METROPOLITAN

 (Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

49,844

6729,21

5129,57

1,49,674

44250,54

32205,18

1. Direct Finance

47,776

1405,07

1158,95

1,10,440

9234,34

5860,22

2. Indirect Finance

2,068

5324,14

3970,62

39,234

35016,21

26344,96

II.

INDUSTRY

1,06,101

339205,76

225328,98

7,88,224

586209,40

427440,02

1. Mining & Quarrying

1,075

12200,96

7597,22

1,918

12136,33

7763,32

2. Food Manufacturing & Processing

8,652

16959,67

11307,15

25,893

18750,37

11478,23

  (a) Rice Mills, Flour & Dal Mills

891

2078,76

1681,27

5,561

3449,89

1501,37

  (b) Sugar

309

5981,61

4373,97

277

4153,11

3216,60

  (c) Edible Oils & Vanaspati

1,735

2651,04

1754,87

3,679

2406,85

1488,90

  (d) Tea Processing

144

513,23

403,76

736

1267,16

595,62

  (e) Processing of Fruits & Vegetables

193

430,83

350,71

275

337,65

243,32

  (f) Others

5,380

5304,20

2742,58

15,365

7135,71

4432,42

3. Beverage & Tobacco

475

2269,27

1900,77

589

2114,21

1765,61

4. Textiles

13,141

31186,86

23163,80

1,67,685

47458,51

33512,70

  (a) Cotton Textiles

3,360

11445,61

8519,61

29,128

17713,23

12924,60

  (b) Jute & Other Natural Fibre Textiles

371

319,07

214,83

1,712

647,88

433,28

  (c) Handloom Textiles & Khadi

841

638,16

545,65

3,685

882,02

1660,53

  (d) Other Textiles & Textile Products

8,569

18784,01

13883,70

1,33,160

28215,37

18494,29

5. Paper, Paper Products & Printing

3,968

4632,44

3303,71

22,749

8208,53

6515,45

6. Woods and Wood Products

841

920,70

673,29

10,893

1181,64

875,55

7. Leather & Leather Products

2,697

2226,58

1555,12

28,559

5449,80

2578,98

8. Gems and Jewellary

6,926

14843,03

9028,14

30,290

20491,39

9341,84

9. Rubber & Plastic Products

3,659

5808,12

3813,93

16,484

7988,91

5863,99

10. Chemicals & Chemical Products

7,950

25688,19

17170,29

2,06,370

37285,05

22228,99

  (a) Heavy Industrial Chemicals

997

4714,20

3130,39

2,263

5560,72

3678,12

  (b) Fertilisers

592

2931,87

1899,19

3,485

2838,49

1742,82

  (c) Drugs & Pharmaceuticals

1,532

6273,67

4750,74

92,275

13372,23

9620,45

  (d) Non-Edible Oils

103

482,56

358,45

124

664,60

358,72

  (e) Other Chemicals & Chemical Products

4,726

11285,89

7031,52

1,08,223

14849,01

6828,87

11. Petroleum, Coal Products & Nuclear Fuels

374

24377,36

17978,96

714

35703,80

30515,40

12. Manufacture of Cement & Cement Products

653

4051,00

2731,59

4,883

10741,26

8658,14

13. Basic Metals & Metal Products

12,024

52258,46

31806,14

49,082

117519,62

81442,91

  (a) Iron & Steel

3,656

40696,67

25129,23

4,959

52011,46

33584,12

  (b) Non-Ferrous Metals

1,142

6126,83

3110,77

1,246

6609,67

5582,63

  (c) Metal Products

7,226

5434,95

3566,14

42,877

58898,50

42276,16

14. Engineering

19,431

26949,85

20016,88

67,995

