West Bengal - आरबीआय - Reserve Bank of India
West Bengal
EASTERN REGION |
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STATE : WEST BENGAL |
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(Amount in Rupees Lakh) |
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|
OCCUPATION |
RURAL |
SEMI-URBAN |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
9,04,221 |
4285,30 |
3360,62 |
1,93,328 |
2020,84 |
1594,17 |
|
1. Direct Finance |
8,73,747 |
3454,24 |
2666,37 |
1,85,632 |
1380,26 |
1144,17 |
|
2. Indirect Finance |
30,474 |
831,06 |
694,25 |
7,696 |
640,57 |
450,00 |
II. |
INDUSTRY |
2,11,196 |
4777,33 |
3143,24 |
52,157 |
1903,70 |
1492,07 |
|
1. Mining & Quarrying |
266 |
38,29 |
33,72 |
265 |
37,84 |
29,80 |
|
2. Food Manufacturing & Processing |
76,859 |
771,56 |
626,15 |
12,744 |
539,57 |
432,05 |
|
(a) Rice Mills, Flour & Dal Mills |
23,344 |
235,29 |
199,88 |
4,339 |
275,30 |
229,60 |
|
(b) Sugar |
9 |
10,31 |
7,15 |
1 |
4 |
2 |
|
(c) Edible Oils & Vanaspati |
882 |
21,80 |
17,17 |
210 |
47,24 |
30,89 |
|
(d) Tea Processing |
956 |
306,25 |
256,98 |
98 |
77,74 |
55,74 |
|
(e) Processing of Fruits & Vegetables |
129 |
35,51 |
25,55 |
113 |
27,19 |
24,18 |
|
(f) Others |
51,539 |
162,40 |
119,43 |
7,983 |
112,06 |
91,62 |
|
3. Beverage & Tobacco |
276 |
34,79 |
30,29 |
303 |
73,75 |
64,67 |
|
4. Textiles |
19,464 |
170,08 |
127,59 |
8,845 |
122,10 |
78,14 |
|
(a) Cotton Textiles |
1,621 |
25,61 |
19,35 |
1,010 |
10,52 |
7,28 |
|
(b) Jute & Other Natural Fibre Textiles |
2,946 |
9,63 |
7,25 |
433 |
27,05 |
16,56 |
|
(c) Handloom Textiles & Khadi |
4,502 |
31,42 |
23,44 |
2,815 |
11,75 |
8,92 |
|
(d) Other Textiles & Textile Products |
10,395 |
103,43 |
77,55 |
4,587 |
72,78 |
45,37 |
|
5. Paper, Paper Products & Printing |
1,327 |
24,84 |
22,27 |
652 |
21,75 |
18,63 |
|
6. Woods and Wood Products |
5,844 |
32,94 |
26,83 |
1,837 |
25,57 |
21,98 |
|
7. Leather & Leather Products |
1,128 |
29,55 |
26,84 |
592 |
9,07 |
8,71 |
|
8. Gems and Jewellery |
911 |
9,65 |
8,03 |
311 |
6,72 |
5,19 |
|
9. Rubber & Plastic Products |
649 |
121,07 |
63,21 |
388 |
26,00 |
20,70 |
|
10. Chemicals & Chemical Products |
1,278 |
108,39 |
32,87 |
2,975 |
109,11 |
73,05 |
|
(a) Heavy Industrial Chemicals |
23 |
5,04 |
4,61 |
32 |
38,44 |
24,08 |
|
(b) Fertilisers |
179 |
1,64 |
1,32 |
44 |
3,84 |
3,19 |
|
(c) Drugs & Pharmaceuticals |
346 |
7,63 |
7,29 |
2,611 |
31,71 |
18,70 |
|
(d) Non-Edible Oils |
36 |
2,78 |
2,34 |
21 |
10,59 |
7,90 |
|
(e) Other Chemicals & Chemical Products |
694 |
91,30 |
17,30 |
267 |
24,53 |
19,17 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
50 |
768,30 |
352,38 |
43 |
107,61 |
60,92 |
|
12. Manufacture of Cement & Cement Products |
891 |
23,70 |
19,57 |
322 |
27,31 |
23,39 |
|
13. Basic Metals & Metal Products |
1,647 |
1162,38 |
865,57 |
840 |
220,47 |
195,83 |
|
(a) Iron & Steel |
101 |
885,74 |
670,04 |
84 |
147,20 |
135,32 |
|
(b) Non-Ferrous Metals |
25 |
54,89 |
