(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

765.3

–34.1

–40.0

–77.2

48.9

67.9

Borrowings from Banks ⁽¹⁾

316.4

84.3

–26.0

–2.9

–23.7

45.1

Other Demand and Time Liabilities ⁽²⁾

65.7

–5.8

28.2

4.3

28.6

–33.8

Liabilities to Others

Aggregate Deposits

63,973.3

–1,038.2

4,350.1

4,882.5

6,759.6

7,543.5

(–1.6)

(8.4)

(8.3)

(13.6)

(13.4)

Demand

5,994.1

–1,010.2

–594.1

–259.2

–1,585.7

171.1

Time

57,979.2

–28.0

4,944.2

5,141.6

8,345.3

7,372.3

Borrowings ⁽³⁾

2,182.6

63.0

616.2

118.1

849.9

253.0

Other Demand and Time Liabilities

3,640.2

–137.1

125.0

–93.7

–140.2

97.1

Borrowings from Reserve Bank

187.1

–1.0

–12.9

99.5

–18.3

149.6

Cash in Hand and Balances with Reserve Bank

3,571.9

–321.8

419.1

–22.1

111.6

–342.3

Cash in hand

446.3

–10.3

102.0

85.0

94.5

40.8

Balances with Reserve Bank

3,125.6

–311.5

317.1

–107.1

17.1

–383.1

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

832.8

–13.7

15.8

126.2

111.3

255.6

Money at Call and Short Notice

233.5

67.6

27.9

0.7

4.1

39.5

Advances to Banks

77.1

–27.8

–67.1

–58.7

13.1

18.5

Other Assets

716.2

–48.5

26.5

12.3

152.2

–1.0

Investments ⁽⁵⁾

19,701.7

235.8

2,047.3

2,323.8

2,515.7

2,638.2

(1.2)

(13.6)

(13.4)

(17.3)

(15.5)

Government Securities

19,671.7

233.2

2,052.4

2,321.5

2,526.1

2,647.8

Other Approved Securities

30.0

2.6

–5.1

2.3

–10.4

–9.6

Bank Credit

48,229.3

–623.3

2,153.7

2,110.8

6,307.8

6,654.8

(–1.3)

(5.5)

(4.6)

(17.9)

(16.0)

Food Credit

987.2

54.8

83.9

174.1

219.9

260.4

Non-food credit

47,242.1

–678.1

2,069.7

1,936.6

6,087.9

6,394.4

Loans, Cash credit and Overdrafts

46,508.1

–567.2

2,130.5

2,148.4

6,048.5

6,437.6

Inland Bills – Purchased

210.6

–11.4

–1.8

47.1

28.5

78.0

Discounted ⁽⁶⁾

924.9

–38.6

6.9

–54.8

150.2

119.4

Foreign Bills – Purchased

193.7

–11.6

0.1

–18.0

13.1

7.7

Discounted

392.1

5.6

18.0

–11.8

67.5

12.2

Cash-Deposit Ratio

5.58

Investment-Deposit Ratio

30.80

Credit-Deposit Ratio

75.39

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: 1. Includes the impact of mergers since May 3,2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.