EASTERN REGION

STATE :WEST BENGAL

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,66,210

4980,50

3409,32

2,01,153

1842,35

1364,38

1. Direct Finance

9,38,079

4340,69

2866,09

1,94,171

1181,43

977,86

2. Indirect Finance

28,131

639,81

543,24

6,982

660,91

386,52

II.

INDUSTRY

2,28,618

4349,00

2838,98

53,168

1697,75

1387,78

1. Mining & Quarrying

219

38,78

30,14

237

30,84

26,06

2. Food Manufacturing & Processing

87,643

704,19

586,70

15,475

460,69

368,64

(a) Rice Mills, Flour & Dal Mills

31,665

210,04

173,19

6,907

213,38

184,46

(b) Sugar

9

3,88

1,48

1

4

3

(c) Edible Oils & Vanaspati

792

23,92

20,83

253

45,56

31,83

(d) Tea Processing

116

289,86

252,19

63

106,81

73,61

(e) Processing of Fruits & Vegetables

119

28,60

26,56

62

12,14

10,17

(f) Others

54,942

147,91

112,46

8,189

82,76

68,55

3. Beverage & Tobacco

184

19,96

15,87

274

57,13

51,57

4. Textiles

19,683

232,30

187,94

8,205

110,06

65,99

(a) Cotton Textiles

1,507

109,79

97,09

867

6,95

5,33

(b) Jute & Other Natural Fibre Textiles

3,190

11,49

7,95

646

27,57

14,55

(c) Handloom Textiles & Khadi

5,260

31,23

21,80

2,548

6,69

5,10

(d) Other Textiles & Textile Products

9,726

79,79

61,10

4,144

68,84

41,00

5. Paper, Paper Products & Printing

1,718

20,17

18,81

432

15,56

12,59

6. Leather & Leather Products

1,826

31,01

26,32

329

8,69

8,43

7. Rubber & Plastic Products

642

180,27

119,52

376

24,27

21,53

8. Chemicals & Chemical Products

1,750

30,77

27,76

2,446

62,61

47,12

(a) Heavy Industrial Chemicals

17

3,17

2,58

22

16,05

12,58

(b) Fertilisers

7

33

30

6

13,36

5,10

(c) Drugs & Pharmaceuticals

885

7,66

7,02

2,153

15,85

16,80

(d) Non-Edible Oils

10

1,28

1,21

17

4,46

2,89

(e) Other Chemicals & Chemical Products

831

18,32

16,63

248

12,89

9,75

9. Petroleum, Coal Products & Nuclear Fuels

48

1017,92

593,19

39

115,60

91,84

10. Manufacture of Cement & Cement Products

858

15,81

13,51

216

21,52

19,23

11. Basic Metals & Metal Products

2,707

582,55

480,81

733

122,37

105,71

(a) Iron & Steel

92

557,31

459,40

71

78,09

68,94

(b) Non-Ferrous Metals

33

6,79

6,28

23

5,00

2,49

(c) Metal Products

2,582

18,45

15,13

639

39,29

34,28

12. Engineering

2,942

177,11

148,67

1,735

132,58

123,22

(a) Heavy Engineering

64

10,83

9,88

33

5,20

2,98

(b) Light Engineering

1,852

57,85

35,08

1,254

29,23

23,66

(c) Electrical Machinery & Goods

638

105,27

100,97

289

48,50

49,87

(d) Electronic Machinery & Goods

388

3,17

2,73

159

49,65

46,71

13. Vehicles, Vehicle Parts & Transport Equipments

1,782

9,45

8,29

197

24,28

21,53

14. Other Industries

1,02,648

297,76

240,45

18,811

166,96

138,08

15. Electricity, Gas & Water

17

561,27

96,94

33

45,37

15,13

(a) Electricity Generation & Transmission

11

561,03

96,70

11

43,32

13,33

(b) Non-Conventional Energy

-

-

-

7

58

56

(c) Gas, Steam & Water Supply

6

24

23

15

1,47

1,24

16. Construction

3,951

429,68

244,07

3,630

299,24

271,11

III.

TRANSPORT OPERATORS

17,244

206,67

186,40

3,562

58,71

44,27

IV.

PROFESSIONAL AND OTHER SERVICES

55,186

442,66

338,66

16,973

427,33

340,48

V.

PERSONAL LOANS

3,10,750

3025,21

2320,40

1,67,009

2503,82

1980,53

1. Loans for Purchase of Consumer Durables

50,759

426,19

286,79

17,703

132,85

86,29

2. Loans for Housing

52,592

1169,35

970,24

41,271

1260,58

1049,16

3. Rest of the Personal Loans

2,07,399

1429,67

1063,37

1,08,035

1110,39

845,08

VI.

TRADE

3,20,748

2832,53

2472,80

1,05,847

1723,92

1441,76

1. Wholesale Trade

11,927

982,00

947,08

6,550

324,01

282,84

2. Retail Trade

3,08,821

1850,53

1525,72

99,297

1399,91

1158,92

VII.

FINANCE

4,642

42,82

34,64

3,193

78,60

61,53

VIII.

ALL OTHERS

1,35,673

576,21

463,32

37,445

318,49

258,69

TOTAL BANK CREDIT

20,39,071

16455,61

12064,52

5,88,350

8650,97

6879,42

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

EASTERN REGION

STATE : WEST BENGAL

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

77,972

1131,49

945,97

29,473

4377,28

3682,84

1. Direct Finance

72,766

784,61

647,98

24,092

2179,22

1967,42

2. Indirect Finance

5,206

346,87

297,99

5,381

2198,05

1715,41

II.

