3. Scheduled Commercial Banks - Business in India - आरबीआय - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2005 | ||||||
Month | |||||||
Mar. 25# | 2003-2004 | 2004-2005 | 2004 | 2005 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 35,999 | 448 | –2,293 | –2,185 | –2,293 | –2,185 | |
Borrowings from Banks (1) | 30,315 | 5,257 | –4,293 | 15,718 | –4,293 | 15,718 | |
Other demand and time liabilities(2) | 6,015 | 2,971 | 167 | 3,483 | 167 | 3,483 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 17,08,610 | 14,748 | 2,30,524 | 1,66,325 | 2,30,524 | 1,66,325 | |
(0.9) | (17.6) | (10.8) | (17.6) | (10.8) | |||
Demand | 2,54,876 | 6,634 | 58,106 | 8,933 | 58,106 | 8,933 | |
Time@ | 14,53,734 | 8,114 | 1,72,417 | 1,57,392 | 1,72,417 | 1,57,392 | |
[14,50,165] | [1,53,823] | [1,53,823] | |||||
Borrowings(3) | 67,668 | –713 | 11,226 | 41,701 | 11,226 | 41,701 | |
Other demand and time liabilities | 1,88,391 | 18,260 | 20,018 | 38,147 | 20,018 | 38,147 | |
Borrowings from Reserve Bank | 45 | 45 | –1,258 | 45 | –1,258 | 45 | |
Cash in hand and Balances with Reserve Bank | 1,18,840 | 14,734 | 2,555 | 33,093 | 2,555 | 33,093 | |
Cash in hand | 8,737 | –193 | 343 | 845 | 343 | 845 | |
Balances with Reserve Bank | 1,10,103 | 14,927 | 2,213 | 32,247 | 2,213 | 32,247 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 17,684 | –495 | 953 | –542 | 953 | –542 | |
Money at call and short notice | 25,837 | 7,893 | –12,488 | 7,845 | –12,488 | 7,845 | |
Advances to Banks | 9,384 | 140 | 3,561 | –1,258 | 3,561 | –1,258 | |
Other assets | 2,503 | 70 | –286 | –67 | –286 | –67 | |
Investments (5) | 7,22,115 | –10,273 | 1,34,118 | 46,248 | 1,34,118 | 46,248 | |
(–1.4) | (24.8) | (6.8) | (24.8) | (6.8) | |||
Government securities | 6,97,045 | –9,977 | 1,35,221 | 44,125 | 1,35,221 | 44,125 | |
[6,84,852] | [31,932] | [31,932] | |||||
Other approved securities | 25,070 | –295 | –1,103 | 2,123 | –1,103 | 2,123 | |
Bank Credit | 10,92,008 | 28,409 | 1,19,162 | 2,26,414 | 1,19,162 | 2,26,414 | |
(2.7) | (16.0) | (26.2) | (16.0) | (26.2) | |||
Food Credit | 41,553 | 418 | –12,884 | 5,039 | –12,884 | 5,039 | |
Non-food credit | 10,50,455 | 27,991 | 1,32,046 | 2,21,375 | 1,32,046 | 2,21,375 | |
[10,17,773] | [1,88,692] | [1,88,692] | |||||
Loans, cash-credit and overdrafts | 10,33,018 | 28,355 | 1,15,331 | 2,20,283 | 1,15,331 | 2,20,283 | |
Inland bills- purchased | 7,624 | 650 | 1,294 | 474 | 1,294 | 474 | |
discounted(6) | 24,722 | –703 | 1,160 | 2,347 | 1,160 | 2,347 | |
Foreign bills-purchased | 10,588 | –170 | 234 | 170 | 234 | 170 | |
discounted | 16,056 | 278 | 1,143 | 3,140 | 1,143 | 3,140 | |
Cash-Deposit Ratio | 6.96 | ||||||
Investment-Deposit Ratio | 42.26 | ||||||
Credit-DepositRatio | 63.91 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |