(Amount in ₹ crore)

SCHEDULED COMMERCIAL BANKS
(Including RRBs,SFBs and PBs)

ALL SCHEDULED BANKS

I

LIABILITIES TO THE BKG.SYSTEM (A)

a) Demand & Time deposits from banks

b) Borrowings from banks

c) Other demand & time liabilities

II

LIABILITIES TO OTHERS (A)

a) Deposits (other than from banks)

i) Demand

ii) Time

b) Borrowings @

c) Other demand & time liabilities

III

BORROWINGS FROM R.B.I. (B)

Against usance bills and / or prom. Notes

IV

CASH

V

BALANCES WITH R.B.I. (B)

VI

ASSETS WITH BANKING SYSTEM

a) Balances with other banks

i) In current accounts

ii) In other accounts

b) Money at call & short notice

c) Advances to banks (i.e. due from bks.)

d) Other assets

VII

INVESTMENTS ( At book value )

a) Central & State Govt. securities+

b) Other approved securities

VIII

BANK CREDIT (Excluding Inter-Bank Advances)

a) Loans, cash credits & Overdrafts $

b) Inland Bills purchased

c) Inland Bills discounted

d) Foreign Bills purchased

e) Foreign Bills discounted

NOTE

*

Provisional figures incorporated in respect of those banks who have not been able to submit final figures.

(A)

Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.

**

This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).

@

Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.

(B)

The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practice for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under "Borrowings from RBI".

£

This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).

+

Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.

$

Includes advances granted by Scheduled Commercial Banks and Scheduled Co-operative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

()

(i) Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
(ii) Figures in parentheses exclude the impact of the merger.