Notifications - Regulating Commercial Banking - आरबीआय - Reserve Bank of India
notifications
ऑक्टो 29, 2012
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988 Sanctions List
RBI/2012-13/266 RPCD.CO.RRB.RCB.AML.No. 4500 /07.02.12/2012-13 October 29, 2012 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.2293 / 03.05.28(A)/2012-13 dated August 31, 2012 on the captioned subject. We have since received from Government of India, Ministry of External Affa
RBI/2012-13/266 RPCD.CO.RRB.RCB.AML.No. 4500 /07.02.12/2012-13 October 29, 2012 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.2293 / 03.05.28(A)/2012-13 dated August 31, 2012 on the captioned subject. We have since received from Government of India, Ministry of External Affa
पीडीएफ (
ऑक्टो 29, 2012
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR Sanctions List
RBI/2012-13/264 DBOD. AML. No.6328 /14.06.001/2012-13 October 29, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular DBOD. AML. No. 6279 /14.06.001/2012-13 dated October 25, 2012 on the captioned subject. We have since received from Government of India, Ministr
RBI/2012-13/264 DBOD. AML. No.6328 /14.06.001/2012-13 October 29, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular DBOD. AML. No. 6279 /14.06.001/2012-13 dated October 25, 2012 on the captioned subject. We have since received from Government of India, Ministr
ऑक्टो 29, 2012
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR Committee’s Sanctions List
RBI/2012-13/265 RPCD.CO.RRB.RCB.AML.No. 4497/07.02.12/2012-13 October 29, 2012 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999)/1989 (2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.2090/07.02.12/2012-13 dated August 31, 2012 on the captioned subject. We have since received from Government of India
RBI/2012-13/265 RPCD.CO.RRB.RCB.AML.No. 4497/07.02.12/2012-13 October 29, 2012 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999)/1989 (2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.2090/07.02.12/2012-13 dated August 31, 2012 on the captioned subject. We have since received from Government of India
ऑक्टो 25, 2012
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2012-13/262 DBOD. AML.No. 6278/14.06.001/2012-13 October 25, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 3396/14.06.001/2012-13 dated August 30, 2012 on the captioned subject. We have since received from
RBI/2012-13/262 DBOD. AML.No. 6278/14.06.001/2012-13 October 25, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 3396/14.06.001/2012-13 dated August 30, 2012 on the captioned subject. We have since received from
ऑक्टो 25, 2012
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR Sanctions List
RBI/2012-13/263 DBOD. AML. No.6279/14.06.001/2012-13 October 25, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular DBOD. AML. No. 3404 /14.06.001/2012-13 dated August 30, 2012 on the captioned subject. We have since received from Government of India, Ministry
RBI/2012-13/263 DBOD. AML. No.6279/14.06.001/2012-13 October 25, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular DBOD. AML. No. 3404 /14.06.001/2012-13 dated August 30, 2012 on the captioned subject. We have since received from Government of India, Ministry
ऑक्टो 23, 2012
Relaxation to Trade and Industry in the State of Jammu & Kashmir
RBI/2012-13/261 DBOD.No.BP.BC.50 /21.04.012/2012-13 October 23, 2012 The Chairmen & Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/ Madam, Relaxation to Trade and Industry in the State of Jammu & Kashmir Please refer to our circular DBOD.No.BP.BC.25/21.04.012/2011-12 dated July 28, 2011 extending the period of concessions/ credit relaxations to borrowers / customers in Jammu & Kashmi
RBI/2012-13/261 DBOD.No.BP.BC.50 /21.04.012/2012-13 October 23, 2012 The Chairmen & Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/ Madam, Relaxation to Trade and Industry in the State of Jammu & Kashmir Please refer to our circular DBOD.No.BP.BC.25/21.04.012/2011-12 dated July 28, 2011 extending the period of concessions/ credit relaxations to borrowers / customers in Jammu & Kashmi
ऑक्टो 19, 2012
White Label ATMs (WLAs) in India - Guidelines
RBI/2012-13/257 DPSS.CO.PD. No.670/02.10.002/2012-13 October 19, 2012 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks /District Central Co-operative BanksAuthorised ATM Network Operators /Card Payment Network OperatorsProspective White Label ATM Operators Dear Sir, White Label ATMs (WLAs) in India - Guidelines Please refer to the guidelines issued vide DPSS
RBI/2012-13/257 DPSS.CO.PD. No.670/02.10.002/2012-13 October 19, 2012 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks /District Central Co-operative BanksAuthorised ATM Network Operators /Card Payment Network OperatorsProspective White Label ATM Operators Dear Sir, White Label ATMs (WLAs) in India - Guidelines Please refer to the guidelines issued vide DPSS
ऑक्टो 17, 2012
Priority Sector Lending - Targets and Classification
RBI/2012-13/253 RPCD.CO. Plan. BC 37/04.09.01/2012-13 October 17, 2012 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, PRIORITY SECTOR LENDING –TARGETS AND CLASSIFICATION Please refer to our circular No.RPCD.CO.Plan. BC 13/04.09.01/ 2012-13 dated July 20, 2012 on the captioned subject. During the interaction Governor had with bankers on July 31, 2012 in connection with the first quart
