(Amount in Rs. crore)

Item

2007-08

2008-09

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

71,199

81,444

10,245

14.4

(100.00)

(100.00)

i) Interest Income

56,377

66,283

9,906

17.6

(79.2)

(81.4)

of which: Interest on Advances

40,653

48,196

7,543

18.6

Income on Investments

14,404

16,130

1,726

12.0

ii) Other Income

14,822

15,160

338

2.3

(20.8)

(18.6)

of which: Commission & Brokerage

9,737

10,922

1,185

12.2

B.

Expenditure (i+ii+iii)

63,655

72,985

9,330

14.7

(100.00)

(100.00)

i) Interest Expended

38,535

44,123

5,588

14.5

(60.5)

(60.5)

of which: Interest on Deposits

30,191

34,311

4,120

13.6

ii) Provisions and Contingencies

8,087

11,022

2,934

36.3

(12.7)

(15.1)

of which: Provision for NPAs

4,317

6,692

2,375

55.0

iii) Operating Expenses

17,032

17,840

808

4.7

(26.8)

(24.4)

of which: Wage Bill

5,310

6,301

991

18.7

C.

Profit

i) Operating Profit

15,632

19,480

3,849

24.6

ii) Net Profit

7,544

8,459

914

12.1

D.

Net Interest Income/Margin

17,842

22,160

4,318

24.2

E.

Total Assets

7,45,599

7,95,464

49,865

6.7

Note : Figures in parentheses are percentage shares to the respective total.
Source : Balance sheets of respective banks.