Table.No.5.5 - Populationand Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5) - आरबीआय - Reserve Bank of India
Table.No.5.5 - Populationand Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5)
RURAL |
|||||||||
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
|
1 |
2 |
3 |
4 |
5 |
6 |
|||
I. |
AGRICULTURE |
42,86,270 |
27322,87 |
23816,94 |
98,65,793 |
58498,74 |
52602,77 |
||
|
1. | Direct Finance |
42,21,349 |
25297,70 |
22224,13 |
97,46,607 |
54939,27 |
49573,26 |
|
|
2. | Indirect Finance |
64,921 |
2025,17 |
1592,80 |
1,19,186 |
3559,47 |
3029,51 |
|
II. |
INDUSTRY |
1,28,488 |
24832,05 |
17174,40 |
2,92,793 |
84946,31 |
64279,57 |
||
|
1. | Mining & Quarrying |
1,734 |
1446,39 |
1100,40 |
3,034 |
6205,92 |
5932,43 |
|
|
2. | Food Manufacturing & Processing |
27,924 |
2245,21 |
1737,42 |
58,487 |
5619,58 |
4270,24 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
8,134 |
868,62 |
679,67 |
36,528 |
976,91 |
755,05 |
|
|
(b) | Sugar |
100 |
259,06 |
203,56 |
235 |
2176,58 |
1648,36 |
|
|
(c) | Edible Oils & Vanaspati |
1,296 |
172,72 |
134,34 |
1,713 |
223,65 |
178,74 |
|
|
(d) | Tea Processing |
30 |
11,74 |
9,22 |
262 |
636,47 |
548,35 |
|
|
(e) | Processing of Fruits & Vegetables |
328 |
48,38 |
35,93 |
430 |
76,45 |
58,87 |
|
|
(f) | Others |
18,036 |
884,69 |
674,69 |
19,319 |
1529,52 |
1080,87 |
|
|
3. | Beverage & Tobacco |
592 |
405,73 |
305,89 |
452 |
287,12 |
190,56 |
|
|
4. | Textiles |
19,096 |
2643,14 |
2029,97 |
38,614 |
8916,79 |
5853,79 |
|
|
(a) | Cotton Textiles |
2,637 |
898,90 |
738,00 |
6,017 |
5033,66 |
3596,84 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
2,368 |
44,52 |
34,42 |
2,481 |
71,53 |
45,49 |
|
|
(c) | Handloom Textiles & Khadi |
5,740 |
68,64 |
54,18 |
9,721 |
190,69 |
113,45 |
|
|
(d) | Other Textiles & Textile Products |
8,351 |
1631,08 |
1203,37 |
20,395 |
3620,91 |
2098,02 |
|
|
5. | Paper, Paper Products & Printing |
2,147 |
691,79 |
565,68 |
3,631 |
1394,50 |
1044,98 |
|
|
6. | Leather & Leather Products |
2,325 |
513,97 |
410,00 |
4,455 |
116,19 |
88,20 |
|
|
7. | Rubber & Plastic Products |
1,404 |
366,73 |
286,82 |
2,532 |
1380,62 |
932,86 |
|
|
8. | Chemicals & Chemical Products |
2,877 |
2011,85 |
1114,07 |
5,539 |
4883,04 |
3683,23 |
|
|
(a) | Heavy Industrial Chemicals |
244 |
558,83 |
221,58 |
373 |
1441,52 |
1086,01 |
|
|
(b) | Fertilisers |
60 |
171,02 |
166,06 |
105 |
1787,43 |
1408,07 |
|
|
(c) | Drugs & Pharmaceuticals |
291 |
173,33 |
142,79 |
2,222 |
689,07 |
482,17 |
|
|
(d) | Non-Edible Oils |
86 |
72,93 |
18,62 |
74 |