RBI/2012-13/253 RPCD.CO. Plan. BC 37/04.09.01/2012-13 October 17, 2012 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, PRIORITY SECTOR LENDING –TARGETS AND CLASSIFICATION Please refer to our circular No.RPCD.CO.Plan. BC 13/04.09.01/ 2012-13 dated July 20, 2012 on the captioned subject. During the interaction Governor had with bankers on July 31, 2012 in connection with the first quart
ऑक्टो 15, 2012
RRB/StCB/DCCB - Uploading of Reports on FINnet Gateway
RBI/2012-13/251 RPCD.CO.RRB.RCB.AML.BC. No.36/03.05.33 (E)/2012-13 October 15, 2012 The Chairmen/CEOs of all Regional Rural Banks and State and Central Co-operative Banks Dear Sir, Uploading of Reports on FINnet Gateway Please refer to our circular RPCD.CO.RRB.RCB.No.29/03.05.33(E)/2012-13 dated September 18, 2012 advising all RRBs/State and Central Co-operative Banks to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-I
RBI/2012-13/251 RPCD.CO.RRB.RCB.AML.BC. No.36/03.05.33 (E)/2012-13 October 15, 2012 The Chairmen/CEOs of all Regional Rural Banks and State and Central Co-operative Banks Dear Sir, Uploading of Reports on FINnet Gateway Please refer to our circular RPCD.CO.RRB.RCB.No.29/03.05.33(E)/2012-13 dated September 18, 2012 advising all RRBs/State and Central Co-operative Banks to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-I
ऑक्टो 15, 2012
UCBs - Uploading of Reports in ‘Test Mode’ on FINnet Gateway
RBI/2012-13/250 UBD.BPD (PCB) Cir. No.19/14.01.062/2012-13 October 15, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular UBD.CO.BPD.No.13/14.01.062/2011-12 dated September 27, 2012 advising Primary (Urban) Co-operative Banks (UCBs) to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-IND have now adv
RBI/2012-13/250 UBD.BPD (PCB) Cir. No.19/14.01.062/2012-13 October 15, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular UBD.CO.BPD.No.13/14.01.062/2011-12 dated September 27, 2012 advising Primary (Urban) Co-operative Banks (UCBs) to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-IND have now adv
ऑक्टो 12, 2012
NEFT - Requirement of IFSC in transactions
RBI/2012-13/244 DPSS (CO) EPPD No. 622/04.03.01/2012-13 October 12, 2012 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT Madam / Dear Sir, National Electronic Funds Transfer (NEFT) – Requirement of Indian Financial System Code (IFSC) in transactions NEFT system provides for an efficient, affordable, safe mode of funds transfer in near real time. The growth in volume and value of transactions processed under the NEFT i
RBI/2012-13/244 DPSS (CO) EPPD No. 622/04.03.01/2012-13 October 12, 2012 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT Madam / Dear Sir, National Electronic Funds Transfer (NEFT) – Requirement of Indian Financial System Code (IFSC) in transactions NEFT system provides for an efficient, affordable, safe mode of funds transfer in near real time. The growth in volume and value of transactions processed under the NEFT i
ऑक्टो 12, 2012
Banking facilities to visually challenged / persons with disabilities
RBI/2012-13/249 RPCD. No. RRB.BC. 35/03.05.90/2012-13 October 11, 2012 All Regional Rural Banks Dear Sir, Banking facilities to visually challenged / persons with disabilities Please refer to our Circular RPCD.CO.RRB.BC.No.13/03.05.33/2008-09 dated July 23, 2008 on the captioned subject advising that all banking facilities such as cheque book facility including third party cheques, ATM facility, Net banking facility, locker facility, retail loans, credit cards etc., a
RBI/2012-13/249 RPCD. No. RRB.BC. 35/03.05.90/2012-13 October 11, 2012 All Regional Rural Banks Dear Sir, Banking facilities to visually challenged / persons with disabilities Please refer to our Circular RPCD.CO.RRB.BC.No.13/03.05.33/2008-09 dated July 23, 2008 on the captioned subject advising that all banking facilities such as cheque book facility including third party cheques, ATM facility, Net banking facility, locker facility, retail loans, credit cards etc., a
ऑक्टो 11, 2012
Uploading of Reports on FINnet Gateway
RBI/2012-13/243 DBOD. AML.BC.No.49/14.01.001/2012-13 October 11, 2012 The Chairmen/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir Uploading of Reports on FINnet Gateway Please refer to our circular DBOD.AML.BC.No.39/14.01.001/2012-13 dated September 7, 2012 advising all banks/AIFIs to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-IND have now advis
RBI/2012-13/243 DBOD. AML.BC.No.49/14.01.001/2012-13 October 11, 2012 The Chairmen/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir Uploading of Reports on FINnet Gateway Please refer to our circular DBOD.AML.BC.No.39/14.01.001/2012-13 dated September 7, 2012 advising all banks/AIFIs to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-IND have now advis
ऑक्टो 10, 2012
Formation of nine new Districts in the State of Chhattisgarh - Allotment of Lead Responsibility
RBI/2012-13/242 RPCD.CO.LBS.BC.No. 34/02.08.001/2012-13 October 10, 2012 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of nine new Districts in the State of Chhattisgarh - Allotment of Lead Responsibility The Revenue Department, Government of Chhattisgarh vide their Notification No. F-6-292/Seven-3/2011 dated December 27, 2011 (Serial Number 332) had notified the formation of nine new districts in Chhattisgarh State viz. Sukma, Kondaga
