Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

EASTERN REGION

STATE :WEST BENGAL

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,41,933

366,45

307,83

5,27,926

506,98

475,18

14

3,91

1,18

1.

Direct Finance

2,39,743

298,08

262,66

5,20,100

408,02

389,96

10

90

68

2.

Indirect Finance

2,190

68,37

45,17

7,826

98,96

85,22

4

3,01

49

II.

INDUSTRY

1,83,088

5824,27

4344,49

3,75,596

5914,49

5122,19

1,186

2593,25

1802,20

1.

Mining & Quarrying

113

647,08

576,71

396

236,81

214,10

5

3,30

55

2.

Food Manufacturing & Processing

4,582

518,36

323,10

5,715

666,29

529,60

132

292,95

186,01

(a)

Rice Mills, Flour & Dal Mills

426

24,44

21,11

1,165

49,89

47,97

2

10

8

(b)

Sugar

15

39,80

39,65

33

36,89

25,59

-

-

-

(c)

Edible Oils & Vanaspati

356

41,00

23,52

500

29,82

28,28

7

21,95

13,27

(d)

Tea Processing

119

358,95

194,28

459

461,05

365,26

54

219,26

133,44

(e)

Processing of Fruits & Vegetables

40

3,44

3,57

65

3,49

3,42

2

16

13

(f)

Others

3,626

50,73

40,96

3,493

85,15

59,08

67

51,49

39,08

3.

Beverage & Tobacco

117

127,27

57,81

220

97,25

51,95

38

228,51

210,66

4.

Textiles

2,204

637,51

425,78

4,528

707,88

562,94

81

188,95

135,14

(a)

Cotton Textiles

198

106,13

42,92

479

132,61

137,53

17

12,11

11,01

(b)

Jute Textiles

218

145,53

93,82

330

259,00

167,00

14

15,89

16,10

(c)

Handloom Textiles & Khadi

143

1,07

87

469

7,44

7,68

-

-

-

(d)

Other Textiles

1,645

384,78

288,16

3,250

308,83

250,73

50

160,96

108,02

5.

Paper, Paper Products & Printing

819

224,00

200,51

1,956

151,10

156,37

30

27,83

27,71

6.

Leather & Leather Products

590

174,75

75,81

1,330

207,94

150,78

60

115,35

40,89

7.

Rubber & Rubber Products

258

73,97

65,34

590

136,69

131,54

11

26,26

27,77

8.

Chemicals & Chemical Products

1,285

280,31

216,35

2,903

501,19

460,27

162

292,68

202,06

(a)

Heavy Industrial Chemicals

66

96,71

77,50

237

84,71

74,47

60

84,08

65,81

(b)

Fertilisers

34

21,71

16,10

33

49,49

45,51

13

61,24

56,45

(c)

Drugs & Pharmaceuticals

198

37,71

31,36

475

77,95

78,88

21

45,53

18,26

(d)

Non-Edible Oils

21

2,05

1,85

38

3,24

2,80

3

1,16

49

(e)

Other Chemicals & Chemical Products

966

122,13

89,54

2,120

285,80

258,62

65

100,66

61,05

9.

Petroleum, Coal Products & Nuclear Fuels

285

104,21

93,39

275

324,60

300,86

23

40,83

15,65

10.

Manufacture of Cement & Cement Products

136

17,33

15,89

381

35,36

28,32

27

94,63

60,75

11.

Basic Metals & Metal Products

1,531

1178,66

853,02

3,930

957,52

803,88

152

463,04

291,06

(a)

Iron & Steel

391

829,63

641,12

1,018

534,50

477,61

47

198,99

143,34

(b)

Non-Ferrous Metals

118

172,45

105,47

200

135,40

88,63

46

125,25

67,64

(c)

Other Metal Products

1,022

176,58

106,43

2,712

287,62

237,63

59

138,81

80,08

12.

Engineering

2,625

1226,91

930,71

4,485

723,01

672,33

210

355,36

307,14

(a)

Heavy Engineering

367

479,98

408,75

351

199,16

220,68

38

38,54

30,81

(b)

Light Engineering

925

315,88

202,83

1,910

110,07

99,77

53

57,39

54,38

(c)

Electrical Machinery & Goods

873

319,09

193,79

1,543

355,01

299,49

95

230,79

207,00

(d)

Electronic Machinery & Goods

460

111,97

125,33

681

58,77

52,39

24

28,63

14,94

13.

Vehicles, Vehicle Parts & Transport Equipments

463

90,61

77,84

846

99,02

93,01

8

38

7,01

14.