41,77 |
33 |
18,68 |
8,31 |
|
(c) Metal Products |
1,521 |
221,74 |
153,76 |
723 |
54,59 |
52,20 |
|
14. Engineering |
3,349 |
168,03 |
139,08 |
1,857 |
162,77 |
152,50 |
|
(a) Heavy Engineering |
104 |
28,09 |
22,17 |
61 |
14,00 |
10,61 |
|
(b) Light Engineering |
2,392 |
61,47 |
52,03 |
1,241 |
37,13 |
29,47 |
|
(c) Electrical Machinery & Goods |
528 |
75,10 |
62,16 |
420 |
50,66 |
56,22 |
|
(d) Electronic Machinery & Goods |
325 |
3,36 |
2,73 |
135 |
60,98 |
56,20 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
760 |
15,72 |
14,41 |
266 |
19,85 |
17,17 |
|
16. Other Industries |
91,787 |
241,08 |
176,96 |
15,286 |
141,14 |
107,76 |
|
17. Electricity, Gas & Water |
27 |
827,98 |
416,93 |
34 |
50,59 |
10,87 |
|
(a) Electricity Generation & Transmission |
12 |
826,41 |
415,48 |
9 |
48,28 |
9,07 |
|
(b) Non-Conventional Energy |
3 |
22 |
21 |
7 |
56 |
52 |
|
(c) Gas, Steam & Water Supply |
12 |
1,35 |
1,24 |
18 |
1,75 |
1,28 |
|
18. Construction |
4,683 |
228,99 |
160,55 |
4,597 |
202,48 |
170,71 |
|
(a) Other than Infrastructure |
1,592 |
93,77 |
80,17 |
2,073 |
138,23 |
117,36 |
|
(b) Infrastructure Construction |
3,091 |
135,23 |
80,38 |
2,524 |
64,25 |
53,34 |
III. |
TRANSPORT OPERATORS |
14,896 |
176,64 |
138,03 |
4,505 |
99,39 |
74,57 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
80,697 |
656,60 |
496,04 |
26,562 |
643,24 |
485,56 |
|
1. Professional Services |
17,618 |
58,97 |
42,64 |
3,492 |
58,82 |
41,29 |
|
2. Tourism, Hotel & Restaurants |
2,095 |
30,05 |
23,33 |
1,152 |
61,55 |
54,27 |
|
3. Recreation services |
276 |
8,77 |
8,50 |
282 |
4,91 |
4,31 |
|
4. IT and Telecommunications |
75 |
5,32 |
4,61 |
93 |
7,71 |
6,47 |
|
5. Others |
60,633 |
553,50 |
416,94 |
21,543 |
510,24 |
379,22 |
V. |
PERSONAL LOANS |
3,14,292 |
3390,40 |
2531,38 |
1,83,524 |
3130,46 |
2403,78 |
|
1. Housing |
57,239 |
1324,00 |
1064,71 |
47,589 |
1524,09 |
1262,85 |
|
2. Consumer Durables |
51,307 |
461,47 |
301,14 |
18,769 |
163,66 |
110,90 |
|
3. Vehicles |
11,702 |
207,54 |
141,32 |
9,687 |
240,76 |
151,97 |
|
4. Education |
7,098 |
117,07 |
85,96 |
7,834 |
191,88 |
129,81 |
|
5. Personal Credit Cards |
2,332 |
11,28 |
7,86 |
1,498 |
9,48 |
6,35 |
|
6. Others |
1,84,614 |
1269,03 |
930,39 |
98,147 |
1000,59 |
741,90 |
VI. |
TRADE |
3,25,959 |
3265,87 |
2727,10 |
1,02,090 |
1897,14 |
1508,79 |
|
1. Wholesale Trade |
26,472 |
1210,48 |
1132,25 |
11,299 |
404,49 |
343,31 |
|
2. Retail Trade |
2,99,487 |
2055,39 |
1594,84 |
90,791 |
1492,65 |
1165,48 |
VII. |
FINANCE |
39,015 |
165,38 |
97,20 |
6,423 |
40,71 |
30,40 |
VIII. |
ALL OTHERS |
67,417 |
266,82 |
207,46 |
22,530 |
203,57 |
153,24 |
|
TOTAL BANK CREDIT |
19,57,693 |
16984,34 |
12701,07 |
5,91,119 |
9939,05 |
7742,58 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
74,305
1589,51
1302,34
18,564
3478,50
2392,72
1. Direct Finance
70,142
1069,48
868,81
13,443
1917,19
1231,82
2. Indirect Finance
4,163
520,03
433,53
5,121
1561,32
1160,90
II.
