RBI/2013-14/156
RPCD.CO.Plan. BC 15/04.09.01/2013-14

July 24, 2013

The Chairman/ Managing Director/
Chief Executive Officer
[All scheduled commercial banks
(excluding Regional Rural Banks)]

Madam/Dear Sir,

Priority Sector Lending Reporting – Definition of “disbursement”

Please refer to the circular RPCD.CO.Plan. BC 56/04.09.01/2012-13 dated January 7, 2013 on Priority Sector Lending –Revised Reporting System.

2. Disbursement to be reported in the monthly and yearly reporting formats is defined as under:

(i) Cash credit/over draft account and running accounts of similar nature: Debit summation minus interest and other charges or sanctioned limit, whichever is lower for the particular period under consideration (monthly/quarterly/half yearly/yearly).

(ii) Term Loans: Debit summation minus interest and other charges for the particular period under consideration (monthly/quarterly/half yearly/yearly).

Yours faithfully,

(T V Rao)
Deputy General Manager