(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 0.00 - - I. Call Money 0.00 - - II. Triparty Repo 0.00 - - III. Market Repo 0.00 - - IV. Repo in Corporate Bond 0.00 - -

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 0.00 - - I. Call Money 0.00 - - II. Triparty Repo 0.00 - - III. Market Repo 0.00 - - IV. Repo in Corporate Bond 0.00 - -

Tenor 3-day Notified Amount (in ₹ crore) 1,75,000 Total amount of offers received (in ₹ crore) 74,000 Amount accepted (in ₹ crore) 74,000 Cut off Rate (%) 6.49 Weighted Average Rate (%) 6.49 Partial Acceptance Percentage of offers received at cut off rate NA

On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on November 04, 2024, Monday, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 1,75,000 3 11:00 AM to 11:30 AM November 07, 2024 (Thursday) 2. The operational guidelines for the auction as given in the Reserve Bank’s Press Release 2019-2020/1947 dated February 13, 2020 will remain the same.

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 525,447.20 6.28 5.00-6.75 I. Call Money 5,197.80 6.54 5.75-6.65 II. Triparty Repo 375,967.35 6.27 6.05-6.40 III. Market Repo 143,559.05 6.30 5.00-6.45 IV. Repo in Corporate Bond 723.00 6.50 6.45-6.75

1. Reserve Bank of India - Liabilities and Assets* (₹ Crore) Item 2023 2024 Variation Oct. 27 Oct. 18 Oct. 25 Week Year 1 2 3 4 5 4 Loans and Advances 4.1 Central Government 0 0 0 0 0 4.2 State Governments 21871 23398 24079 682 2208 * Data are provisional; difference, if any, is due to rounding off.

The following State Governments have offered to sell stock by way of auction, for an aggregate amount of ₹ 7,467.00 Crore (Face Value). Sr. No. State Amount to be raised. (₹Crore) Tenure (Year) Type of Auction 1 Bihar 2000 10 Yield 2 Haryana 1500 12 Yield 3 Kerala 1000 16 Yield

In terms of GOI Notification F.No.4(8) – W&M /2018 dated April 13, 2018 (SGB 2018 -19 Series I - Issue date May 04, 2018) on Sovereign Gold Bond Scheme, premature redemption of Gold Bond may be permitted after fifth year from the date of issue of such Gold Bond on the date on which interest is payable. Accordingly, the next due date of premature redemption of the above tranche shall be November 04, 2024.

Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during the month of October 2024 are set out in Tables 1 to 7.

The Reserve Bank today released data on India’s invisibles as per the IMF’s Balance of Payments and International Investment Position Manual (BPM6) format for April - June of 2024-25.

The value of exports and imports of services during September 2024 is given in the following table. International Trade in Services (US$ million) Month Receipts (Exports) Payments (Imports) July – 2024 30,580 (16.6) 15,903 (15.7) August – 2024 30,340 (5.7) 16,423 (8.8) September – 2024 32,579 (14.6) 16,507 (13.2) Notes: (i) Data are provisional; and (ii) Figures in parentheses are growth rates over the corresponding month of the previous year which have been revised on the basis of balance of payments statistics.

Reserve Bank of India announces the auction of Government of India Treasury Bills as per the following details: Sr. No. Treasury Bill Notified Amount (in ₹ Crore) Auction Date Settlement Date 1 91 Days 7,000 November 06, 2024 (Wednesday) November 07, 2024 (Thursday) 2 182 Days 6,000 3 364 Days 6,000 Total 19,000

Data on sectoral deployment of bank credit for the month of September 2024 collected from 41 select scheduled commercial banks, accounting for about 95 per cent of the total non-food credit deployed by all scheduled commercial banks, are set out in Statements I and II. On a year-on-year (y-o-y) basis, non-food bank credit in September 2024 grew at 14.4 per cent, as compared to 15.3 per cent a year ago.

Tenor 14-day Notified Amount (in ₹ crore) 1,75,000 Total amount of offers received (in ₹ crore) 24,697 Amount accepted (in ₹ crore) 24,697 Cut off Rate (%) 6.49 Weighted Average Rate (%) 6.49 Partial Acceptance Percentage of offers received at cut off rate NA

(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs,SFBs and PBs) ALL SCHEDULED BANKS 20-Oct-2023 04-Oct-2024* 18-Oct-2024* 20-Oct-2023 04-Oct-2024* 18-Oct-2024* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 240291.21 287920.78 294002.82 244279.94 292252.74 298612.42** b) Borrowings from banks 200948.20 127899.61 130776.35 201039.57 127950.17 130806.35 c) Other demand & time liabilities 71636.68 22225.29 23256.84 72437.00 22565.39 23585.72

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 518,653.92 6.31 5.00-6.60 I. Call Money 7,712.90 6.47 5.80-6.60 II. Triparty Repo 375,673.15 6.31 6.23-6.54 III. Market Repo 134,564.87 6.32 5.00-6.60 IV. Repo in Corporate Bond 703.00 6.43 6.40-6.60

On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on October 31, 2024, Thursday, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 1,75,000 14 10:30 AM to 11:00 AM November 14, 2024 (Thursday)

The Reserve Bank has today released data on Reserve Money for the week ended October 25, 2024 and Money Supply for the fortnight ended October 18, 2024.

