SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

27,17,797

9752,09

8842,60

23,41,514

10244,58

9245,35

1. Direct Finance

26,60,600

9329,57

8494,70

23,13,834

9618,62

8808,04

2. Indirect Finance

57,197

422,51

347,90

27,680

625,96

437,31

II.

INDUSTRY

67,966

7560,08

5035,51

1,02,164

11119,70

8319,68

1. Mining & Quarrying

246

203,23

142,84

557

248,55

223,80

2. Food Manufacturing & Processing

3,028

438,57

353,74

8,501

1128,79

706,67

  (a) Rice Mills, Flour & Dal Mills

939

108,92

89,68

1,846

315,66

253,47

  (b) Sugar

19

102,98

70,08

24

160,58

42,05

  (c) Edible Oils & Vanaspati

203

12,01

9,88

767

241,07

84,95

  (d) Tea Processing

27

59,21

61,10

121

44,45

28,73

  (e) Processing of Fruits & Vegetables

42

7,64

5,09

251

76,33

55,97

  (f) Others

1,798

147,81

117,92

5,492

290,70

241,51

3. Beverage & Tobacco

115

56,22

52,59

181

29,45

22,89

4. Textiles

8,920

2104,20

1450,22

17,105

4872,92

3552,23

  (a) Cotton Textiles

2,979

1568,25

1104,87

9,720

3637,21

2607,74

  (b) Jute & Other Natural Fibre Textiles

159

3,34

2,90

239

26,07

27,47

  (c) Handloom Textiles & Khadi

1,252

28,47

20,49

1,530

154,70

126,17

  (d) Other Textiles & Textile Products

4,530

504,14

321,95

5,616

1054,95

790,85

5. Paper, Paper Products & Printing

408

324,92

180,81

17,808

536,52

427,55

6. Leather & Leather Products

252

172,28

127,57

981

185,52

160,75

7. Rubber & Plastic Products

285

45,45

30,51

748

130,58

111,53

8. Chemicals & Chemical Products

629

158,74

98,05

3,367

620,03

496,63

  (a) Heavy Industrial Chemicals

42

40,81

21,61

160

46,00

34,53

  (b) Fertilisers

13

19,74

11,10

7

82

71

  (c) Drugs & Pharmaceuticals

108

10,86

8,24

295

30,58

17,10

  (d) Non-Edible Oils

11

2,99

2,76

46

13,08

11,52

  (e) Other Chemicals & Chemical Products

455

84,33

54,34

2,859

529,55

432,77

9. Petroleum, Coal Products & Nuclear Fuels

42

20,41

15,65

80

14,42

8,20

10. Manufacture of Cement & Cement Products

412

415,31

120,18

671

16,18

12,46

11. Basic Metals & Metal Products

719

475,90

292,17

2,310

525,29

411,49

  (a) Iron & Steel

265

120,97

82,24

469

340,30

254,21

  (b) Non-Ferrous Metals

34

181,44

83,22

97

31,89

23,39

  (c) Metal Products

420

173,49

126,71

1,744

153,10

133,90

12. Engineering

1,204

149,79

100,44

2,546

412,36

275,19

  (a) Heavy Engineering

243

37,63

27,20

228

59,28

45,06

  (b) Light Engineering

583

69,89

37,67

1,586

178,97

132,96

  (c) Electrical Machinery & Goods

261

37,24

31,61

509

157,47

81,86

  (d) Electronic Machinery & Goods

117

5,04

3,95

223

16,63

15,32

13. Vehicles, Vehicle Parts & Transport Equipments

2,514

391,88

224,06

805

208,68

181,80

14. Other Industries

17,927

417,24

259,47

22,113

376,61

336,20

15. Electricity, Gas & Water

178

953,62

572,99

202

261,21

176,74

  (a) Electricity Generation & Transmission

135

881,44

511,07

48

71,41

50,12

  (b) Non-Conventional Energy

15

69,09

59,45

93

176,43

116,29

  (c) Gas, Steam & Water Supply

28

3,09

2,47

61

13,37

10,33

16. Construction

31,087

1232,32

1014,22

24,189

1552,58

1215,55

III.

TRANSPORT OPERATORS

5,718

368,98

270,32

10,166

440,68

361,81

IV.

PROFESSIONAL AND OTHER SERVICES

85,404

811,10

573,03

76,094

1709,56

1307,48

V.

PERSONAL LOANS

3,99,578

4356,20

3335,44

7,75,075

9635,57

7481,19

1. Loans for Purchase of Consumer Durables

12,565

46,68

36,66

23,120

128,94

105,55

2. Loans for Housing

51,971

1686,68

1350,37

1,00,217

3784,62

3125,08

3. Rest of the Personal Loans

3,35,042

2622,84

1948,41

6,51,738

5722,01

4250,56

VI.

TRADE

1,21,115

1066,14

857,27

1,70,708

3128,36

2615,91

1. Wholesale Trade

5,965

164,86

145,49

13,023

1137,51

964,12

2. Retail Trade

1,15,150

901,28

711,78

1,57,685

1990,84

1651,79

VII.

FINANCE

6,167

81,35

64,78

8,593

120,38

97,76

VIII.

ALL OTHERS

3,23,823

1453,85

1336,62

3,48,425

2776,99

1966,60

TOTAL BANK CREDIT

37,27,568

25449,78

20315,57

38,32,739

39175,81

31395,78

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

6,16,136

5213,42

4389,74

1,11,753

4862,82

4081,38

1. Direct Finance

6,06,502

4304,64

3732,92

1,08,062

1556,01

1231,38

2. Indirect Finance

9,634

908,77

656,83

3,691

3306,81

2849,99

II.

