(Amount in Rs. crore)

Item

2007-08

2008-09

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

16,798

21,572

4,774

28.4

(100.00)

(100.00)

i) Interest Income

14,614

18,783

4,169

28.5

(87.0)

(87.1)

of which: Interest on Advances

10,706

14,194

3,488

32.6

Income on Investments

3,413

4,138

725

21.3

ii) Other Income

2,184

2,789

605

27.7

(13.0)

(12.9)

of which: Commission & Brokerage

842

965

124

14.7

B.

Expenditure (i+ii+iii)

14,821

19,163

4,342

29.3

(100.00)

(100.00)

i) Interest Expended

9,960

12,834

2,874

28.9

(67.2)

(67.0)

of which: Interest on Deposits

9,474

12,277

2,803

29.6

ii) Provisions and Contingencies

1,626

2,390

764

47.0

(11.0)

(12.5)

of which: Provision for NPAs

353

621

268

76.0

iii) Operating Expenses

3,235

3,939

704

21.8

(21.8)

(20.6)

of which: Wage Bill

1,804

2,225

421

23.3

C.

Profit

i) Operating Profit

3,604

4,799

1,195

33.2

ii) Net Profit

1,978

2,409

431

21.8

D

Net Interest Income/Margin

4,654

5,949

1,295

27.8

E.

Total Assets

1,94,544

2,32,001

37,456

19.3

Note : Figures in parentheses are percentage shares to the respective total.
Source : Balance sheets of respective banks.