Press Releases

The following State Governments have offered to sell stock by way of auction, for an aggregate amount of ₹31,350 Crore (Face Value) Sr. No. State Amount to be raised (₹ Crore) Tenor (Year) Type of Auction 1. Andhra Pradesh 1000 11 Yield 1000 15 Yield 1000 19 Yield 2. Bihar 1500 10 Yield 3. Gujarat 1000 09 Yield 4. Himachal Pradesh 350 04 Yield

On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on Monday, December 01, 2025, as under:

The Reserve Bank of India had issued draft Master Directions on Digital Banking Channels Authorisation, 2025 on July 21, 2025, seeking feedback from banks and other stakeholders. The Reserve Bank has issued instructions from time-to-time governing internet and mobile banking services offered by various categories of banks. These services have evolved significantly since issue of the initial guidelines, as new and innovative digital channels have come into use. The objective of the Master Directions is to facilitate sustainable growth of digital banking services, by consolidating and updating the existing instructions on use of digital channels for providing banking services.

The Reserve Bank has issued numerous directions over the years, under the statutory powers conferred upon it by various Acts. While increase in regulatory guidelines is a natural process as the financial system evolves, this was further driven by an expanding regulatory perimeter, distributed supervisory/ regulatory jurisdiction over certain regulated entities, and non-repeal of some of the earlier instructions when new ones were issued. Being mindful of compliance burden to the Regulated Entities (REs), the Reserve Bank has continuously endeavoured to optimise its regulatory framework.

Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during the month of November 2025 are set out in Tables 1 to 7

The Reserve Bank of India (RBI) has, by an order dated November 25, 2025, imposed a monetary penalty of ₹3.10 lakh (Rupees Three lakh ten thousand only) on Mannakrishna Investments Private Limited (the company) for non-compliance with certain provisions of the ‘Master Direction – Reserve Bank of India (Non-Banking Financial Company - Scale Based Regulation) Directions, 2023’ issued by RBI, relating to ‘Governance Issues’. This penalty has been imposed in exercise of powers conferred on RBI under clause (b) of sub-section (1) of Section 58G read with clause (aa) of sub-section (5) of Section 58B of the Reserve Bank of India Act, 1934.

The value of exports and imports of services during October 2025 is presented in the following table. International Trade in Services (US$ million) Month Receipts (Exports) Payments (Imports) July – 2025 33,740 (10.2) 17,293 (8.5) August – 2025 31,191 (2.7) 15,591 (-5.3)

Reserve Bank of India announces the auction of Government of India Treasury Bills as per the following details: Sr. No. Treasury Bill Notified Amount (₹ crore) Auction Date Settlement Date 1 91-Day 7,000 December 03, 2025 (Wednesday) December 04, 2025 (Thursday) 2 182-Day 6,000 3 364-Day 6,000 Total 19,000

Today, the Reserve Bank released its web publication entitled ‘Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks (SCBs)1- September 20252 on its ‘Database on Indian Economy’ portal (https://data.rbi.org.in Homepage > Publications). It captures various classificatory characteristics of bank credit such as occupation/activity/organisational sector of the borrower, types of accounts and their interest rates based on account-level reporting. Data reported by SCBs {excluding Regional Rural Banks (RRBs)} are presented across bank groups, population groups3 and States.

Today, the Reserve Bank released the web publication ‘Quarterly Basic Statistical Return (BSR)-2 on Deposits with Scheduled Commercial Banks – September 2025 ’ on its ‘Database on Indian Economy’ portal (https://data.rbi.org.in Homepage > Publications). Scheduled commercial banks (SCBs