Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

17,02,381

2143,70

1989,36

9,13,739

1497,51

1386,97

1.

Direct Finance

16,80,130

2031,26

1901,11

9,07,122

1390,88

1297,30

2.

Indirect Finance

22,251

112,44

88,26

6,617

106,63

89,67

II.

INDUSTRY

75,351

1412,59

1168,16

96,610

2591,37

2270,00

1.

Mining & Quarrying

339

85,39

84,28

214

17,33

14,98

2.

Food Manufacturing & Processing

1,833

121,59

102,26

2,926

217,42

167,78

(a) Rice Mills, Flour & Dal Mills

644

25,30

19,03

681

27,78

21,83

(b) Sugar

24

38,06

35,68

77

87,23

59,89

(c) Edible Oils & Vanaspati

280

15,57

12,74

305

25,38

20,62

(d) Tea Processing

39

6,14

5,79

277

33,10

29,39

(e) Processing of Fruits & Vegetables

14

73

72

28

2,76

2,10

(f) Others

832

35,79

28,31

1,558

41,18

33,94

3.

Beverage & Tobacco

196

8,58

4,65

171

22,06

21,98

4.

Textiles

3,995

373,23

284,57

7,541

1152,44

982,91

(a) Cotton Textiles

2,234

250,66

192,63

4,108

701,73

609,42

(b) Jute Textiles

8

36

34

18

99

95

(c) Handloom Textiles & Khadi

357

18,23

14,83

379

33,31

27,40

(d) Other Textiles

1,396

103,98

76,78

3,036

416,41

345,15

5.

Paper, Paper Products & Printing

659

40,18

39,00

2,366

187,35

158,00

6.

Leather & Leather Products

250

57,72

53,85

589

63,74

66,28

7.

Rubber & Rubber Products

114

84,04

74,58

247

16,87

10,74

8.

Chemicals & Chemical Products

896

138,63

104,52

2,570

450,61

431,96

(a) Heavy Industrial Chemicals

38

15,58

16,08

119

38,87

29,84

(b) Fertilisers

21

26,01

24,75

28

28,72

24,92

(c) Drugs & Pharmaceuticals

125

5,54

4,79

178

10,34

11,00

(d) Non-Edible Oils

28

1,37

87

68

5,42

4,27

(e) Other Chemicals & Chemical Products

684

90,12

58,03

2,177

367,26

361,93

9.

Petroleum, Coal Products & Nuclear Fuels

45

66,47

59,75

47

2,37

2,26

10.

Manufacture of Cement & Cement Products

123

32,76

18,83

166

7,85

6,46

11.

Basic Metals & Metal Products

837

90,79

76,23

1,533

105,35

95,48

(a) Iron & Steel

217

54,90

49,03

279

48,49

42,58

(b) Non-Ferrous Metals

12

2,07

2,03

50

10,69

10,97

(c) Other Metal Products

608

33,82

25,17

1,204

46,17

41,93

12.

Engineering

990

57,94

54,05

1,679

86,20

68,38

(a) Heavy Engineering

133

6,17

5,78

307

14,85

10,37

(b) Light Engineering

482

21,87

19,72

718

29,12

23,68

(c) Electrical Machinery & Goods

221

18,94

17,54

357

27,30

22,52

(d) Electronic Machinery & Goods

154

10,97

11,02

297

14,93

11,81

13.

Vehicles, Vehicle Parts & Transport Equipments

317

46,65

28,63

584

31,64

28,85

14.

Other Industries

64,489

184,77

160,63

75,329

200,04

187,06

15.

Electricity, Gas & Water

62

14,73

11,84

73

10,64

9,81

(a) Electricity Generation & Transmission

22

5,83

3,90

53

8,76

8,26

(b) Non-Conventional Energy

12

6,20

5,94

1

15

15

(c) Gas, Steam & Water Supply

28

2,70

2,00

19

1,73

1,40

16.

Construction

206

9,13

10,49

575

19,45

17,07

III.

TRANSPORT OPERATORS

16,716

99,38

77,28

16,728

182,44

137,26

IV.

PROFESSIONAL AND OTHER SERVICES

73,505

165,60

134,20

52,522

203,44

179,81

V.

PERSONAL LOANS

2,49,994

547,57

511,03

3,12,077

880,69

795,80

1.

Loans for Purchase of Consumer Durables

23,324

28,70

25,61

35,620

59,42

49,30

2.

Loans for Housing

19,768

136,62

123,07

27,133

221,87

197,74

3.

Rest of the Personal Loans

2,06,902

382,25

362,35

2,49,324

599,40

548,76

VI.

TRADE

1,63,707

319,42

284,23

1,49,426

669,25

583,55

1.

Wholesale Trade

7,828

130,49

120,11

9,438

146,09

115,95

2.

Retail Trade

1,55,879

188,93

164,12

1,39,988

523,17

467,60

VII.

FINANCE

241

197,30

164,72

453

58,77

38,08

VIII.

ALL OTHERS

2,70,862

285,52

263,75

2,08,532

400,28

364,35

TOTAL BANK CREDIT

25,52,757

5171,09

4592,74

17,50,087

6483,75

5755,82

OF WHICH:

1. Artisans & Village Industries

19,469

29,28

26,08

17,149

37,67

35,75

2. Other Small Scale Industries

33,445

343,96

296,69

49,764

1019,55

879,39

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,07,442

636,02

579,04

45,853

482,82

426,33

1.

