(Amount in Rs. crore) |
Item |
2005-06 |
2006-07 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
94,292.03 |
1,17,468.87 |
23,176.83 |
24.58 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
|
Interest Income |
83,193.13 |
1,05,423.57 |
22,230.44 |
26.72 |
|
|
|
|
(88.23) |
(89.75) |
|
|
|
|
|
of which: Interest on Advances |
48,594.85 |
69,153.88 |
20,559.03 |
42.31 |
|
|
|
Income on Investments |
31,822.41 |
32,309.78 |
487.37 |
1.53 |
|
|
|
Interest on Recapitalisation Bonds |
1,886.73 |
1,885.36 |
-1.37 |
-0.07 |
|
ii) |
|
Other Income |
11,098.90 |
12,045.30 |
946.40 |
8.53 |
|
|
|
|
(11.77) |
(10.25) |
|
|
|
|
|
of which:
Commission & Brokerage |
4,545.69 |
5,594.11 |
1,048.42 |
23.06 |
|
|
|
|
|
|
|
|
B. |
Expenditure (i+ii+iii) |
84,270.75 |
1,04,519.03 |
20,248.29 |
24.03 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
|
Interest Expended |
47,463.29 |
63,909.95 |
16,446.66 |
34.65 |
|
|
|
|
(56.32) |
(61.15) |
|
|
|
|
|
of which:
Interest on Deposits |
43,810.43 |
58,550.64 |
14,740.20 |
33.65 |
|
ii) |
|
Provisions and Contingencies |
12,118.59 |
14,119.78 |
2,001.19 |
16.51 |
|
|
|
|
(14.38) |
(13.51) |
|
|
|
|
|
of which: Provision for NPAs |
3438.66 |
3,133.67 |
-304.99 |
-8.87 |
|
iii) |
|
Operating Expenses |
24,688.87 |
26,489.30 |
1,800.43 |
7.29 |
|
|
|
|
(29.30) |
(25.34) |
|
|
|
|
|
of which: Wage Bill |
16,394.56 |
17,049.80 |
655.23 |
4.00 |
C. |
Profit |
|
|
|
|
|
i) |
|
Operating Profit |
22,139.88 |
27,069.61 |
4,929.74 |
22.27 |
|
ii) |
|
Net Profit |
10,021.29 |
12,949.84 |
2,928.55 |
29.22 |
D. |
Net Interest Income/Margin |
35,729.84 |
41,513.62 |
5,783.78 |
16.19 |
E. |
Total Assets |
12,34,462.40 |
15,30,351.44 |
295,889.05 |
23.97 |
Note : Figures in brackets are percentage shares to the respective total.
Source : Balance sheets of respective banks. |
|