INDUSTRY
35,485
5222,91
3770,51
77,391
80258,11
52764,41
1. Mining & Quarrying
293
237,87
131,96
377
2062,19
1386,20
2. Food Manufacturing & Processing
3,483
838,23
715,64
6,642
5943,70
4004,30
(a) Rice Mills, Flour & Dal Mills
869
292,77
250,81
463
506,58
442,93
(b) Sugar
5
28
22
79
1908,74
1386,18
(c) Edible Oils & Vanaspati
198
39,47
36,25
603
93,26
74,63
(d) Tea Processing
162
207,27
180,34
718
2319,33
1426,78
(e) Processing of Fruits & Vegetables
44
18,57
13,01
72
146,25
111,57
(f) Others
2,205
279,87
235,02
4,707
969,54
562,21
3. Beverage & Tobacco
202
76,09
53,26
168
518,04
310,87
4. Textiles
10,042
281,26
235,32
10,987
3668,67
2282,71
(a) Cotton Textiles
3,857
58,68
43,57
2,549
1094,24
715,16
(b) Jute & Other Natural Fibre Textiles
3,755
148,53
128,35
1,005
662,93
417,53
(c) Handloom Textiles & Khadi
842
9,26
8,73
396
19,81
16,66
(d) Other Textiles & Textile Products
1,588
64,79
54,67
7,037
1891,69
1133,37
5. Paper, Paper Products & Printing
848
150,05
112,40
1,813
1594,06
1284,07
6. Woods and Wood Products
718
48,54
30,88
724
834,85
588,51
7. Leather & Leather Products
569
10,75
9,57
7,174
1250,15
725,50
8. Gems and Jewellery
133
6,85
5,90
582
488,77
451,10
9. Rubber & Plastic Products
594
91,67
78,19
2,017
954,97
689,78
10. Chemicals & Chemical Products
793
320,96
196,30
4,282
4354,77
2607,03
(a) Heavy Industrial Chemicals
57
183,28
97,13
257
1404,19
500,56
(b) Fertilisers
16
9,98
5,82
23
193,79
181,00
(c) Drugs & Pharmaceuticals
285
14,92
12,94
1,188
627,01
568,19
(d) Non-Edible Oils
21
13,42
11,48
21
23,33
17,16
(e) Other Chemicals & Chemical Products
414
99,36
68,93
2,793
2106,44
1340,11
11. Petroleum, Coal Products & Nuclear Fuels
52
62,16
54,91
240
3218,52
1883,13
12. Manufacture of Cement & Cement Products
468
122,23
91,10
553
1918,95
1505,13
13. Basic Metals & Metal Products
1,213
1318,69
936,49
11,603
29983,24
18963,28
(a) Iron & Steel
415
992,67
694,29
1,770
20268,08
12948,70
(b) Non-Ferrous Metals
71
53,85
37,20
240
2471,67
1108,11
(c) Metal Products
727
272,16
205,01
9,593
7243,48
4906,47
14. Engineering
4,813
372,40
300,52
9,446
6857,06
4225,15
(a) Heavy Engineering
706
179,52
143,46
819
1165,27
562,97
(b) Light Engineering
3,793
128,03
101,37
6,028
2411,86
1414,26
(c) Electrical Machinery & Goods
235
52,60
44,79
2,281
2458,39
1641,06
(d) Electronic Machinery & Goods
79
12,25
10,89
318
821,54
606,86
15. Vehicles, Vehicle Parts & Transport Equipments
212
124,61
54,19
1,295
1272,43
1073,77
16. Other Industries
7,408
489,10
261,31
12,527
2566,79
1724,00
17. Electricity, Gas & Water
64
247,46
130,58
201
5513,53
3628,97
(a) Electricity Generation & Transmission
13
233,72
120,82
113
5131,59
3417,20
(b) Non-Conventional Energy
2
35
25
33
229,77
169,18
(c) Gas, Steam & Water Supply
49
13,40
9,51
55
152,17
42,59
18. Construction
3,580
423,97
372,00
6,760
7257,41
5430,93
(a) Other than Infrastructure
2,338
311,39
270,59
3,500
2686,84
1779,36
(b) Infrastructure Construction
1,242
112,57
101,41
3,260
4570,56
3651,58
III.
TRANSPORT OPERATORS
8,305
267,98
223,39
14,601
1989,75
1382,39
IV.
PROFESSIONAL AND OTHER SERVICES
22,185
1340,49
1012,29
36,927
12489,74
8790,91
1. Professional Services
2,693
69,88
45,71
4,756
1193,91
886,44
2. Tourism, Hotel & Restaurants
601
85,75
61,38
2,115
1746,27
986,95
3. Recreation services
164
28,92
16,97
602
210,79
143,96
4. IT and Telecommunications
127
15,34
13,01
276
919,52
631,71
5. Others
18,600
1140,61
875,22
29,178
8419,24
6141,85
V.
PERSONAL LOANS
3,09,784
5221,41
4116,74
6,97,100
20619,75
17197,31
1. Housing
80,545
2873,77
2424,48
1,30,787
7967,02
9319,45
2. Consumer Durables
13,839
125,01
89,01
16,141
139,67
98,37
3. Vehicles
64,575
495,99
327,97
1,70,390
4298,57
2427,07
4. Education
15,702
299,17
226,84
21,034
502,87
392,36
5. Personal Credit Cards
3,293
39,75
22,41
69,261
896,05
233,47
6. Others
1,31,830
1387,73
1026,03
2,89,487
6815,58
4726,61
VI.
TRADE
71,716
2731,93
2172,79
59,839
18905,74
12937,68
1. Wholesale Trade
7,390
940,77
673,14
16,891
13222,92
8436,06
2. Retail Trade
64,326
1791,15
1499,65
42,948
5682,82
4501,62
VII.
FINANCE
1,260
94,28
71,12
4,029
14493,70
10779,56
VIII.
ALL OTHERS
28,435
435,45
350,53
69,188
3560,71
2434,95
TOTAL BANK CREDIT
5,51,475
16903,96
13019,71
9,77,639
155795,99
108679,94