,572 |
778,76 |
618,93 |
1,903 |
716,70 |
559,02 |
|
6. |
Leather & Leather Products |
1,984 |
342,36 |
277,72 |
1,122 |
428,13 |
328,83 |
|
7. |
Rubber & Plastic Products |
4,906 |
836,28 |
660,70 |
2,231 |
850,94 |
670,36 |
|
8. |
Chemicals & Chemical Products |
6,675 |
1163,22 |
920,40 |
3,795 |
1449,91 |
1094,28 |
|
|
(a) |
Heavy Industrial Chemicals |
1,352 |
235,75 |
184,52 |
787 |
302,43 |
227,08 |
|
|
(b) |
Fertilisers |
195 |
34,44 |
28,29 |
103 |
38,44 |
28,64 |
|
|
(c) |
Drugs & Pharmaceuticals |
1,461 |
257,35 |
201,99 |
995 |
384,56 |
288,78 |
|
|
(d) |
Non-Edible Oils |
164 |
29,42 |
22,99 |
112 |
42,30 |
34,66 |
|
|
(e) |
Other Chemicals & Chemical Products |
3,503 |
606,25 |
482,62 |
1,798 |
682,17 |
515,12 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
496 |
84,57 |
67,65 |
253 |
96,71 |
72,59 |
|
10. |
Manufacture of Cement & Cement Products |
1,590 |
252,62 |
214,35 |
461 |
174,88 |
129,49 |
|
11. |
Basic Metals & Metal Products |
9,318 |
1616,97 |
1304,73 |
4,983 |
1906,11 |
1494,48 |
|
|
(a) |
Iron & Steel |
3,657 |
637,27 |
511,57 |
2,181 |
844,31 |
662,38 |
|
|
(b) |
Non-Ferrous Metals |
1,399 |
245,70 |
203,48 |
755 |
282,77 |
226,35 |
|
|
(c) |
Metal Products |
4,262 |
734,00 |
589,68 |
2,047 |
779,04 |
605,74 |
|
12. |
Engineering |
11,734 |
2017,38 |
1579,05 |
5,530 |
2097,64 |
1591,92 |
|
|
(a) |
Heavy Engineering |
2,466 |
422,80 |
331,34 |
1,032 |
393,86 |
287,25 |
|
|
(b) |
Light Engineering |
5,054 |
865,97 |
673,44 |
2,245 |
848,49 |
634,71 |
|
|
(c) |
Electrical Machinery & Goods |
3,054 |
527,92 |
415,35 |
1,648 |
625,56 |
487,83 |
|
|
(d) |
Electronic Machinery & Goods |
1,160 |
200,69 |
158,92 |
605 |
229,73 |
182,13 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
21,164 |
3159,48 |
3022,23 |
1,779 |
691,49 |
510,14 |
|
14. |
Other Industries |
12,730 |
2163,73 |
1742,85 |
4,840 |
1806,43 |
1428,92 |
|
15. |
Electricity, Gas & Water |
1,191 |
185,32 |
142,75 |
451 |
169,19 |
139,29 |
|
|
(a) |
Electricity Generation & Transmission |
722 |
106,10 |
80,29 |
254 |
94,43 |
76,52 |
|
|
(b) |
Non-Conventional Energy |
66 |
12,07 |
9,70 |
48 |
19,04 |
15,21 |
|
|
(c) |
Gas, Steam & Water Supply |
403 |
67,14 |
52,76 |
149 |
55,72 |
47,57 |
|
16. |
Construction |
19,485 |
3160,12 |
2513,90 |
6,124 |
2298,85 |
1796,20 |
III. |
TRANSPORT OPERATORS |
12,270 |
1598,97 |
1472,07 |
1,218 |
452,07 |
368,84 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
30,780 |
5029,49 |
4032,13 |
9,341 |
3472,65 |
2681,17 |
V. |
PERSONAL LOANS |
3,98,033 |
60282,58 |
50091,23 |
63,838 |
22132,69 |
17828,52 |
|
1. |
Loans for Purchase of Consumer Durables |
17 |
2,38 |
2,38 |
– |
– |
– |
|
2. |
Loans for Housing |
2,77,189 |
42381,24 |
37215,04 |
47,111 |
16068,37 |
13472,13 |
|
3. |
Rest of the Personal Loans |
1,20,827 |
17898,96 |
12873,82 |
16,727 |
6064,32 |
4356,39 |
VI. |
TRADE |
|
74,030 |
12762,95 |
10215,01 |
26,429 |
9898,53 |
7677,55 |
|
1. |
Wholesale Trade |
28,943 |
5097,06 |
4094,43 |
12,312 |
4653,05 |
3628,75 |
|
2. |
Retail Trade |
45,087 |
7665,89 |
6120,58 |
14,117 |
5245,48 |
4048,80 |
VII. |
FINANCE |
|
6,575 |
1018,44 |
906,14 |
1,078 |
412,86 |
288,38 |
VIII. |
ALL OTHERS |
67,900 |
11352,75 |
9075,15 |
25,568 |
9976,18 |
6975,70 |
TOTAL BANK CREDIT |
7,47,494 |
118306,60 |
97202,38 |
1,89,769 |
69895,86 |
54019,07 |
OF WHICH: 1. |
Artisans and Village & Tiny Industries |
9,671 |
1625,37 |
1276,76 |
3,515 |
1319,29 |
1013,93 |
|
|
2. |
Other Small Scale Industries |
44,862 |
7759,49 |
6099,88 |
21,636 |
8172,78 |
6260,45 |