Notifications -Regulating Co-operative Banking - आरबीआय - Reserve Bank of India
notifications
जुलै 13, 2007
Guidelines for issue of ATM-cum-Debit Cards by UCBs
RBI/2007-2008/95UBD (PCB) Cir No. 6 /09.18.300/2007-08July 13, 2007.The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Guidelines for issue of ATM-cum-Debit Cards by UCBs. Please refer to our circular UBD (PCB).BPD.Cir.No.50/09.69.000/05-06 dated April 28, 2006 permitting the banks fulfilling certain eligibility norms to install ATMs and issue ATM-cum-debit cards. 2. It has been now been decided to issue guidelines for issuance of ATM-
RBI/2007-2008/95UBD (PCB) Cir No. 6 /09.18.300/2007-08July 13, 2007.The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Guidelines for issue of ATM-cum-Debit Cards by UCBs. Please refer to our circular UBD (PCB).BPD.Cir.No.50/09.69.000/05-06 dated April 28, 2006 permitting the banks fulfilling certain eligibility norms to install ATMs and issue ATM-cum-debit cards. 2. It has been now been decided to issue guidelines for issuance of ATM-
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जुलै 13, 2007
Amortization of goodwill on merger-UCBs
RBI/2007-2008/94 UBD. PCB.Cir.No. 5/09.16.901/2007-08 July 13, 2007 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Amortization of goodwill on merger-UCBs Please refer to our circular UBD. PCB.Cir.No 18 /09.16.901/05-06 dated November 22, 2005 permitting the acquirer bank to amortize the loss taken over from the acquired UCB over a period of not more than five years, including the year of merger. 2. The matter has been r
RBI/2007-2008/94 UBD. PCB.Cir.No. 5/09.16.901/2007-08 July 13, 2007 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Amortization of goodwill on merger-UCBs Please refer to our circular UBD. PCB.Cir.No 18 /09.16.901/05-06 dated November 22, 2005 permitting the acquirer bank to amortize the loss taken over from the acquired UCB over a period of not more than five years, including the year of merger. 2. The matter has been r
जुलै 13, 2007
Bank Finance against Shares and Debentures- UCBs
RBI/2007-2008/96 UBD. PCB.Cir. No.7/13.05.000/07-08 July 13, 2007 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Bank Finance against Shares and Debentures- UCBs. Please refer to the instructions contained in para 2 (i) of our circular UBD.No.DS.PCB.Cir.10 /13.05.00/98-99 dated November 27, 1998 on the captioned subject wherein banks have been advised, inter alia, not to consider any proposal for grant of advances against
RBI/2007-2008/96 UBD. PCB.Cir. No.7/13.05.000/07-08 July 13, 2007 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Bank Finance against Shares and Debentures- UCBs. Please refer to the instructions contained in para 2 (i) of our circular UBD.No.DS.PCB.Cir.10 /13.05.00/98-99 dated November 27, 1998 on the captioned subject wherein banks have been advised, inter alia, not to consider any proposal for grant of advances against
जुलै 05, 2007
Conduct of Foreign Exchange Business by UCBs-
RBI/2007-2008/86 UBD.PCB.Cir.No. 4/16.12.000/07-08 July 5, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- Please refer to our circular UBD.PCB. Cir.No. 21/16.12.000/06-07 dated@@NBSP@@@@NBSP@@ November 27, 2006 on the above subject, advising inter alia the eligibility criteria,@@NBSP@@ list of documents/ information to be furnished, etc for grant of Authorized Dealer category l
RBI/2007-2008/86 UBD.PCB.Cir.No. 4/16.12.000/07-08 July 5, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- Please refer to our circular UBD.PCB. Cir.No. 21/16.12.000/06-07 dated@@NBSP@@@@NBSP@@ November 27, 2006 on the above subject, advising inter alia the eligibility criteria,@@NBSP@@ list of documents/ information to be furnished, etc for grant of Authorized Dealer category l
जुलै 04, 2007
UCBs - Branch Licensing Policy Relaxed
RBI/2007-2008/79 UBD.CO.LS.CIr.No. 01/07.01.000/2007-08 July 4, 2007 The Chie Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08 -Relaxation in Branch Licensing Policy for Urban Cooperative Banks Please refer to para 208 of the Annual Policy Statement 2007-08 (copy enclosed). 2. As announced therein, it has been decided to allow Urban Cooperative Banks (UCBs) to open new branches/Extension Cou
RBI/2007-2008/79 UBD.CO.LS.CIr.No. 01/07.01.000/2007-08 July 4, 2007 The Chie Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08 -Relaxation in Branch Licensing Policy for Urban Cooperative Banks Please refer to para 208 of the Annual Policy Statement 2007-08 (copy enclosed). 2. As announced therein, it has been decided to allow Urban Cooperative Banks (UCBs) to open new branches/Extension Cou
जुलै 04, 2007
UCBs - IT-enabled Financial Inclusion
RBI/2007-2008/80 UBD. CO. BPD. (PCB). No. 2 / 09.18.300/ 2007-08 July 4, 2007 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Annual Policy Statement for the year 2007-08 – IT- enabled Financial Inclusion Please refer to Paragraph 163 of the Annual Policy Statement for the Year 2007-08, a copy of which is enclosed. 2. With a view to achieving the objective of greater financial inclusion, all UCBs were advised vide our circular UBD.