26,51 |
18,40 |
|
|
(e) | Other Chemicals & Chemical Products |
2,196 |
1035,73 |
565,02 |
2,765 |
938,51 |
688,58 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
145 |
410,10 |
251,50 |
271 |
1625,15 |
1130,66 |
|
|
10. | Manufacture of Cement & Cement Products |
2,472 |
232,95 |
179,61 |
2,723 |
4061,90 |
2467,38 |
|
|
11. | Basic Metals & Metal Products |
3,792 |
3102,76 |
2436,74 |
8,188 |
16904,05 |
13179,07 |
|
|
(a) | Iron & Steel |
900 |
2335,40 |
1948,30 |
976 |
14959,80 |
11497,53 |
|
|
(b) | Non-Ferrous Metals |
338 |
362,52 |
229,07 |
163 |
1225,67 |
1091,39 |
|
|
(c) | Metal Products |
2,554 |
404,83 |
259,38 |
7,049 |
718,58 |
590,15 |
|
|
12. | Engineering |
7,408 |
1998,84 |
1463,58 |
11,187 |
4117,73 |
2926,88 |
|
|
(a) | Heavy Engineering |
506 |
348,16 |
228,14 |
1,861 |
468,02 |
349,56 |
|
|
(b) | Light Engineering |
4,827 |
931,61 |
679,05 |
4,998 |
2619,67 |
1801,46 |
|
|
(c) | Electrical Machinery & Goods |
1,632 |
453,44 |
333,08 |
2,553 |
738,94 |
583,10 |
|
|
(d) | Electronic Machinery & Goods |
443 |
265,64 |
223,31 |
1,775 |
291,10 |
192,76 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
919 |
1206,94 |
924,99 |
5,434 |
1898,36 |
1284,62 |
|
|
14. | Other Industries |
41,996 |
1568,86 |
1146,08 |
1,29,884 |
2785,03 |
2344,52 |
|
|
15. | Electricity, Gas & Water |
200 |
1297,40 |
822,56 |
461 |
15582,20 |
11683,43 |
|
|
(a) | Electricity Generation & Transmission |
82 |
1193,12 |
728,73 |
292 |
15300,95 |
11450,10 |
|
|
(b) | Non-Conventional Energy |
21 |
58,50 |
52,56 |
54 |
182,05 |
157,88 |
|
|
(c) | Gas, Steam & Water Supply |
97 |
45,78 |
41,28 |
115 |
99,20 |
75,45 |
|
|
16. | Construction |
13,457 |
4689,38 |
2399,08 |
17,901 |
9168,13 |
7266,71 |
|
III. |
TRANSPORT OPERATORS |
23,276 |
631,87 |
452,26 |
59,184 |
1170,24 |
905,49 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
74,258 |
4463,07 |
3290,87 |
2,72,035 |
6357,00 |
5411,63 |
||
V. |
PERSONAL LOANS |
14,73,802 |
21692,56 |
17038,77 |
14,73,043 |
20938,15 |
17608,16 |
||
|
1. | Loans for Purchase of Consumer Durables |
12,790 |
84,11 |
60,94 |
83,407 |
486,22 |
395,55 |
|
|
2. | Loans for Housing |
2,68,564 |
9622,01 |
7840,02 |
3,28,718 |
9233,22 |
8217,84 |
|
|
3. | Rest of the Personal Loans |
11,92,448 |
11986,45 |
9137,80 |
10,60,918 |
11218,71 |
8994,77 |
|
VI. |
TRADE |
4,19,788 |
7426,48 |
5865,30 |
10,32,123 |
21837,50 |
19840,40 |
||
|
1. | Wholesale Trade |
7,874 |
2642,27 |
2081,71 |
48,579 |
13731,92 |
13085,78 |
|
|
2. | Retail Trade |
4,11,914 |
4784,21 |
3783,58 |
9,83,544 |