Auction Results 91 Days 182 Days 364 Days I. Notified Amount ₹7000 Crore ₹6000 Crore ₹6000 Crore II. Competitive Bids Received (i) Number 76 67 70 (ii) Amount ₹16355.500 Crore ₹10555.000 Crore ₹21019.200 Crore III. Cut-off price / Yield 98.4025 96.7950 93.8253 (YTM : 6.5116%) (YTM : 6.6404%) (YTM : 6.5991%)

I. T-Bill 91 days 182 days 364 days II. Total Face Value Notified ₹7,000 Crore ₹6,000 Crore ₹6,000 Crore III. Cut-off Price and Implicit Yield at Cut-Off Price 98.4025 (YTM: 6.5116%) 96.7950 (YTM: 6.6404%) 93.8253 (YTM: 6.5991%) IV. Total Face Value Accepted ₹7,000 Crore ₹6,000 Crore ₹6,000 Crore

Tenor 1-day Notified Amount (in ₹ crore) 75,000 Total amount of offers received (in ₹ crore) 35,525 Amount accepted (in ₹ crore) 35,525 Cut off Rate (%) 6.49 Weighted Average Rate (%) 6.49 Partial Acceptance Percentage of offers received at cut off rate NA

On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on October 30, 2024, Wednesday, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 75,000 1 11:00 AM to 11:30 AM October 31, 2024 (Thursday) 2. The operational guidelines for the auction as given in the Reserve Bank’s Press Release 2019-2020/1947 dated February 13, 2020 will remain the same.

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 538,684.91 6.28 5.00-6.70 I. Call Money 9,985.73 6.44 5.10-6.50 II. Triparty Repo 389,946.80 6.26 6.16-6.40 III. Market Repo 137,976.88 6.33 5.00-6.60 IV. Repo in Corporate Bond 775.50 6.52 6.50-6.70

In terms of GOI Notifications F. No. 4(25) – W&M /2017 dated October 06, 2017 (SGB 2017-18 Series V - Issue date October 30, 2017) and F. No. 4(7) –B(W&M) /2019 dated September 30, 2019 (SGB 2019-20 Series VI-Issue date October 30, 2019) on Sovereign Gold Bond Scheme, premature redemption of Gold Bond may be permitted after fifth year from the date of issue of such Gold Bond on the date on which interest is payable. Accordingly, the next due date of premature redemption of the above tranches shall be October 30, 2024.

The rate of interest on Government of India Floating Rate Bond 2034 (GOI FRB 2034) applicable for the half year October 30, 2024 to April 29, 2025 shall be 7.53 per cent per annum. It may be recalled that FRB 2034 carries a coupon, which has a base rate equivalent to the average of the Weighted Average Yield (WAY) of last three auctions (from the rate fixing day i.e., October 30, 2024) of 182 Day T-Bills, plus a fixed spread (0.98 per cent).

The Reserve Bank of India has been regularly conducting Inflation Expectations Survey of Households (IESH). The November 2024 round of the survey is being launched. The survey aims at capturing subjective assessments on price movements and inflation, based on their individual consumption baskets, across 19 cities, viz., Ahmedabad, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Delhi, Guwahati, Hyderabad, Jaipur, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, Patna, Raipur, Ranchi and Thiruvananthapuram.

The Reserve Bank of India has been regularly conducting Consumer Confidence Survey (CCS). The November 2024 round of the survey is being launched. The survey seeks qualitative responses from households, regarding their sentiments on general economic situation, employment scenario, price level, households’ income and spending.

The result of the auction of State Government Securities held on October 29, 2024 is as under: (Amount in ₹ Crore) ANDHRA PRADESH 2039 ANDHRA PRADESH 2043 ANDHRA PRADESH 2047 BIHAR 2034 Notified Amount 1000 1000 1000 2000 Tenure 15 19 23 10 Competitive Bids Received (i) No. 55 33 14 42 (ii) Amount 3795 2370 2715 4395 Cut off Price (₹) / Yield (%) 7.15 7.17 7.16 7.15

The Reserve Bank of India has today released the 43rd half-yearly report on management of foreign exchange reserves with reference to end-September 2024. The position of foreign exchange reserves as on October 18, 2024 is as under: US $ Billion Foreign Exchange Reserves (i+ii+iii+iv)* 688.27 i. Foreign Currency Assets (FCA) 598.24 ii. Gold 67.44 iii. Special Drawing Rights (SDRs) 18.27 iv. Reserve Tranche Position (RTP) 4.32

