SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
EASTERN REGION STATE: WEST BENGAL |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
8,27,996 |
2428,66 |
2050,03 |
1,95,676 |
1229,33 |
1082,81 |
|
1. |
Direct Finance |
8,09,143 |
2168,50 |
1827,57 |
1,91,949 |
1091,68 |
962,76 |
|
2. |
Indirect Finance |
18,853 |
260,16 |
222,46 |
3,727 |
137,65 |
120,06 |
II. |
INDUSTRY |
3,32,471 |
2070,93 |
1652,76 |
70,771 |
1346,35 |
1012,29 |
|
1. |
Mining & Quarrying |
101 |
12,30 |
7,46 |
128 |
21,16 |
16,13 |
|
2. |
Food Manufacturing & Processing |
34,761 |
318,73 |
269,24 |
9,057 |
408,26 |
250,73 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
31,130 |
114,30 |
97,22 |
7,705 |
111,78 |
88,39 |
|
|
(b) |
Sugar |
7 |
24 |
18 |
2 |
6 |
6 |
|
|
(c) |
Edible Oils & Vanaspati |
425 |
11,12 |
9,75 |
226 |
21,59 |
16,36 |
|
|
(d) |
Tea Processing |
40 |
119,81 |
111,84 |
68 |
177,43 |
81,91 |
|
|
(e) |
Processing of Fruits & Vegetables |
155 |
9,42 |
7,93 |
91 |
16,19 |
12,59 |
|
|
(f) |
Others |
3,004 |
63,84 |
42,32 |
965 |
81,20 |
51,40 |
|
3. |
Beverage & Tobacco |
61 |
16,68 |
13,04 |
75 |
16,29 |
14,23 |
|
4. |
Textiles |
4,692 |
113,65 |
93,95 |
2,481 |
70,02 |
46,48 |
|
|
(a) |
Cotton Textiles |
335 |
57,22 |
52,72 |
478 |
7,89 |
6,97 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
446 |
7,32 |
4,42 |
330 |
30,78 |
14,50 |
|
|
(c) |
Handloom Textiles & Khadi |
1,838 |
12,90 |
10,40 |
307 |
4,06 |
3,48 |
|
|
(d) |
Other Textiles & Textile Products |
2,073 |
36,21 |
26,40 |
1,366 |
27,28 |
21,54 |
|
5. |
Paper, Paper Products & Printing |
215 |
16,79 |
15,61 |
151 |
9,47 |
8,61 |
|
6. |
Leather & Leather Products |
161 |
8,83 |
6,91 |
84 |
9,58 |
3,70 |
|
7. |
Rubber & Plastic Products |
153 |
107,32 |
95,06 |
197 |
22,50 |
18,34 |
|
8. |
Chemicals & Chemical Products |
492 |
24,45 |
20,86 |
1,333 |
93,38 |
86,61 |
|
|
(a) |
Heavy Industrial Chemicals |
11 |
2,77 |
2,49 |
14 |
20,65 |
20,35 |
|
|
(b) |
Fertilisers |
9 |
49 |
38 |
14 |
5,04 |
4,02 |
|
|
(c) |
Drugs & Pharmaceuticals |
345 |
8,37 |
6,59 |
1,175 |
10,07 |
8,63 |
|
|
(d) |
Non-Edible Oils |
4 |
19 |
19 |
6 |
25 |
16 |
|
|
(e) |
Other Chemicals & Chemical Products |
123 |
12,62 |
11,21 |
124 |
57,37 |
53,46 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
24 |
593,66 |
449,19 |
22 |
105,72 |
76,09 |
|
10. |
Manufacture of Cement & Cement Products |
235 |
11,91 |
10,60 |
96 |
15,35 |
12,15 |
|
11. |
Basic Metals & Metal Products |
431 |
85,68 |
71,89 |
352 |
127,47 |
117,17 |
|
|
(a) |
Iron & Steel |
43 |
40,36 |
34,14 |
65 |
40,10 |
32,02 |
|
|
(b) |
Non-Ferrous Metals |
28 |
14,73 |
10,06 |
21 |
5,27 |
4,60 |
|
|
(c) |
Metal Products |
360 |
30,58 |
27,68 |
266 |
82,10 |
80,56 |
|
12. |
Engineering |
1,008 |
123,54 |
101,91 |
434 |
84,60 |
71,50 |
|
|
(a) |
Heavy Engineering |
29 |
44,14 |
46,22 |
48 |
13,12 |
9,30 |
|
|
(b) |
Light Engineering |
710 |
48,13 |
27,67 |
231 |
12,32 |
9,49 |
|
|
(c) |
Electrical Machinery & Goods |
217 |
21,39 |
17,83 |
114 |
55,48 |
49,07 |
|
|
(d) |
Electronic Machinery & Goods |
52 |
9,89 |
10,19 |
41 |
3,68 |
3,64 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
291 |
9,37 |
8,16 |
79 |
7,63 |
6,61 |
|
14. |
Other Industries |
2,85,112 |
439,17 |
346,42 |
52,800 |
203,61 |
162,49 |
|
15. |
Electricity, Gas & Water |
12 |
33,76 |
5,19 |
34 |
