(Rs. crore)

Outstanding
as on

Variation over

Item

1999

Financial year so far

Apr. 9#

Fortnight

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

33,351

1,091

1,286

1,091

8,383

Borrowings from Banks⁽¹⁾

11,418

-206

-258

-206

4,516

Other demand and time liabilities⁽²⁾

1,058

368

-822

368

435

Liabilities to Others

Aggregate deposits

7,24,990 @

7,719

4,012

7,719

1,15,568

(1.1)

(0.7)

(1.1)

(19.0)

Demand

1,15,822

2,342

-3,322

2,342

16,631

Time

6,09,168 @

5,377

7,334

5,377

98,937

Borrowings⁽³⁾

1,318

-674

25

-674

13

Other demand and time liabilities

52,539

123

4,107

123

8,678

Borrowings from Reserve Bank

912

-1,982

-236

-1,982

753

Cash in hand and Balances with Reserve Bank

68,224

694

-10

694

6,929

Cash in hand

4,224

242

-322

242

938

Balances with Reserve Bank

64,000

453

311

453

5,991

Assets with the Banking System

Balance with other Banks⁽⁴⁾

13,585

664

724

664

1,309

Money at call and short notice

19,156

1,022

212

1,022

10,083

Advances to banks

1,440

-198

-671

-198

-52

Other assets

1,452

149

132

149

-346

Investments⁽⁵⁾

2,62,347

8,228

9,179

8,228

34,463

(3.2)

(4.2)

(3.2)

(15.1)

Government securities

2,30,696

7,952

9,209

7,952

34,530

Other approved securities

31,650

276

-30

276

-68

Bank Credit

3,69,921

3,918

2,109

3,918

43,733

(1.1)

(0.7)

(1.1)

(13.4)

Food Credit

16,288

-528

-271

-528

4,074

Non-food credit

3,53,633

4,446

2,380

4,446

39,659

Loans, cash-credit and overdrafts

3,37,468

2,601

735

2,601

41,997

Inland bills- purchased

4,950

239

637

239

-347

discounted⁽⁶⁾

11,547

771

483

771

1,296

Foreign bills-purchased

7,600

-768

30

-768

-360

discounted

8,356

1,076

224

1,076

1,147

Cash-Deposit Ratio

9.41

Investment-Deposit Ratio

36.19

Credit-Deposit Ratio

51.02

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the
growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.1 per cent and 16.0 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Note: Figures in brackets denote percentage variations in the relevant period.