RBI/2012-13/242 RPCD.CO.LBS.BC.No. 34/02.08.001/2012-13 October 10, 2012 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of nine new Districts in the State of Chhattisgarh - Allotment of Lead Responsibility The Revenue Department, Government of Chhattisgarh vide their Notification No. F-6-292/Seven-3/2011 dated December 27, 2011 (Serial Number 332) had notified the formation of nine new districts in Chhattisgarh State viz. Sukma, Kondaga
ऑक्टो 09, 2012
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List - Primary (Urban) Co-operative Banks
RBI/2012-13/237 UBD.BPD (PCB) Cir. No.16/14.01.062/2012-13 October 09, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.15/14.01.062/2012-13 dated October 09, 2012. We have since received from Government of India, Ministry of External Affairs, UNP
RBI/2012-13/237 UBD.BPD (PCB) Cir. No.16/14.01.062/2012-13 October 09, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.15/14.01.062/2012-13 dated October 09, 2012. We have since received from Government of India, Ministry of External Affairs, UNP
ऑक्टो 09, 2012
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List - Primary (Urban) Co-operative Banks
RBI/2012-13/238 UBD.BPD (PCB) Cir. No. 17/14.01.062/2012-13 October 09, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.11/14.01.062/2012-13 dated September 24, 2012. We have since received from Government of India, Ministry of Extern
RBI/2012-13/238 UBD.BPD (PCB) Cir. No. 17/14.01.062/2012-13 October 09, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.11/14.01.062/2012-13 dated September 24, 2012. We have since received from Government of India, Ministry of Extern
ऑक्टो 09, 2012
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List - Primary (Urban) Co-operative Banks
RBI/2012-13/236 UBD.BPD (PCB) Cir. No.15/14.01.062/2012-13 October 09, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.2/14.01.062/2012-13 dated July 05, 2012. We have since received from Government of India, Ministry of External Affairs, UNP Divi
RBI/2012-13/236 UBD.BPD (PCB) Cir. No.15/14.01.062/2012-13 October 09, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (PCB) Cir. No.2/14.01.062/2012-13 dated July 05, 2012. We have since received from Government of India, Ministry of External Affairs, UNP Divi
ऑक्टो 08, 2012
Interest Rate on Deposits
RBI/2012-13/234 RPCD.No.RRB.BC.33/.03.05.033/2012-13 October 08, 2012 All Regional Rural Banks Dear Sir/Madam Interest Rate on Deposits Attention is invited to paragraphs 84 and 85 of the Monetary Policy Statement 2012-13 announced on April 17, 2012 (extract enclosed) on Variation in Interest Rates on Deposits. It has been observed that there are wide variations in the interest rates offered by banks on single term deposits of Rs. 15 lakh and above and those offered o
RBI/2012-13/234 RPCD.No.RRB.BC.33/.03.05.033/2012-13 October 08, 2012 All Regional Rural Banks Dear Sir/Madam Interest Rate on Deposits Attention is invited to paragraphs 84 and 85 of the Monetary Policy Statement 2012-13 announced on April 17, 2012 (extract enclosed) on Variation in Interest Rates on Deposits. It has been observed that there are wide variations in the interest rates offered by banks on single term deposits of Rs. 15 lakh and above and those offered o
ऑक्टो 01, 2012
Policy Guidelines for issuance and operation of Prepaid Payment Instruments
RBI/2012-13/230 DPSS.CO.PD.No.560/02.14.006/2012-13 October 01, 2012 All System Providers, System Participants and all other prospective prepaid payment instrument issuers Dear Sir, Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India- Amendments A reference is invited to our circulars RBI/2008-09/458 DPSS. CO. PD. No. 1873/02.14.06/2008-09 dated April 27, 2009; RBI/2009-10/123 DPSS.CO.PD.No.344/02.14.06/2009-10 dated August 14, 2009; R
RBI/2012-13/230 DPSS.CO.PD.No.560/02.14.006/2012-13 October 01, 2012 All System Providers, System Participants and all other prospective prepaid payment instrument issuers Dear Sir, Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India- Amendments A reference is invited to our circulars RBI/2008-09/458 DPSS. CO. PD. No. 1873/02.14.06/2008-09 dated April 27, 2009; RBI/2009-10/123 DPSS.CO.PD.No.344/02.14.06/2009-10 dated August 14, 2009; R
सप्टें 28, 2012
Local Area Banks - SLR reduced
RBI/2012-13/229 DBOD.No.Ret.BC.48 /12.02.001/2012-13 September 28, 2012 All Local Area Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) - Local Area Banks Please refer to our circular DBOD.No.Ret.BC.62/12.02.001/2009-10 dated November 19, 2009 on the captioned subject. 2. It has been decided that Statutory Liquidity Ratio for Local Area Banks be reduced from 25 per cent to@@NBSP@@ 23 per cent of@@NBSP@@ thei
RBI/2012-13/229 DBOD.No.Ret.BC.48 /12.02.001/2012-13 September 28, 2012 All Local Area Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) - Local Area Banks Please refer to our circular DBOD.No.Ret.BC.62/12.02.001/2009-10 dated November 19, 2009 on the captioned subject. 2. It has been decided that Statutory Liquidity Ratio for Local Area Banks be reduced from 25 per cent to@@NBSP@@ 23 per cent of@@NBSP@@ thei
सप्टें 28, 2012
Union Budget - 2012-13 - Interest Subvention Scheme - 2 per cent interest subvention and 3 per cent additional subvention for short-term crop loans in 2012-13
