Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

23,00,781

2349,57

1885,45

6,97,897

918,38

731,25

1.

Direct Finance

22,75,731

2289,00

1835,12

6,88,086

843,67

667,72

2.

Indirect Finance

25,050

60,57

50,33

9,811

74,72

63,53

II.

INDUSTRY

3,51,072

1143,14

984,19

1,17,738

1896,41

1628,50

1.

Mining & Quarrying

184

2,48

1,85

147

67,00

67,16

2.

Food Manufacturing and Processing

9,270

170,82

142,30

4,812

654,44

588,48

(a)

Rice Mills, Flour and Dal Mills

2,555

48,46

39,83

1,854

96,38

76,70

(b)

Sugar

128

85,54

70,87

195

431,48

400,31

(c)

Edible Oils and Vanaspati

1,756

15,31

12,12

836

28,23

18,67

(d)

Tea Processing

5

8

7

7

9

11

(e)

Processing of Fruits & Vegetables

39

85

32

39

3,51

3,68

(f)

Others

4,787

20,59

19,08

1,881

94,75

89,02

3.

Beverage and Tobacco

59

2,63

2,03

152

26,52

15,60

4.

Textiles

1,736

109,81

91,40

2,635

328,07

296,40

(a)

Cotton Textiles

218

25,90

18,46

485

59,89

63,81

(b)

Jute Textiles

109

17,12

13,12

18

2,88

2,14

(c)

Handloom Textiles & Khadi

250

2,50

2,22

428

15,16

12,70

(d)

Other Textiles

1,159

64,29

57,60

1,704

250,15

217,74

5.

Paper, Paper Products and Printing

388

35,35

18,37

779

55,55

49,81

6.

Leather and Leather Products

188

15,05

13,79

166

9,92

9,18

7.

Rubber and Rubber Products

110

3,68

4,12

197

49,20

30,23

8.

Chemicals and Chemical Products

765

97,73

86,75

1,328

147,38

111,99

(a)

Heavy Industrial Chemicals

26

4,31

4,32

150

29,89

20,57

(b)

Fertilizers

32

28,84

25,37

61

6,00

5,62

(c)

Drugs and Pharmaceuticals

95

19,37

12,61

162

35,97

33,32

(d)

Non-Edible Oils

81

1,25

1,36

85

3,49

3,31

(e)

Other Chemicals & Chemical Products

531

43,95

43,09

870

72,04

49,17

9.

Petroleum, Coal Products & Nuclear Fuels

37

3,92

3,66

122

14,74

13,84

10.

Manufacture of Cement & Cement Products

214

27,42

39,33

188

6,05

5,02

11.

Basic Metals & Metal Products

907

95,13

88,53

1,123

133,06

125,37

(a)

Iron and Steel

303

33,68

31,65

351

56,97

59,64

(b)

Non-Ferrous Metals

47

42,19

41,84

149

30,79

29,36

(c)

Other Metal Products

557

19,26

15,04

623

45,30

36,37

12.

Engineering

893

203,70

176,31

1,316

178,99

138,13

(a)

Heavy Engineering

142

48,71

52,32

96

34,38

32,76

(b)

Light Engineering

410

52,53

35,18

696

32,98

29,51

(c)

Electrical Machinery & Goods

221

62,16

48,32

350

77,39

48,27

(d)

Electronic Machinery & Goods

120

40,31

40,49

174

34,24

27,59

13.

Vehicles, Vehicle Parts & Transport

Equipments

551

14,22

12,50

455

10,61

10,09

14.

Other Industries

3,35,331

334,66

288,79

1,03,968

170,11

142,98

15.

Electricity, Gas & Water

84

11,86

7,25

110

40,41

20,83

(a)

Electricity Generation & Transmission

69

11,69

6,90

68

33,08

13,07

(b)

Non-Conventional Energy

11

15

34

7

4

4

(c)

Gas, Steam & Water Supply

4

2

1

35

7,29

7,71

16.

Construction

355

14,68

7,22

240

4,35

3,39

III.

TRANSPORT OPERATORS

1,05,280

174,39

145,07

38,315

101,53

90,17

IV.

PROFESSIONAL AND OTHER SERVICES

1,72,073

127,76

111,92

62,296

117,77

100,09

V.

PERSONAL LOANS

2,28,703

455,37

383,85

1,60,401

364,73

313,89

1.

Loans for Purchase of Consumer Durables

10,687

14,48

12,19

7,820

11,66

10,72

2.

Loans for Housing

12,530

98,65

78,21

11,891

86,55

77,04

3.

Rest of the Personal Loans

2,05,486

342,23

293,46

1,40,690

266,52

226,13

V I.

TRADE

7,99,698

730,60

611,59

3,19,157

633,80

537,92

1.

Wholesale Trade

23,032

87,74

75,43

12,099

226,09

196,89

2.

Retail Trade

7,76,666

642,86

536,15

3,07,058

407,71

341,03

VII.

FINANCE

142

7,73

6,33

162

11,31

9,15

VIII.

ALL OTHERS

1,47,896

216,08

182,44

99,231

214,49

183,95

TOTAL BANK CREDIT

41,05,645

5204,65

4310,83

14,95,197

4258,44

3594,91

OF WHICH :

1. Artisans & Village Industries

2,40,026

186,14

162,83

53,491

65,89

55,73

2. Other Small Scale Industries

93,481

303,41

242,13

52,120

517,94

452,47

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,44,329

285,88

202,59

9,986

85,65

61,93

1.

