MARCH 2002

URBAN

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,86,038

2714,88

2249,53

4,68,730

5548,14

4647,83

1. Direct Finance

2,79,976

1464,58

1206,66

4,28,340

2471,51

2169,00

2. Indirect Finance

6,062

1250,30

1042,87

40,390

3076,63

2478,83

II.

INDUSTRY

1,76,336

16544,73

11148,84

3,78,939

26984,65

22597,69

1. Mining & Quarrying

646

1003,75

428,02

1,325

337,85

303,91

2. Food Manufacturing & Processing

10,766

2119,71

1336,16

17,952

3377,11

2659,78

(a)

Rice Mills, Flour & Dal Mills

4,458

558,32

384,10

8,351

911,67

695,31

(b)

Sugar

101

408,71

252,01

148

631,16

522,95

(c)

Edible Oils & Vanaspati

957

300,55

216,29

1,581

293,67

248,22

(d)

Tea Processing

84

114,37

55,64

168

118,98

92,16

(e)

Processing of Fruits & Vegetables

47

11,19

9,17

250

59,81

54,03

(f)

Others

5,119

726,58

418,94

7,454

1361,82

1047,12

3. Beverage & Tobacco

243

124,05

97,11

859

672,32

500,34

4. Textiles

17,250

2109,55

1640,37

37,065

4815,36

4001,09

(a)

Cotton Textiles

4,065

926,69

757,60

12,202

2467,57

2021,07

(b)

Jute & Other Natural Fibre Textiles

629

21,89

19,45

565

77,19

56,81

(c)

HandloomTextiles & Khadi

1,705

58,43

47,55

3,196

155,12

131,59

(d)

Other Textiles & Textile Products

10,851

1102,54

815,76

21,102

2115,48

1791,62

5. Paper, Paper Products & Printing

4,343

356,30

284,32

7,570

827,87

735,11

6. Leather & Leather Products

1,649

173,41

138,53

3,173

219,80

196,45

7. Rubber & Plastic Products

4,729

542,94

449,32

6,335

1018,25

908,83

8. Chemicals &Chemical Products

4,061

1434,70

911,81

9,131

1762,54

1459,40

(a)

Heavy Industrial Chemicals

228

87,63

70,64

732

376,27

328,94

(b)

Fertilisers

104

203,53

165,54

159

430,07

335,17

(c)

Drugs & Pharmaceuticals

1,291

412,73

284,62

3,196

394,02

331,72

(d)

Non-Edible Oils

81

44,23

38,02

109

27,05

23,66

(e)

Other Chemicals & Chemical Products

2,357

686,57

352,98

4,935

535,13

439,92

9. Petroleum, Coal Products & Nuclear Fuels

121

151,87

69,69

468

880,30

849,37

10. Manufacture of Cement & Cement Products

1,423

140,64

107,58

1,050

173,65

155,32

11. Basic Metals & Metal Products

22,868

3149,29

1898,01

23,343

4113,52

3674,38

(a)

Iron & Steel

1,864

2312,79

1302,90

2,928

2834,03

2580,87

(b)

Non-Ferrous Metals

564

316,95

184,17

872

346,51

324,85

(c)

Metal Products

20,440

519,56

410,94

19,543

932,98

768,66

12. Engineering

8,756

2629,76

1932,96

29,782

2356,63

1880,01

(a)

Heavy Engineering

483

225,58

169,42

1,932

834,38

563,04

(b)

Light Engineering

3,816

1292,26

925,52

20,243

508,85

430,79

(c)

Electrical Machinery & Goods

2,851

662,90

485,08

4,628

582,04

502,63

(d)

Electronic Machinery & Goods

1,606

449,02

352,94

2,979

431,36

383,56

13. Vehicles,Vehicle Parts & Transport Equipments

1,531

258,69

195,18

4,799

971,72

735,35

14. Other Industries

87,563

1421,95

890,76

2,22,009

2592,68

2151,91

15. Electricity, Gas & Water

251

478,79

426,00

498

1113,41

900,07

(a)

Electricity Generation & Transmission

140

460,80

413,17

227

998,65

806,36

(b)

Non-Conventional Energy

29

1,96

1,48

35

7,46

6,55

(c)

Gas,Steam & Water Supply

82

16,02

11,34

236

107,30

87,17

16. Construction

10,136

449,33

343,05

13,580

1751,62

1486,36

III.

