(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Jun. 24#

2004-2005

2005-2006

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,847

-212

1,380

1,538

-1,692

-368

Borrowings from Banks⁽¹⁾

29,847

-37

768

2,231

-2,159

14,052

Other demand and time ⁽²⁾liabilities

11,923

195

589

8,799

788

8,707

Liabilities to Others

Aggregate deposits@

17,89,864

3,908

58,004

89,665

2,17,944

2,27,444

(0.2)

(3.9)

(5.3)

(16.2)

(14.6)

Demand

2,60,112

4,301

-12,155

12,085

31,212

47,245

Time@

15,29,751

- 393

70,159

77,581

1,86,732

1,80,199

[15,26,183]

[1,76,630]

Borrowings⁽³⁾

70,166

- 841

5,409

643

14,915

40,087

Other demand and time liabilities

1,53,580

720

-4,470

- 39,180

12,998

9,966

Borrowings from Reserve Bank

-

-750

-

50

1

-

Cash in hand and Balances with Reserve Bank

1,05,716

-4,219

10,392

9,139

1,314

18,429

Cash in hand

9,730

183

1,001

1,258

-1,109

831

Balances with Reserve Bank

95,986

-4,402

9,391

7,881

2,424

17,598

Assets with the Banking System

Balance with other Banks⁽⁴⁾

19,784

405

906

464

1,973

1,917

Money at call and short notice

26,055

1,443

1,083

6,195

- 7,469

6,915

Advances to Banks

9,168

2

-532

-523

3,310

-822

Other assets

2,729

-1,154

125

304

181

-34

Investments⁽⁵⁾

7,40,078

3,160

39,871

925

1,34,393

22,619

(0.4)

(5.9)

(0.1)

(23.0)

(3.2)

Government securities

7,15,107

2,950

40,056

-3,875

1,35,863

20,293

[7,02,914]

[8,101]

Other approved securities

24,972

210

-184

4,800

-1,470

2,326

Bank Credit

11,61,387

11,197

38,085

60,958

1,45,977

2,82,517

(1.0)

(4.5)

(5.5)

(19.9)

(32.1)

Food Credit

44,804

-945

7,100

3,683

-7,004

1,743

Non-food credit

11,16,583

12,142

30,985

57,275

1,52,981

2,80,774

[10,83,900]

[2,48,092]

Loans, cash-credit and overdrafts

11,03,349

11,207

39,022

63,137

1,39,251

2,75,087

Inland bills- purchased

7,715

128

-81

161

1,909

827

discounted⁽⁶⁾

23,884

77

-383

1,349

2,373

2,537

Foreign bills-purchased

10,311

-285

-789

517

158

987

discounted

16,128

70

317

474

2,287

3,079

Cash-Deposit Ratio

5.91

Investment-Deposit Ratio

41.35

Credit-Deposit Ratio

64.89

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.