Sr. No. State Amount to be raised (₹ Crore) Amount Accepted (₹ Crore) Cut off Price (₹) / Yield (%) Tenure (Year) 1 Andhra Pradesh 1000 1000 7.15 15 1000 1000 7.17 19 1000 1000 7.16 23 2 Bihar 2000 2000 7.15 10 3 Chhattisgarh 1000 1000 103.30/ 7.1296 Re-issue of 7.67% Chhattisgarh SGS 2033 issued on January 17, 2024

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 559,669.89 6.45 5.00-6.75 I. Call Money 9,351.89 6.62 5.10-6.75 II. Triparty Repo 407,058.50 6.43 6.11-6.60 III. Market Repo 142,040.79 6.52 5.00-6.70 IV. Repo in Corporate Bond 1,218.71 6.69 6.65-6.75

The Reserve Bank of India (RBl) has, by an order dated October 21, 2024, imposed a monetary penalty of ₹7.50 lakh (Rupees Seven lakh fifty thousand only) on The Vaijapur Merchants Co-operative Bank Limited, Vaijapur, Maharashtra (the bank), for non-compliance with specific directions issued by RBI under Supervisory Action Framework (SAF) and with the certain directions issued by RBI on ‘’. This penalty has been imposed in exercise of powers vested in RBI, conferred under section 47A(1)(c) read with section 46(4)(i) and section 56 of the Banking Regulation Act, 1949.

The Reserve Bank of India (RBl) has, by an order dated October 21, 2024, imposed a monetary penalty of ₹2.60 lakh (Rupees Two lakh sixty thousand only) on The Gondia District Central Co-operative Bank Ltd., Maharashtra (the bank) for contravention of the provisions of section 20 read with section 56 of the Banking Regulation Act, 1949 (BR Act) and non-compliance with certain directions issued by RBI on ‘Membership of Credit Information Companies (CICs) by Co-operative Banks’. This penalty has been imposed in exercise of powers vested in RBI, conferred under section 47A(1)(c) read with sections 46(4)(i) and section 56 of the BR Act and section 25 of the Credit Information Companies (Regulation) Act, 2005.

The Reserve Bank of India (RBI) has, by an order dated October 21, 2024, imposed a monetary penalty of ₹1.00 lakh (Rupees One lakh only) on Shri Shiveshwar Nagari Sahakari Bank Limited, Basmatnagar, Hingoli, Maharashtra (the bank), for contravention of the provisions of section 26A read with section 56 of the Banking Regulation Act, 1949 (p Act). This penalty has been imposed in exercise of powers vested in RBI, conferred under section 47A(1)(c) read with sections 46(4)(i) and 56 of the BR Act.

The Reserve Bank of India (RBl) has, by an order dated October 21, 2024, imposed a monetary penalty of ₹2.00 lakh (Rupees Two lakh only) on Prerna Nagari Sahakari Bank Limited, Aurangabad, Maharashtra (the bank), for non-compliance with certain directions issued by RBI on ‘Loans and advances to directors, their relatives, and firms /concerns in which they are interested’. This penalty has been imposed in exercise of powers vested in RBI, conferred under section 47A(1)(c) read with sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

The Reserve Bank of India (RBl) has, by an order dated October 21, 2024, imposed a monetary penalty of ₹1.00 lakh (Rupees One lakh only) on Maa Sharda Mahila Nagrik Sahakari Bank Maryadit, Maihar, Madhya Pradesh (the bank), for non-compliance with certain directions issued by RBI on ‘Exposure norms & Statutory/ Other Restrictions – UCBs’. This penalty has been imposed in exercise of powers vested in RBI, conferred under section 47A(1)(c) read with sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 0.00 - - I. Call Money 0.00 - - II. Triparty Repo 0.00 - - III. Market Repo 0.00 - - IV. Repo in Corporate Bond 0.00 - -

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 0.00 - - I. Call Money 0.00 - - II. Triparty Repo 0.00 - - III. Market Repo 0.00 - - IV. Repo in Corporate Bond 0.00 - - B. Term Segment I. Notice Money** 0.00 - - II. Term Money@@ 0.00 - - III. Triparty Repo 0.00 - - IV. Market Repo 0.00 - - V. Repo in Corporate Bond 0.00 - -

The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to Durga Co-operative Urban Bank Ltd., Vijayawada vide Directive No. HYD.DOS.INSP4.No.S241/15-36-070/2022-2023 dated July 28, 2022 for a period of six months up to January 29, 2023 as modified from time to time, which were last extended up to close of business on October 29, 2024 vide Directive DOR.MON/D-35/12.24.020/2024-25 dated July 19, 2024. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond October 29, 2024

The Reserve Bank of India had issued Directions to The Anjangaon Surji Nagari Sahakari Bank Ltd., Amravati, Maharashtra under Section 35A read with Section 56 of the Banking Regulation Act, 1949 vide Directive No. CO.DOS.SED.No.S2698/12-07-005/2022-2023 dated July 27, 2022, for a period of six months up to the close of business on January 28, 2023, which were last extended up to the close of business on October 28, 2024 vide Directive DOR.MON.D-37/12.22.603/2024-25 dated July 22, 2024.