INDUSTRY

98,671

40100,12

28193,75

80,053

79985,80

44276,14

1. Mining & Quarrying

625

532,82

349,78

551

3780,50

2905,73

2. Food Manufacturing & Processing

3,720

2116,01

1699,52

5,076

3371,03

2451,46

  (a) Rice Mills, Flour & Dal Mills

906

236,38

184,82

1,055

138,66

94,23

  (b) Sugar

88

931,96

768,38

94

1193,85

976,11

  (c) Edible Oils & Vanaspati

225

120,94

98,83

2,144

288,82

245,27

  (d) Tea Processing

15

21,73

12,17

11

41,05

34,63

  (e) Processing of Fruits & Vegetables

64

28,56

14,72

79

58,14

46,31

  (f) Others

2,422

776,45

620,61

1,693

1650,53

1054,92

3. Beverage & Tobacco

163

99,58

81,96

104

474,98

414,14

4. Textiles

35,834

24140,87

16361,57

3,562

4257,16

2963,63

  (a) Cotton Textiles

19,222

15995,31

10672,95

833

1452,64

1152,81

  (b) Jute & Other Natural Fibre Textiles

306

67,76

57,43

29

21,90

17,27

  (c) Handloom Textiles & Khadi

697

308,18

239,45

264

71,13

62,47

  (d) Other Textiles & Textile Products

15,609

7769,62

5391,75

2,436

2711,48

1731,08

5. Paper, Paper Products & Printing

2,255

594,09

454,62

1,981

1030,35

810,33

6. Leather & Leather Products

1,007

215,60

179,04

4,588

1518,28

1169,84

7. Rubber & Plastic Products

1,549

491,53

391,22

2,457

1975,38

1186,91

8. Chemicals & Chemical Products

1,649

513,03

406,62

2,549

5601,01

3990,45

  (a) Heavy Industrial Chemicals

193

149,79

130,60

280

940,66

636,94

  (b) Fertilisers

38

34,57

25,37

56

481,60

371,67

  (c) Drugs & Pharmaceuticals

420

36,00

30,04

1,055

2008,33

1215,68

  (d) Non-Edible Oils

20

20,50

18,21

15

48,68

37,53

  (e) Other Chemicals & Chemical Products

978

272,18

202,39

1,143

2121,75

1728,63

9. Petroleum, Coal Products & Nuclear Fuels

45

10,19

8,42

118

1281,00

481,23

10. Manufacture of Cement & Cement Products

289

125,70

80,41

248

1861,84

1592,55

11. Basic Metals & Metal Products

17,430

2427,97

1946,41

16,609

4645,14

2795,48

  (a) Iron & Steel

927

1387,69

1181,02

954

1766,69

1340,21

  (b) Non-Ferrous Metals

276

472,33

340,60

183

676,09

329,99

  (c) Metal Products

16,227

567,95

424,78

15,472

2202,37

1125,27

12. Engineering

5,547

2709,54

1625,15

14,185

6183,13

4476,87

  (a) Heavy Engineering

804

1082,71

575,12

726

1400,07

1124,80

  (b) Light Engineering

3,469

1093,49

731,92

4,628

2559,94

1845,73

  (c) Electrical Machinery & Goods

774

383,99

195,38

962

1367,05

835,90

  (d) Electronic Machinery & Goods

500

149,35

122,74

7,869

856,07

670,44

13. Vehicles, Vehicle Parts & Transport Equipments

1,456

1138,89

789,70

2,406

25095,47

5035,67

14. Other Industries

15,184

975,42

735,33

15,951

5536,14

4005,06

15. Electricity, Gas & Water

337

940,31

659,31

348

4673,88

3102,93

  (a) Electricity Generation & Transmission

138

506,47

326,20

161

3577,17

2380,64

  (b) Non-Conventional Energy

105

355,56

266,54

42

216,35

153,91

  (c) Gas, Steam & Water Supply

94

78,28

66,58

145

880,35

568,38

16. Construction

11,581

3068,56

2424,69

9,320

8700,50

6893,88

III.

TRANSPORT OPERATORS

14,033

905,35

702,21

12,146

1933,17

1334,84

IV.

PROFESSIONAL AND OTHER SERVICES

75,454

3814,17

2914,51

53,640

16942,71

13327,97

V.

PERSONAL LOANS

8,18,065

16442,73

13131,23

42,14,865

64852,88

36040,33

1. Loans for Purchase of Consumer Durables

23,478

133,54

109,72

22,071

400,76

375,99

2. Loans for Housing

1,32,330

9069,58

7572,41

1,49,505

17373,85

15161,18

3. Rest of the Personal Loans

6,62,257

7239,61

5449,10

40,43,289

47078,27

20503,16

VI.

TRADE

1,07,094

6110,77

4804,53

59,335

8118,32

6676,85

1. Wholesale Trade

19,405

2580,05

2040,78

9,791

3677,67

3050,18

2. Retail Trade

87,689

3530,72

2763,76

49,544

4440,65

3626,67

VII.

FINANCE

7,463

213,10

156,89

8,693

14039,94

10060,71

VIII.

ALL OTHERS

2,92,623

3508,02

3185,03

2,61,812

9925,29

7386,85

TOTAL BANK CREDIT

20,29,539

76307,67

57477,88

48,02,297

200660,93

123185,07