RBI/2007-2008/80 UBD. CO. BPD. (PCB). No. 2 / 09.18.300/ 2007-08 July 4, 2007 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Annual Policy Statement for the year 2007-08 – IT- enabled Financial Inclusion Please refer to Paragraph 163 of the Annual Policy Statement for the Year 2007-08, a copy of which is enclosed. 2. With a view to achieving the objective of greater financial inclusion, all UCBs were advised vide our circular UBD.
जून 21, 2007
Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks.
RBI/2006-2007/442 UBD. CO. BPD. No. 47/12.05.001/ 2006-07 June 21 , 2007 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. The existing instructions have been revie
RBI/2006-2007/442 UBD. CO. BPD. No. 47/12.05.001/ 2006-07 June 21 , 2007 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. The existing instructions have been revie
जून 04, 2007
Norms for maintaining NRE/NRO accounts - UCBs
RBI/2006-2007/427UBD.PCB.Cir.No. 46/16.12.000/06-07June 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Norms for maintaining NRE/NRO accounts - UCBsPlease refer to our circular UBD.PCB.Cir.No. 21/16.12.000/06-07 dated November 27, 2006 prescribing , inter alia, the norms for eligibility for Authorized Dealer category I and II licence. 2. In continuation thereof, we advise that the eligibility norms for maintaining NRE/NRO ac
RBI/2006-2007/427UBD.PCB.Cir.No. 46/16.12.000/06-07June 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Norms for maintaining NRE/NRO accounts - UCBsPlease refer to our circular UBD.PCB.Cir.No. 21/16.12.000/06-07 dated November 27, 2006 prescribing , inter alia, the norms for eligibility for Authorized Dealer category I and II licence. 2. In continuation thereof, we advise that the eligibility norms for maintaining NRE/NRO ac
मे 25, 2007
UCBs - Wire Transfers
RBI/2006-2007/415UBD. CO. BPD (PCB) No. 45 / 12.05.001/2006-07May 25 , 2007Chief Executive Officers, All Primary (Urban) Co-operative BanksDear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from
RBI/2006-2007/415UBD. CO. BPD (PCB) No. 45 / 12.05.001/2006-07May 25 , 2007Chief Executive Officers, All Primary (Urban) Co-operative BanksDear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from
मे 18, 2007
Complaints about Excessive Interest Charged by Banks-UCBs
RBI/2006-2007/404UBD.PCB.Cir.No.44/13.04.000/06-07May 18 , 2007The Chief Executive Officers of AllPrimary( Urban) Co-operative BanksDear Sir/Madam,Complaints about Excessive Interest Charged by Banks-UCBsPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2.@@NBSP@@The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans an
RBI/2006-2007/404UBD.PCB.Cir.No.44/13.04.000/06-07May 18 , 2007The Chief Executive Officers of AllPrimary( Urban) Co-operative BanksDear Sir/Madam,Complaints about Excessive Interest Charged by Banks-UCBsPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2.@@NBSP@@The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans an
मे 09, 2007
UCBs - Proforma for Submission of Quarterly Returns revised
RBI/2006-2007/387 UBD.CO.LS. Cir. No./ 43 /07.01.000/2006-07 May@@NBSP@@ 9, 2007 Vaishakha 7, 1929 (S) The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir / Madam Section 23 of Banking Regulation Act, 1949@@NBSP@@ (AACS) – Branch Banking Statistics-Submission of Quarterly Returns- Revision of Proformae I & II With a view to streamlining and updating the system of compilation of branch banking data, maintained by the Department of Stati
RBI/2006-2007/387 UBD.CO.LS. Cir. No./ 43 /07.01.000/2006-07 May@@NBSP@@ 9, 2007 Vaishakha 7, 1929 (S) The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir / Madam Section 23 of Banking Regulation Act, 1949@@NBSP@@ (AACS) – Branch Banking Statistics-Submission of Quarterly Returns- Revision of Proformae I & II With a view to streamlining and updating the system of compilation of branch banking data, maintained by the Department of Stati