37955,30

28939,36

  (a) Heavy Engineering

1,391

3353,01

2329,63

7,342

9566,66

7141,75

  (b) Light Engineering

9,718

12356,28

8957,89

36,778

12547,28

9522,26

  (c) Electrical Machinery & Goods

6,886

6650,07

5027,70

18,266

9950,89

7200,96

  (d) Electronic Machinery & Goods

1,436

4590,49

3701,66

5,609

5890,46

5074,39

15. Vehicles, Vehicle Parts & Transport Equipments

5,468

14623,55

10297,35

19,250

16252,32

12108,50

16. Other Industries

8,211

7510,63

5732,21

1,03,256

20104,12

14700,61

17. Electricity, Gas & Water

579

22001,65

13685,45

1,765

74064,48

58054,77

  (a) Electricity Generation & Transmission

377

19595,20

12012,11

1,121

69621,26

55128,14

  (b) Non-Conventional Energy

70

1416,55

987,71

251

3033,75

1859,97

  (c) Gas, Steam & Water Supply

132

989,90

685,64

393

1409,48

1066,67

18. Construction

9,977

70697,43

43566,96

29,849

112803,76

91095,67

(a) Other than Infrastructure

2,042

13660,25

9980,59

16,589

25588,87

20080,88

(b) Infrastructure Construction

7,935

57037,18

33586,37

13,260

87214,89

71014,78

III.

TRANSPORT OPERATORS

15,392

10099,90

8563,39

32,546

24331,93

22321,73

IV.

PROFESSIONAL AND OTHER SERVICES

22,262

32337,26

22373,98

2,08,658

135399,91

106798,74

1. Professional Services

3,709

4380,58

2630,42

40,455

16580,60

12828,01

2. Tourism, Hotel & Restaurants

2,694

4132,32

2653,45

17,771

10906,69

7671,27

3. Recreation services

861

1442,45

1152,29

3,331

5326,07

4519,06

4. IT and Telecommunications

472

3007,72

1992,71

1,676

26208,36

21312,26

5. Others

14,526

19374,20

13945,11

1,45,425

76378,19

60468,15

V.

PERSONAL LOANS

12,90,407

48311,05

36870,26

27,63,915

94963,42

81307,56

1. Housing

3,60,373

30454,95

24151,36

8,14,089

62906,53

56600,40

2. Consumer Durables

30,658

216,50

160,61

1,09,205

1172,48

860,40

3. Vehicles

1,53,615

3824,39

2931,26

1,62,948

3553,08

2932,70

4. Education

96,269

3668,71

2364,10

1,95,991

5330,78

4335,05

5. Personal Credit Cards

-

-

-

1,06,265

551,07

225,64

6. Others

6,49,492

10146,50

7262,94

13,75,417

21449,48

16353,37

VI.

TRADE

77,118

62976,88

24764,58

4,04,947

119620,60

87625,19

1. Wholesale Trade

11,138

52621,94

16734,42

1,16,746

66879,43

48112,35

2. Retail Trade

65,980

10354,94

8030,16

2,88,201

52741,17

39512,84

VII.

FINANCE

VIII.

ALL OTHERS

11,991

877,01

575,73

4,37,039

33541,11

26834,66

TOTAL BANK CREDIT

15,74,143

522872,04

338584,01

48,05,962

1173522,80

896646,67

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

METROPOLITAN

(Amount in Rupees Lakh)

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

141

1048,14

387,09

5,639

49,67

42,46

1. Direct Finance

39

441,01

65,43

5,418

46,72

40,28

2. Indirect Finance

102

607,13

321,66

221

2,95

2,19

II.