RBI/2012-13/228 RPCD.No.FSD.BC.31/05.04.02/2012-13 September 28, 2012 The Chairman/Managing Director All Public Sector Banks Dear Sir, Union Budget – 2012-13 – Interest Subvention Scheme – 2 per cent interest subvention and 3 per cent additional subvention for short-term crop loans in 2012-13 As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 80) for 2012-13 had announced as follows: "The interest subvention scheme for providing short term
RBI/2012-13/228 RPCD.No.FSD.BC.31/05.04.02/2012-13 September 28, 2012 The Chairman/Managing Director All Public Sector Banks Dear Sir, Union Budget – 2012-13 – Interest Subvention Scheme – 2 per cent interest subvention and 3 per cent additional subvention for short-term crop loans in 2012-13 As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 80) for 2012-13 had announced as follows: "The interest subvention scheme for providing short term
सप्टें 27, 2012
Interest Rate Ceiling on Lines of Credit with Overseas Banks
RBI/2012-13/227 DBOD.DIR.No.46/04.02.001/2012-13 September 27, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Interest Rate Ceiling on Lines of Credit with Overseas Banks Please refer to our circulars DBOD. DIR. No. 52/04.02.001/2011-12 dated November 15, 2011 and DBOD. DIR. No. 91/04.02.001/2011-12 dated March 30, 2012 relating to interest rate ceiling on lines of credit with overseas banks. 2. It has been decided that the interest rate ceilin
RBI/2012-13/227 DBOD.DIR.No.46/04.02.001/2012-13 September 27, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Interest Rate Ceiling on Lines of Credit with Overseas Banks Please refer to our circulars DBOD. DIR. No. 52/04.02.001/2011-12 dated November 15, 2011 and DBOD. DIR. No. 91/04.02.001/2011-12 dated March 30, 2012 relating to interest rate ceiling on lines of credit with overseas banks. 2. It has been decided that the interest rate ceilin
सप्टें 21, 2012
StCBs/RRBs -CRR reduced
RBI/2012-13/216 RPCD.CO.RCB.RRB.BC.No.28/07.02.01/2012-13 September 18, 2012 All Scheduled State Co-operative Banks/ Regional Rural Banks Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circular RPCD.CO.RCB.RRB.BC.No.65/03.05.33/2011-12 dated March 12, 2012, on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been decided
RBI/2012-13/216 RPCD.CO.RCB.RRB.BC.No.28/07.02.01/2012-13 September 18, 2012 All Scheduled State Co-operative Banks/ Regional Rural Banks Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circular RPCD.CO.RCB.RRB.BC.No.65/03.05.33/2011-12 dated March 12, 2012, on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been decided
सप्टें 17, 2012
CRR reduced
RBI/2012-13/209 DBOD.No.Ret.BC. 44/12.01.001/2012-13 September 17, 2012 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular DBOD.No.Ret.BC.86/12.01.001/2011-12 dated March 09, 2012, on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been decided to reduc
RBI/2012-13/209 DBOD.No.Ret.BC. 44/12.01.001/2012-13 September 17, 2012 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular DBOD.No.Ret.BC.86/12.01.001/2011-12 dated March 09, 2012, on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been decided to reduc
सप्टें 17, 2012
Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of Cash Reserve Ratio (CRR)
RBI/2012-2013/212 UBD.BPD. (SCB). CIR.No. 1/12.03.000/2012-13 September 17, 2012 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular UBD (SCB).No.3/12.03.000/2011-12 dated March 9, 2012 on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been
RBI/2012-2013/212 UBD.BPD. (SCB). CIR.No. 1/12.03.000/2012-13 September 17, 2012 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular UBD (SCB).No.3/12.03.000/2011-12 dated March 9, 2012 on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been
सप्टें 14, 2012
NPA Management - Requirement of an Effective Mechanism and Granular Data
RBI/2012-13/208 DBOD.No.BP.BC/42/21.04.048/2012-13 September 14, 2012 The Chairman and Managing Director/ Chief Executive Officer of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, NPA Management – Requirement of an Effective Mechanism and Granular Data Please refer to the paragraph 100 (extract enclosed) of the Monetary Policy Statement 2012-13 announced on April 17, 2012. 2. As mentioned therein, asset quality of banks is one of the most important indicato
RBI/2012-13/208 DBOD.No.BP.BC/42/21.04.048/2012-13 September 14, 2012 The Chairman and Managing Director/ Chief Executive Officer of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, NPA Management – Requirement of an Effective Mechanism and Granular Data Please refer to the paragraph 100 (extract enclosed) of the Monetary Policy Statement 2012-13 announced on April 17, 2012. 2. As mentioned therein, asset quality of banks is one of the most important indicato
सप्टें 13, 2012
New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies - SMERA
RBI/2012-13/205 DBOD.No.BP.@@NBSP@@BC.41/21.06.009/2012-13 September 13, 2012 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline- New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – SME Rating Agency of India Ltd. (SMERA) Please refer to the Master Circular DBOD.No.BP.BC.16/21.06.001/2012-13 dated July 2, 2012