TRANSPORT OPERATORS

24,222

358,14

250,22

67,744

907,35

752,03

IV.

PROFESSIONAL AND OTHER SERVICES

48,342

1916,16

857,72

1,78,010

3794,45

2637,99

V.

PERSONAL LOANS

11,01,320

8799,18

7381,45

20,26,460

13902,18

11850,43

1. Loans for Purchase of Consumer Durables

93,777

362,30

253,16

1,67,071

629,70

515,16

2. Loans for Housing

2,13,726

4616,38

4105,66

2,90,572

5449,88

4840,53

3. Rest of the Personal Loans

7,93,817

3820,50

3022,63

15,68,817

7822,59

6494,74

VI.

TRADE

1,96,765

11026,15

8920,64

5,57,933

8592,33

7219,62

1. Whole sale Trade

25,859

8853,15

7334,53

46,394

3265,91

2758,31

2. Retail Trade

1,70,906

2173,01

1586,11

5,11,539

5326,42

4461,31

VII.

FINANCE

8,757

412,90

324,17

17,009

747,33

622,33

VIII.

ALL OTHERS

2,26,830

6451,98

5145,23

7,36,740

8508,24

7106,29

TOTAL BANK CREDIT

20,68,610

48224,11

36277,80

44,31,565

68984,68

57434,21

OF WHICH:

1.Artisans and Village & Tiny Industries

23,656

1320,75

1055,30

40,302

310,92

275,91

2.Other Small Scale Industries

94,840

2836,50

2153,44

1,99,314

6402,45

5250,13

URBAN

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

74,735

162,84

136,41

1. Direct Finance

—

—

—

67,960

140,90

117,93

2. Indirect Finance

—

—

—

6,775

21,95

18,47

II.

INDUSTRY

509

1432,84

1091,26

34,427

139,44

118,70

1. Mining & Quarrying

2

7,57

7,57

48

2,95

2,28

2. Food Manufacturing & Processing

20

103,55

32,14

276

13,75

10,87

(a)

Rice Mills, Flour & Dal Mills

—

—

—

107

5,70

4,35

(b)

Sugar

4

32,85

28,20

—

—

—

(c)

Edible Oils & Vanaspati

1

75

52

33

3,05

3,08

(d)

Tea Processing

8

11,80

14

2

71

15

(e)

Processing of Fruits & Vegetables

—

—

—

5

52

27

(f)

Others

7

58,16

3,28

129

3,78

3,03

3. Beverage & Tobacco

10

110,58

98,56

10

1,05

88

4. Textiles

62

167,23

122,54

1,754

6,16

4,73

(a)

Cotton Textiles

11

26,83

19,31

18

1,17

1,03

(b)

Jute & Other Natural Fibre Textiles

—

—

—

695

1,52

70

(c)

Handloom Textiles & Khadi

—

—

—

996

2,16

1,91

(d)

Other Textiles & Textile Products

51

140,40

103,23

45

1,30

1,09

5. Paper, Paper Products & Printing

9

7,32

5,92

79

2,11

1,61

6. Leather & Leather Products

6

1,31

1,28

275

56

55

7. Rubber & Plastic Products

6

26,96

26,08

36

1,57

1,50

8. Chemicals & Chemical Products

24

42,88

37,48

47

1,47

1,33

(a)

Heavy Industrial Chemicals

—

—

—

1

5

5

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

4

6,46

1,34

10

45

48

(d)

Non-Edible Oils

1

8,50

8,78

3

21

17

(e)

Other Chemicals & Chemical Products

19

27,92

27,35

33

76

64

9. Petroleum,Coal Products & Nuclear Fuels

1

7,30

6,88

4

48

37

10. Manufacture of Cement & Cement Products

4

80,00

80,00

44

76

74

11. Basic Metals & Metal Products

34

66,14

52,88

112

2,97

2,47

(a)