INDUSTRY

42,712

101820,63

54024,25

1,605

24,43

19,99

1. Mining & Quarrying

169

2161,73

1071,04

2

25

18

2. Food Manufacturing & Processing

572

3330,66

1325,20

524

1,69

36

  (a) Rice Mills, Flour & Dal Mills

87

180,71

123,56

1

-

-

  (b) Sugar

27

154,70

64,31

-

-

-

  (c) Edible Oils & Vanaspati

54

321,95

242,04

1

-

-

  (d) Tea Processing

15

92,84

26,47

-

-

-

  (e) Processing of Fruits & Vegetables

13

311,24

24,05

-

-

-

  (f) Others

376

2269,22

844,78

522

1,69

36

3. Beverage & Tobacco

142

1850,50

1203,99

2

33

29

4. Textiles

8,023

5974,74

3294,49

260

44

26

  (a) Cotton Textiles

337

1724,17

1019,57

3

5

3

  (b) Jute & Other Natural Fibre Textiles

-

-

-

1

-

-

  (c) Handloom Textiles & Khadi

14

10,12

10,12

249

33

17

  (d) Other Textiles & Textile Products

7,672

4240,45

2264,80

7

6

6

5. Paper, Paper Products & Printing

514

2855,08

1392,59

17

54

36

6. Woods and Wood Products

62

55,11

39,60

15

5

5

7. Leather & Leather Products

196

595,21

436,42

260

1,11

82

8. Gems and Jewellary

234

1773,56

808,63

7

4

3

9. Rubber & Plastic Products

405

1471,75

922,30

9

8

6

10. Chemicals & Chemical Products

1,739

17026,21

8955,99

4

26

24

  (a) Heavy Industrial Chemicals

369

3250,43

1423,47

-

-

-

  (b) Fertilisers

51

798,62

254,55

-

-

-

  (c) Drugs & Pharmaceuticals

650

7727,77

4402,03

1

-

-

  (d) Non-Edible Oils

7

78,00

75,69

-

-

-

  (e) Other Chemicals & Chemical Products

662

5171,40

2800,24

3

26

24

11. Petroleum, Coal Products & Nuclear Fuels

157

3920,43

816,81

-

-

-

12. Manufacture of Cement & Cement Products

53

2259,14

1766,74

1

-

-

13. Basic Metals & Metal Products

2,492

13925,88

5271,07

14

2,13

2,14

  (a) Iron & Steel

900

5578,73

1661,15

-

-

-

  (b) Non-Ferrous Metals

434

4107,41

1728,15

-

-

-

  (c) Metal Products

1,158

4239,74

1881,77

14

2,13

2,14

14. Engineering

2,006

15396,93

8411,12

51

1,11

88

  (a) Heavy Engineering

293

2461,02

1619,72

1

20

20

  (b) Light Engineering

579

4580,74

1545,16

41

61

40

  (c) Electrical Machinery & Goods

846

5518,44

3471,01

8

30

27

  (d) Electronic Machinery & Goods

288

2836,73

1775,24

1

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

984

12288,48

7166,19

4

9

6

16. Other Industries

20,594

5838,74

4029,68

202

2,25

1,69

17. Electricity, Gas & Water

135

2234,10

1588,87

1

8

8

  (a) Electricity Generation & Transmission

40

1180,96

718,59

-

-

-

  (b) Non-Conventional Energy

4

135,78

96,50

-

-

-

  (c) Gas, Steam & Water Supply

91

917,36

773,79

1

8

8

18. Construction

4,235

8862,38

5523,52

232

13,98

12,48

(a) Other than Infrastructure

715

3973,35

3160,89

181

12,93

11,61

(b) Infrastructure Construction

3,520

4889,03

2362,63

51

1,06

87

III.

TRANSPORT OPERATORS

1,116

2639,83

1825,19

1,368

13,76

10,88

IV.

PROFESSIONAL AND OTHER SERVICES

63,613

27599,90

19664,07

1,637

19,93

14,53

1. Professional Services

16,600

2851,36

2527,52

948

7,71

6,48

2. Tourism, Hotel & Restaurants

710

1433,73

970,52

401

2,87

1,24

3. Recreation services

808

918,17

629,90

27

13

10

4. IT and Telecommunications

721

2617,75

1331,56

3

12

11

5. Others

44,774

19778,89

14204,56

258

9,11

6,60

V.

PERSONAL LOANS

77,22,714

100586,86

47441,09

23,805

330,94

232,08

1. Housing

1,44,501

25414,25

20741,32

6,263

142,55

115,59

2. Consumer Durables

2,500

22,81

19,77

3,499

26,14

17,31

3. Vehicles

5,356

127,23

54,54

2,293

16,09

10,50

4. Education

6

18

13

354

5,98

4,26

5. Personal Credit Cards

65,91,333

55291,53

14023,32

-

-

-

6. Others

9,79,018

19730,85

12602,01

11,396

140,19

84,41

VI.

