CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

39,66,279

19561,25

16421,95

12,96,869

8484,16

7247,64

1. Direct Finance

39,26,289

18957,55

15932,74

12,84,874

8020,98

6885,37

2. Indirect Finance

39,990

603,69

489,21

11,995

463,18

362,27

II.

INDUSTRY

85,104

7623,84

5249,13

57,851

4563,70

3371,18

1. Mining & Quarrying

379

26,79

20,91

325

28,85

22,80

2. Food Manufacturing & Processing

12,707

1470,15

1063,25

13,477

2245,45

1494,33

  (a) Rice Mills, Flour & Dal Mills

6,746

177,40

136,86

9,172

379,76

257,37

  (b) Sugar

130

1170,47

831,56

188

1648,67

1051,13

  (c) Edible Oils & Vanaspati

1,137

16,25

12,97

521

18,04

13,77

  (d) Tea Processing

1

3

2

4

23

15

  (e) Processing of Fruits & Vegetables

44

5,40

3,95

29

8,97

8,18

  (f) Others

4,649

100,61

77,89

3,563

189,78

163,74

3. Beverage & Tobacco

63

127,24

87,94

142

27,40

22,91

4. Textiles

15,803

338,91

240,51

7,259

458,66

361,58

  (a) Cotton Textiles

3,067

94,71

55,77

1,498

23,22

18,25

  (b) Jute & Other Natural Fibre Textiles

734

7,29

3,34

520

2,51

2,08

  (c) Handloom Textiles & Khadi

7,590

28,53

20,25

2,146

29,38

24,33

  (d) Other Textiles & Textile Products

4,412

208,38

161,15

3,095

403,55

316,92

5. Paper, Paper Products & Printing

785

149,57

103,08

424

140,10

138,69

6. Leather & Leather Products

847

8,53

6,34

618

7,51

6,02

7. Rubber & Plastic Products

433

95,87

79,96

245

15,66

12,89

8. Chemicals & Chemical Products

5,537

220,53

102,02

14,782

142,92

114,51

  (a) Heavy Industrial Chemicals

27

51,15

19,83

38

16,52

14,78

  (b) Fertilisers

7

2,53

2,74

9

4,75

1,31

  (c) Drugs & Pharmaceuticals

624

5,39

3,79

13,480

94,55

79,23

  (d) Non-Edible Oils

16

50,87

81

13

2,43

2,34

  (e) Other Chemicals & Chemical Products

4,863

110,59

74,85

1,242

24,68

16,84

9. Petroleum, Coal Products & Nuclear Fuels

55

8,93

8,30

103

33,73

29,89

10. Manufacture of Cement & Cement Products

836

48,86

29,02

501

39,13

164,83

11. Basic Metals & Metal Products

1,735

1467,39

1160,13

1,839

675,87

429,80

  (a) Iron & Steel

153

244,64

119,51

121

385,97

309,06

  (b) Non-Ferrous Metals

27

1126,02

971,84

43

261,39

97,67

  (c) Metal Products

1,555

96,73

68,78

1,675

28,51

23,08

12. Engineering

3,545

307,87

225,89

1,833

104,99

79,95

  (a) Heavy Engineering

1,244

58,32

53,06

385

34,06

25,63

  (b) Light Engineering

1,209

38,20

30,03

881

42,70

31,87

  (c) Electrical Machinery & Goods

524

77,80

60,69

368

22,15

17,03

  (d) Electronic Machinery & Goods

568

133,55

82,10

199

6,08

5,42

13. Vehicles, Vehicle Parts & Transport Equipments

1,647

244,65

166,62

530

79,91

53,38

14. Other Industries

34,096

418,92

338,85

13,000

257,17

211,41

15. Electricity, Gas & Water

39

632,95

307,04

29

2,19

1,62

  (a) Electricity Generation & Transmission

22

631,85

306,06

10

69

52

  (b) Non-Conventional Energy

5

13

8

4

21

14

  (c) Gas, Steam & Water Supply

12

97

90

15

1,28

95

16. Construction

6,597

2056,69

1309,28

2,744

304,17

226,57

III.

TRANSPORT OPERATORS

19,260

529,66

428,85

5,270

74,51

51,54

IV.

PROFESSIONAL AND OTHER SERVICES

75,014

1054,13

809,92

32,530

832,13

679,04

V.

PERSONAL LOANS

5,23,672

18908,95

13917,94

2,46,269

3199,01

2519,28

1. Loans for Purchase of Consumer Durables

27,569

177,72

128,31

15,897

111,12

78,83

2. Loans for Housing

88,192

8652,53

7395,36

38,266

1045,89

890,09

3. Rest of the Personal Loans

4,07,911

10078,70

6394,26

1,92,106

2041,99

1550,37

VI.

TRADE

3,41,670

2812,71

2364,82

1,92,913

2407,45

1896,65

1. Wholesale Trade

28,613

852,53

773,99

10,099

334,63

273,86

2. Retail Trade

3,13,057

1960,18

1590,83

1,82,814

2072,82

1622,78

VII.

FINANCE

2,865

101,09

57,12

1,160

322,60

192,79

VIII.

ALL OTHERS

1,67,069

1929,53

1409,30

76,739

975,75

744,88

TOTAL BANK CREDIT

51,80,933

52521,15

40659,03

19,09,601

20859,31

16702,99

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,91,693

2436,38

1984,44

32,685

3739,05

3070,67

1. Direct Finance

1,87,316

1880,91

1506,38

29,714

675,82

525,88

2. Indirect Finance

4,377

555,47

478,06

2,971

3063,24

2544,79

II.

