Bihar - ଆରବିଆଇ - Reserve Bank of India
Bihar
EASTERN REGION |
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STATE : BIHAR |
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(Amount in ` Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
16,95,872 |
7919,11 |
6748,86 |
5,93,634 |
3108,79 |
2650,51 |
1. Direct Finance |
16,60,505 |
6753,87 |
5634,30 |
5,82,365 |
2780,90 |
2352,22 |
|
2. Indirect Finance |
35,367 |
1165,24 |
1114,56 |
11,269 |
327,89 |
298,29 |
|
II. |
INDUSTRY |
71,461 |
723,15 |
588,50 |
24,241 |
1839,91 |
1270,64 |
1. Mining & Quarrying |
163 |
25,74 |
23,09 |
159 |
20,80 |
12,73 |
|
2. Food Manufacturing & Processing |
29,422 |
232,36 |
176,82 |
9,246 |
201,87 |
172,73 |
|
(a) Rice Mills, Flour & Dal Mills |
14,744 |
86,24 |
76,60 |
5,824 |
101,51 |
92,13 |
|
(b) Sugar |
11 |
46,64 |
15,00 |
12 |
43,62 |
32,04 |
|
(c) Edible Oils & Vanaspati |
6,778 |
43,34 |
40,81 |
873 |
11,57 |
11,00 |
|
(d) Tea Processing |
1,131 |
3,70 |
3,13 |
7 |
15 |
15 |
|
(e) Processing of Fruits & Vegetables |
9 |
25 |
27 |
25 |
2,64 |
2,71 |
|
(f) Others |
6,749 |
52,19 |
41,00 |
2,505 |
42,38 |
34,71 |
|
3. Beverage & Tobacco |
37 |
4,44 |
4,12 |
60 |
6,29 |
5,00 |
|
4. Textiles |
3,642 |
32,73 |
28,22 |
1,004 |
38,91 |
36,11 |
|
(a) Cotton Textiles |
410 |
6,87 |
6,20 |
133 |
24,82 |
23,88 |
|
(b) Jute & Other Natural Fibre Textiles |
325 |
1,24 |
81 |
116 |
48 |
41 |
|
(c) Handloom Textiles & Khadi |
1,526 |
14,84 |
13,01 |
232 |
4,61 |
4,02 |
|
(d) Other Textiles & Textile Products |
1,381 |
9,78 |
8,20 |
523 |
9,00 |
7,80 |
|
5. Paper, Paper Products & Printing |
201 |
6,29 |
4,88 |
189 |
5,93 |
3,72 |
|
6. Woods and Wood Products |
2,114 |
8,41 |
6,66 |
587 |
6,75 |
5,72 |
|
7. Leather & Leather Products |
10,536 |
17,93 |
9,23 |
3,374 |
7,15 |
2,28 |
|
8. Gems and Jewellery |
196 |
2,57 |
2,18 |
59 |
2,40 |
2,06 |
|
9. Rubber & Plastic Products |
2,789 |
7,91 |
6,08 |
371 |
1,82 |
1,50 |
|
10. Chemicals & Chemical Products |
1,119 |
12,72 |
9,58 |
820 |
35,97 |
16,70 |
|
(a) Heavy Industrial Chemicals |
7 |
3,66 |
3,20 |
9 |
1,11 |
99 |
|
(b) Fertilisers |
291 |
1,02 |
51 |
154 |
1,77 |
97 |
|
(c) Drugs & Pharmaceuticals |
241 |
1,99 |
1,72 |
106 |
1,44 |
95 |
|
(d) Non-Edible Oils |
8 |
38 |
27 |
4 |
21 |
21 |
|
(e) Other Chemicals & Chemical Products |
572 |
5,68 |
3,89 |
547 |
31,44 |
13,58 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
13 |
2,34 |
58 |
25 |
326,63 |
21,64 |
|
12. Manufacture of Cement & Cement Products |
447 |
4,80 |
4,22 |
184 |
7,18 |
6,31 |
|
13. Basic Metals & Metal Products |
600 |
27,13 |
15,99 |
573 |
17,92 |
16,40 |
|
(a) Iron & Steel |
8 |
5,38 |