TRADE

44,165

21603,43

13300,55

5,096

50,70

41,72

1. Wholesale Trade

9,605

10305,36

7179,77

537

6,11

4,98

2. Retail Trade

34,560

11298,07

6120,78

4,559

44,60

36,74

VII.

FINANCE

2,461

19522,73

11809,95

3,394

26,42

17,43

VIII.

ALL OTHERS

7,081

7049,02

3940,93

6,107

65,53

49,96

TOTAL BANK CREDIT

78,84,003

281870,56

152393,12

48,651

581,39

429,06

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

METROPOLITAN

 (Amount in Rupees Lakh)

OCCUPATION

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

25,61,406

21986,94

17720,05

27,66,704

74064,51

55484,35

1. Direct Finance

25,49,540

13240,05

10366,87

27,13,213

24367,18

17491,75

2. Indirect Finance

11,866

8746,90

7353,18

53,491

49697,33

37992,60

II.

INDUSTRY

2,86,155

144736,84

99346,63

12,24,797

1171997,07

806159,87

1. Mining & Quarrying

759

3934,70

2933,53

3,923

30433,97

19365,28

2. Food Manufacturing & Processing

11,008

7865,00

5438,89

46,649

46907,40

29549,84

  (a) Rice Mills, Flour & Dal Mills

426

1172,34

796,18

6,966

6881,69

4102,36

  (b) Sugar

132

1082,51

880,11

745

11371,94

8534,98

  (c) Edible Oils & Vanaspati

231

657,98

489,47

5,700

6037,82

3975,29

  (d) Tea Processing

421

1382,27

810,31

1,316

3255,50

1836,16

  (e) Processing of Fruits & Vegetables

131

191,96

137,95

612

1271,68

756,03

  (f) Others

9,667

3377,95

2324,87

31,310

18088,76

10345,01

3. Beverage & Tobacco

251

1365,76

1175,50

1,459

7600,07

6046,16

4. Textiles

16,422

9750,77

6629,43

2,05,531

94371,31

66600,68

  (a) Cotton Textiles

1,544

4060,60

2743,79

34,372

34943,66

25207,60

  (b) Jute & Other Natural Fibre Textiles

149

135,26

103,03

2,233

1102,22

751,13

  (c) Handloom Textiles & Khadi

636

80,23

50,62

5,425

1610,86

2267,09

  (d) Other Textiles & Textile Products

14,093

5474,68

3732,00

1,63,501

56714,58

38374,86

5. Paper, Paper Products & Printing

2,168

2582,21

1898,43

29,416

18278,81

13110,53

6. Woods and Wood Products

610

508,99

316,99

12,421

2666,50

1905,48

7. Leather & Leather Products

1,763

684,04

397,36

33,475

8956,75

4968,71

8. Gems and Jewellary

84,835

2152,09

1347,63

1,22,292

39260,11

20526,28

9. Rubber & Plastic Products

2,183

2403,89

1606,10

22,740

17672,75

12206,39

10. Chemicals & Chemical Products

7,461

16389,36

11078,90

2,23,524

96389,06

59434,41

  (a) Heavy Industrial Chemicals

832

2455,62

1596,79

4,461

15980,97

9828,78

  (b) Fertilisers

113

5733,87

3662,16

4,241

12302,84

7558,72

  (c) Drugs & Pharmaceuticals

3,889

4306,70

3221,89

98,347

31680,37

21995,12

  (d) Non-Edible Oils

35

55,63

53,04

269

1280,79

845,90

  (e) Other Chemicals & Chemical Products

2,592

3837,54

2545,01

1,16,206

35144,09

19205,89

11. Petroleum, Coal Products & Nuclear Fuels

307

4318,22

3594,73

1,552

68319,81

52905,89

12. Manufacture of Cement & Cement Products

1,193

1757,45

1286,90

6,783

18808,85

14443,37

13. Basic Metals & Metal Products

