Bihar - ଆରବିଆଇ - Reserve Bank of India
Bihar
Bihar
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
EASTERN REGION | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||
AND ITS ASSOCIATES | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 1,18,270 | 546,02 | 448,86 | 2,67,250 | 858,91 | 766,47 | ||
1. Direct Finance | 1,17,902 | 498,90 | 414,66 | 2,36,745 | 604,79 | 545,90 | |||
2. Indirect Finance | 368 | 47,12 | 34,20 | 30,505 | 254,12 | 220,57 | |||
II. | INDUSTRY | 46,614 | 706,39 | 482,23 | 89,427 | 520,20 | 498,90 | ||
1. Mining & Quarrying | 14 | 6,14 | 3,69 | 42 | 4,80 | 5,55 | |||
2. Food Manufacturing & Processing | 5,659 | 327,14 | 162,58 | 5,093 | 73,05 | 70,58 | |||
(a) | Rice Mills, Flour & Dal Mills | 3,682 | 35,45 | 27,88 | 3,593 | 23,68 | 21,05 | ||
(b) | Sugar | 17 | 264,69 | 112,32 | 12 | 37,54 | 37,61 | ||
(c) | Edible Oils & Vanaspati | 343 | 9,61 | 7,78 | 547 | 3,00 | 2,96 | ||
(d) | Tea Processing | 2 | 6 | 7 | — | — | — | ||
(e) | Processing of Fruits & Vegetables | 12 | 2,81 | 2,73 | 3 | 16 | 16 | ||
(f) | Others | 1,603 | 14,51 | 11,80 | 938 | 8,67 | 8,80 | ||
3. Beverage & Tobacco | 29 | 8,56 | 7,55 | 69 | 4,44 | 4,07 | |||
4. Textiles | 2,116 | 21,84 | 18,21 | 1,691 | 25,54 | 23,10 | |||
(a) | Cotton Textiles | 46 | 3,69 | 2,18 | 72 | 3,65 | 3,15 | ||
(b) | Jute & Other Natural Fibre Textiles | 102 | 1,31 | 93 | 203 | 2,92 | 3,08 | ||
(c) | Handloom Textiles & Khadi | 191 | 1,33 | 1,14 | 164 | 2,81 | 2,74 | ||
(d) | Other Textiles & Textile Products | 1,777 | 15,50 | 13,95 | 1,252 | 16,16 | 14,13 | ||
5. Paper, Paper Products & Printing | 412 | 15,86 | 12,55 | 492 | 20,30 | 20,70 | |||
6. Leather & Leather Products | 815 | 3,02 | 2,24 | 901 | 2,44 | 2,56 | |||
7. Rubber & Plastic Products | 452 | 16,53 | 13,69 | 101 | 7,80 | 7,60 | |||
8. Chemicals & Chemical Products | 305 | 79,71 | 75,92 | 575 | 13,72 | 11,68 | |||
(a) | Heavy Industrial Chemicals | 2 | 10 | 10 | 5 | 45 | 21 | ||
(b) | Fertilisers | 21 | 66,94 | 65,90 | 2 | 5 | 3 | ||
(c) | Drugs & Pharmaceuticals | 77 | 3,15 | 2,63 | 342 | 10,24 | 8,76 | ||
(d) | Non-Edible Oils | 3 | 35 | 30 | 2 | 11 | 9 | ||
(e) | Other Chemicals & Chemical Products | 202 | 9,16 | 6,98 | 224 | 2,87 | 2,59 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 2 | 18 | 8 | 24 | 2,88 | 2,66 | |||
10. Manufacture of Cement & Cement Products | 200 | 6,66 | 5,96 | 217 | 18,55 | 18,54 | |||
11. Basic Metals & Metal Products | 12,353 | 104,92 | 83,54 | 980 | 51,86 | 44,91 | |||
(a) | Iron & Steel | 84 | 69,79 | 50,29 | 110 | 35,55 | 33,84 | ||
(b) | Non-Ferrous Metals | 4 | 1,42 | 1,09 | 5 | 43 | 42 | ||
(c) | Metal Products | 12,265 | 33,71 | 32,16 | 865 | 15,88 | 10,65 | ||
12. Engineering | 888 | 18,66 | 9,72 | 1,335 | 18,19 | 18,27 | |||
(a) | Heavy Engineering | 10 | 1,44 | 28 | 7 | 1,04 | 1,12 | ||
(b) | Light Engineering | 365 | 12,03 | 4,94 | 192 | 2,05 | 1,72 | ||