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 560,026.83 6.58 3.00-6.80 I. Call Money 8,472.75 6.61 5.10-6.75 II. Triparty Repo 400,343.95 6.58 6.25-6.65 III. Market Repo 150,100.13 6.57 3.00-6.75 IV. Repo in Corporate Bond 1,110.00 6.67 6.65-6.80

Reserve Bank of India announces the auction of Government of India Treasury Bills as per the following details: Sr. No. Treasury Bill Notified Amount (in ₹ Crore) Auction Date Settlement Date 1 91 Days 7,000 October 30, 2024 (Wednesday) October 31, 2024 (Thursday) 2 182 Days 6,000 3 364 Days 6,000 Total 19,000

The following State Governments have offered to sell stock by way of auction, for an aggregate amount of ₹25,050.00 Crore (Face Value). Sr. No. State Amount to be raised. (₹Crore) Tenure (Year) Type of Auction 1 Andhra Pradesh 1000 15 Yield 1000 19 Yield 1000 23 Yield 2 Bihar 2000 10 Yield

1. Reserve Bank of India - Liabilities and Assets* (₹ Crore) Item 2023 2024 Variation Oct. 20 Oct. 11 Oct. 18 Week Year 1 2 3 4 5 4 Loans and Advances 4.1 Central Government 0 0 0 0 0 4.2 State Governments 20227 9074 23398 14324 3171 * Data are provisional; difference, if any, is due to rounding off.

Today, the Reserve Bank released the results of 2023-24 round of its survey on international trade in banking services (ITBS). This annual survey focuses on cross-border fund-based banking services (e.g., deposits, credit) as well as financial auxiliary services with explicit/implicit fees/commissions charged by foreign branches/ subsidiaries (including joint ventures) of Indian banks as well as foreign banks operating in India (details of the services are given in the Annex). The latest round of the survey covers 14 Indian banks having overseas branches/subsidiaries and 45 foreign banks having branches/subsidiaries in India.

Auction Results 6.79% GS 2034 7.46% GS 2073 I. Notified Amount ₹22,000 crore ₹10,000 crore II. Underwriting Notified Amount ₹22,000 crore ₹10,000 crore III. Competitive Bids Received (i) Number 301 218 (ii) Amount ₹ 52368.443 Crore ₹ 27612.195 Crore IV. Cut-off price / Yield 99.96 106.33 (YTM:6.7948%) (YTM:7.0009%) V. Competitive Bids Accepted (i) Number 191 73 (ii) Amount ₹ 21991.129 Crore ₹ 9992.782 Crore VI. Partial Allotment Percentage of Competitive Bids 40.81% 93.78% (22 Bids) (12 Bids) VII. Weighted Average Price/Yield 99.99 106.36 (WAY: 6.7906%) (WAY: 6.9989%)

The Reserve Bank of India had issued Directions to The Karmala Urban Co-operative Bank Ltd., Solapur, Maharashtra under Section 35A read with Section 56 of the Banking Regulation Act, 1949 vide Directive No. CO.DOS.SED.No.S2729/12-07-005/2022-2023 dated July 29, 2022 for a period of six months up to the close of business on January 29, 2023, which were last extended up to the close of business on October 29, 2024 vide Directive DOR.MON.D-38/12.22.130/2024-25 dated July 23, 2024.

6.79% GS 2034 7.46% GS 2073 I. Notified Amount ₹22,000 crore ₹10,000 crore II. Cut off Price (₹) / Implicit Yield at cut-off 99.96/ 6.7948% 106.33/7.0009% III. Amount accepted in the auction ₹22,000 crore ₹10,000 crore IV. Devolvement on Primary Dealers NIL NIL

The Reserve Bank of India, in exercise of the powers conferred on it under Section 8 of the Payment and Settlement Systems Act, 2007, has revoked the Certificate of Authorisation (CoA) of the below mentioned Payment System Operator (PSO):

Tenor 6-day Notified Amount (in ₹ crore) 25,000 Total amount of bids received (in ₹ crore) 48,700 Amount allotted (in ₹ crore) 25,005 Cut off Rate (%) 6.55 Weighted Average Rate (%) 6.57 Partial Allotment Percentage of bids received at cut off rate (%) 17.12