(` crore)

Item

Outstanding
as on May 20 # 2011

Variation over

Fortnight

Financial year so far

Year-on-year

2010-2011

2011-2012

2010

2011

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

68,813

–2,076

–3,467

–4,929

12,761

7,349

Borrowings from Banks⁽¹⁾

22,049

–7,510

–14,158

–7,675

–1,688

3,849

Other Demand and Time Liabilities⁽²⁾

9,975

–115

1,517

2,850

–11,648

2,480

Liabilities to Others

Aggregate Deposits

53,19,256

3,246

39,063

1,11,286

5,67,089

7,87,366

(0.1)

(0.9)

(2.1)

(14.3)

(17.4)

Demand

5,60,551

–11,001

–71,604

–81,154

65,604

–13,455

Time

47,58,705

14,248

1,10,667

1,92,441

5,01,485

8,00,821

Borrowings⁽³⁾

1,36,536

984

10,914

5,195

10,762

21,344

Other Demand and Time Liabilities

3,63,534

–10,729

–12,483

21,729

11,596

46,596

Borrowings from Reserve Bank

2,635

1,079

–42

–2,397

–2,350

2,635

Cash in Hand and Balances with Reserve Bank

3,72,682

10,580

651

23,174

66,938

65,064

Cash in Hand

33,583

2,437

1,037

3,237

789

6,968

Balances with Reserve Bank

3,39,099

8,142

–387

19,936

66,149

58,096

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

52,859

1,191

–11,289

–3,278

644

1,727

Money at Call and Short Notice

10,454

–5,198

–7,754

–6,152

1,032

540

Advances to Banks

11,310

–1,210

–5,088

–1,259

2,951

6,506

Other Assets

62,131

2,456

–5,077

–6,942

–4,812

22,745

Investments⁽⁵⁾

15,83,147

13,304

62,506

81,528

1,90,347

1,35,889

(0.8)

(4.5)

(5.4)

(15.1)

(9.4)

Government Securities

15,78,049

12,781

61,951

80,902

1,93,753

1,37,704

Other Approved Securities

5,097

523

555

626

–3,406

–1,816

Bank Credit

39,52,114

–5,271

–12,638

10,031

4,95,698

7,19,964

(–0.1)

(–0.4)

(0.3)

(18.1)

(22.3)

Food Credit

66,557

7,531

913

2,274

–8,080

17,154

Non-Food credit

38,85,557

–12,802

–13,551

7,757

5,03,778

7,02,809

Loans, Cash-credit and Overdrafts

38,04,211

–5,602

–11,375

10,205

4,66,134

6,93,428

Inland Bills-Purchased

11,948

–837

–1,415

–1,496

51

1,349

Discounted⁽⁶⁾

82,050

1,170

387

2,184

19,122

19,445

Foreign Bills-Purchased

18,511

634

–166

–72

14

2,544

Discounted

35,394

–635

–70

–790

10,376

3,198

Cash-Deposit Ratio

7.01

Investment-Deposit Ratio

29.76

Credit-Deposit Ratio

74.30

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been  included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other  account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills  rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.