INDUSTRY

65,928

12699,47

9194,34

41,125

12947,60

9899,38

1. Mining & Quarrying

369

98,15

61,56

116

148,80

37,47

2. Food Manufacturing & Processing

7,370

2903,45

2084,18

1,783

2070,88

1628,48

  (a) Rice Mills, Flour & Dal Mills

4,659

461,09

315,21

397

194,51

120,27

  (b) Sugar

164

1973,38

1407,89

70

1444,33

1158,84

  (c) Edible Oils & Vanaspati

249

94,44

68,47

142

160,98

131,79

  (d) Tea Processing

2

1,62

1,86

5

71

42

  (e) Processing of Fruits & Vegetables

45

9,81

6,83

25

14,69

10,31

  (f) Others

2,251

363,10

283,93

1,144

255,66

206,85

3. Beverage & Tobacco

91

73,79

52,68

74

101,60

66,48

4. Textiles

17,263

909,47

700,14

8,401

912,03

527,66

  (a) Cotton Textiles

8,187

330,40

267,80

3,214

596,67

278,75

  (b) Jute & Other Natural Fibre Textiles

5,062

83,56

61,46

1,700

53,40

43,72

  (c) Handloom Textiles & Khadi

960

20,53

17,84

664

36,52

31,34

  (d) Other Textiles & Textile Products

3,054

474,98

353,04

2,823

225,44

173,85

5. Paper, Paper Products & Printing

1,788

768,38

639,21

1,000

466,97

400,08

6. Leather & Leather Products

839

215,07

112,48

3,969

1053,85

807,35

7. Rubber & Plastic Products

821

311,78

228,76

1,134

198,12

173,01

8. Chemicals & Chemical Products

7,992

629,94

420,42

5,109

378,47

324,71

  (a) Heavy Industrial Chemicals

122

151,64

92,02

137

36,20

28,05

  (b) Fertilisers

28

47,47

14,05

26

24,06

13,24

  (c) Drugs & Pharmaceuticals

6,332

145,33

92,12

3,900

117,57

106,54

  (d) Non-Edible Oils

18

10,76

7,86

21

9,93

7,18

  (e) Other Chemicals & Chemical Products

1,492

274,75

214,38

1,025

190,71

169,70

9. Petroleum, Coal Products & Nuclear Fuels

41

14,80

13,51

49

22,22

17,57

10. Manufacture of Cement & Cement Products

511

85,63

83,35

623

358,68

316,03

11. Basic Metals & Metal Products

4,820

1822,94

1377,13

3,745

922,04

836,51

  (a) Iron & Steel

485

936,99

708,98

318

609,54

571,29

  (b) Non-Ferrous Metals

645

225,41

180,67

96

83,64

72,29

  (c) Metal Products

3,690

660,54

487,48

3,331

228,86

192,93

12. Engineering

3,380

1448,81

965,05

2,900

418,17

308,24

  (a) Heavy Engineering

341

105,96

81,31

584

115,47

82,98

  (b) Light Engineering

1,617

467,52

410,86

1,455

113,66

81,46

  (c) Electrical Machinery & Goods

1,026

323,89

236,44

582

168,25

130,51

  (d) Electronic Machinery & Goods

396

551,44

236,44

279

20,79

13,28

13. Vehicles, Vehicle Parts & Transport Equipments

670

132,05

115,00

649

345,49

257,42

14. Other Industries

14,628

862,67

676,72

5,987

902,05

381,40

15. Electricity, Gas & Water

53

52,55

13,99

83

2278,10

1939,67

  (a) Electricity Generation & Transmission

15

47,26

10,03

45

2273,25

1935,97

  (b) Non-Conventional Energy

10

1,53

54

2

40

26

  (c) Gas, Steam & Water Supply

28

3,76

3,41

36

4,45

3,44

16. Construction

5,292

2369,98

1650,16

5,503

2370,12

1877,32

III.

TRANSPORT OPERATORS

6,369

229,06

166,31

11,235

711,39

490,08

IV.

PROFESSIONAL AND OTHER SERVICES

37,635

2648,45

1944,83

39,149

3705,49

2660,08

V.

PERSONAL LOANS

4,31,060

8254,70

6500,09

4,47,984

10568,77

8362,15

1. Loans for Purchase of Consumer Durables

19,277

153,05

115,51

16,767

127,71

87,35

2. Loans for Housing

97,564

3929,00

3418,51

1,19,885

5352,52

4678,15

3. Rest of the Personal Loans

3,14,219

4172,65

2966,07

3,11,332

5088,55

3596,65

VI.

TRADE

1,62,299

3828,09

3059,21

99,314

5608,74

4058,90

1. Wholesale Trade

9,866

886,47

743,57

13,432

1995,69

1388,08

2. Retail Trade

1,52,433

2941,62

2315,64

85,882

3613,06

2670,82

VII.

FINANCE

1,344

192,30

102,22

707

950,86

784,58

VIII.

ALL OTHERS

82,316

1714,72

1324,15

83,256

2470,00

1938,63

TOTAL BANK CREDIT

9,78,644

32003,17

24275,57

7,55,455

40701,90

31264,47