3. Scheduled Commercial Banks - Business in India - आरबीआय - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2004 | ||||||
Fortnight | |||||||
Aug. 6# | 2003-2004 | 2004-2005 | 2003 | 2004 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 37,041 | –39 | –1,780 | 207 | 797 | –1,633 | |
Borrowings from Banks (1) | 13,833 | 616 | –1,692 | –1,193 | –1,471 | –4,113 | |
Other demand and time liabilities(2) | 2,519 | 356 | 341 | –108 | 560 | –76 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 15,82,649 | 13,236 | 76,878 | 78,233 | 1,43,498 | 2,24,918 | |
(0.8) | (6.0) | (5.2) | (11.8) | (16.6) | |||
Demand | 2,17,623 | 7,898 | 1,335 | –7,399 | 23,740 | 45,998 | |
Time@ | 13,65,026 | 5,338 | 75,543 | 85,633 | 1,19,758 | 1,78,920 | |
Borrowings(3) | 30,678 | –1,802 | 3,960 | 6,008 | 7,106 | 14,080 | |
Other demand and time liabilities | 1,55,259 | 8,523 | –517 | 7,175 | 20,454 | 25,970 | |
Borrowings from Reserve Bank | 50 | 50 | 112 | 50 | 161 | –141 | |
Cash in hand and Balances with Reserve Bank | 83,055 | –1,318 | 6,011 | 6,161 | –4,535 | 11,142 | |
Cash in hand | 8,529 | –130 | 503 | 631 | 2,008 | 459 | |
Balances with Reserve Bank | 74,526 | –1,188 | 5,509 | 5,529 | –6,543 | 10,683 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 17,812 | 377 | –1,457 | 850 | –2,125 | 2,080 | |
Money at call and short notice | 17,815 | 1,751 | –4,716 | –243 | –838 | –9,604 | |
Advances to Banks | 10,052 | 10 | –296 | –471 | 1,097 | 3,201 | |
Other assets | 2,903 | 396 | 439 | 265 | 605 | –86 | |
Investments (5) | 7,33,064 | 4,909 | 71,297 | 55,476 | 1,27,713 | 1,14,220 | |
(0.7) | (13.0) | (8.2) | (26.0) | (18.5) | |||
Government securities | 7,06,597 | 4,711 | 71,212 | 51,839 | 1,29,433 | 1,11,968 | |
Other approved securities | 26,467 | 199 | 85 | 3,637 | –1,720 | 2,252 | |
Bank Credit | 8,92,228 | 8,949 | 550 | 51,443 | 76,205 | 1,62,463 | |
(1.0) | (0.1) | (6.1) | (11.7) | (22.3) | |||
Food Credit | 42,442 | –119 | –6,228 | 6,481 | –15,602 | –809 | |
Non-food credit | 8,49,786 | 9,068 | 6,778 | 44,962 | 91,807 | 1,63,272 | |
Loans, cash-credit and overdrafts | 8,41,526 | 8,979 | 4,138 | 52,286 | 74,426 | 1,55,316 | |
Inland bills- purchased | 6,526 | 127 | –730 | –443 | 474 | 1,672 | |
discounted(6) | 21,447 | 89 | –927 | –283 | 650 | 2,190 | |
Foreign bills-purchased | 9,410 | –127 | –876 | –703 | –447 | 536 | |
discounted | 13,318 | –118 | –1,056 | 586 | 1,103 | 2,749 | |
Cash-Deposit Ratio | 5.25 | ||||||
Investment-Deposit Ratio | 46.32 | ||||||
Credit-DepositRatio | 56.38 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |