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Scheduled Commercial Banks - Business in India
82644868

Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstanding as on Apr. 21, 2023 Variation over
Fortnight Financial year so far Year-on-Year
2022-23 2023-24 2022 2023
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 241687 -7548 7042 15568 13164 44076
1.2 Borrowings from Banks 37567 -2759 -750 -29632 -19563 1
1.3 Other Demand and Time Liabilities 58452 381 1890 -72 13142 26800
2 Liabilities to Others            
2.1 Aggregate Deposits 18311580 -136359 158163 267666 1489170 1688104
2.1a Growth (per cent)   –0.7 1.0 1.5 9.8 10.2
2.1.1 Demand 2138128 -80925 -77974 -42303 267441 143355
2.1.2 Time 16173452 -55434 236137 309969 1221729 1544749
2.2 Borrowings 458512 -42573 5219 13183 43343 178699
2.3 Other Demand and Time Liabilities 745718 -39189 -30713 -43933 52921 135583
3. Borrowings from Reserve Bank 36550 -38447 89 -128534 4657 -57838
4 Cash in Hand and Balances with Reserve Bank 936285 27614 19111 36115 142453 147811
4.1 Cash in hand 98073 -6106 17599 7810 10397 -5452
4.2 Balances with Reserve Bank 838212 33719 1512 28305 132056 153264
5 Assets with the Banking System            
5.1 Balances with Other Banks 195659 480 3164 2236 12274 28254
5.2 Money at Call and Short Notice 22011 -16646 620 -2853 -2156 14410
5.3 Advances to Banks 38973 -4804 -2665 -2211 17969 5837
5.4 Other Assets 69006 1433 4440 1876 15512 27953
6 Investments 5445718 -78078 42809 30570 292944 673962
6.1a Growth (per cent)   –1.4 0.9 0.6 6.5 14.1
6.1 Government Securities 5444912 -78110 42676 30590 293222 674057
6.2 Other Approved Securities 806 32 133 -20 -278 -95
7 Bank Credit* 13857671 7167 65022 182436 1199819 1901335
7.1a Growth (per cent)   0.1 0.5 1.3 11.2 15.9
7a.1 Food Credit 21292 329 -12458 1386 -15783 -21260
7a.2 Non-food credit 13836379 6839 77480 181050 1215602 1922595
7b.1 Loans, Cash credit and Overdrafts 13599867 8494 66122 174961 1167769 1882409
7b.2 Inland Bills – Purchased 41967 113 -1397 2533 4697 7310
7b.3 Discounted 167378 600 -3621 4467 24039 16787
7b.4 Foreign Bills – Purchased 18739 -2021 1835 -806 980 -2254
7b.5 Discounted 29721 -19 2083 1281 2334 -2916
*Bank credit growth and related variations from December 3, 2021 to November 18, 2022 are adjusted for past reporting errors by select scheduled commercial banks (SCBs).

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