RBI/2012-13/205 DBOD.No.BP.@@NBSP@@BC.41/21.06.009/2012-13 September 13, 2012 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline- New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – SME Rating Agency of India Ltd. (SMERA) Please refer to the Master Circular DBOD.No.BP.BC.16/21.06.001/2012-13 dated July 2, 2012
सप्टें 11, 2012
Bank Finance to Factoring Companies
RBI/2012-13/199 DBOD.BP.BC.No.40/21.04.172/2012-13 September 11, 2012 All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir, Bank Finance to Factoring Companies Please refer to paragraph 2 of our circular DBOD.BP.BC.No.60/08.12.01/2007-08 dated February 12, 2008 on ‘Bank Finance to Factoring Companies’, in terms of which banks can extend financial assistance to support the factoring business of Factoring Companies which comply with certain criteria. 2. Subs
RBI/2012-13/199 DBOD.BP.BC.No.40/21.04.172/2012-13 September 11, 2012 All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir, Bank Finance to Factoring Companies Please refer to paragraph 2 of our circular DBOD.BP.BC.No.60/08.12.01/2007-08 dated February 12, 2008 on ‘Bank Finance to Factoring Companies’, in terms of which banks can extend financial assistance to support the factoring business of Factoring Companies which comply with certain criteria. 2. Subs
सप्टें 07, 2012
Uploading of Reports in ‘Test Mode’ on FINnet Gateway
RBI/2012-13/197 DBOD. AML.BC.No.39/14.01.001/2012-13 September 7, 2012 The Chairmen/CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular DBOD.AML.BC.No.63/14.01.001/2005-06 dated February 15, 2006 prescribing various reporting formats for banks/FIs as required under provisions of PML Rules, 2005. In this connection, your a
RBI/2012-13/197 DBOD. AML.BC.No.39/14.01.001/2012-13 September 7, 2012 The Chairmen/CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular DBOD.AML.BC.No.63/14.01.001/2005-06 dated February 15, 2006 prescribing various reporting formats for banks/FIs as required under provisions of PML Rules, 2005. In this connection, your a
सप्टें 07, 2012
Implementation of Section 51-A of UAPA, 1967 -Updates of the UNSCR Committee's Al Qaida Sanctions List
RBI/2012-13/196 DNBS (PD).CC. No 302 /03.10.42 /2012-13 September 7, 2012 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267 (1999) /1989(2011) Committee's Al Qaida Sanctions List Please refer to DNBS (PD).CC.No 296/03.10.42/2012-13 dated July 11, 2012. The Chairman of UN Security Council's 1267/ 1989 Committee has issued notes dated June 21, 2012, June 28, 2012, and
RBI/2012-13/196 DNBS (PD).CC. No 302 /03.10.42 /2012-13 September 7, 2012 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267 (1999) /1989(2011) Committee's Al Qaida Sanctions List Please refer to DNBS (PD).CC.No 296/03.10.42/2012-13 dated July 11, 2012. The Chairman of UN Security Council's 1267/ 1989 Committee has issued notes dated June 21, 2012, June 28, 2012, and
सप्टें 06, 2012
Interest Rate on Deposits
RBI/2012-13/192 UBD.BPD.Cir.No. 7/13.01.000//2012-13 September 6, 2012 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Interest Rate on Deposits Please refer to our circular UBD.No.DS.PCB.CIR.53/13.01.00/97-98 dated April 29, 1998 whereby banks were permitted to offer, at their discretion, differential rates of interest on single term deposits of ` 15 lakh and above, subject to the condition that the schedule of interest rates payable
RBI/2012-13/192 UBD.BPD.Cir.No. 7/13.01.000//2012-13 September 6, 2012 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Interest Rate on Deposits Please refer to our circular UBD.No.DS.PCB.CIR.53/13.01.00/97-98 dated April 29, 1998 whereby banks were permitted to offer, at their discretion, differential rates of interest on single term deposits of ` 15 lakh and above, subject to the condition that the schedule of interest rates payable
सप्टें 05, 2012
Banking facilities to visually challenged / persons with disabilities
RBI /2012-13/191 DBOD.No. Leg.BC. 38/09.07.005/2012-13 September 5, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banking facilities to visually challenged / persons with disabilities Please refer to our Circular DBOD. No. Leg BC. 91 /09.07.005/2007-08 dated June 4, 2008 on the captioned subject advising that all banking facilities such as cheque book facility including third party cheques, ATM facility, Net banking facility, locker facility, retail lo
RBI /2012-13/191 DBOD.No. Leg.BC. 38/09.07.005/2012-13 September 5, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banking facilities to visually challenged / persons with disabilities Please refer to our Circular DBOD. No. Leg BC. 91 /09.07.005/2007-08 dated June 4, 2008 on the captioned subject advising that all banking facilities such as cheque book facility including third party cheques, ATM facility, Net banking facility, locker facility, retail lo
सप्टें 03, 2012
Standardisation and Enhancement of Security Features in Cheque Forms-Migrating to CTS 2010 standards
RBI/2012-13/190 DPSS.CO.CHD.No. 399/04.07.05/2012-13 September 3, 2012 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks/Local Area Banks Madam / Dear Sir Standardisation and Enhancement of Security Features in Cheque Forms - Migrating to CTS 2010 standards A reference is invited to our circular DPSS.CO.CHD.No./1112/04.07
