(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 27-Dec-2024# 15-Dec-2025 31-Dec-2025 27-Dec-2024# 15-Dec-2025 31-Dec-2025 I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 291575.28 308549.36 337365.07 296174.25 315719.18 344747.49** b) Borrowings from banks 138334.17 83821.58 84013.30 138393.41 83903.92 84138.74 c) Other demand & time liabilities 26605.84 34245.87 32844.28 26928.62 34761.43 33323.55 II LIABILITIES TO OTHERS (A) a) Deposits (other than from banks) 22062591.24 24131870.09 24859857.16 22522348.55 24642171.83 25376795.22 i) Demand 2569572.55 2919952.48 3275197.79 2617452.24 2971583.16 3328280.24 ii) Time 19493018.69 21211917.61 21584659.37 19904896.31 21670588.67 22048514.98 b) Borrowings @ 955100.33 842291.95 825578.41 959774.67 847946.53 830784.11 c) Other demand & time liabilities 996625.80 1283932.29 1060701.99 1009761.24 1299846.30 1076607.31

Auction Results 91-Day 182-Day 364-Day I. Notified Amount 9,000 12,000 8,000 II. Competitive Bids Received (i) Number 94 74 108 (ii) Amount 21,370.400 27,752.650 27,107.700 III. Cut-off price / Yield 98.6850 97.2853 94.6859 (YTM: 5.3447%) (YTM: 5.5962%) (YTM: 5.6278%) IV. Competitive Bids Accepted (i) Number 47 53 71 (ii) Amount 8,977.354 11,991.699 7,772.370 V.

T-Bill 91-Day 182-Day 364-Day Total Face Value Notified ₹9,000 Crore ₹12,000 Crore ₹8,000 Crore Cut-off Price and Implicit Yield at Cut-Off Price 98.6850 (YTM:5.3447%) 97.2853 (YTM: 5.5962%) 94.6859 (YTM: 5.6278%)

The Reserve Bank of India had on October 07, 2025, issued the draft Master Direction - Reserve Bank of India (Internal Ombudsman for Regulated Entities) Directions, 2025, seeking feedback from the stakeholders and the public. 2. Feedback received on the draft Master Direction has been examined and necessary modifications have been suitably incorporated in the final Master Direction. A statement on the feedback received for the draft Master Direction and action taken is provided in the Annex.

Government of India has announced the sale (issue / re-issue) of Government Securities, as detailed below, through auction to be held on January 16, 2026 (Friday).

Tenor 2-day Notified Amount (in ₹ crore) 50,000 Total amount of bids received (in ₹ crore) 29,114 Amount allotted (in ₹ crore) 29,114 Cut off Rate (%) 5.26 Weighted Average Rate (%) 5.26 Partial Allotment Percentage of bids received at cut off rate (%) NA

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 7,09,849.86 5.28 1.50-6.40 I. Call Money 16,979.29 5.35 4.50-5.55 II. Triparty Repo 4,90,765.15 5.26 5.15-5.54 III. Market Repo 1,97,977.92 5.33 1.50-5.85 IV. Repo in Corporate Bond 4,127.50 5.47 5.35-6.40 B. Term Segment I. Notice Money** 1,308.65 5.27 4.60-5.40

On a review of current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Repo (VRR) auction on Wednesday, January 14, 2026, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 50,000 2 9:30 AM to 10:00 AM January 16, 2026 (Friday)

In terms of GOI notification F.No.4(4)-B(W&M)/2020 dated April 13, 2020 (SGB 2020-21 Series-IV-Issue date July 14, 2020) on Sovereign Gold Bond Scheme, premature redemption of Gold Bond may be permitted after fifth year from the date of issue of such Gold Bond on the date on which interest is payable. Accordingly, the due date of premature redemption

As announced in the Governor’s Statement on October 01, 2025, the Reserve Bank has today published a discussion paper on licensing of UCBs. 2. Comments are invited from public / stakeholders till February 13, 2026. Comments may be submitted through the link under the ‘Connect 2 Regulate’ Section available on the Reserve Bank’s website. Alternatively, comments/feedback may also be forwarded to: