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Appendix Table III.9: Region/State-wise Credit-Deposit Ratio and Investment plus Credit- Deposit Ratio of Scheduled Commercial Banks

 

                     

(Per cent)

Sr.

Region/State/

   

Credit-Deposit Ratio

   

Investment plus Credit-

No.

Union Territory

               

Deposit Ratio @

 
   

2001

2002

2003

2004

2002

2003

   

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

   

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Sanc-

Utili-

Sanc-

Utili-

   

tion

sation

tion

sation

tion

sation

tion

tion

sation

tion

sation

1

2

3

4

5

6

7

8

9

10

11

12

13

                         

1

NORTHERN REGION

54.7

52.5

56.2

55.0

56.0

55.5

56.9

61.2

60.0

61.0

60.5

 

Haryana

41.0

54.0

43.7

55.0

44.0

58.3

47.9

51.9

63.1

50.5

64.8

 

Himachal Pradesh

21.3

25.7

23.4

32.5

24.8

37.7

29.7

36.3

45.4

36.5

49.4

 

Jammu & Kashmir

34.5

33.5

36.8

40.9

36.5

39.0

39.2

46.0

50.1

46.4

48.8

 

Punjab

41.1

42.3

41.8

43.9

41.5

43.4

43.4

47.0

49.2

47.0

49.0

 

Rajasthan

46.6

49.6

48.4

55.4

50.8

55.3

57.2

67.3

74.3

71.8

76.3

 

Chandigarh

99.4

99.3

102.8

102.3

109.7

107.6

142.0

102.8

102.3

109.7

107.6

 

Delhi

66.1

57.6

67.6

59.1

65.8

59.2

61.2

67.7

59.2

65.9

59.3

                         

2

NORTH-EASTERN REGION

27.6

32.0

27.2

53.2

27.4

48.2

29.8

45.2

71.2

46.2

67.0

 

Arunachal Pradesh

14.5

22.1

15.8

27.4

16.6

22.1

17.3

22.7

34.3

31.3

36.8

 

Assam

32.1

38.1

31.7

70.3

29.3

61.6

30.8

49.3

87.9

46.0

78.3

 

Manipur

40.1

40.7

26.4

27.3

29.8

30.0

29.0

58.9

59.8

64.1

64.3

 

Meghalaya

17.1

17.3

18.3

24.3

29.0

31.8

36.9

34.0

40.0

46.1

48.9

 

Mizoram

24.1

29.0

26.4

36.2

27.5

30.5

38.4

48.5

58.4

57.3

60.4

 

Nagaland

12.4

13.6

12.8

18.1

13.2

13.3

16.8

48.1

53.3

54.7

54.7

 

Tripura

21.7

21.7

21.5

21.6

26.1

23.7

25.5

33.6

33.7

40.6

38.2

                         

3

EASTERN REGION

36.7

36.6

37.6

41.4

39.6

42.8

42.1

48.6

52.4

51.1

54.3

 

Bihar

20.7

20.7

21.3

21.9

23.1

23.7

25.6

38.3

38.9

39.2

39.8

 

Jharkhand

28.0

30.6

25.1

31.0

25.1

30.9

27.4

27.1

33.0

28.4

34.2

 

Orissa

40.2

41.6

44.5

51.4

48.2

56.9

54.3

68.2

75.1

72.5

81.2

 

Sikkim

14.4

14.5

16.0

22.5

17.1

19.3

23.3

29.9

36.4

29.7

31.9

 

West Bengal

44.5

43.4

45.8

49.2

47.9

50.0

49.3

53.7

57.2

56.7

58.9

 

Andaman & Nicobar Islands

16.3

27.5

18.5

57.2

20.3

49.7

25.0

18.5

57.2

20.3

49.7

                         

4

CENTRAL REGION

32.7

36.9

33.9

38.4

33.3

38.6

35.9

44.8

49.3

44.6

49.9

 

Chhatishgarh

38.5

49.9

44.0

54.2

35.1

43.8

39.8

46.6

56.8

40.1

48.7

 

Madhya Pradesh

47.6

52.5

46.6

50.3

46.6

51.7

47.7

60.5

64.3

60.6

65.8

 

Uttar Pradesh

28.3

31.9

29.9

34.3

30.6

36.0

33.2

41.7

46.1

42.4

47.8

 

Uttaranchal

21.7

23.9

23.7

26.0

19.4

21.4

20.4

25.3

27.6

24.7

26.7

                         

5

WESTERN REGION

75.5

74.8

79.7

71.3

81.0

71.5

72.0

83.5

75.1

84.4

74.9

 

Goa

26.1

27.3

25.3

28.2

24.2

27.8

21.8

29.2

32.1

28.5

32.2

 

Gujarat

48.5

53.6

44.1

54.7

44.8

56.0

43.3

50.9

61.5

50.7

61.9

 

Maharashtra

86.4

83.5

92.3

77.5

93.7

77.4

81.4

95.3

80.5

96.3

80.1

 

Dadra & Nagar Haveli

14.3

135.2

20.9

189.0

22.9

168.7

19.6

20.9

189.0

22.9

168.7

 

Daman & Diu

13.3

75.3

9.9

79.4

9.2

66.1

9.7

9.9

79.4

9.2

66.1

                         

6

SOUTHERN REGION

66.6

66.8

64.6

68.9

66.3

71.2

68.1

72.9

77.1

74.3

79.2

 

Andhra Pradesh

64.5

64.9

61.9

67.7

62.4

69.3

66.0

74.0

79.7

73.1

80.1

 

Karnataka

61.0

61.8

61.6

68.9

62.3

71.1

62.9

68.4

75.7

69.0

77.8

 

Kerala

43.3

42.3

43.3

43.7

42.8

43.6

47.3

51.3

51.7

50.8

51.6

 

Tamil Nadu

90.6

90.6

85.4

88.5

90.7

93.1

89.6

91.9

95.1

97.8

100.2

 

Lakshadweep

10.4

11.8

7.9

9.6

4.6

5.9

7.4

7.9

9.6

4.6

5.9

 

Pondicherry

33.5

35.8

32.3

39.2

32.0

39.6

33.9

32.3

39.2

32.0

39.6

                         
 

ALL INDIA

56.7

56.7

58.4

58.4

59.2

59.2

58.7

65.6

65.6

66.4

66.4

                         

@Banks' State-wise investment represent their holdings of State-level Securities, such as, State Government loan and
shares, bonds, debentures etc. of Regional Rural Banks, Co-operative institutions, State Electricity Boards, Municipal
Corporations, Municipalities and Port Trusts, State Financial Corporations, Housing Boards, State Industrial Development
Corporations, Road Transport Corporations and other Government and quasi-Government bodies.
All India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other
securities, not mentioned above.
Notes: 1. Deposits and Credit (as per place of sanction and utilisation) data for 2001, 2002 and 2003 are
based on BSR-1 and 2 surveys as on 31st March.
2. The investment figures are based on BSR-5 survey as on March 31, 2002 and 2003.
3. CD-ratio for 2004 are based on BSR-7 survey as on 31st March 2004.


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