RBI/2012-13/190 DPSS.CO.CHD.No. 399/04.07.05/2012-13 September 3, 2012 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks/Local Area Banks Madam / Dear Sir Standardisation and Enhancement of Security Features in Cheque Forms - Migrating to CTS 2010 standards A reference is invited to our circular DPSS.CO.CHD.No./1112/04.07
सप्टें 03, 2012
Applicability of credit exposure norms for bonds guaranteed by the Government of India
RBI/2012-13/189 IDMD. PCD.No.718/14.03.05/2012-13 September 3, 2012 All Standalone Primary Dealers Dear Sir/Madam, Applicability of credit exposure norms for bonds guaranteed by the Government of India Please refer to circulars IDMD.PDRD.No.19 /03.64.00 / 2010-11 dated July 27, 2010 and IDMD.PCD.No.1652/14.03.05/2010-11 dated November 11, 2010 wherein standalone Primary Dealers (PDs) were advised to adhere to the credit exposure limits of 25 per cent of their net owne
RBI/2012-13/189 IDMD. PCD.No.718/14.03.05/2012-13 September 3, 2012 All Standalone Primary Dealers Dear Sir/Madam, Applicability of credit exposure norms for bonds guaranteed by the Government of India Please refer to circulars IDMD.PDRD.No.19 /03.64.00 / 2010-11 dated July 27, 2010 and IDMD.PCD.No.1652/14.03.05/2010-11 dated November 11, 2010 wherein standalone Primary Dealers (PDs) were advised to adhere to the credit exposure limits of 25 per cent of their net owne
ऑग 31, 2012
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999)/1989 (2011) Committee's Al-Qaida Sanctions List
RBI/2012-13/188 RPCD.CO.RRB.RCB.AML.No.2090/07.02.12/2012-13 August 31, 2012 The Chairmen / CEOs of all Regional Rural Banks/ State and Central Co-operative Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999)/1989 (2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.358/07.02.12/2012-13 dated July 12, 2012. We have since received from Government of India, Ministry of External Affairs,
RBI/2012-13/188 RPCD.CO.RRB.RCB.AML.No.2090/07.02.12/2012-13 August 31, 2012 The Chairmen / CEOs of all Regional Rural Banks/ State and Central Co-operative Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999)/1989 (2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.358/07.02.12/2012-13 dated July 12, 2012. We have since received from Government of India, Ministry of External Affairs,
ऑग 31, 2012
StCBs/DCCBs/RRBs - Implementation of Section 51-A of UAPA, 1967-Updates of the UNSCR 1988 (2011) Sanctions List
RBI/2012-13/184 RPCD.CO RRB.RCB.AML.No. 2293/03.05.28 (A)/2012-13 August 31, 2012 The Chairmen / CEOs of all State and Central Co-operative Banks and Regional Rural Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.311/03.05.28(A) /2012-13 dated July 11,2012. We have since received from Government of India, Ministry of External Affairs, UNP Division copies o
RBI/2012-13/184 RPCD.CO RRB.RCB.AML.No. 2293/03.05.28 (A)/2012-13 August 31, 2012 The Chairmen / CEOs of all State and Central Co-operative Banks and Regional Rural Banks Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.311/03.05.28(A) /2012-13 dated July 11,2012. We have since received from Government of India, Ministry of External Affairs, UNP Division copies o
ऑग 31, 2012
White Label ATMs (WLAs) in India - Guidelines
RBI/2012-13/183 DPSS.CO.PD. No.391/02.10.002/2012-13 August 31, 2012 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks /District Central Co-operative BanksAuthorised ATM Network Operators /Card Payment Network OperatorsProspective White Label ATM Operators. Dear Sir, White Label ATMs (WLAs) in India - Guidelines Please refer to the guidelines issued vide DPSS
RBI/2012-13/183 DPSS.CO.PD. No.391/02.10.002/2012-13 August 31, 2012 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks /District Central Co-operative BanksAuthorised ATM Network Operators /Card Payment Network OperatorsProspective White Label ATM Operators. Dear Sir, White Label ATMs (WLAs) in India - Guidelines Please refer to the guidelines issued vide DPSS
ऑग 30, 2012
Implementation of Section 51-A of UAPA, 1967 Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2012-13/181 DBOD.AML.No. 3396/14.06.001/2012-13 August 30, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 180/14.06.001/2012-13 dated July 4, 2012. We have since received from Government of India, Ministry o
RBI/2012-13/181 DBOD.AML.No. 3396/14.06.001/2012-13 August 30, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 180/14.06.001/2012-13 dated July 4, 2012. We have since received from Government of India, Ministry o
ऑग 30, 2012
Implementation of Section 51-A of UAPA, 1967 Updates of the UNSCR 1988(2011) Sanctions List
RBI/2012-13/182 DBOD. AML. No.3404/14.06.001/2012-13 August 30, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular DBOD. AML. No.183/14.06.001/2012-13 dated July 4, 2012. We have since received from Government of India, Ministry of External Affairs, UNP Division
RBI/2012-13/182 DBOD. AML. No.3404/14.06.001/2012-13 August 30, 2012 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 Updates of the UNSCR 1988(2011) Sanctions List Please refer to our circular DBOD. AML. No.183/14.06.001/2012-13 dated July 4, 2012. We have since received from Government of India, Ministry of External Affairs, UNP Division
ऑग 30, 2012
UCBs - Premature Repayment of Term/Fixed Deposits in Banks with “Either or Survivor” or “Former or Survivor” mandate - Clarification