5,30 |
34 |
11,61 |
10,96 |
|
(b) Non-Ferrous Metals |
5 |
34 |
27 |
2 |
1,10 |
1,15 |
|
(c) Metal Products |
587 |
21,41 |
10,42 |
537 |
5,21 |
4,29 |
|
14. Engineering |
3,020 |
25,67 |
22,27 |
1,352 |
30,07 |
26,02 |
|
(a) Heavy Engineering |
15 |
1,59 |
1,47 |
32 |
2,61 |
2,47 |
|
(b) Light Engineering |
2,027 |
18,71 |
16,39 |
1,008 |
23,61 |
20,77 |
|
(c) Electrical Machinery & Goods |
443 |
3,27 |
2,96 |
237 |
2,59 |
2,20 |
|
(d) Electronic Machinery & Goods |
535 |
2,10 |
1,45 |
75 |
1,26 |
59 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
2,179 |
44,94 |
34,55 |
529 |
4,61 |
4,00 |
|
16. Other Industries |
13,817 |
91,81 |
78,02 |
4,396 |
72,74 |
62,50 |
|
17. Electricity, Gas & Water |
17 |
108,58 |
107,33 |
15 |
1,58 |
1,27 |
|
(a) Electricity Generation & Transmission |
6 |
104,23 |
103,64 |
4 |
19 |
16 |
|
(b) Non-Conventional Energy |
6 |
1,30 |
1,29 |
2 |
11 |
12 |
|
(c) Gas, Steam & Water Supply |
5 |
3,05 |
2,40 |
9 |
1,28 |
99 |
|
18. Construction |
1,149 |
66,77 |
54,67 |
1,298 |
1051,29 |
873,94 |
|
(a) Other than Infrastructure |
412 |
58,00 |
47,40 |
202 |
42,62 |
40,14 |
|
(b) Infrastructure Construction |
737 |
8,78 |
7,27 |
1,096 |
1008,66 |
833,80 |
|
III. |
TRANSPORT OPERATORS |
24,715 |
198,29 |
145,76 |
11,604 |
120,06 |
98,76 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
38,320 |
409,11 |
344,28 |
20,682 |
348,78 |
294,81 |
1. Professional Services |
13,881 |
77,61 |
59,28 |
5,423 |
112,80 |
99,42 |
|
2. Tourism, Hotel & Restaurants |
1,364 |
15,92 |
13,48 |
413 |
15,04 |
11,44 |
|
3. Recreation services |
246 |
9,99 |
9,62 |
110 |
4,34 |
3,94 |
|
4. IT and Telecommunications |
50 |
3,57 |
3,29 |
86 |
6,57 |
5,74 |
|
5. Others |
22,779 |
302,03 |
258,61 |
14,650 |
210,04 |
174,27 |
|
V. |
PERSONAL LOANS |
2,14,535 |
2309,12 |
1802,09 |
1,99,768 |
2957,89 |
2214,32 |
1. Housing |
31,830 |
803,43 |
693,79 |
19,180 |
506,28 |
416,47 |
|
2. Consumer Durables |
6,226 |
35,08 |
26,59 |
5,998 |
34,38 |
23,33 |
|
3. Vehicles |
10,701 |
152,48 |
104,17 |
8,348 |
145,79 |
120,73 |
|
4. Education |
8,664 |
189,82 |
156,88 |
10,609 |
271,49 |
204,84 |
|
5. Personal Credit Cards |
2,363 |
18,68 |
8,40 |
3,669 |
64,47 |
16,91 |
|
6. Others |
1,54,751 |
1109,64 |
812,26 |
1,51,964 |
1935,49 |
1432,03 |
|
VI. |
TRADE |
3,81,496 |
1951,79 |
1614,80 |
1,49,923 |
1910,26 |
1674,59 |
1. Wholesale Trade |
15,415 |
282,82 |
255,94 |
9,843 |
686,40 |
653,89 |
|
2. Retail Trade |
3,66,081 |
1668,97 |
1358,86 |
1,40,080 |
1223,86 |
1020,70 |
|
VII. |
FINANCE |
6,050 |
30,27 |
22,53 |
2,428 |
56,73 |
22,06 |
VIII. |
ALL OTHERS |
87,575 |
382,51 |
318,20 |
30,553 |
194,88 |