8105,58 |
6754,62 |
|
VII. |
FINANCE |
1,277 |
1390,26 |
1328,68 |
20,890 |
4949,93 |
4427,45 |
||
VIII. |
ALL OTHERS |
57,164 |
714,23 |
639,99 |
10,89,141 |
9647,35 |
7614,72 |
||
TOTAL BANK CREDIT |
64,64,323 |
88473,39 |
69607,19 |
141,05,002 |
208345,23 |
172690,18 |
TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
|||||||||
RURAL |
|||||||||
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
|
7 |
8 |
9 |
10 |
11 |
12 |
|||
I. |
AGRICULTURE |
1 |
25 |
25 |
73,99,254 |
28902,65 |
24520,36 |
||
|
1. | Direct Finance |
1 |
25 |
25 |
72,45,124 |
27843,74 |
23598,24 |
|
|
2. | Indirect Finance |
- |
- |
- |
1,54,130 |
1058,91 |
922,12 |
|
II. |
INDUSTRY |
1,772 |
3352,12 |
2269,15 |
4,32,435 |
1725,92 |
1305,59 |
||
|
1. | Mining & Quarrying |
1 |
16 |
16 |
501 |
34,82 |
25,70 |
|
|
2. | Food Manufacturing & Processing |
23 |
174,97 |
152,00 |
79,225 |
296,53 |
217,00 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
7 |
127,84 |
120,80 |
21,464 |
152,81 |
118,52 |
|
|
(b) | Sugar |
- |
- |
- |
17 |
77 |
64 |
|
|
(c) | Edible Oils & Vanaspati |
2 |
10,12 |
10,12 |
1,958 |
12,70 |
7,67 |
|
|
(d) | Tea Processing |
- |
- |
- |
4 |
66 |
63 |
|
|
(e) | Processing of Fruits & Vegetables |
- |
- |
- |
98 |
5,19 |
3,47 |
|
|
(f) | Others |
14 |
37,01 |
21,08 |
55,684 |
124,39 |
86,07 |
|
|
3. | Beverage & Tobacco |
6 |
137,08 |
137,08 |
103 |
4,98 |
3,75 |
|
|
4. | Textiles |
112 |
232,99 |
131,41 |
48,841 |
227,20 |
183,06 |
|
|
(a) | Cotton Textiles |
45 |
123,74 |
31,28 |
7,901 |
63,00 |
44,89 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
- |
- |
- |
7,944 |
55,02 |
51,95 |
|
|
(c) | Handloom Textiles & Khadi |
- |
- |
- |
21,620 |
59,77 |
41,56 |
|
|
(d) | Other Textiles & Textile Products |
67 |
109,25 |
100,12 |
11,376 |
49,43 |
44,65 |
|
|
5. | Paper, Paper Products & Printing |
25 |
68,18 |
42,23 |
4,299 |
18,13 |
11,72 |
|
|
6. | Leather & Leather Products |
2 |
18,78 |
18,78 |
17,460 |
40,36 |
20,73 |
|
|
7. | Rubber & Plastic Products |
18 |
64,25 |
23,94 |
5,784 |
19,50 |
15,79 |
|
|
8. | Chemicals & Chemical Products |
74 |
667,77 |
468,43 |
9,468 |
35,66 |
29,70 |
|
|
(a) | Heavy Industrial Chemicals |
9 |
130,52 |
36,61 |
5 |
19 |
10 |
|
|
(b) | Fertilisers |
5 |
32,54 |
23,54 |
- |
- |
- |
|
|
(c) | Drugs & Pharmaceuticals |
17 |
249,73 |
228,93 |
3,042 |
7,47 |
5,43 |
|
|
(d) | Non-Edible Oils |
- |
- |
- |
5 |
29 |
21 |
|
|
(e) | Other Chemicals & Chemical Products |
43 |
254,98 |
179,35 |
6,416 |
27,70 |
23,96 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
