(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

(5+6)

Income

Income

(8+9+11)

Expended

(NII)

Total

Of which:

and Contin-

(3+11)

(4-7)

Wage Bill

gencies

1

2

3

4

5

6

7

8

9

10

11

12

Scheduled Commercial Banks

2004-05

51,023.22

20,958.18

1,90,235.72

1,55,801.00

34,434.72

1,69,277.53

89,079.15

50,133.34

29,479.16

30,065.04

66,721.84

(2.17)

(0.89)

(8.08)

(6.61)

(1.46)

(7.19)

(3.78)

(2.13)

(1.25)

(1.28)

(2.83)

2005-06

54,393.72

24,581.77

2,20,755.70

1,85,387.90

35,367.80

1,96,173.93

1,07,161.17

59,200.81

33,460.72

29,811.94

78,226.73

(1.95)

(0.88)

(7.92)

(6.65)

(1.27)

(7.04)

(3.85)

(2.13)

(1.20)

(1.07)

(2.81)

2006-07

65,916.56

31,202.61

2,76,200.60

2,37,271.14

38,929.46

2,44,997.99

1,43,965.41

66,318.63

36,160.14

34,713.95

93,305.73

(1.90)

(0.90)

(7.97)

(6.85)

(1.12)

(7.07)

(4.16)

(1.91)

(1.04)

(1.00)

(2.69)

Public Sector Banks

2004-05

38,761.43

15,442.42

1,44,566.95

1,20,365.09

24,201.87

1,29,124.53

68,764.45

37,041.07

25,171.67

23,319.00

51,600.63

(2.18)

(0.87)

(8.15)

(6.79)

(1.36)

(7.28)

(3.88)

(2.09)

(1.42)

(1.31)

(2.91)

2005-06

37,967.21

16,538.66

1,59,779.73

1,37,874.45

21,905.28

1,43,241.08

80,504.22

41,308.30

27,378.16

21,428.55

57,370.23

(1.88)

(0.82)

(7.93)

(6.84)

(1.09)

(7.11)

(4.00)

(2.05)

(1.36)

(1.06)

(2.85)

2006-07

42,268.16

20,152.18

1,88,979.31

1,68,107.66

20,871.65

1,68,827.13

1,03,456.63

43,254.52

27,802.86

22,115.98

64,651.03

(1.73)

(0.83)

(7.75)

(6.89)

(0.86)

(6.92)

(4.24)

(1.77)

(1.14)

(0.91)

(2.65)

Nationalised Banks

2004-05

23,121.24

9,459.31

87,752.53

73,657.91

14,094.62

78,293.22

41,454.51

23,176.78

15,971.59

13,661.93

32,203.40

(2.17)

(0.89)

(8.24)

(6.91)

(1.32)

(7.35)

(3.89)

(2.18)

(1.50)

(1.28)

(3.02)

2005-06

22,139.88

10,021.29

94,292.03

83,193.13

11,098.90

84,270.75

47,463.29

24,688.87

16,394.57

12,118.59

35,729.84

(1.79)

(0.81)

(7.64)

(6.74)

(0.90)

(6.83)

(3.84)

(2.00)

(1.33)

(0.98)

(2.89)

2006-07

27,069.61

12,949.84

1,17,468.87

1,05,423.57

12,045.30

1,04,519.03

63,909.95

26,489.30

17,049.80

14,119.78

41,513.62

(1.77)

(0.85)

(7.68)

(6.89)

(0.79)

(6.83)

(4.18)

(1.73)

(1.11)

(0.92)

(2.71)

State Bank Group

2004-05

15,279.17

5,675.86

53,531.58

44,051.46

9,480.12

47,855.72

24,842.07

13,410.33

9,042.53

9,603.32

19,209.39

(2.44)

(0.91)

(8.54)

(7.02)

(1.51)

(7.63)

(3.96)

(2.14)

(1.44)

(1.53)

(3.06)

2005-06

15,026.47

5,956.48

58,826.53

49,300.60

9,525.93

52,870.05

28,040.10

15,759.95

10,665.09

9,069.99

21,260.50

(2.17)

(0.86)

(8.50)

(7.13)

(1.38)

(7.64)

(4.05)

(2.28)

(1.54)

(1.31)

(3.07)

2006-07

14,291.90

6,572.04

64,137.84

56,338.67

7,799.17

57,565.80

33,859.19

15,986.75

10,470.17

7,719.86

22,479.48

(1.77)

(0.82)

(7.96)

(6.99)

(0.97)

(7.14)

(4.20)

(1.98)

(1.30)

(0.96)

(2.79)

(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

(5+6)

Income

Income

(8+9+11)

Expended

(NII)

Total

Of

which:

and Contin-

(3+11)

(4-7)

gencies

Wage Bill

1

13

14

15

16

17

18

19

20

21

22

23

Other Public Sector Banks

2004-05

361.01

307.26

3,282.85

2,655.72

627.12

2,975.59

2,467.87

453.96

157.55

53.76

187.85

(0.44)

