Scheduled Commercial Banks - Business in India - आरबीआय - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
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Fortnight |
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Oct. 14# |
2004-2005 |
2005-2006 |
2004 |
2005 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,992 |
–310 |
–2,040 |
2,684 |
–1,377 |
4,198 |
|
Borrowings from Banks (1) |
33,218 |
1,675 |
11,728 |
5,602 |
10,612 |
6,464 |
|
Other demand and time liabilities(2) |
7,093 |
1,742 |
613 |
3,968 |
420 |
3,853 |
|
Liabilities to Others |
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Aggregate deposits@ |
19,09,070 |
–144 |
97,799 |
2,08,872 |
2,17,201 |
3,06,855 |
|
(—) |
(6.5) |
(12.3) |
(15.7) |
(19.2) |
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Demand |
2,94,024 |
–1,971 |
4,068 |
45,996 |
41,519 |
64,933 |
|
Time@ |
16,15,047 |
1,827 |
93,731 |
1,62,876 |
1,75,683 |
2,41,922 |
|
[90,162] |
[1,72,114] |
||||||
Borrowings(3) |
78,003 |
660 |
41,021 |
8,481 |
46,353 |
12,312 |
|
Other demand and time liabilities |
1,84,053 |
5,439 |
8,953 |
–8,707 |
22,277 |
27,016 |
|
Borrowings from Reserve Bank |
— |
–800 |
— |
–50 |
–101 |
— |
|
Cash in hand and Balances with Reserve Bank |
1,24,620 |
8,407 |
15,567 |
28,043 |
21,768 |
32,159 |
|
Cash in hand |
10,691 |
178 |
196 |
2,219 |
–886 |
2,597 |
|
Balances with Reserve Bank |
1,13,929 |
8,229 |
15,370 |
25,824 |
22,654 |
29,562 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
23,288 |
–438 |
66 |
3,967 |
31 |
6,261 |
|
Money at call and short notice |
25,692 |
2,519 |
2,994 |
5,831 |
–1,781 |
4,640 |
|
Advances to Banks |
3,157 |
–145 |
–1,006 |
–6,535 |
950 |
–6,360 |
|
Other assets |
3,701 |
56 |
–195 |
1,276 |
–313 |
1,259 |
|
Investments (5) |
7,46,981 |
–6,456 |
27,989 |
7,827 |
71,172 |
41,404 |
|
(–0.9) |
(4.1) |
(1.1) |
(11.2) |
(5.9) |
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Government securities |
7,22,674 |
–6,442 |
28,963 |
3,693 |
72,756 |
38,954 |
|
[16,771] |
[60,563] |
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Other approved securities |
24,306 |
–14 |
–974 |
4,134 |
–1,584 |
2,450 |
|
Bank Credit |
12,74,268 |
18,128 |
1,31,442 |
1,73,840 |
2,18,397 |
3,02,042 |
|
(1.4) |
(15.6) |
(15.8) |
(29.0) |
(31.1) |
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Food Credit |
37,208 |
–2,341 |
–2 |
–3,913 |
1,808 |
1,249 |
|
Non-food credit |
12,37,060 |
20,469 |
1,31,444 |
1,77,753 |
2,16,588 |
3,00,793 |
|
[98,761] |
[1,83,906] |
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Loans, cash-credit and overdrafts |
12,09,494 |
15,107 |
1,29,943 |
1,69,282 |
2,10,342 |
2,90,311 |
|
Inland bills- purchased |
10,362 |
–158 |
189 |
2,808 |
251 |
3,204 |
|
discounted(6) |
24,732 |
979 |
487 |
–500 |
4,040 |
2,515 |
|
Foreign bills-purchased |
12,160 |
1,710 |
–218 |
1,332 |
1,265 |
2,264 |
|
discounted |
17,520 |
490 |
1,040 |
917 |
2,499 |
3,747 |
|
Cash-Deposit Ratio |
6.53 |
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Investment-Deposit Ratio |
39.13 |
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Credit-DepositRatio |
66.75 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the (3) Other than from Reserve Bank of India, NABARD and EXIM Bank. (6) Excludes bills rediscounted with the Reserve Bank of India. Notes: 1. Includes the impact of mergers since May 3, 2002. |