15 |
75,32 |
56,84 |
20 |
1,73 |
1,38 |
|
|
10. | Manufacture of Cement & Cement Products |
2 |
12,50 |
4,70 |
2,340 |
14,46 |
10,64 |
|
|
11. | Basic Metals & Metal Products |
290 |
665,69 |
331,11 |
7,981 |
29,96 |
22,26 |
|
|
(a) | Iron & Steel |
218 |
38,78 |
38,55 |
16 |
74 |
61 |
|
|
(b) | Non-Ferrous Metals |
47 |
548,65 |
257,47 |
6 |
27 |
24 |
|
|
(c) | Metal Products |
25 |
78,26 |
35,10 |
7,959 |
28,95 |
21,41 |
|
|
12. | Engineering |
84 |
349,11 |
234,78 |
7,214 |
40,06 |
28,86 |
|
|
(a) | Heavy Engineering |
27 |
123,39 |
102,59 |
321 |
11,39 |
10,17 |
|
|
(b) | Light Engineering |
22 |
37,28 |
22,78 |
3,529 |
17,35 |
9,69 |
|
|
(c) | Electrical Machinery & Goods |
23 |
24,77 |
17,35 |
1,409 |
5,69 |
4,45 |
|
|
(d) | Electronic Machinery & Goods |
12 |
163,68 |
92,07 |
1,955 |
5,63 |
4,56 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
61 |
332,33 |
223,98 |
11,166 |
45,68 |
34,12 |
|
|
14. | Other Industries |
94 |
216,68 |
171,24 |
2,26,508 |
625,66 |
459,69 |
|
|
15. | Electricity, Gas & Water |
7 |
28,09 |
28,09 |
183 |
11,58 |
4,59 |
|
|
(a) | Electricity Generation & Transmission |
2 |
12 |
12 |
7 |
53 |
14 |
|
|
(b) | Non-Conventional Energy |
2 |
27,53 |
27,53 |
142 |
4,22 |
2,73 |
|
|
(c) | Gas, Steam & Water Supply |
3 |
44 |
44 |
34 |
6,84 |
1,72 |
|
|
16. | Construction |
958 |
308,20 |
244,38 |
11,342 |
279,61 |
236,62 |
|
III. |
TRANSPORT OPERATORS |
29 |
5,12 |
4,83 |
70,499 |
512,14 |
369,93 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,328 |
583,58 |
552,79 |
3,32,295 |
1182,64 |
931,12 |
||
V. |
PERSONAL LOANS |
6,383 |
341,29 |
255,36 |
11,76,023 |
7220,49 |
5601,98 |
||
|
1. | Loans for Purchase of Consumer Durables |
- |
- |
- |
1,54,828 |
993,46 |
699,16 |
|
|
2. | Loans for Housing |
39 |
18,32 |
11,00 |
1,40,748 |
1866,50 |
1508,23 |
|
|
3. | Rest of the Personal Loans |
6,344 |
322,97 |
244,36 |
8,80,447 |
4360,53 |
3394,59 |
|
VI. |
TRADE |
1,252 |
487,87 |
414,80 |
11,17,043 |
3594,36 |
2727,00 |
||
|
1. | Wholesale Trade |
355 |
200,87 |
176,15 |
54,885 |
280,66 |
221,72 |
|
|
2. | Retail Trade |
897 |
287,00 |
238,65 |
10,62,158 |
3313,70 |
2505,28 |
|
VII. |
FINANCE |
79 |
91,39 |
91,08 |
37,252 |
298,23 |
232,31 |
||
VIII. |
ALL OTHERS |
2,716 |
228,81 |
141,01 |
11,40,492 |
4262,76 |
3479,64 |
||
TOTAL BANK CREDIT |
13,560 |
5090,41 |
3729,27 |
117,05,293 |
47699,19 |
39167,93 |
TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
|||||||||
RURAL |
|||||||||
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