INDUSTRY

39,024

4719,24

3534,62

67,328

70905,31

46097,15

1. Mining & Quarrying

197

74,76

63,59

318

1529,87

887,86

2. Food Manufacturing & Processing

5,000

674,38

576,56

2,666

5803,82

3851,66

(a) Rice Mills, Flour & Dal Mills

2,031

274,54

235,35

186

734,34

428,40

(b) Sugar

5

28

22

98

2034,60

1359,27

(c) Edible Oils & Vanaspati

160

70,66

61,69

139

128,06

120,89

(d) Tea Processing

120

193,14

171,87

508

2164,93

1401,46

(e) Processing of Fruits & Vegetables

44

9,72

9,30

93

125,05

114,09

(f) Others

2,640

126,03

98,13

1,642

616,83

427,55

3. Beverage & Tobacco

250

40,14

32,71

142

453,43

204,09

4. Textiles

9,736

222,09

333,56

5,882

3588,47

2246,03

(a) Cotton Textiles

3,206

38,57

34,69

1,264

758,57

605,51

(b) Jute & Other Natural Fibre Textiles

3,719

129,89

254,59

646

827,28

484,91

(c) Handloom Textiles & Khadi

1,147

9,49

8,16

146

17,93

13,16

(d) Other Textiles & Textile Products

1,664

44,14

36,12

3,826

1984,70

1142,45

5. Paper, Paper Products & Printing

640

65,18

41,15

1,594

1239,48

908,76

6. Leather & Leather Products

297

12,03

6,69

2,405

1392,53

952,71

7. Rubber & Plastic Products

479

96,20

79,00

1,511

883,94

715,13

8. Chemicals & Chemical Products

1,262

336,81

242,43

3,101

3892,18

2584,42

(a) Heavy Industrial Chemicals

58

231,39

165,84

298

940,82

516,74

(b) Fertilisers

6

8,60

7,14

25

130,74

134,05

(c) Drugs & Pharmaceuticals

811

12,80

11,10

1,285

373,99

333,61

(d) Non-Edible Oils

16

9,61

9,00

25

21,14

14,23

(e) Other Chemicals & Chemical Products

371

74,41

49,35

1,468

2425,49

1585,79

9. Petroleum, Coal Products & Nuclear Fuels

57

261,17

185,94

207

2583,09

1507,36

10. Manufacture of Cement & Cement Products

469

151,95

130,32

499

1722,32

1297,33

11. Basic Metals & Metal Products

6,225

1075,46

666,59

25,737

20648,75

13068,07

(a) Iron & Steel

348

939,98

549,75

1,783

17167,08

10549,50

(b) Non-Ferrous Metals

63

39,01

37,48

320

1674,76

1072,41

(c) Metal Products

5,814

96,48

79,35

23,634

1806,92

1446,17

12. Engineering

2,079

252,49

190,72

6,876

6167,37

4361,91

(a) Heavy Engineering

704

124,16

90,98

710

589,98

453,26

(b) Light Engineering

963

76,46

54,31

3,726

2744,83

1968,64

(c) Electrical Machinery & Goods

243

42,48

36,88

1,438

2068,57

1433,12

(d) Electronic Machinery & Goods

169

9,38

8,56

1,002

763,99

506,89

13. Vehicles, Vehicle Parts & Transport Equipments

246

49,29

31,88

676

919,74

772,69

14. Other Industries

9,051

382,97

280,55

7,752

3779,19

2546,98

15. Electricity, Gas & Water

32

372,83

67,07

167

4450,45

2187,70

(a) Electricity Generation & Transmission

17

363,10

59,60

114

4316,33

2125,26

(b) Non-Conventional Energy

4

86

73

13

112,64

54,92

(c) Gas, Steam & Water Supply

11

8,87

6,75

40

21,49

7,53

16. Construction

3,004

651,50

605,84

7,795

11850,67

8004,45

III.

TRANSPORT OPERATORS

5,939

204,13

166,75

27,378

2093,71

1620,96

IV.

PROFESSIONAL AND OTHER SERVICES

24,110

1075,76

957,31

45,308

11235,56

7807,14

V.

PERSONAL LOANS

2,49,634

4153,10

3356,98

5,86,883

19035,75

13394,28

1. Loans for Purchase of Consumer Durables

13,539

94,42

73,32

22,528

290,40

277,11

2. Loans for Housing

62,249

2155,63

1825,89

1,23,803

7852,37

6688,50

3. Rest of the Personal Loans

1,73,846

1903,05

1457,77

4,40,552

10892,98

6428,67

VI.

TRADE

68,544

2307,87

1973,06

53,990

12108,78

9674,50

1. Wholesale Trade

5,142

757,01

664,70

8,516

6741,67

5620,97

2. Retail Trade

63,402

1550,85

1308,36

45,474

5367,11

4053,53

VII.

FINANCE

595

105,59

70,86

1,972

9484,65

7692,39

VIII.

ALL OTHERS

78,296

976,36

765,21

1,19,670

6124,23

4827,53

TOTAL BANK CREDIT

5,44,114

14673,53

11770,76

9,32,002

135365,28

94796,80