मे 07, 2007
Undertaking Insurance business-UCBs
RBI/2006-2007/376 UBD.PCB.Cir.No. 42 /09.11.200/06-07May 7, 2007.The Chief Executive Officer of AllPrimary (Urban) Co-operatives Banks.Dear Sir/MadamAnnual Policy Statement for the Year 2007-08 -Undertaking Insurance business-UCBs.Please refer to para 211 of the Annual Policy Statement 2007-08 (copy enclosed).2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum net worth of Rs.50 crore were permi
RBI/2006-2007/376 UBD.PCB.Cir.No. 42 /09.11.200/06-07May 7, 2007.The Chief Executive Officer of AllPrimary (Urban) Co-operatives Banks.Dear Sir/MadamAnnual Policy Statement for the Year 2007-08 -Undertaking Insurance business-UCBs.Please refer to para 211 of the Annual Policy Statement 2007-08 (copy enclosed).2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum net worth of Rs.50 crore were permi
मे 04, 2007
RBI asks UCBs not to deal with 918 defaulted companies following Patna High Court Order
RBI/2006-2007/374UBD. CO. BPD. (PCB). No. 41/12.05.001 /2006-07May 4, 2007CEOs of AllPrimary (Urban) Co-operative BanksDear Sir / MadamIn the High Court of Judicature at Patna –CWJC No. 13422 of 2006 –Council for the Protection of Public Rights and welfarevs. Union of India and Others – RegardingWe have to advise you that the Hon'ble Patna High Court vide its order dated 10 April 2007 in the captioned matter has directed the Reserve Bank of India to direct all the ban
RBI/2006-2007/374UBD. CO. BPD. (PCB). No. 41/12.05.001 /2006-07May 4, 2007CEOs of AllPrimary (Urban) Co-operative BanksDear Sir / MadamIn the High Court of Judicature at Patna –CWJC No. 13422 of 2006 –Council for the Protection of Public Rights and welfarevs. Union of India and Others – RegardingWe have to advise you that the Hon'ble Patna High Court vide its order dated 10 April 2007 in the captioned matter has directed the Reserve Bank of India to direct all the ban
मे 04, 2007
Risk Weight on Housing Loans - UCBs
RBI/2006-2007/373 UBD. PCB.Cir No. 40/ 13.05.000/ 2006-07May 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative Banks Dear Sir/MadamAnnual Policy Statement for the Year 2007-08Residential Housing Loans: Reduction of Risk Weight-UCBs Please refer to para 184 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. In terms of our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 the risk weights on housing loans to individu
RBI/2006-2007/373 UBD. PCB.Cir No. 40/ 13.05.000/ 2006-07May 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative Banks Dear Sir/MadamAnnual Policy Statement for the Year 2007-08Residential Housing Loans: Reduction of Risk Weight-UCBs Please refer to para 184 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. In terms of our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 the risk weights on housing loans to individu
एप्रि 30, 2007
Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs
RBI/2006-2007/362 UBD (PCB).Cir.No.39 /13.05.000/06-07 April 30, 2007. The Chief Executives of All Primary( Urban) Cooperative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08- Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs Please refer paragraph 151 of the Annual Policy Statement for the year 2007-08. (Copy enclosed). 2. In terms of our @@NBSP@@circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005, the risk w
RBI/2006-2007/362 UBD (PCB).Cir.No.39 /13.05.000/06-07 April 30, 2007. The Chief Executives of All Primary( Urban) Cooperative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08- Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs Please refer paragraph 151 of the Annual Policy Statement for the year 2007-08. (Copy enclosed). 2. In terms of our @@NBSP@@circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005, the risk w