OTHER SCHEDULED |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
|
13 |
14 |
15 |
16 |
17 |
18 |
|||
I. |
AGRICULTURE |
4,55,408 |
5018,52 |
4228,80 |
220,06,726 |
119743,03 |
105169,12 |
||
|
1. | Direct Finance |
4,34,886 |
4025,75 |
3429,64 |
216,47,967 |
112106,71 |
98825,52 |
|
|
2. | Indirect Finance |
20,522 |
992,77 |
799,16 |
3,58,759 |
7636,32 |
6343,60 |
|
II. |
INDUSTRY |
61,672 |
10896,10 |
9389,87 |
9,17,160 |
125752,50 |
94418,58 |
||
|
1. | Mining & Quarrying |
530 |
415,95 |
312,26 |
5,800 |
8103,24 |
7370,95 |
|
|
2. | Food Manufacturing & Processing |
6,580 |
643,19 |
386,34 |
1,72,239 |
8979,49 |
6763,00 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
722 |
78,90 |
57,55 |
66,855 |
2205,09 |
1731,59 |
|
|
(b) | Sugar |
20 |
114,03 |
62,64 |
372 |
2550,44 |
1915,20 |
|
|
(c) | Edible Oils & Vanaspati |
256 |
81,90 |
45,50 |
5,225 |
501,10 |
376,37 |
|
|
(d) | Tea Processing |
3 |
12,05 |
34,15 |
299 |
660,92 |
592,35 |
|
|
(e) | Processing of Fruits & Vegetables |
24 |
5,18 |
4,64 |
880 |
135,21 |
102,92 |
|
|
(f) | Others |
5,555 |
351,13 |
181,85 |
98,608 |
2926,74 |
2044,57 |
|
|
3. | Beverage & Tobacco |
34 |
66,68 |
60,66 |
1,187 |
901,59 |
697,93 |
|
|
4. | Textiles |
3,197 |
1123,20 |
916,40 |
1,09,860 |
13143,33 |
9114,63 |
|
|
(a) | Cotton Textiles |
957 |
564,86 |
461,74 |
17,557 |
6684,15 |
4872,75 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
399 |
9,77 |
6,29 |
13,192 |
180,83 |
138,15 |
|
|
(c) | Handloom Textiles & Khadi |
426 |
3,43 |
2,75 |
37,507 |
322,53 |
211,95 |
|
|
(d) | Other Textiles & Textile Products |
1,415 |
545,15 |
445,62 |
41,604 |
5955,82 |
3891,79 |
|
|
5. | Paper, Paper Products & Printing |
525 |
262,14 |
146,53 |
10,627 |
2434,74 |
1811,14 |
|
|
6. | Leather & Leather Products |
438 |
164,88 |
132,11 |
24,680 |
854,17 |
669,81 |
|
|
7. | Rubber & Plastic Products |
301 |
54,12 |
41,41 |
10,039 |
1885,23 |
1300,82 |
|
|
8. | Chemicals & Chemical Products |
739 |
646,72 |
582,68 |
18,697 |
8245,04 |
5878,11 |
|
|
(a) | Heavy Industrial Chemicals |
19 |
47,45 |
84,37 |
650 |
2178,51 |
1428,66 |
|
|
(b) | Fertilisers |
8 |
81,98 |
127,14 |
178 |
2072,98 |
1724,81 |
|
|
(c) | Drugs & Pharmaceuticals |
448 |
158,39 |
126,94 |
6,020 |
1277,99 |
986,25 |
|
|
(d) | Non-Edible Oils |
1 |
30 |
30 |
166 |
100,03 |
37,54 |
|
|
(e) | Other Chemicals & Chemical Products |
263 |
358,60 |
243,93 |
11,683 |
2615,52 |
1700,85 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
246 |
188,39 |
171,59 |
697 |
2300,69 |
1611,96 |
|
|
10. | Manufacture of Cement & Cement Products |