RBI/2012-13/180 UBD.BPD.(PCB)CIR No.6/13.01.000/2012-13 August 30, 2012 The Chief Executive Officers@@NBSP@@ All Primary (Urban) Co-operative Banks Dear Sir, Premature Repayment of Term/Fixed Deposits in banks with “Either or Survivor” or “Former or Survivor” mandate – Clarification Please refer to paragraph 4 of our circular UBD.BPD.(PCB)CIR No.11/13.01.000/ 2011-12 dated November 17, 2011 whereby we had advised that in case joint depositors of term/fixed deposits wi
RBI/2012-13/180 UBD.BPD.(PCB)CIR No.6/13.01.000/2012-13 August 30, 2012 The Chief Executive Officers@@NBSP@@ All Primary (Urban) Co-operative Banks Dear Sir, Premature Repayment of Term/Fixed Deposits in banks with “Either or Survivor” or “Former or Survivor” mandate – Clarification Please refer to paragraph 4 of our circular UBD.BPD.(PCB)CIR No.11/13.01.000/ 2011-12 dated November 17, 2011 whereby we had advised that in case joint depositors of term/fixed deposits wi
ऑग 28, 2012
Interest Rate on Deposits
RBI/2012-13/177 RPCD.CO.RCB.BC.No.26/07.38.01/2012-13 August 28, 2012 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Interest Rate on Deposits Please refer to our circular RPCD.No.RF.BC.39/07.38.01/98-99 dated December 4, 1998 whereby State and Central Co-operative Banks were permitted to offer, at their discretion, differential rates of interest on single term deposits of ` 15 lakh and above, subject to the condition that the schedule of in
RBI/2012-13/177 RPCD.CO.RCB.BC.No.26/07.38.01/2012-13 August 28, 2012 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Interest Rate on Deposits Please refer to our circular RPCD.No.RF.BC.39/07.38.01/98-99 dated December 4, 1998 whereby State and Central Co-operative Banks were permitted to offer, at their discretion, differential rates of interest on single term deposits of ` 15 lakh and above, subject to the condition that the schedule of in
ऑग 24, 2012
RRB/StCB/DCCB - Repayment of Term/Fixed Deposits with 'Either or Survivor' or 'Former or Survivor' Mandate
RBI/2012-13/176 RPCD.CO.RRB.RCB.BC.No.25/03.05.33/2012-13 August 23, 2012 All Regional Rural Banks / State and Central Co-operative Banks Dear Sir, Repayment of Term/Fixed Deposits with 'Either or Survivor' or 'Former or Survivor' Mandate It has come to our notice that some Regional Rural Banks (RRBs) / State and Central Co-operative Banks (StCBs/DCCBs) insist on the signatures of both the depositors to allow repayment of money in fixed/term deposits, though the depos
RBI/2012-13/176 RPCD.CO.RRB.RCB.BC.No.25/03.05.33/2012-13 August 23, 2012 All Regional Rural Banks / State and Central Co-operative Banks Dear Sir, Repayment of Term/Fixed Deposits with 'Either or Survivor' or 'Former or Survivor' Mandate It has come to our notice that some Regional Rural Banks (RRBs) / State and Central Co-operative Banks (StCBs/DCCBs) insist on the signatures of both the depositors to allow repayment of money in fixed/term deposits, though the depos
ऑग 22, 2012
Financial Inclusion - access to banking Services - Basic Savings Bank Deposit Account
RBI/2012-13/172 RPCD.CO.RRB.RCB.BC.No.24/07.38.01/2012-13 August 22, 2012 The Chairmen / CEOs of all Regional Rural Banks/ State and Central Co-operative Banks Dear Sir, Financial Inclusion – access to banking Services – Basic Savings Bank Deposit Account Please refer to paragraphs 88 and 89 of Monetary Policy Statement for the year 2012-13 announced on April 17, 2012. 2. Regional Rural Banks and State and Central Co-operative Banks were advised in December 2005 to ma
RBI/2012-13/172 RPCD.CO.RRB.RCB.BC.No.24/07.38.01/2012-13 August 22, 2012 The Chairmen / CEOs of all Regional Rural Banks/ State and Central Co-operative Banks Dear Sir, Financial Inclusion – access to banking Services – Basic Savings Bank Deposit Account Please refer to paragraphs 88 and 89 of Monetary Policy Statement for the year 2012-13 announced on April 17, 2012. 2. Regional Rural Banks and State and Central Co-operative Banks were advised in December 2005 to ma
ऑग 21, 2012
Revisions to the Guidelines on Securitisation Transactions
RBI//2012-13/170 DNBS. PD. No. 301/3.10.01/2012-13 August 21, 2012 All NBFCs excluding Primary Dealers (PDs) Dear Sir, Revisions to the Guidelines on Securitisation Transactions Detailed Guidelines on Securitisation of Standard Assets were issued to NBFCs vide Circular DBOD.NO.BP.BC.60/21.04.048/2005-06 dated February 01, 2006. 2. In order to prevent unhealthy practices surrounding securitization viz; origination of loans for the sole purpose of securitization and in
RBI//2012-13/170 DNBS. PD. No. 301/3.10.01/2012-13 August 21, 2012 All NBFCs excluding Primary Dealers (PDs) Dear Sir, Revisions to the Guidelines on Securitisation Transactions Detailed Guidelines on Securitisation of Standard Assets were issued to NBFCs vide Circular DBOD.NO.BP.BC.60/21.04.048/2005-06 dated February 01, 2006. 2. In order to prevent unhealthy practices surrounding securitization viz; origination of loans for the sole purpose of securitization and in
ऑग 17, 2012
Financial Inclusion- Access to Banking Services - Basic Savings Bank Deposit Account