11,932

15149,05

9157,78

75,544

198855,14

127680,05

  (a) Iron & Steel

3,128

9362,85

5877,74

12,643

107649,71

66252,24

  (b) Non-Ferrous Metals

303

1336,00

1068,36

3,125

18179,91

11489,92

  (c) Metal Products

8,501

4450,20

2211,68

59,776

73025,52

49937,88

14. Engineering

20,445

11631,65

7657,36

1,09,928

91934,83

65025,60

  (a) Heavy Engineering

1,371

3142,72

2285,39

10,398

18523,61

13376,69

  (b) Light Engineering

16,447

3582,25

1931,46

63,563

33067,17

21957,17

  (c) Electrical Machinery & Goods

1,860

2834,88

2001,16

27,866

24954,58

17701,10

  (d) Electronic Machinery & Goods

767

2071,79

1439,35

8,101

15389,47

11990,64

15. Vehicles, Vehicle Parts & Transport Equipments

7,989

12587,98

7548,26

33,695

55752,42

37120,36

16. Other Industries

93,788

13133,36

10392,72

2,26,051

46589,10

34856,91

17. Electricity, Gas & Water

442

7249,20

5270,32

2,922

105549,52

78599,50

  (a) Electricity Generation & Transmission

250

6610,80

4773,14

1,788

97008,22

72631,97

  (b) Non-Conventional Energy

57

398,63

291,58

382

4984,69

3235,75

  (c) Gas, Steam & Water Supply

135

239,78

205,60

752

3556,61

2731,78

18. Construction

22,599

31273,14

21615,81

66,892

223650,69

161814,44

(a) Other than Infrastructure

12,472

16936,51

10922,00

31,999

60171,91

44155,97

(b) Infrastructure Construction

10,127

14336,62

10693,81

34,893

163478,78

117658,47

III.

TRANSPORT OPERATORS

1,64,042

15128,06

10839,74

2,14,464

52213,49

43560,93

IV.

PROFESSIONAL AND OTHER SERVICES

2,07,299

54695,33

38062,52

5,03,469

250052,34

186913,85

1. Professional Services

28,395

6469,28

4159,50

90,107

30289,53

22151,93

2. Tourism, Hotel & Restaurants

7,078

4071,04

2134,32

28,654

20546,65

13430,80

3. Recreation services

751

2700,55

2026,82

5,778

10387,36

8328,18

4. IT and Telecommunications

1,145

5155,06

4206,27

4,017

36989,00

28842,91

5. Others

1,69,930

36299,40

25535,61

3,74,913

151839,79

114160,03

V.

PERSONAL LOANS

185,04,763

187904,03

107408,96

303,05,604

432096,30

273259,95

1. Housing

5,03,457

56095,87

46528,61

18,28,683

175014,15

148137,29

2. Consumer Durables

4,87,831

1587,03

812,61

6,33,693

3024,96

1870,70

3. Vehicles

35,55,215

45733,78

24027,97

38,79,427

53254,56

29956,97

4. Education

9,865

330,05

272,04

3,02,485

9335,71

6975,57

5. Personal Credit Cards

117,93,642

50941,35

14042,05

184,91,240

106783,94

28291,00

6. Others

21,54,753

33215,95

21725,69

51,70,076

84682,98

58028,42

VI.

TRADE

1,67,746

36877,78

26953,32

6,99,072

241129,40

152685,37

1. Wholesale Trade

14,507

16504,39

10742,59

1,52,533

146317,23

82774,11

2. Retail Trade

1,53,239

20373,40

16210,73

5,46,539

94812,17

69911,26

VII.

FINANCE

13,495

38328,13

28391,45

41,337

215418,13

167309,95

VIII.

ALL OTHERS

4,72,745

16645,65

11656,18

9,34,963

58178,32

43057,45

TOTAL BANK CREDIT

223,77,651

516302,75

340378,85

366,90,410

2495149,54

1728431,71