3. Scheduled Commercial Banks - Business in India - आरबीआय - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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|
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Outstanding |
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as on |
Variation over |
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|
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Item |
1999 |
Financial year so far |
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|
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Mar. 26# |
Fortnight |
1997-98 |
1998-99 |
Year |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
|
|
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Liabilities to the Banking System |
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Demand and time deposits from banks |
32,260 |
1,661 |
6,287 |
8,578 |
8,578 |
|
Borrowings from Banks(1) |
11,623 |
-527 |
3,901 |
4,464 |
4,464 |
|
Other demand and time liabilities(2) |
690 |
-98 |
906 |
-755 |
-755 |
|
Liabilities to Others |
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Aggregate deposits |
7,17,271 @ |
18,934 |
99,811 |
1,11,861 |
1,11,861 |
|
(2.7) |
(19.7) |
(18.5) |
(18.5) |
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Demand |
1,13,480 |
10,531 |
11,903 |
10,967 |
10,967 |
|
Time |
6,03,791 @ |
8,403 |
87,908 |
1,00,894 |
1,00,894 |
|
Borrowings(3) |
1,992 |
699 |
342 |
713 |
713 |
|
Other demand and time liabilities |
52,416 |
573 |
5,501 |
12,662 |
12,662 |
|
Borrowings from Reserve Bank |
2,894 |
-2,795 |
-165 |
2,499 |
2,499 |
|
Cash in hand and Balances with Reserve Bank |
67,530 |
-5,092 |
8,111 |
6,224 |
6,224 |
|
Cash in hand |
3,982 |
80 |
260 |
374 |
374 |
|
Balances with Reserve Bank |
63,548 |
-5,172 |
7,850 |
5,850 |
5,850 |
|
Assets with the Banking System |
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Balance with other Banks(4) |
12,922 |
232 |
3,183 |
1,369 |
1,369 |
|
Money at call and short notice |
18,134 |
1,695 |
902 |
9,273 |
9,273 |
|
Advances to banks |
1,638 |
-318 |
287 |
-525 |
-525 |
|
Other assets |
1,303 |
-224 |
-21 |
-364 |
-364 |
|
Investments(5) |
2,54,119 |
2,152 |
28,192 |
35,414 |
35,414 |
|
(0.9) |
(14.8) |
(16.2) |
(16.2) |
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Government securities |
2,22,744 |
2,427 |
28,067 |
35,787 |
35,787 |
|
Other approved securities |
31,374 |
-275 |
124 |
-374 |
-374 |
|
Bank Credit |
3,66,003 |
11,261 |
45,677 |
41,925 |
41,925 |
|
(3.2) |
(16.4) |
(12.9) |
(12.9) |
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Food Credit |
16,816 |
84 |
4,888 |
4,331 |
4,331 |
|
Non-food credit |
3,49,187 |
11,177 |
40,789 |
37,594 |
37,594 |
|
Loans, cash-credit and overdrafts |
3,34,867 |
9,460 |
43,113 |
40,132 |
40,132 |
|
Inland bills- purchased |
4,712 |
208 |
473 |
52 |
52 |
|
discounted(6) |
10,776 |
1,157 |
1,163 |
1,008 |
1,008 |
|
Foreign bills-purchased |
8,368 |
201 |
281 |
438 |
438 |
|
discounted |
7,280 |
235 |
648 |
295 |
295 |
|
Cash-Deposit Ratio |
9.41 |
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Investment-Deposit Ratio |
35.43 |
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Credit-Deposit Ratio |
51.03 |
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|
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 15.5 per cent and 15.5 per cent, respectively. |
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Note: Figures in brackets denote percentage variations in the relevant period. |