(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Fortnight

Jul. 21#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,818

–53

–5,497

–5,260

766

–6,193

Borrowings from Banks⁽¹⁾

27,546

–2,671

–2,767

–1,651

17,231

–2,851

Other demand and time liabilities⁽²⁾

7,680

200

7,126

–1,210

9,158

–3,627

Liabilities to Others

Aggregate deposits@

21,97,689

20,142

26,273

88,641

2,39,158

3,86,280

(0.9)

(1.5)

(4.2)

(15.2)

(21.3)

Demand

3,26,115

–7,938

–22,593

–38,525

54,919

62,690

Time@

18,71,574

28,080

48,866

1,27,166

1,84,239

3,23,590

[1,80,726]

Borrowings⁽³⁾

81,969

–1,673

–346

–1,175

39,079

10,395

Other demand and time liabilities

1,89,466

–8,856

–34,421

686

7,121

36,870

Borrowings from Reserve Bank

2

—

–95

–1,486

—

2

Cash in hand and Balances with Reserve Bank

1,30,800

2,958

8,047

–9,306

26,705

19,621

Cash in hand

11,847

–280

194

–1,198

1,582

1,505

Balances with Reserve Bank

1,18,953

3,238

7,854

–8,107

25,123

18,116

Assets with the Banking System

Balance with other Banks⁽⁴⁾

26,126

423

–4,038

–336

2,824

5,995

Money at call and short notice

11,153

–3,077

–654

–2,467

7,314

–12,174

Advances to Banks

3,321

70

708

–870

–540

–6,174

Other assets

11,500

53

114

1,380

170

8,796

Investments⁽⁵⁾

7,68,165

1,014

335

50,711

10,307

27,567

(0.1)

(—)

(7.1)

(1.4)

(3.7)

Government securities

7,44,287

–284

1,096

43,545

13,497

22,934

[1,304]

Other approved securities

23,879

1,298

–761

7,166

–3,190

4,633

Bank Credit

15,49,585

7,596

23,632

42,508

2,92,216

3,73,744

(0.5)

(2.1)

(2.8)

(33.1)

(31.8)

Food Credit

36,056

–1,798

–358

–4,635

–2,904

–3,601

Non-food credit

15,13,529

9,394

23,990

47,143

2,95,119

3,77,345

[2,62,237]

Loans, cash-credit and overdrafts

14,76,336

8,006

31,154

45,881

2,84,251

3,58,800

Inland bills- purchased

9,852

–194

–1,937

–3,062

2,322

1,023

discounted⁽⁶⁾

29,056

–372

–2,571

–1,760

2,454

5,692

Foreign bills-purchased

12,505

–248

–2,188

–570

579

2,394

discounted

21,836

403

–826

2,019

2,610

5,835

Cash-Deposit Ratio

5.95

Investment-Deposit Ratio

34.95

Credit-Deposit Ratio

70.51

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include
other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
3. Financial year variation during 2006-07 so far is worked out from March 31,
2006, whereas the corresponding financial year variation during 2005-06 is worked out from April 1, 2005.