एप्रि 30, 2007
Income recognition, asset classification and provisioning norms-UCBs
RBI/2006-2007/361 UBD. PCB.Cir No. 38/ 09.14.000/ 2006-07 April 30, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Annual Policy Statement for the year 2007-08- Income recognition, asset classification @@NBSP@@and provisioning norms-UCBs Please refer to paragraph 210 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2. @@NBSP@@In terms of our circular UBD.PCB.Cir.21 /12.05.05/2004-05 dated September 27, 20
RBI/2006-2007/361 UBD. PCB.Cir No. 38/ 09.14.000/ 2006-07 April 30, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Annual Policy Statement for the year 2007-08- Income recognition, asset classification @@NBSP@@and provisioning norms-UCBs Please refer to paragraph 210 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2. @@NBSP@@In terms of our circular UBD.PCB.Cir.21 /12.05.05/2004-05 dated September 27, 20
एप्रि 26, 2007
Interest Rates on NRE Deposits - UCBs
RBI/2006-2007/354UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07April 26, 2007Chief Executive Officer ofAll Primary (urban) Cooperative Banks Dear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBsPlease refer to paragraphs 114 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2. Interest Rate on Non-Resident (External) Rupee (NRE) DepositsPlease refer to par
RBI/2006-2007/354UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07April 26, 2007Chief Executive Officer ofAll Primary (urban) Cooperative Banks Dear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBsPlease refer to paragraphs 114 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2. Interest Rate on Non-Resident (External) Rupee (NRE) DepositsPlease refer to par
एप्रि 25, 2007
Maintenance of CRR - UCBs
RBI/2006-2007/348Ref: UBD (PCB).No./7/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/271 UBD(PCB)No3/12.03.000/2006-07 dated March 01, 2007 and RBI/2006-2007/311 UBD (PCB) Cir. No.5/12.03.000/2006-07 dated April 05, 2007 on the captioned subject. Government of India
RBI/2006-2007/348Ref: UBD (PCB).No./7/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/271 UBD(PCB)No3/12.03.000/2006-07 dated March 01, 2007 and RBI/2006-2007/311 UBD (PCB) Cir. No.5/12.03.000/2006-07 dated April 05, 2007 on the captioned subject. Government of India
एप्रि 25, 2007
Maintenance of CRR on Exempted Categories - UCBs
RBI/2006-2007/347Ref: UBD (PCB) Cir.No./6/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted CategoriesPlease refer to our Circular RBI/2006-07/272 UBD (PCB) Cir. No. 4/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006, as coming into
RBI/2006-2007/347Ref: UBD (PCB) Cir.No./6/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted CategoriesPlease refer to our Circular RBI/2006-07/272 UBD (PCB) Cir. No. 4/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006, as coming into
एप्रि 19, 2007
Nomination Facility in Single Deposit Accounts - UCBs
RBI/2006-2007/330UBD.CO.BPD.Cir No: 36 /13.01.000/2006-0 April 19, 2007 ToThe Chief Executive Officers ofPrimary (Urban) Cooperative BanksDear Sir,Nomination Facility in Single Deposit Accounts - UCBs Please refer to Para 9 of our Circular UBD.BPD.Cir No: 4/13.01.00/2005-06 dated July 14, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorshi
RBI/2006-2007/330UBD.CO.BPD.Cir No: 36 /13.01.000/2006-0 April 19, 2007 ToThe Chief Executive Officers ofPrimary (Urban) Cooperative BanksDear Sir,Nomination Facility in Single Deposit Accounts - UCBs Please refer to Para 9 of our Circular UBD.BPD.Cir No: 4/13.01.00/2005-06 dated July 14, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorshi
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