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Appendix Table III.38: Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks - Region/State-wise

(Per cent)

Sr.

Region/State/Union Territory

Credit-Deposit Ratio

Investment plus Credit-Deposit Ratio @

No.

 

March 2005

March 2006

March 2007

March 2008

March 2006

March 2007

 

 

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

 

 

Sanction

Utilisation

Sanction

Utilisation

Sanction

Utilisation

Sanction

Sanction

Utilisation

Sanction

Utilisation

 

1

2

3

4

5

6

7

8

9

10

11

12

 

ALL INDIA

66.0

66.0

72.4

72.4

75.0

75.0

74.2

78.3

78.3

79.8

79.8

1.

NORTHERN REGION

59.5

62.2

64.6

67.9

69.6

71.2

66.6

68.7

72.0

73.0

74.6

 

Haryana

51.4

63.2

57.4

69.6

56.9

68.4

60.6

63.8

75.9

61.7

73.2

 

Himachal Pradesh

36.3

50.9

41.0

53.0

42.8

51.1

43.6

58.1

70.0

58.1

66.5

 

Jammu & Kashmir

46.7

50.9

47.2

52.7

62.5

60.9

48.1

55.1

60.6

69.9

68.3

 

Punjab

50.1

49.7

56.8

56.3

65.6

65.3

66.3

63.4

63.0

71.8

71.5

 

Rajasthan

68.7

76.5

77.3

86.0

82.9

90.9

82.0

94.1

102.9

96.4

104.5

 

Chandigarh

88.9

97.0

76.8

85.8

95.9

101.1

94.0

76.8

85.8

95.9

101.1

 

Delhi

62.4

62.5

67.4

68.0

70.8

69.6

65.7

67.4

68.0

70.8

69.6

2.

NORTH-EASTERN REGION

35.0

44.6

40.7

52.3

40.7

48.6

39.0

55.2

66.7

51.7

59.7

 

Arunachal Pradesh

22.0

30.0

26.5

41.6

28.0

46.0

29.1

36.8

52.0

36.6

54.7

 

Assam

35.3

41.9

42.6

49.1

42.8

52.5

41.2

54.6

61.1

51.7

61.5

 

Manipur

42.4

42.6

50.1

51.8

55.1

55.6

47.2

78.4

80.1

76.8

77.4

 

Meghalaya

43.6

85.7

48.1

113.9

35.7

41.2

30.4

62.6

128.4

46.6

52.1

 

Mizoram

47.8

59.1

51.2

53.7

53.8

58.4

55.9

79.7

82.2

74.7

79.3

 

Nagaland

22.9

23.2

22.3

23.2

29.1

31.9

33.2

52.6

53.5

53.7

56.5

 

Tripura

28.6

29.0

32.8

33.9

35.3

36.2

33.9

46.2

47.2

45.9

46.8

3.

EASTERN REGION

45.5

50.4

49.2

55.6

54.1

60.6

51.2

59.1

65.5

61.8

68.3

 

Bihar

27.7

31.4

30.3

40.0

32.4

49.0

29.7

42.4

52.1

41.3

57.9

 

Jharkhand

29.6

30.6

31.2

31.6

32.8

33.3

35.1

35.7

36.1

36.8

37.3

 

Orissa

61.8

74.7

66.0

78.7

64.6

72.6

56.6

80.3

92.9

74.4

82.4

 

Sikkim

29.5

29.3

45.3

44.8

52.8

51.2

47.5

59.2

58.6

62.5

61.0

 

West Bengal

52.3

56.8

56.3

61.4

64.7

68.4

61.4

65.7

70.8

72.3

76.0

 

Andaman & Nicobar Islands

26.8

43.8

29.0

49.2

27.7

56.6

31.4

29.0

49.2

27.7

56.6

4.

CENTRAL REGION

40.8

45.8

44.2

50.0

47.4

52.3

47.2

54.2

59.9

56.0

61.0

 

Chhattisgarh

43.6

49.9

45.5

52.5

50.0

58.3

52.3

50.7

57.7

54.2

62.6

 

Madhya Pradesh

54.7

61.2

60.5

67.2

61.8

64.6

60.3

71.9

78.6

71.5

74.4

 

Uttar Pradesh

37.9

42.2

41.0

46.3

45.1

50.4

44.9

51.3

56.7

54.2

59.4

 

Uttarakhand

24.3

29.1

25.8

30.9

26.7

32.1

26.6

34.3

39.4

33.8

39.2

5.

WESTERN REGION

83.5

71.8

92.0

78.9

90.1

77.3

88.8

95.0

82.0

92.5

79.7

 

Goa

25.1

30.3

23.2

27.6

26.2

30.0

29.2

27.0

31.4

29.9

33.7

 

Gujarat

46.5

60.9

55.6

75.3

63.7

88.4

65.2

63.0

82.7

69.6

94.3

 

Maharashtra

94.9

75.9

102.2

81.3

96.8

76.5

94.7

104.4

83.5

98.5

78.2

 

Dadra & Nagar Haveli

34.8

110.8

49.3

136.7

20.6

116.4

25.5

49.3

136.7

20.6

116.4

 

Daman & Diu

11.5

48.3

11.4

45.7

15.6

57.1

14.9

11.4

45.7

15.6

57.1

6.

SOUTHERN REGION

78.1

83.9

84.4

90.8

87.0

96.6

89.3

91.1

97.5

92.7

102.3

 

Andhra Pradesh

74.8

83.3

81.3

86.2

87.3

91.2

91.6

90.5

95.3

95.5

99.3

 

Karnataka

73.8

80.5

75.9

93.4

76.3

99.8

78.0

80.8

98.3

79.9

103.4

 

Kerala

54.6

57.5

61.4

64.3

60.9

63.8

65.3

69.1

72.1

67.7

70.7

 

Tamil Nadu

101.2

105.4

110.5

109.3

114.5

118.6

113.4

116.6

115.4

119.6

123.7

 

Lakshadweep

9.7

23.7

11.5

41.6

10.2

24.7

7.7

11.5

41.6

10.2

24.7

 

Puducherry

38.3

43.9

45.0

48.7

47.9

51.5

49.4

45.3

49.0

47.9

51.5

@ : Bank's State-wise investment represent their holdings of state-level securities, such as, state Government loans and shares, bonds, debentures, etc. of regional rural banks, co-operative institutions, state electricity boards, municipal corporations, municipalities and port trusts, state financial corporations, housing boards, state industrial development corporations, road transport corporations and other government and quasi-government bodies. All-India investments plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.
Note:
1. Deposits and Credit (as per place of sanction and utilisation) data for 2005, 2006 and 2007 are based on BSR-1 and 2 Surveys as on March 31.
2. Deposits and credit data (as per sanction) for 2008 are based on BSR 7 as on March 31,2008.
3. The investment figures are based on BSR-5 survey as on March 31,2006 and March 31,2007.

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