Other Industries

1,67,742

386,62

325,02

3,45,623

696,42

635,82

187

198,12

123,33

15.

Electricity, Gas & Water

73

113,68

86,48

723

258,43

227,37

26

219,62

132,09

(a)

Electricity Generation & Transmission

51

109,89

85,31

510

205,53

178,62

24

219,46

131,95

(b)

Non-Conventional Energy

4

6

4

119

2,71

2,30

-

-

-

(c)

Gas, Steam & Water Supply

18

3,73

1,12

94

50,19

46,45

2

15

14

16.

Construction

265

23,01

20,73

1,695

114,96

103,05

34

45,44

34,36

III.

TRANSPORT OPERATORS

20,633

90,68

71,98

51,701

207,20

181,50

21

9,31

11,50

IV.

PROFESSIONAL AND OTHER SERVICES

7,072

47,39

37,96

84,910

314,17

287,93

425

32,66

21,56

V.

PERSONAL LOANS

1,88,296

514,92

463,40

3,41,546

1236,52

1122,09

3,17,576

794,33

448,66

1.

Loans for Purchase of Consumer Durables

7,542

12,83

11,69

11,596

20,80

17,80

83

31

26

2.

Loans for Housing

23,495

231,84

212,31

68,624

566,39

511,02

426

9,87

9,74

3.

Rest of the Personal Loans

1,57,259

270,26

239,40

2,61,326

649,33

593,27

3,17,067

784,16

438,66

VI.

TRADE

1,60,222

502,68

427,57

4,53,329

1632,06

1366,53

714

76,50

56,09

1.

Wholesale Trade

7,678

240,53

195,14

18,616

896,73

683,89

88

48,26

36,23

2.

Retail Trade

1,52,544

262,15

232,44

4,34,713

735,33

682,64

626

28,24

19,87

VII.

FINANCE

141

71,61

59,42

1,676

367,70

309,16

71

150,08

102,86

VIII.

ALL OTHERS

17,552

232,29

206,37

2,40,256

1218,67

1203,69

880

46,88

35,02

TOTAL BANK CREDIT

8,18,937

7650,29

5919,02

20,76,940

11397,79

10068,28

3,20,887

3706,93

2479,07

OF WHICH:

1. Artisans & Village Industries

89,592

62,20

59,45

1,90,331

120,07

118,94

1

2

2

2. Other Small Scale Industries

80,238

472,53

421,33

1,36,333

953,66

852,28

88

61,55

45,19

EASTERN REGION

STATE :WEST BENGAL

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,41,398

153,44

137,77

231

13,04

8,30

11,11,502

1043,82

930,26

1.

Direct Finance

3,40,533

151,79

136,25

228

11,39

6,54

11,00,614

870,18

796,09

2.

Indirect Finance

865

1,65

1,52

3

1,65

1,76

10,888

173,65

134,17

II.

INDUSTRY

3,06,711

138,12

124,69

1,020

694,72

572,21

8,67,601

15164,84

11965,78

1.

Mining & Quarrying

3

8

8

8

38,72

38,26

525

925,99

829,70

2.

Food Manufacturing & Processing

1,324

1,17

96

25

39,99

34,34

11,778

1518,76

1074,01

(a)

Rice Mills, Flour & Dal Mills

40

50

41

2

2

3

1,635

74,94

69,60

(b)

Sugar

-

-

-

-

-

-

48

76,69

65,24

(c)

Edible Oils & Vanaspati

8

8

6

1

-

-

872

92,86

65,14

(d)

Tea Processing

-

-

-

15

32,70

27,45

647

1071,96

720,44

(e)

Processing of Fruits & Vegetables

1

2

-

-

-

-

108

7,10

7,12

(f)

Others

1,275

56

48

7

7,27

6,86

8,468

195,20

146,47

3.

Beverage & Tobacco

1

1

1

5

24,17

23,58

381

477,19

344,00

4.

Textiles

52

41

35

95

160,80

105,20

6,960

1695,55

1229,41

(a)

Cotton Textiles

2

1

1

15

29,64

17,11

711

280,49

208,59

(b)

Jute Textiles

-

-

-

22

44,87

28,09

584

465,28

305,01

(c)

Handloom Textiles & Khadi

12

5

5

-

-

-

624

8,57

8,60

(d)

Other Textiles

38

34

30

58

86,29

59,99

5,041

941,21

707,21

5.

Paper, Paper Products & Printing

8

5

5

47

18,87

18,09

2,860

421,86

402,73

6.