171,40 |
TOTAL BANK CREDIT |
25,20,024 |
13923,36 |
11585,01 |
10,32,833 |
10537,31 |
8397,08 |
TABLE No.5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
EASTERN REGION |
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STATE : BIHAR |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
1,11,993 |
933,82 |
781,84 |
4,377 |
120,98 |
91,51 |
1. Direct Finance |
1,09,286 |
737,24 |
619,84 |
4,129 |
55,78 |
42,12 |
|
2. Indirect Finance |
2,707 |
196,58 |
162,00 |
248 |
65,20 |
49,39 |
|
II. |
INDUSTRY |
10,790 |
964,17 |
763,72 |
3,928 |
957,20 |
767,28 |
1. Mining & Quarrying |
112 |
35,54 |
22,02 |
13 |
2,20 |
1,15 |
|
2. Food Manufacturing & Processing |
3,224 |
289,89 |
226,22 |
504 |
205,81 |
142,20 |
|
(a) Rice Mills, Flour & Dal Mills |
636 |
212,82 |
165,16 |
48 |
24,14 |
15,30 |
|
(b) Sugar |
3 |
4,30 |
2,57 |
5 |
127,31 |
88,37 |
|
(c) Edible Oils & Vanaspati |
31 |
1,80 |
1,21 |
15 |
1,59 |
99 |
|
(d) Tea Processing |
1 |
1 |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
21 |
9,39 |
5,99 |
19 |
11,25 |
7,91 |
|
(f) Others |
2,532 |
61,58 |
51,30 |
417 |
41,53 |
29,62 |
|
3. Beverage & Tobacco |
41 |
46,18 |
42,29 |
22 |
10,44 |
9,58 |
|
4. Textiles |
979 |
39,00 |
34,27 |
163 |
4,22 |
3,49 |
|
(a) Cotton Textiles |
41 |
3,92 |
3,62 |
12 |
23 |
21 |
|
(b) Jute & Other Natural Fibre Textiles |
10 |
4,91 |
2,81 |
7 |
9 |
7 |
|
(c) Handloom Textiles & Khadi |
316 |
11,29 |
10,91 |
11 |
10 |
9 |
|
(d) Other Textiles & Textile Products |
612 |
18,88 |
16,93 |
133 |
3,80 |
3,13 |
|
5. Paper, Paper Products & Printing |
189 |
35,11 |
27,02 |
254 |
36,00 |
29,88 |
|
6. Woods and Wood Products |
213 |
5,21 |
4,35 |
40 |
1,47 |
1,20 |
|
7. Leather & Leather Products |
159 |
3,35 |
2,35 |
35 |
1,31 |
74 |
|
8. Gems and Jewellery |
93 |
4,33 |
3,80 |
34 |
2,26 |
1,97 |
|
9. Rubber & Plastic Products |
124 |
19,73 |
15,22 |
192 |
38,73 |
30,70 |
|
10. Chemicals & Chemical Products |
200 |
41,81 |
25,82 |
178 |
46,11 |
41,42 |
|
(a) Heavy Industrial Chemicals |
15 |
9,11 |
4,59 |
9 |
9,40 |
7,95 |
|
(b) Fertilisers |
1 |
5 |
6 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
32 |
7,11 |
3,36 |
28 |
6,09 |
4,86 |
|
(d) Non-Edible Oils |
4 |
2,78 |
2,47 |
2 |
10 |
9 |
|
(e) Other Chemicals & Chemical Products |
148 |
22,76 |
15,33 |
139 |
30,52 |
28,53 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
22 |
4,78 |
4,45 |
11 |
58,50 |
58,54 |
|
12. Manufacture of Cement & Cement Products |
97 |
13,29 |
12,49 |
23 |
15,34 |
14,98 |
|
13. Basic Metals & Metal Products |
355 |
109,24 |
83,20 |
1,155 |
330,55 |
277,07 |
|
(a) Iron & Steel |
45 |
90,52 |
66,70 |
81 |
298,81 |
246,67 |
|