(0.38)

(4.03)

(3.26)

(0.77)

(3.66)

(3.03)

(0.56)

(0.19)

(0.07)

(0.23)

2005-06

800.86

560.89

6,661.17

5,380.72

1,280.45

6,100.28

5,000.82

859.48

318.51

239.97

379.89

(0.90)

(0.63)

(7.52)

(6.08)

(1.45)

(6.89)

(5.65)

(0.97)

(0.36)

(0.27)

(0.43)

2006-07

906.65

630.31

7,372.60

6,345.42

1,027.18

6,742.29

5,687.49

778.47

282.90

276.34

657.93

(0.87)

(0.61)

(7.10)

(6.11)

(0.99)

(6.49)

(5.48)

(0.75)

(0.27)

(0.27)

(0.63)

Old Private Sector Banks

2004-05

2,241.75

435.82

10,525.28

9,275.32

1,249.96

10,089.45

5,672.85

2,610.67

1,458.59

1,805.93

3,602.47

(1.68)

(0.33)

(7.89)

(6.95)

(0.94)

(7.56)

(4.25)

(1.96)

(1.09)

(1.35)

(2.70)

2005-06

2,257.18

865.66

11,592.88

10,372.05

1,220.83

10,727.22

6,246.73

3,088.97

1,766.94

1,391.52

4,125.32

(1.51)

(0.58)

(7.73)

(6.92)

(0.81)

(7.15)

(4.17)

(2.06)

(1.18)

(0.93)

(2.75)

2006-07

3,027.30

1,121.87

13,088.29

11,643.42

1,444.86

11,966.42

7,091.82

2,969.17

1,703.99

1,905.44

4,551.61

(1.89)

(0.70)

(8.15)

(7.25)

(0.90)

(7.45)

(4.42)

(1.85)

(1.06)

(1.19)

(2.83)

New Private Sector Banks

2004-05

5,442.75

3,097.57

22,107.33

16,990.13

5,117.20

19,009.76

10,600.40

6,064.18

1,484.13

2,345.18

6,389.73

(1.85)

(1.05)

(7.51)

(5.77)

(1.74)

(6.46)

(3.60)

(2.06)

(0.50)

(0.80)

(2.17)

2005-06

7,510.89

4,108.85

31,721.02

24,850.58

6,870.44

27,612.17

15,260.73

8,949.41

2,310.45

3,402.03

9,589.85

(1.78)

(0.97)

(7.52)

(5.89)

(1.63)

(6.55)

(3.62)

(2.12)

(0.55)

(0.81)

(2.27)

2006-07

11,021.28

5,343.40

49,176.94

39,501.13

9,675.80

43,833.54

25,801.93

12,353.72

3,572.18

5,677.88

13,699.20

(1.88)

(0.91)

(8.41)

(6.75)

(1.65)

(7.49)

(4.41)

(2.11)

(0.61)

(0.97)

(2.34)

Foreign Banks

2004-05

4,577.30

1,982.37

13,036.16

9,170.46

3,865.70

11,053.79

4,041.45

4,417.41

1,364.76

2,594.93

5,129.02

(2.98)

(1.29)

(8.49)

(5.97)

(2.52)

(7.19)

(2.63)

(2.88)

(0.89)

(1.69)

(3.34)

2005-06

6,658.44

3,068.60

17,662.07

12,290.82

5,371.25

14,593.47

5,149.50

5,854.13

2,005.17

3,589.84

7,141.33

(3.34)

(1.54)

(8.86)

(6.17)

(2.69)

(7.32)

(2.58)

(2.94)

(1.01)

(1.80)

(3.58)

2006-07

9,599.81

4,585.16

24,956.06

18,018.92

6,937.14

20,370.90

7,615.02

7,741.22

3,081.11

5,014.65

10,403.89

(3.45)

(1.65)

(8.98)

(6.48)

(2.50)

(7.33)

(2.74)

(2.78)

(1.11)

(1.80)

(3.74)

Note :
1. The number of scheduled commercial banks in 2004-05, 2005-06 and 2006-07 were 88, 85 and 82, respecitvely.
2. The number of old private banks in 2004-05, 2005-06 and 2006-07 were 20, 20 and 17, respectively
3. The number of new private banks in 2004-05, 2005-06 and 2006-07 were 9, 8 and 8, respectively.
4. The number of foreign banks in 2004-05, 2005-06 and 2006-07 were 31, 29 and 29, respectively.
5. Figures in brackets are percentages to total assets.
6. NII - Net Interest Income.
7. Scheduled commercial banks data for 2005-06 are as reported in the balance sheets for 2006-07 and
hence may not tally with those reported in the Report on
Trend and Progress of Banking in India, 2005-06, to the extent the figures of 2005-06 were revised by some banks.
Source : Balance sheets of respective banks.