Leather & Leather Products

2

1

1

127

30,18

25,87

2,109

528,22

293,36

7.

Rubber & Rubber Products

-

-

-

31

20,96

20,96

890

257,88

245,60

8.

Chemicals & Chemical Products

4

3

3

81

57,89

43,37

4,435

1132,10

922,09

(a)

Heavy Industrial Chemicals

1

1

1

2

19,17

9,73

366

284,68

227,51

(b)

Fertilisers

-

-

-

5

1,93

1,80

85

134,37

119,86

(c)

Drugs & Pharmaceuticals

-

-

-

10

3,21

3,13

704

164,40

131,63

(d)

Non-Edible Oils

-

-

-

1

14

16

63

6,59

5,29

(e)

Other Chemicals & Chemical Products

3

1

2

63

33,45

28,57

3,217

542,06

437,81

9.

Petroleum, Coal Products & Nuclear Fuels

3

2

2

7

1,42

1,36

593

471,09

411,28

10.

Manufacture of Cement & Cement Products

1

-

1

2

22

13

547

147,54

105,10

11.

Basic Metals & Metal Products

17

15

14

189

101,52

92,55

5,819

2700,89

2040,65

(a)

Iron & Steel

-

-

-

107

89,15

82,72

1,563

1652,27

1344,79

(b)

Non-Ferrous Metals

-

-

-

9

1,21

1,13

373

434,31

262,87

(c)

Other Metal Products

17

15

14

73

11,16

8,70

3,883

614,32

432,99

12.

Engineering

17

10

16

184

46,21

35,67

7,521

2351,59

1946,00

(a)

Heavy Engineering

-

-

-

29

20,20

17,93

785

737,87

678,17

(b)

Light Engineering

5

3

2

50

5,08

4,72

2,943

488,45

361,72

(c)

Electrical Machinery & Goods

9

5

12

65

18,71

11,05

2,585

923,65

711,45

(d)

Electronic Machinery & Goods

3

1

1

40

2,23

1,98

1,208

201,62

194,66

13.

Vehicles, Vehicle Parts & Transport Equipments

11

15

12

14

6,40

6,12

1,342

196,54

184,09

14.

Other Industries

3,05,250

135,20

122,03

140

81,12

70,97

8,18,942

1497,48

1277,17

15.

Electricity, Gas & Water

-

-

-

13

32,40

31,26

835

624,12

477,20

(a)

Electricity Generation & Transmission

-

-

-

13

32,40

31,26

598

567,28

427,14

(b)

Non-Conventional Energy

-

-

-

-

-

-

123

2,77

2,34

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

114

54,07

47,71

16.

Construction

18

76

74

52

33,86

24,49

2,064

218,03

183,37

III.

TRANSPORT OPERATORS

32,701

20,67

17,90

110

14,34

13,85

1,05,166

342,20

296,73

IV.

PROFESSIONAL AND OTHER SERVICES

30,065

13,83

12,75

350

95,05

79,42

1,22,822

503,10

439,61

V.

PERSONAL LOANS

1,05,593

143,93

125,93

5,917

72,47

59,22

9,58,928

2762,17

2219,30

1.

Loans for Purchase of Consumer Durables

15,941

27,23

21,67

90

37

28

35,252

61,55

51,69

2.

Loans for Housing

4,903

40,90

35,98

569

44,77

36,98

98,017

893,77

806,03

3.

Rest of the Personal Loans

84,749

75,80

68,29

5,258

27,32

21,96

8,25,659

1806,86

1361,58

VI.

TRADE

2,42,857

128,92

119,62

1,100

155,84

113,82

8,58,222

2496,01

2083,64

1.

Wholesale Trade

772

1,49

1,40

482

115,02

82,23

27,636

1302,03

998,88

2.

Retail Trade

2,42,085

127,43

118,22

618

40,82

31,60

8,30,586

1193,98

1084,76

VII.

FINANCE

6

6

6

160

185,27

162,71

2,054

774,71

634,22

VIII.

ALL OTHERS

41,223

25,36

23,26

1,114

105,77

97,44

3,01,025

1628,97

1565,79

TOTAL BANK CREDIT

11,00,554

624,33

561,99

10,002

1336,50

1106,97

43,27,320

24715,83

20135,33

OF WHICH:

1. Artisans & Village Industries

2,65,029

116,69

105,35

16

5

5

5,44,969

299,03

283,80

2. Other Small Scale Industries

38,485

18,75

16,76

354

88,78

70,43

2,55,498

1595,27

1405,99