Direct Finance

1,41,925

185,50

151,15

8,667

49,29

43,29

2.

Indirect Finance

2,404

100,37

51,44

1,319

36,36

18,65

II.

INDUSTRY

1,05,645

2608,23

2204,81

19,530

1336,93

1189,14

1.

Mining & Quarrying

198

17,60

15,17

30

1,07

55

2.

Food Manufacturing and Processing

3,096

340,05

279,73

577

115,71

87,16

(a)

Rice Mills, Flour and Dal Mills

798

64,22

47,09

202

24,59

18,97

(b)

Sugar

209

130,63

119,30

8

51,07

42,45

(c)

Edible Oils and Vanaspati

387

70,07

54,06

77

17,04

12,92

(d)

Tea Processing

15

2,34

2,90

5

85

35

(e)

Processing of Fruits & Vegetables

66

1,92

1,72

21

1,55

1,41

(f)

Others

1,621

70,89

54,67

264

20,60

11,07

3.

Beverage and Tobacco

166

78,83

48,79

18

1,79

2,64

4.

Textiles

3,372

344,83

311,61

903

259,71

261,72

(a)

Cotton Textiles

609

75,51

72,48

269

64,29

73,25

(b)

Jute Textiles

27

88

93

29

4,06

2,94

(c)

Handloom Textiles & Khadi

431

28,08

25,58

47

14,06

4,05

(d)

Other Textiles

2,305

240,36

212,62

558

177,31

181,49

5.

Paper, Paper Products and Printing

1,896

128,54

100,41

595

132,30

122,35

6.

Leather and Leather Products

774

68,95

59,46

716

151,16

120,17

7.

Rubber and Rubber Products

387

74,66

68,14

144

21,32

21,23

8.

Chemicals and Chemical Products

1,905

169,42

153,05

1,044

113,19

92,51

(a)

Heavy Industrial Chemicals

164

19,89

18,53

112

18,88

8,36

(b)

Fertilizers

108

54,21

41,36

34

32,61

25,82

(c)

Drugs and Pharmaceuticals

362

21,82

19,75

243

13,59

15,22

(d)

Non-Edible Oils

68

3,77

3,50

22

2,86

2,49

(e)

Other Chemicals & Chemical Products

1,203

69,73

69,91

633

45,25

40,63

9.

Petroleum, Coal Products & Nuclear Fuels

106

8,59

8,03

47

14,24

23,68

10.

Manufacture of Cement & Cement Products

162

7,62

8,23

45

17,14

11,75

11.

Basic Metals & Metal Products

4,744

396,73

304,84

692

133,62

119,67

(a)

Iron and Steel

1,079

218,11

174,04

317

92,94

84,12

(b)

Non-Ferrous Metals

933

35,79

26,30

18

1,48

1,69

(c)

Other Metal Products

2,732

142,84

104,50

357

39,20

33,86

12.

Engineering

3,129

557,33

474,99

1,033

161,64

140,72

(a)

Heavy Engineering

307

212,34

197,92

275

66,04

51,14

(b)

Light Engineering

1,311

73,53

68,13

397

27,60

23,51

(c)

Electrical Machinery & Goods

1,021

139,15

115,72

239

19,35

15,07

(d)

Electronic Machinery & Goods

490

132,31

93,22

122

48,65

51,01

13.

Vehicles, Vehicle Parts & Transport

Equipments

596

34,63

30,73

318

54,15

52,64

14.

Other Industries

84,593

314,04

279,00

13,098

98,40

87,58

15.

Electricity, Gas & Water

159

14,25

11,23

71

16,38

11,68

(a)

Electricity Generation & Transmission

127

9,04

6,51

65

15,97

10,88

(b)

Non-Conventional Energy

7

4,40

3,98

2

17

17

(c)

Gas, Steam & Water Supply

25

81

74

4

24

62

16.

Construction

362

52,14

51,38

199

45,10

33,08

III.

TRANSPORT OPERATORS

23,603

93,17

80,27

4,216

75,35

70,30

IV.

PROFESSIONAL AND OTHER SERVICES

53,266

119,43

103,08

11,518

57,60

48,19

V.

PERSONAL LOANS

2,25,968

660,66

580,68

92,299

387,07

334,21

1.

Loans for Purchase of Consumer Durables

13,628

20,52

16,92

4,072

7,23

6,26

2.

Loans for Housing

23,644

224,30

200,88

11,700

173,37

150,40

3.

Rest of the Personal Loans

1,88,696

415,84

362,89

76,527

206,47

177,55

VI.

TRADE

2,07,193

782,62

640,27

45,477

275,00

224,14

1.

Wholesale Trade

13,161

319,01

236,38

4,378

126,58

95,43

2.

Retail Trade

1,94,032

463,61

403,89

41,099

148,42

128,71

VII.

FINANCE

522

53,21

47,90

229

68,26

55,11

VIII.

ALL OTHERS

1,27,165

487,86

443,96

53,580

483,95

421,52

TOTAL BANK CREDIT

8,87,691

5091,07

4303,57

2,36,835

2769,80

2404,56

OF WHICH :

1. Artisans & Village Industries

32,970

46,13

38,27

3,098

5,57

5,11

2. Other Small Scale Industries

58,180

998,18

837,82

11,034

282,01

247,35