(Amount in Rs.crore)

Item

1999-2000

2000-01

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

1,14,930.47

1,32,078.24

17,147.77

14.92

(i+ii)

(100.00)

(100.00)

i)

Interest Income

99,183.88

1,14,951.13

15,767.25

15.90

(86.30)

(87.03)

ii)

Other Income

15,746.59

17,127.11

1,380.52

8.77

(13.70)

(12.97)

B.

Expenditure

1,07,685.22

1,25,654.14

17,968.92

16.69

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

69,040.58

78,151.87

9,111.29

13.20

(64.11)

(62.20)

ii)

Provisions and Contingencies

11,061.32

13,322.94

2,261.62

20.45

(10.27)

(10.60)

iii)

Operating Expenses

27,583.32

34,179.33

6,596.01

23.91

(25.61)

(27.20)

of which : Wage Bill

18,442.49

23,205.53

4,763.04

25.83

(17.13)

(18.47)

C.

Profit

i)

Operating Profit

18,306.57

19,747.04

1,440.47

7.87

ii)

Net Profit

7,245.25

6,424.10

-821.15

-11.31

D.

Total Assets

11,05,464.38

12,94,973.95

1,89,509.57

17.14

E.

Financial Ratios (per cent) @

i)

Operating Profit

1.66

1.52

-0.14

—

ii)

Net Profit

0.66

0.50

-0.16

—

iii)

Income

10.40

10.20

-0.20

—

iv)

Interest Income

8.97

8.88

-0.09

—

v)

Other Income

1.42

1.32

-0.10

—

vi)

Expenditure

9.74

9.70

-0.04

—

vii)

Interest Expended

6.25

6.04

-0.21

—

viii)

Operating Expenses

2.50

2.64

0.14

—

ix)

Wage Bill

1.67

1.79

0.12

—

x)

Provisions and Contingencies

1.00

1.03

0.03

—

xi)

Spread (Net Interest Income)

2.73

2.84

0.11

—

@ Ratios to Total Assets.

Note : Figures in brackets are percentage to the respective total.