5,13 |
2,63 |
|
|
(a) |
Electricity Generation & Transmission |
8 |
33,55 |
5,05 |
11 |
3,35 |
93 |
|
|
(b) |
Non-Conventional Energy |
1 |
2 |
2 |
14 |
93 |
87 |
|
|
(c) |
Gas, Steam & Water Supply |
3 |
19 |
12 |
9 |
85 |
83 |
|
16. |
Construction |
4,722 |
155,10 |
137,26 |
3,448 |
146,19 |
118,83 |
III. |
TRANSPORT OPERATORS |
21,187 |
259,71 |
241,91 |
5,703 |
58,93 |
42,54 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
40,957 |
211,90 |
175,39 |
11,298 |
182,80 |
153,64 |
V. |
PERSONAL LOANS |
3,94,575 |
3424,83 |
2701,77 |
1,85,352 |
2137,25 |
1729,87 |
|
1. |
Loans for Purchase of Consumer Durables |
53,594 |
359,98 |
252,80 |
20,955 |
118,40 |
86,64 |
|
2. |
Loans for Housing |
50,974 |
1271,68 |
1097,17 |
35,380 |
970,38 |
826,77 |
|
3. |
Rest of the Personal Loans |
2,90,007 |
1793,17 |
1351,79 |
1,29,017 |
1048,47 |
816,45 |
VI. |
TRADE |
|
3,60,034 |
1469,12 |
1215,11 |
1,11,167 |
1337,68 |
1078,03 |
|
1. |
Wholesale Trade |
15,526 |
139,66 |
119,79 |
5,263 |
314,54 |
220,56 |
|
2. |
Retail Trade |
3,44,508 |
1329,46 |
1095,32 |
1,05,904 |
1023,13 |
857,47 |
VII. |
FINANCE |
|
1,371 |
16,20 |
13,50 |
893 |
46,13 |
32,97 |
VIII. |
ALL OTHERS |
75,935 |
328,46 |
274,18 |
28,282 |
1350,93 |
270,10 |
TOTAL BANK CREDIT |
20,54,526 |
10209,80 |
8324,64 |
6,09,142 |
7689,39 |
5402,25 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
2,70,688 |
436,03 |
336,47 |
50,044 |
258,85 |
205,26 |
|
|
2. |
Other Small Scale Industries |
44,150 |
272,51 |
223,87 |
10,100 |
220,41 |
179,05 |
TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
EASTERN REGION STATE: WEST BENGAL |
(Amount in Rupees Lakh) |
OCCUPATION
|
URBAN |
METROPOLITAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
56,904 |
801,30 |
653,18 |
26,386 |
3065,24 |
2170,70 |
|
1. |
Direct Finance |
55,307 |
666,22 |
541,46 |
25,026 |
801,81 |
625,19 |
|
2. |
Indirect Finance |
1,597 |
135,08 |
111,72 |
1,360 |
2263,42 |
1545,51 |
II. |
INDUSTRY |
40,598 |
3100,37 |
2297,83 |
88,562 |
45045,55 |
28418,18 |
|
1. |
Mining & Quarrying |
177 |
36,32 |
27,75 |
248 |
1400,97 |
817,81 |
|
2. |
Food Manufacturing & Processing |
5,313 |
433,92 |
334,02 |
15,543 |
3637,69 |
2840,30 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
2,242 |
165,16 |
130,37 |
164 |
236,67 |
145,18 |
|
|
(b) |
Sugar |
3 |
16 |
14 |
41 |
714,62 |
481,95 |
|
|
(c) |
Edible Oils & Vanaspati |
121 |
37,97 |
23,19 |
146 |
133,95 |
117,40 |
|
|
(d) |
Tea Processing |
149 |
105,36 |
82,23 |
764 |
2171,72 |
1801,22 |
|
|
(e) |
Processing of Fruits & Vegetables |
885 |
36,92 |
29,91 |
26 |
7,62 |
7,14 |
|
|
(f) |
Others |
1,913 |
88,35 |
68,19 |
14,402 |
373,11 |
287,41 |
|
3. |
Beverage & Tobacco |
64 |
10,16 |
8,60 |
98 |
164,68 |
97,06 |
|
4. |
Textiles |
7,961 |
141,79 |
114,98 |
12,774 |
2333,90 |
1672,59 |
|
|
(a) |
Cotton Textiles |
2,426 |
27,27 |
21,77 |
2,191 |
818,03 |
619,14 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
3,558 |
75,96 |
60,61 |
1,681 |
510,73 |
310,56 |
|
|
(c) |
Handloom Textiles & Khadi |
876 |
2,50 |
2,05 |
1,283 |
28,22 |
20,99 |
|
|
(d) |
Other Textiles & Textile Products |
1,101 |
36,06 |
30,55 |
7,619 |
976,92 |
721,90 |
|
5. |
Paper, Paper Products & Printing |
549 |
41,47 |
28,89 |
1,260 |
1483,65 |
696,30 |
|
6. |
Leather & Leather Products |
165 |
12,23 |
7,29 |
1,698 |
2446,56 |