226 |
57,84 |
51,88 |
7,763 |
4379,65 |
2714,22 |
|
|
11. | Basic Metals & Metal Products |
1,112 |
822,13 |
661,32 |
21,363 |
21524,59 |
16630,50 |
|
|
(a) | Iron & Steel |
192 |
718,14 |
587,45 |
2,302 |
18052,86 |
14072,43 |
|
|
(b) | Non-Ferrous Metals |
27 |
7,54 |
5,60 |
581 |
2144,66 |
1583,76 |
|
|
(c) | Metal Products |
893 |
96,45 |
68,27 |
18,480 |
1327,07 |
974,31 |
|
|
12. | Engineering |
1,054 |
151,62 |
120,19 |
26,947 |
6657,37 |
4774,29 |
|
|
(a) | Heavy Engineering |
27 |
3,14 |
2,26 |
2,742 |
954,09 |
692,71 |
|
|
(b) | Light Engineering |
647 |
32,38 |
23,51 |
14,023 |
3638,28 |
2536,50 |
|
|
(c) | Electrical Machinery & Goods |
197 |
20,98 |
10,20 |
5,814 |
1243,81 |
948,18 |
|
|
(d) | Electronic Machinery & Goods |
183 |
95,13 |
84,21 |
4,368 |
821,18 |
596,91 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
1,150 |
1745,58 |
361,26 |
18,730 |
5228,89 |
2828,96 |
|
|
14. | Other Industries |
9,579 |
770,17 |
695,85 |
4,08,061 |
5966,40 |
4817,38 |
|
|
15. | Electricity, Gas & Water |
745 |
813,23 |
917,56 |
1,596 |
17732,49 |
13456,24 |
|
|
(a) | Electricity Generation & Transmission |
726 |
788,53 |
874,89 |
1,109 |
17283,25 |
13053,99 |
|
|
(b) | Non-Conventional Energy |
11 |
17,43 |
36,88 |
230 |
289,73 |
277,57 |
|
|
(c) | Gas, Steam & Water Supply |
8 |
7,26 |
5,79 |
257 |
159,51 |
124,69 |
|
|
16. | Construction |
35,216 |
2970,26 |
3831,83 |
78,874 |
17415,59 |
13978,62 |
|
III. |
TRANSPORT OPERATORS |
37,271 |
2060,87 |
1769,43 |
1,90,259 |
4380,23 |
3501,93 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
18,134 |
2232,36 |
1653,98 |
6,98,050 |
14818,66 |
11840,39 |
||
V. |
PERSONAL LOANS |
5,06,535 |
23914,25 |
17345,50 |
46,35,786 |
74106,74 |
57849,76 |
||
|
1. | Loans for Purchase of Consumer Durables |
12,806 |
107,15 |
86,44 |
2,63,831 |
1670,94 |
1242,09 |
|
|
2. | Loans for Housing |
92,781 |
11715,34 |
9925,13 |
8,30,850 |
32455,39 |
27502,22 |
|
|
3. | Rest of the Personal Loans |
4,00,948 |
12091,76 |
7333,93 |
35,41,105 |
39980,41 |
29105,46 |
|
VI. |
TRADE |
53,656 |
2706,69 |
1816,97 |
26,23,862 |
36052,89 |
30664,47 |
||
|
1. | Wholesale Trade |
2,385 |
877,93 |
642,71 |
1,14,078 |
17733,65 |
16208,07 |
|
|
2. | Retail Trade |
51,271 |
1828,76 |
1174,26 |
25,09,784 |
18319,24 |
14456,40 |
|
VII. |
FINANCE |
2,502 |
436,53 |
266,11 |
62,000 |
7166,34 |
6345,63 |
||
VIII. |
ALL OTHERS |
1,22,361 |
2766,33 |
1467,24 |
24,11,874 |
17619,46 |
13342,60 |
||
TOTAL BANK CREDIT |
12,57,539 |
50031,64 |
37937,91 |
335,45,717 |
399639,85 |
323132,48 |