(b) Non-Ferrous Metals |
14 |
3,21 |
2,44 |
6 |
2,66 |
1,65 |
|
(c) Metal Products |
296 |
15,50 |
14,07 |
1,068 |
29,08 |
28,75 |
|
14. Engineering |
1,104 |
47,37 |
39,82 |
456 |
74,91 |
47,24 |
|
(a) Heavy Engineering |
57 |
5,20 |
4,92 |
29 |
26,98 |
10,77 |
|
(b) Light Engineering |
830 |
23,05 |
20,04 |
191 |
37,14 |
30,94 |
|
(c) Electrical Machinery & Goods |
128 |
12,82 |
10,88 |
220 |
10,52 |
5,29 |
|
(d) Electronic Machinery & Goods |
89 |
6,30 |
3,99 |
16 |
26 |
24 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
430 |
34,86 |
23,02 |
113 |
9,88 |
8,21 |
|
16. Other Industries |
2,621 |
87,24 |
79,24 |
430 |
31,50 |
22,60 |
|
17. Electricity, Gas & Water |
16 |
23,08 |
8,77 |
9 |
30,20 |
21,14 |
|
(a) Electricity Generation & Transmission |
5 |
21,71 |
7,47 |
5 |
26,44 |
17,68 |
|
(b) Non-Conventional Energy |
4 |
52 |
45 |
1 |
15 |
11 |
|
(c) Gas, Steam & Water Supply |
7 |
85 |
84 |
3 |
3,61 |
3,35 |
|
18. Construction |
811 |
124,15 |
109,37 |
296 |
57,78 |
55,16 |
|
(a) Other than Infrastructure |
361 |
50,59 |
46,93 |
203 |
24,48 |
23,56 |
|
(b) Infrastructure Construction |
450 |
73,56 |
62,45 |
93 |
33,29 |
31,59 |
|
III. |
TRANSPORT OPERATORS |
5,013 |
122,23 |
99,48 |
4,198 |
107,96 |
93,19 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
11,308 |
544,01 |
460,51 |
4,929 |
337,98 |
275,95 |
1. Professional Services |
2,692 |
98,37 |
89,99 |
428 |
93,77 |
85,81 |
|
2. Tourism, Hotel & Restaurants |
277 |
27,18 |
24,47 |
116 |
25,02 |
18,40 |
|
3. Recreation services |
67 |
8,19 |
7,99 |
27 |
75 |
49 |
|
4. IT and Telecommunications |
80 |
17,60 |
16,11 |
40 |
8,16 |
5,69 |
|
5. Others |
8,192 |
392,66 |
321,95 |
4,318 |
210,28 |
165,56 |
|
V. |
PERSONAL LOANS |
1,79,454 |
3373,91 |
2628,86 |
1,14,185 |
2246,40 |
1729,05 |
1. Housing |
24,218 |
1019,56 |
866,63 |
12,990 |
621,68 |
517,79 |
|
2. Consumer Durables |
5,312 |
44,37 |
32,26 |
2,635 |
16,45 |
13,36 |
|
3. Vehicles |
15,072 |
250,05 |
193,46 |
19,911 |
321,43 |
223,30 |
|
4. Education |
14,854 |
416,88 |
334,62 |
10,414 |
299,86 |
244,64 |
|
5. Personal Credit Cards |
3,058 |
28,73 |
21,91 |
2,514 |
61,46 |
53,90 |
|
6. Others |
1,16,940 |
1614,32 |
1179,99 |
65,721 |
925,53 |
676,08 |
|
VI. |
TRADE |
51,474 |
1439,07 |
1203,70 |
8,834 |
675,87 |
522,03 |
1. Wholesale Trade |
2,919 |
262,95 |
220,16 |
989 |
171,05 |
147,13 |
|
2. Retail Trade |
48,555 |
1176,12 |
983,54 |
7,845 |
504,82 |
374,90 |
|
VII. |
FINANCE |
578 |
15,93 |
11,22 |
629 |
16,53 |
11,62 |
VIII. |
ALL OTHERS |
31,623 |
276,60 |
242,13 |
25,345 |
233,71 |
188,77 |
TOTAL BANK CREDIT |
4,02,233 |
7669,74 |
6191,47 |
1,66,425 |
4696,64 |
3679,40 |