688,47 |
|
7. |
Rubber & Plastic Products |
496 |
46,90 |
39,56 |
1,086 |
716,60 |
432,34 |
|
8. |
Chemicals & Chemical Products |
1,032 |
290,66 |
255,06 |
15,121 |
3342,19 |
2075,79 |
|
|
(a) |
Heavy Industrial Chemicals |
57 |
224,12 |
198,57 |
232 |
1462,44 |
804,56 |
|
|
(b) |
Fertilisers |
5 |
3,45 |
3,42 |
17 |
215,55 |
174,75 |
|
|
(c) |
Drugs & Pharmaceuticals |
665 |
14,65 |
13,26 |
5,622 |
397,57 |
294,10 |
|
|
(d) |
Non-Edible Oils |
13 |
5,90 |
4,43 |
24 |
15,36 |
11,12 |
|
|
(e) |
Other Chemicals & Chemical Products |
292 |
42,53 |
35,37 |
9,226 |
1251,28 |
791,27 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
51 |
442,25 |
231,85 |
227 |
1689,50 |
1113,96 |
|
10. |
Manufacture of Cement & Cement Products |
230 |
33,67 |
30,08 |
1,157 |
597,19 |
386,54 |
|
11. |
Basic Metals & Metal Products |
1,135 |
786,28 |
580,23 |
2,816 |
11353,29 |
6646,28 |
|
|
(a) |
Iron & Steel |
505 |
671,31 |
498,44 |
1,315 |
8677,51 |
5045,41 |
|
|
(b) |
Non-Ferrous Metals |
57 |
52,02 |
28,83 |
254 |
1484,11 |
770,92 |
|
|
(c) |
Metal Products |
573 |
62,95 |
52,96 |
1,247 |
1191,68 |
829,95 |
|
12. |
Engineering |
1,610 |
233,97 |
174,99 |
13,402 |
4717,92 |
2936,60 |
|
|
(a) |
Heavy Engineering |
504 |
55,52 |
47,21 |
1,545 |
836,48 |
520,81 |
|
|
(b) |
Light Engineering |
787 |
62,50 |
49,52 |
7,048 |
1624,46 |
1030,94 |
|
|
(c) |
Electrical Machinery & Goods |
242 |
107,03 |
73,86 |
3,870 |
1510,69 |
1165,30 |
|
|
(d) |
Electronic Machinery & Goods |
77 |
8,92 |
4,41 |
939 |
746,29 |
219,55 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
305 |
21,43 |
17,52 |
791 |
875,28 |
642,18 |
|
14. |
Other Industries |
18,166 |
248,07 |
202,04 |
16,089 |
4539,96 |
3107,78 |
|
15. |
Electricity, Gas & Water |
41 |
33,83 |
18,38 |
149 |
837,04 |
582,91 |
|
|
(a) |
Electricity Generation & Transmission |
20 |
16,07 |
7,62 |
93 |
808,58 |
556,78 |
|
|
(b) |
Non-Conventional Energy |
1 |
10 |
10 |
4 |
66 |
65 |
|
|
(c) |
Gas, Steam & Water Supply |
20 |
17,66 |
10,67 |
52 |
27,80 |
25,47 |
|
16. |
Construction |
3,303 |
287,40 |
226,60 |
6,103 |
4909,11 |
3681,26 |
III. |
TRANSPORT OPERATORS |
6,033 |
133,67 |
120,30 |
8,885 |
804,13 |
578,79 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
11,027 |
425,30 |
347,35 |
13,450 |
4842,33 |
3290,20 |
V. |
PERSONAL LOANS |
2,57,030 |
3384,26 |
2724,80 |
5,57,385 |
13487,55 |
10214,64 |
|
1. |
Loans for Purchase of Consumer Durables |
11,440 |
69,05 |
55,72 |
17,234 |
155,22 |
140,62 |
|
2. |
Loans for Housing |
54,701 |
1556,45 |
1300,45 |
1,05,412 |
5626,58 |
4818,84 |
|
3. |
Rest of the Personal Loans |
1,90,889 |
1758,76 |
1368,64 |
4,34,739 |
7705,75 |
5255,18 |
VI. |
TRADE |
|
72,784 |
2000,76 |
1384,00 |
46,261 |
8740,15 |
6374,67 |
|
1. |
Wholesale Trade |
6,712 |
610,21 |
395,04 |
12,273 |
5916,73 |
4410,76 |
|
2. |
Retail Trade |
66,072 |
1390,55 |
988,96 |
33,988 |
2823,42 |
1963,91 |
VII. |
FINANCE |
|
333 |
3055,08 |
46,60 |
994 |
4152,31 |
3059,30 |
VIII. |
ALL OTHERS |
46,726 |
560,74 |
479,61 |
95,837 |
2384,36 |
1504,03 |
TOTAL BANK CREDIT |
4,91,435 |
13461,48 |
8053,67 |
8,37,760 |
82521,62 |
55610,51 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
15,026 |
85,92 |
72,50 |
3,031 |
166,46 |
145,11 |
|
|
2. |
Other Small Scale Industries |
10,108 |
621,61 |
477,35 |
15,431 |
3072,21 |
2563,93 |
|