Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

15,33,346

1800,10

1683,99

9,23,511

1314,49

1233,25

1.

Direct Finance

15,15,678

1708,84

1615,14

9,17,040

1243,92

1173,06

2.

Indirect Finance

17,668

91,26

68,85

6,471

70,58

60,20

II.

INDUSTRY

58,048

1128,00

976,53

77,950

2116,54

1824,99

1.

Mining & Quarrying

907

25,55

29,18

541

20,62

19,68

2.

Food Manufacturing and Processing

1,664

116,49

105,95

2,576

149,85

122,77

(a)

Rice Mills, Flour and Dal Mills

584

13,53

12,14

624

19,63

17,35

(b)

Sugar

19

47,78

45,22

84

49,43

34,73

(c)

Edible Oils and Vanaspati

284

15,91

13,89

286

21,29

16,77

(d)

Tea Processing

28

7,83

6,79

254

25,92

25,15

(e)

Processing of Fruits & Vegetables

10

39

48

26

4,45

3,65

(f)

Others

739

31,05

27,43

1,302

29,13

25,12

3.

Beverage and Tobacco

171

4,90

2,36

138

26,95

15,48

4.

Textiles

3,739

296,74

253,67

6,293

737,93

617,58

(a)

Cotton Textiles

2,141

219,00

184,43

3,801

557,22

481,75

(b)

Jute Textiles

6

5

4

28

2,58

1,60

(c)

Handloom Textiles & Khadi

331

14,22

14,14

403

25,78

20,56

(d)

Other Textiles

1,261

63,47

55,07

2,061

152,35

113,66

5.

Paper, Paper Products and Printing

458

24,61

23,48

2,206

142,82

119,71

6.

Leather and Leather Products

180

33,81

32,09

520

70,27

60,66

7.

Rubber and Rubber Products

87

112,60

99,77

239

14,50

10,84

8.

Chemicals and Chemical Products

754

89,78

61,31

2,788

504,94

439,41

(a)

Heavy Industrial Chemicals

41

7,01

5,53

140

65,77

40,89

(b)

Fertilizers

51

1,88

1,65

32

26,43

24,96

(c)

Drugs and Pharmaceuticals

120

4,99

4,49

126

6,17

6,21

(d)

Non-Edible Oils

28

1,42

1,26

77

5,40

5,01

(e)

Other Chemicals & Chemical Products

514

74,48

48,39

2,413

401,18

362,33

9.

Petroleum, Coal Products & Nuclear Fuels

23

75,69

75,68

59

2,07

1,99

10.

Manufacture of Cement & Cement Products

104

19,40

13,69

152

13,44

11,73

11.

Basic Metals & Metal Products

639

53,27

49,11

1,508

101,19

91,27

(a)

Iron and Steel

215

30,53

30,33

332

46,95

40,89

(b)

Non-Ferrous Metals

16

50

40

64

7,75

8,44

(c)

Other Metal Products

408

22,24

18,39

1,112

46,49

41,94

12.

Engineering

901

69,15

60,56

1,468

88,50

70,73

(a)

Heavy Engineering

140

13,09

11,23

254

12,46

10,14

(b)

Light Engineering

454

24,93

21,33

669

22,67

17,31

(c)

Electrical Machinery & Goods

185

11,75

11,32

290

33,75

27,14

(d)

Electronic Machinery & Goods

122

19,38

16,68

255

19,61

16,15

13.

Vehicles, Vehicle Parts & Transport Equipments

290

40,10

15,81

590

36,82

26,76

14.

Other Industries

47,860

141,65

134,56

58,439

189,28

199,91

15.

Electricity, Gas & Water

116

19,15

14,82

101

6,52

5,72

(a)

Electricity Generation & Transmission

32

5,50

4,01

64

5,78

5,08

(b)

Non-Conventional Energy

40

10,82

8,44

—

—

—

(c)

Gas, Steam & Water Supply

44

2,82

2,37

37

74

64

16.

Construction

155

5,12

4,47

332

10,85

10,75

III.

TRANSPORT OPERATORS

16,830

84,08

70,92

17,739

171,29

139,59

IV.

PROFESSIONAL AND OTHER SERVICES

73,168

106,34

92,14

55,713

162,18

145,19

V.

PERSONAL LOANS

3,54,027

541,38

504,43

3,51,865

730,83

691,60

1.

Loans for Purchase of Consumer Durables

22,881

22,48

18,45

33,108

42,67

34,26

2.

Loans for Housing

17,759

99,56

92,20

28,828

168,89

158,65

3.

Rest of the Personal Loans

3,13,387

419,33

393,77

2,89,929

519,27

498,69

VI.

TRADE

1,48,022

271,52

231,49

1,49,171

622,40

535,48

1.

Wholesale Trade

6,597

115,66

100,10

6,990

127,76

103,77

2.

Retail Trade

1,41,425

155,86

131,39

1,42,181

494,64

431,71

VII.

FINANCE

218

245,67

208,64

479

48,30

39,01

VIII.

ALL OTHERS

2,75,329

258,18

240,66

2,13,224

318,01

301,29

TOTAL BANK CREDIT

24,58,988

4435,26

4008,79

17,89,652

5484,04

4910,40

OF WHICH :

1.

Artisans & Village Industries

18,406

41,20

37,73

16,440

43,33

41,20

2.

Other Small Scale Industries

31,525

305,04

261,00

49,411

746,53

610,14

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

2,17,000

540,16

485,29

31,279

309,86

293,00

1.