Direct Finance

1,97,974

544,07

503,56

44,238

247,35

218,38

2.

Indirect Finance

9,468

91,94

75,48

1,615

235,47

207,95

II.

INDUSTRY

87,834

6671,50

5236,39

39,827

11194,53

8972,47

1.

Mining & Quarrying

377

46,86

38,37

488

262,09

229,28

2.

Food Manufacturing & Processing

2,464

422,79

328,73

872

570,42

427,67

(a) Rice Mills, Flour & Dal Mills

516

37,14

27,87

149

31,66

23,02

(b) Sugar

69

212,54

154,97

56

233,76

165,87

(c) Edible Oils & Vanaspati

387

32,99

20,87

85

66,44

50,21

(d) Tea Processing

20

7,53

5,56

28

21,66

10,46

(e) Processing of Fruits & Vegetables

46

10,11

6,42

38

6,00

2,34

(f) Others

1,426

122,47

113,04

516

210,90

175,77

3.

Beverage & Tobacco

161

39,75

32,48

145

184,33

149,55

4.

Textiles

16,906

4127,36

3139,74

2,141

854,69

725,67

(a) Cotton Textiles

6,615

2693,47

1967,50

364

262,01

220,90

(b) Jute Textiles

40

1,84

1,48

25

3,34

4,37

(c) Handloom Textiles & Khadi

885

48,59

39,06

67

14,80

11,60

(d) Other Textiles

9,366

1383,45

1131,70

1,685

574,54

488,80

5.

Paper, Paper Products & Printing

1,712

253,12

216,70

1,805

337,04

246,79

6.

Leather & Leather Products

436

65,42

61,26

1,962

937,17

781,02

7.

Rubber & Rubber Products

323

27,67

35,76

339

432,69

326,68

8.

Chemicals & Chemical Products

2,205

255,31

212,79

2,619

1620,39

1295,18

(a) Heavy Industrial Chemicals

170

23,04

17,50

303

305,47

247,48

(b) Fertilisers

53

28,03

26,75

129

587,32

483,71

(c) Drugs & Pharmaceuticals

288

70,75

66,68

495

232,99

182,08

(d) Non-Edible Oils

32

2,00

1,69

19

15,42

13,71

(e) Other Chemicals & Chemical Products

1,662

131,49

100,17

1,673

479,18

368,19

9.

Petroleum, Coal Products & Nuclear Fuels

134

41,64

25,58

227

319,38

232,67

10.

Manufacture of Cement & Cement Products

149

41,18

36,30

122

381,16

336,92

11.

Basic Metals & Metal Products

2,693

336,49

300,87

2,372

607,42

520,52

(a) Iron & Steel

1,143

251,22

229,48

786

343,22

302,05

(b) Non-Ferrous Metals

111

11,72

7,75

164

43,26

37,26

(c) Other Metal Products

1,439

73,55

63,64

1,422

220,94

181,21

12.

Engineering

3,930

509,24

390,89

4,013

1542,50

1269,91

(a) Heavy Engineering

853

223,26

168,72

505

430,02

348,57

(b) Light Engineering

1,648

140,70

117,17

1,762

372,79

326,43

(c) Electrical Machinery & Goods

904

124,49

86,81

880

401,07

294,88

(d) Electronic Machinery & Goods

525

20,80

18,20

866

338,62

300,03

13.

Vehicles, Vehicle Parts & Transport Equipments

683

99,14

71,10

1,071

1551,36

1100,36

14.

Other Industries

54,594

322,50

272,93

20,735

1157,03

989,54

15.

Electricity, Gas & Water

168

29,19

25,19

138

152,51

103,31

(a) Electricity Generation & Transmission

61

7,88

5,49

94

89,16

55,18

(b) Non-Conventional Energy

19

16,08

14,61

20

59,74

44,36

(c) Gas, Steam & Water Supply

88

5,23

5,09

24

3,61

3,78

16.

Construction

899

53,86

47,69

778

284,35

237,39

III.

TRANSPORT OPERATORS

10,677

140,60

113,78

4,098

158,20

135,51

IV.

PROFESSIONAL AND OTHER SERVICES

38,282

380,03

319,79

28,730

1120,70

1074,31

V.

PERSONAL LOANS

2,96,840

975,22

869,63

4,50,634

2794,71

2383,58

1.

Loans for Purchase of Consumer Durables

44,020

72,14

62,60

30,688

52,66

45,01

2.

Loans for Housing

25,206

269,20

241,59

21,963

349,50

319,87

3.

Rest of the Personal Loans

2,27,614

633,88

565,44

3,97,983

2392,54

2018,70

VI.

TRADE

74,518

998,39

824,78

33,734

2904,03

2600,70

1.

Wholesale Trade

8,994

438,53

344,28

6,054

1744,27

1480,29

2.

Retail Trade

65,524

559,87

480,50

27,680

1159,76

1120,41

VII.

FINANCE

985

142,74

111,54

2,184

2381,43

1966,86

VIII.

ALL OTHERS

1,23,563

475,68

414,63

62,861

745,16

658,18

TOTAL BANK CREDIT

8,40,141

10420,19

8469,57

6,67,921

21781,59

18217,95

OF WHICH:

1. Artisans & Village Industries

6,542

32,10

29,22

1,121

11,14

10,32

2. Other Small Scale Industries

43,681

1862,47

1555,21

22,221

1416,51

1264,18