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Official Website of Reserve Bank of India
Scheduled Commercial Banks - Business in India
135703354
Scheduled Commercial Banks - Business in India
तारीख: नोव्हेंबर 14, 2025
| (₹ Crore) | ||||||
| Item | Outstandingas on Oct. 31, 2025 | Variation over | ||||
| Fortnight | Financial Year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 323777 | 6558 | -4607 | 14364 | 47177 | 33914 |
| 1.2 Borrowings from Banks | 85927 | 1758 | -46531 | -26049 | -59705 | -49971 |
| 1.3 Other Demand and Time Liabilities | 27504 | 1767 | -47482 | -2412 | -47864 | 2534 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 24173858 | 290565 | 1552309 | 1593257 | 2315446 | 2146323 |
| 2.1a Growth (Per cent) | 1.2 | 7.6 | 7.1 | 11.7 | 9.7 | |
| 2.1.1 Demand | 3100879 | 127181 | 118888 | 402830 | 274000 | 538138 |
| 2.1.2 Time | 21072979 | 163384 | 1433420 | 1190427 | 2041446 | 1608185 |
| 2.2 Borrowings | 846241 | -14557 | 85512 | -69008 | 30487 | -17214 |
| 2.3 Other Demand and Time Liabilities | 1083201 | -9215 | 12807 | 21569 | 68285 | 132966 |
| 3 Borrowings from Reserve Bank | 5489 | -3244 | -213684 | -305977 | -54784 | -3543 |
| 4 Cash in Hand and Balances with Reserve Bank | 930650 | 15442 | 64010 | -33639 | 55984 | -154275 |
| 4.1 Cash in hand | 87703 | -44 | 3523 | 5829 | -1749 | -5253 |
| 4.2 Balances with Reserve Bank | 842947 | 15486 | 60487 | -39467 | 57733 | -149022 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 246662 | 3339 | 8182 | 30861 | 18081 | 40153 |
| 5.2 Money at Call and Short Notice | 15240 | -1665 | 9579 | -10598 | -8700 | -6695 |
| 5.3 Advances to Banks | 32719 | 958 | -4763 | -6785 | -8150 | -10886 |
| 5.4 Other Assets | 63915 | 6648 | -54666 | -3438 | -33261 | 3157 |
| 6 Investments | 6889910 | 4836 | 450795 | 191983 | 444468 | 332558 |
| 6.1a Growth (Per cent) | 0.1 | 7.4 | 2.9 | 7.3 | 5.1 | |
| 6.1 Government Securities | 6889415 | 4956 | 451181 | 192117 | 445164 | 332625 |
| 6.2 Other Approved Securities | 495 | -120 | -386 | -135 | -696 | -67 |
| 7 Bank Credit | 19390500 | 178071 | 987368 | 1146527 | 1835006 | 1970968 |
| 7.1a Growth (Per cent) | 0.9 | 6.0 | 6.3 | 11.8 | 11.3 | |
| 7a.1 Food Credit | 70371 | 17882 | 6974 | 33840 | 7251 | 40317 |
| 7a.2 Non-food credit | 19320128 | 160189 | 980394 | 1112687 | 1827755 | 1930651 |
| 7b.1 Loans, Cash credit and Overdrafts | 19026264 | 179919 | 971501 | 1116412 | 1791827 | 1920460 |
| 7b.2 Inland Bills - Purchased | 85925 | -758 | 7451 | 10963 | 20668 | 18007 |
| 7b.3 Discounted | 243500 | -716 | 10428 | 22441 | 22894 | 35714 |
| 7b.4 Foreign Bills - Purchased | 12726 | -192 | -954 | -2396 | -218 | -2732 |
| 7b.5 Discounted | 22084 | -182 | -1058 | -892 | -165 | -481 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
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