Iron & Steel

27

37,35

26,16

6

1,23

92

(b)

Non-Ferrous Metals

2

3,29

1,59

1

9

6

(c)

Metal Products

5

25,50

25,14

105

1,65

1,49

12. Engineering

164

546,03

446,61

98

2,49

2,19

(a)

Heavy Engineering

37

166,00

136,33

7

29

26

(b)

Light Engineering

96

274,29

228,69

36

86

73

(c)

Electrical Machinery & Goods

20

58,84

42,68

41

98

92

(d)

Electronic Machinery & Goods

11

46,90

38,90

14

35

26

13. Vehicles, Vehicle Parts & Transport Equipments

44

231,44

140,25

112

99

77

14. Other Industries

96

18,35

17,14

30,830

67,60

57,31

15. Electricity, Gas & Water

1

13,66

13,66

9

61

37

(a)

Electricity Generation & Transmission

1

13,66

13,66

3

23

12

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

6

38

25

16. Construction

26

2,50

2,26

693

33,92

30,73

III.

TRANSPORT OPERATORS

25

3,17

2,64

11,210

64,10

46,77

IV.

PROFESSIONAL AND OTHER SERVICES

106

16,42

13,95

18,221

79,54

61,41

V.

PERSONAL LOANS

24,736

260,10

184,01

1,97,967

776,28

642,71

1. Loans for Purchase of Consumer Durables

2,049

19,77

19,19

33,814

100,88

74,34

2. Loans for Housing

452

27,96

27,45

48,762

358,28

313,67

3. Rest of the Personal Loans

22,235

212,36

137,36

1,15,391

317,12

254,69

VI.

TRADE

590

75,70

55,30

62,818

167,20

138,58

1. Whole sale Trade

523

29,10

19,57

3,287

21,72

18,80

2. Retail Trade

67

46,60

35,74

59,531

145,48

119,77

VII.

FINANCE

9

4,83

4,71

80

2,68

1,97

VIII.

ALL OTHERS

4,092

63,87

48,73

41,137

104,63

86,01

TOTAL BANK CREDIT

30,067

1856,93

1400,61

4,40,595

1496,70

1232,55

OF WHICH:

1.Artisans and Village & Tiny Industries

—

—

—

21,683

32,59

27,44

2.Other Small Scale Industries

72

42,05

18,67

7,668

41,88

34,28

URBAN

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

34,551

859,57

673,73

8,64,054

9285,43

7707,49

1. Direct Finance

30,964

492,05

409,75

8,07,240

4569,03

3903,34

2. Indirect Finance

3,587

367,52

263,98

56,814

4716,40

3804,15

II.

INDUSTRY

55,431

22753,16

17675,63

6,45,642

67854,83

52632,13

1. Mining & Quarrying

300

146,83

136,54

2,321

1498,95

878,32

2. Food Manufacturing & Processing

2,523

1576,62

1182,00

31,537

7190,75

5220,95

(a)

Rice Mills, Flour & Dal Mills

835

163,39

122,84

13,751

1639,07

1206,59

(b)

Sugar

102

488,00

396,72

355

1560,72

1199,88

(c)

Edible Oils & Vanaspati

337

241,98

193,39

2,909

840,00

661,51

(d)

Tea Processing

33

31,74

26,43

295

277,59

174,52

(e)

Processing of Fruits & Vegetables

68

41,10

30,71

370

112,62

94,18

(f)

Others

1,148

610,41

411,91

13,857

2760,75

1884,28

3. Beverage & Tobacco

203

263,50

220,05

1,325

1171,50

916,94

4. Textiles

8,499

4224,49

3279,56

64,630

11322,80

9048,29

(a)

Cotton Textiles

4,637

3059,96

2352,62

20,933

6482,23

5151,64

(b)

Jute & Other Natural Fibre Textiles

74

151,75

130,62

1,963

252,36

207,58

(c)

HandloomTextiles & Khadi

287

23,86

22,46

6,184

239,58

203,51

(d)

