(Amount in Rs. crore) |
Item |
2006-07 |
2007-08 |
Variation |
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
|
1,17,611.58 |
1,54,038.75 |
36427.16 |
30.97 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
1,04,374.66 |
1,35,576.21 |
31,201.55 |
29.89 |
|
|
|
|
(88.75) |
(88.01) |
|
|
|
|
of which: |
Interest on Advances |
69,153.88 |
96,217.67 |
27,063.78 |
39.14 |
|
|
|
Income on Investments |
31,260.87 |
35,802.30 |
4,541.43 |
14.53 |
|
|
Interest on Recapitalisation Bonds |
1,885.36 |
472.65 |
-1,412.71 |
-74.93 |
|
ii) |
Other Income |
13,236.92 |
18,462.53 |
5,225.61 |
39.48 |
|
|
|
|
(11.25) |
(11.99) |
|
|
|
|
of which: |
Commission & Brokerage |
5,607.33 |
6,724.73 |
1,117.41 |
19.93 |
B. |
Expenditure |
(i+ii+iii) |
1,04,661.75 |
1,37,182.28 |
32,520.53 |
31.07 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
63,665.91 |
93,728.91 |
30,063.00 |
47.22 |
|
|
|
|
(60.83) |
(68.32) |
|
|
|
|
of which: |
Interest on Deposits |
58,542.94 |
87,328.64 |
28,785.70 |
49.17 |
|
ii) |
Provisions and Contingencies |
14,506.54 |
14,807.01 |
300.48 |
2.07 |
|
|
|
|
(13.86) |
(10.79) |
|
|
|
|
of which: |
Provision for NPAs |
4,369.87 |
5,390.33 |
1,020.46 |
23.35 |
|
iii) |
Operating |
Expenses |
26,489.30 |
28,646.36 |
2,157.06 |
8.14 |
|
|
|
|
(25.31) |
(20.88) |
|
|
|
|
of which : |
Wage Bill |
17,049.80 |
17,883.47 |
833.67 |
4.89 |
C. |
Profit |
|
|
|
|
|
|
i) |
Operating Profit |
27,456.37 |
31,663.48 |
4,207.11 |
15.32 |
|
ii) |
Net Profit |
|
12,949.84 |
16,856.47 |
3,906.63 |
30.17 |
D. |
Net Interest Income/Margin |
40,708.75 |
41,847.30 |
1,138.55 |
2.80 |
E. |
Total Assets |
|
15,30,531.44 |
18,80,374.07 |
3,49,842.62 |
22.86 |
Note: Figures in parentheses are percentage shares to the respective total.
Source: Balance sheets of respective banks. |
|
