(Amount in Rs. crore) |
Item |
|
|
2006-07 |
2007-08 |
Variation |
|
|
|
|
|
|
Absolute |
Percentage |
1 |
|
|
|
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
|
62,885.16 |
82,245.45 |
19,360.29 |
30.79 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
53,464.84 |
70,427.71 |
16,962.87 |
31.73 |
|
|
|
|
(85.02) |
(85.63) |
|
|
|
|
of which: |
Interest on Advances |
36,147.51 |
51,354.29 |
15,206.79 |
42.07 |
|
|
|
Income on Investments |
14,858.38 |
16,916.18 |
2,057.81 |
13.85 |
|
ii) |
Other Income |
9,420.32 |
11,817.74 |
2,397.43 |
25.45 |
|
|
|
|
(14.98) |
(14.37) |
|
|
|
|
of which: |
Commission & Brokerage |
6,661.30 |
7,925.77 |
1,264.47 |
18.98 |
B. |
Expenditure |
(i+ii+iii) |
56,313.12 |
73,239.65 |
16,926.53 |
30.06 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
32,606.50 |
47,808.82 |
15,202.32 |
46.62 |
|
|
|
|
(57.90) |
(65.28) |
|
|
|
|
of which: |
Interest on Deposits |
28,259.94 |
41,588.00 |
13,328.05 |
47.16 |
|
ii) |
Provisions and Contingencies |
7,719.86 |
8,438.12 |
718.25 |
9.30 |
|
|
|
|
(13.71) |
(11.52) |
|
|
|
|
of which: |
Provision for NPAs |
1,783.88 |
2,369.44 |
585.56 |
32.83 |
|
iii) |
Operating |
Expenses |
15,986.75 |
16,992.71 |
1,005.96 |
6.29 |
|
|
|
|
(28.39) |
(23.20) |
|
|
|
|
of which : |
Wage Bill |
10,470.18 |
10,294.23 |
-175.95 |
-1.68 |
C. |
Profit |
|
|
|
|
|
|
i) |
Operating Profit |
14,291.90 |
17,443.92 |
3,152.02 |
22.05 |
|
ii) |
Net Profit |
|
6,572.04 |
9,005.80 |
2,433.77 |
37.03 |
|
|
|
|
|
|
|
|
D. |
Net Interest Income/Margin |
20,858.34 |
22,618.88 |
1,760.55 |
8.44 |
E. |
Total Assets |
|
8,05,795.15 |
10,11,168.75 |
2,05,373.60 |
25.49 |
Note: Figures in parentheses are percentage shares to the respective total.
Source: Balance sheets of respective banks. |
|