Direct Finance

2,13,393

472,56

432,50

29,973

143,79

159,08

2.

Indirect Finance

3,607

67,60

52,78

1,306

166,08

133,92

II.

INDUSTRY

88,192

6302,00

5172,83

43,524

9459,64

7663,22

1.

Mining & Quarrying

370

37,86

28,23

521

477,13

318,02

2.

Food Manufacturing and Processing

2,080

371,94

293,74

956

565,53

470,15

(a)

Rice Mills, Flour and Dal Mills

573

35,82

31,06

200

19,11

14,25

(b)

Sugar

88

214,92

159,90

90

200,98

169,80

(c)

Edible Oils and Vanaspati

290

20,27

16,52

73

54,71

38,76

(d)

Tea Processing

24

6,42

5,57

22

29,87

22,01

(e)

Processing of Fruits & Vegetables

28

1,70

49

40

4,98

2,10

(f)

Others

1,077

92,81

80,22

531

255,89

223,24

3.

Beverage and Tobacco

163

21,83

15,82

141

138,97

127,18

4.

Textiles

17,461

3689,09

2964,11

2,205

879,58

721,86

(a)

Cotton Textiles

6,668

2146,06

1704,23

322

281,72

201,38

(b)

Jute Textiles

34

1,71

1,38

26

3,29

4,34

(c)

Handloom Textiles & Khadi

829

69,37

57,39

52

13,71

8,83

(d)

Other Textiles

9,930

1471,95

1201,10

1,805

580,87

507,31

5.

Paper, Paper Products and Printing

1,833

185,20

161,43

1,993

245,40

203,66

6.

Leather and Leather Products

470

40,96

42,25

2,029

906,06

745,32

7.

Rubber and Rubber Products

352

52,97

53,80

346

301,44

240,69

8.

Chemicals and Chemical Products

2,474

340,88

284,42

2,879

1236,66

941,60

(a)

Heavy Industrial Chemicals

215

46,74

43,19

350

183,61

125,54

(b)

Fertilizers

72

46,23

30,26

143

410,83

345,68

(c)

Drugs and Pharmaceuticals

308

65,58

64,13

528

213,68

179,58

(d)

Non-Edible Oils

37

2,21

1,85

21

17,89

15,28

(e)

Other Chemicals & Chemical Products

1,842

180,11

145,00

1,837

410,65

275,52

9.

Petroleum, Coal Products & Nuclear Fuels

109

26,49

22,48

181

193,64

155,20

10.

Manufacture of Cement & Cement Products

142

70,40

58,26

109

136,49

108,98

11.

Basic Metals & Metal Products

2,946

375,40

340,42

2,547

558,88

493,22

(a)

Iron and Steel

1,249

262,19

242,99

813

304,53

276,01

(b)

Non-Ferrous Metals

167

24,87

17,37

191

50,05

40,08

(c)

Other Metal Products

1,530

88,34

80,07

1,543

204,30

177,13

12.

Engineering

3,984

624,68

502,81

4,326

1455,73

1237,13

(a)

Heavy Engineering

856

254,53

192,74

570

457,88

375,92

(b)

Light Engineering

1,627

146,99

111,35

1,860

293,87

247,79

(c)

Electrical Machinery & Goods

999

185,89

165,99

956

347,35

278,30

(d)

Electronic Machinery & Goods

502

37,27

32,73

940

356,64

335,12

13.

Vehicles, Vehicle Parts & Transport Equipments

670

120,13

92,77

985

1179,49

896,71

14.

Other Industries

54,519

287,93

260,73

23,392

808,27

696,62

15.

Electricity, Gas & Water

211

26,79

25,07

153

177,24

130,69

(a)

Electricity Generation & Transmission

136

8,43

7,43

102

125,92

91,25

(b)

Non-Conventional Energy

12

14,75

14,13

23

47,01

35,33

(c)

Gas, Steam & Water Supply

63

3,61

3,51

28

4,31

4,11

16.

Construction

408

29,47

26,49

761

199,12

176,20

III.

TRANSPORT OPERATORS

11,281

127,89

105,67

4,694

115,90

92,95

IV.

PROFESSIONAL AND OTHER SERVICES

44,108

272,30

235,32

27,219

834,06

923,01

V.

PERSONAL LOANS

3,22,119

879,73

803,02

4,52,555

1843,48

1601,61

1.

Loans for Purchase of Consumer Durables

50,125

69,16

53,10

31,717

58,07

46,58

2.

Loans for Housing

30,285

246,71

232,48

26,325

313,11

287,54

3.

Rest of the Personal Loans

2,41,709

563,85

517,44

3,94,513

1472,29

1267,48

VI.

TRADE

79,949

906,99

736,81

36,047

2404,47

2176,64

1.

Wholesale Trade

7,968

439,28

318,19

6,074

1432,15

1186,05

2.

Retail Trade

71,981

467,71

418,61

29,973

972,31

990,59

VII.

FINANCE

1,087

148,30

117,31

2,351

1951,85

1725,34

VIII.

ALL OTHERS

1,37,381

440,02

404,19

78,569

1008,92

914,74

TOTAL BANK CREDIT

9,01,117

9617,39

8060,42

6,76,238

17928,18

15390,51

OF WHICH :

1.

Artisans & Village Industries

11,349

47,05

43,20

1,643

12,16

11,51

2.

Other Small Scale Industries

56,271

1983,31

1654,70

26,031

1263,49

1113,67