RBI/2012-13/169 UBD.BPD.Cir.No. 5/13.01.000//2012-13 August 17, 2012 The Chief Executive OfficerAll Primary (Urban) Co-operative Banks Dear Sir/Madam, Financial Inclusion- Access to Banking Services – Basic Savings Bank Deposit Account Please refer to paragraphs 88 and 89 of Monetary Policy Statement for the year 2012-13 announced on April 17, 2012. 2. The Urban Co-operative Banks were advised in November 2005 to make available a basic banking 'no-frills' account eith
RBI/2012-13/169 UBD.BPD.Cir.No. 5/13.01.000//2012-13 August 17, 2012 The Chief Executive OfficerAll Primary (Urban) Co-operative Banks Dear Sir/Madam, Financial Inclusion- Access to Banking Services – Basic Savings Bank Deposit Account Please refer to paragraphs 88 and 89 of Monetary Policy Statement for the year 2012-13 announced on April 17, 2012. 2. The Urban Co-operative Banks were advised in November 2005 to make available a basic banking 'no-frills' account eith
ऑग 16, 2012
Premature Repayment of Term/Fixed Deposits in banks with “Either or Survivor” or “Former or Survivor” mandate - Clarification
RBI/2012-13/168 DBOD No. Leg. BC. 37/09.07.005/2012-13 August 16, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Premature Repayment of Term/Fixed Deposits in banks with “Either or Survivor” or “Former or Survivor” mandate – Clarification Please refer to para 4 of our circular DBOD No. Leg BC 46 /09.07.005/2011-12 dated November 4, 2011 whereby we had advised that in case joint depositors of term/fixed deposits with “Either or Survivor” or “Former or Su
RBI/2012-13/168 DBOD No. Leg. BC. 37/09.07.005/2012-13 August 16, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Premature Repayment of Term/Fixed Deposits in banks with “Either or Survivor” or “Former or Survivor” mandate – Clarification Please refer to para 4 of our circular DBOD No. Leg BC 46 /09.07.005/2011-12 dated November 4, 2011 whereby we had advised that in case joint depositors of term/fixed deposits with “Either or Survivor” or “Former or Su
ऑग 14, 2012
Interest Rate on Deposits
RBI/2012-13/167 DBOD.No.Dir.BC.36/13.03.00/2012-13 August 14, 2012 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Interest Rate on Deposits Please refer to our circular DBOD. No. Dir. BC.36/13.03.00/98 dated April 29, 1998 whereby banks were permitted to offer, at their discretion, differential rates of interest on single term deposits of `15 lakh and above, subject to the condition that the schedule of interest rates payable on deposits, including dep
RBI/2012-13/167 DBOD.No.Dir.BC.36/13.03.00/2012-13 August 14, 2012 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Interest Rate on Deposits Please refer to our circular DBOD. No. Dir. BC.36/13.03.00/98 dated April 29, 1998 whereby banks were permitted to offer, at their discretion, differential rates of interest on single term deposits of `15 lakh and above, subject to the condition that the schedule of interest rates payable on deposits, including dep
ऑग 13, 2012
Stipulation of compensation for delay in Clearance of Local Cheques
RBI/2012-13/165 DPSS.CO.CHD.No.284/03.06.03/2012-13 August 13, 2012 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir Stipulation of compensation for delay in Clearance of Local Cheques As you may be aware, banks are required to specify the time line for realisation of local and outstation cheques in thei
RBI/2012-13/165 DPSS.CO.CHD.No.284/03.06.03/2012-13 August 13, 2012 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir Stipulation of compensation for delay in Clearance of Local Cheques As you may be aware, banks are required to specify the time line for realisation of local and outstation cheques in thei
ऑग 10, 2012
Financial Inclusion- Access to Banking Services - Basic Savings Bank Deposit Account
RBI/2012-13/164 DBOD.No. Leg. BC.35/09.07.005/2012-13 August 10, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Financial Inclusion- Access to Banking Services – Basic Savings Bank Deposit Account Please refer to paragraphs 88 and 89 of Monetary Policy Statement for the year 2012-13 announced on April 17, 2012. 2. Banks were advised in November 2005 to make available a basic banking 'no-frills' account either with 'nil' or very low minimum balance as w
RBI/2012-13/164 DBOD.No. Leg. BC.35/09.07.005/2012-13 August 10, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Financial Inclusion- Access to Banking Services – Basic Savings Bank Deposit Account Please refer to paragraphs 88 and 89 of Monetary Policy Statement for the year 2012-13 announced on April 17, 2012. 2. Banks were advised in November 2005 to make available a basic banking 'no-frills' account either with 'nil' or very low minimum balance as w
ऑग 10, 2012
Issue of multicity / payable at all branches cheques by CBS enabled banks
RBI/2012-13/163 DPSS.CO.CHD.No.274/03.01.02/2012-13 August 10, 2012 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir Issue of multicity / payable at all branches cheques by CBS enabled banks As you are aware, various Core Banking Solutions (CBS) implemented in banks marked a paradigm shift in Customer Se
RBI/2012-13/163 DPSS.CO.CHD.No.274/03.01.02/2012-13 August 10, 2012 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir Issue of multicity / payable at all branches cheques by CBS enabled banks As you are aware, various Core Banking Solutions (CBS) implemented in banks marked a paradigm shift in Customer Se
भारतीय रिझर्व्ह बँक मोबाईल ॲप्लिकेशन इंस्टॉल करा आणि नवीनतम बातम्यांचा त्वरित ॲक्सेस मिळवा!
पेज अंतिम अपडेट तारीख: जुलै 13, 2024