Other Textiles & Textile Products

3,501

988,92

773,86

35,550

4348,64

3485,56

5. Paper, Paper Products & Printing

1,466

586,32

435,86

13,467

1779,93

1462,82

6. Leather & Leather Products

351

43,22

29,45

5,454

438,30

366,25

7. Rubber & Plastic Products

889

221,77

164,51

11,995

1811,49

1550,24

8. Chemicals & Chemical Products

1,566

3375,49

2356,64

14,829

6617,07

4766,66

(a)

Heavy Industrial Chemicals

311

1334,98

1117,55

1,272

1798,93

1517,18

(b)

Fertilisers

77

823,28

396,79

340

1456,89

897,50

(c)

Drugs & Pharmaceuticals

326

217,72

149,54

4,827

1031,39

767,71

(d)

Non-Edible Oils

23

3,04

3,49

217

83,03

74,13

(e)

Other Chemicals & Chemical Products

829

996,46

689,26

8,173

2246,84

1510,15

9. Petroleum,Coal Products & Nuclear Fuels

79

1828,24

1913,93

673

2868,20

2840,24

10. Manufacture of Cement & Cement Products

311

901,67

766,79

2,832

1296,72

1110,42

11. Basic Metals & Metal Products

1,973

3372,92

2654,00

48,330

10704,84

8281,74

(a)

Iron & Steel

720

2694,95

2078,74

5,545

7880,34

5989,59

(b)

Non-Ferrous Metals

115

427,32

415,08

1,554

1094,15

925,75

(c)

Metal Products

1,138

250,66

160,18

41,231

1730,35

1366,40

12. Engineering

2,641

1902,15

1304,51

41,441

7437,07

5566,28

(a)

Heavy Engineering

554

548,13

362,66

3,013

1774,38

1231,72

(b)

Light Engineering

1,097

173,27

141,42

25,288

2249,54

1727,16

(c)

Electrical Machinery & Goods

642

649,04

413,83

8,182

1953,80

1445,14

(d)

Electronic Machinery & Goods

348

531,71

386,59

4,958

1459,35

1162,26

13. Vehicles, Vehicle Parts &Transport Equipments

673

1296,47

1060,17

7,159

2759,31

2131,71

14. Other Industries

30,490

681,80

472,26

3,70,988

4782,39

3589,38

15. Electricity, Gas & Water

166

1522,59

1034,04

925

3129,06

2374,14

(a)

Electricity Generation & Transmission

72

1405,80

980,47

443

2879,15

2213,79

(b)

Non-Conventional Energy

15

37,05

27,45

79

46,48

35,49

(c)

Gas, Steam & Water Supply

79

79,73

26,11

403

203,43

124,87

16. Construction

3,301

809,07

665,35

27,736

3046,45

2527,75

III.

TRANSPORT OPERATORS

10,055

358,49

239,12

1,13,256

1691,25

1290,78

IV.

PROFESSIONAL AND OTHER SERVICES

25,496

2921,36

2558,14

2,70,175

8727,92

6129,21

V.

PERSONAL LOANS

3,72,682

2468,98

1959,26

37,23,165

26206,71

22017,85

1. Loans for Purchase of Consumer Durables

32,779

139,89

107,47

3,29,490

1252,54

969,33

2. Loans for Housing

35,129

598,93

503,10

5,88,641

11051,44

9790,41

3. Rest of the Personal Loans

3,04,774

1730,16

1348,69

28,05,034

13902,74

11258,12

VI.

TRADE

78,132

3564,62

3034,82

8,96,238

23426,01

19368,97

1. Whole sale Trade

14,157

2000,50

1734,51

90,220

14170,38

11865,72

2. Retail Trade

63,975

1564,12

1300,31

8,06,018

9255,64

7503,25

VII.

FINANCE

1,427

340,82

263,15

27,282

1508,55

1216,35

VIII.

ALL OTHERS

1,12,237

1366,12

1007,95

11,21,036

16494,83

13394,21

TOTAL BANK CREDIT

6,90,011

34633,12

27411,81

76,60,848

155195,54

123756,99

OF WHICH:

1.Artisansand Village & Tiny Industries

7,160

49,25

37,83

92,801

1713,51

1396,48

2.Other Small Scale Industries

25,763

1916,90

1526,37

3,27,657

11239,77

8982,89