(c) | Electrical Machinery & Goods | 367 | 4,25 | 3,50 | 484 | 7,89 | 7,83 | ||
(d) | Electronic Machinery & Goods | 146 | 95 | 1,00 | 652 | 7,21 | 7,60 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 161 | 2,75 | 1,75 | 964 | 8,87 | 8,24 | |||
14. Other Industries | 21,814 | 75,72 | 68,13 | 76,423 | 257,53 | 250,86 | |||
15. Electricity, Gas & Water | 19 | 7,15 | 6,51 | 6 | 33 | 24 | |||
(a) | Electricity Generation &Transmission | 5 | 4,62 | 4,58 | 2 | 17 | 14 | ||
(b) | Non-Conventional Energy | 4 | 44 | 35 | 2 | 7 | 5 | ||
(c) | Gas, Steam & Water Supply | 10 | 2,09 | 1,58 | 2 | 9 | 5 | ||
16. Construction | 1,375 | 11,55 | 10,11 | 514 | 9,91 | 9,34 | |||
III. | TRANSPORT OPERATORS | 7,330 | 63,29 | 47,59 | 20,999 | 114,09 | 98,57 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 5,407 | 61,02 | 47,49 | 27,669 | 99,58 | 81,41 | ||
V. | PERSONAL LOANS | 1,30,347 | 725,05 | 619,16 | 1,77,555 | 786,80 | 696,42 | ||
1. Loans for Purchase of Consumer Durables | 7,160 | 31,29 | 22,76 | 14,068 | 55,40 | 50,16 | |||
2. Loans for Housing | 14,265 | 262,72 | 245,44 | 18,141 | 207,50 | 191,40 | |||
3. Rest of the Personal Loans | 1,08,922 | 431,04 | 350,96 | 1,45,346 | 523,90 | 454,86 | |||
VI. | TRADE | 60,091 | 429,97 | 359,92 | 1,83,172 | 781,49 | 705,60 | ||
1. Wholesale Trade | 3,295 | 115,92 | 99,73 | 6,266 | 102,93 | 85,74 | |||
2. Retail Trade | 56,796 | 314,05 | 260,19 | 1,76,906 | 678,56 | 619,85 | |||
VII. | FINANCE | 349 | 6,63 | 5,60 | 847 | 7,68 | 6,41 | ||
VIII. | ALL OTHERS | 57,366 | 405,49 | 347,23 | 79,342 | 344,78 | 302,28 | ||
TOTAL BANK CREDIT | 4,25,774 | 2943,86 | 2358,07 | 8,46,261 | 3513,54 | 3156,06 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 10,483 | 89,77 | 78,02 | 25,184 | 58,15 | 53,91 | |||
2.OtherSmallScaleIndustries | 16,469 | 107,98 | 91,79 | 39,545 | 170,03 | 159,94 | |||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
7 | 8 | 9 | 10 | 11 | 12 | ||||
I. | AGRICULTURE | — | — | — | 3,26,296 | 363,21 | 269,79 | ||
1. Direct Finance | — | — | — | 3,04,432 | 334,89 | 249,09 | |||
2. Indirect Finance | — | — | — | 21,864 | 28,32 | 20,70 | |||
II. | INDUSTRY | 1 | 58,06 | 51,06 | 1,23,553 | 120,12 | 92,12 | ||
1. Mining & Quarrying | — | — | — | 10 | 36 | 30 | |||
2. Food Manufacturing & Processing | — | — | — | 4,541 | 7,40 | 5,75 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 1,511 | 3,48 | 2,66 | ||
(b) | Sugar | — | — | — | — | — | — | ||
(c) | Edible Oils & Vanaspati | — | — | — | 16 | 11 | 9 | ||
(d) | Tea Processing | — | — | — | — | — | — | ||
(e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | ||
(f) | Others | — | — | — | 3,014 | 3,82 | 3,00 | ||
3. Beverage & Tobacco | — | — | — | — | — | — | |||
4. Textiles | — | — | — | 759 | 1,22 | 99 | |||
(a) | Cotton Textiles | — | — | — | 8 | 35 | 38 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 9 | — | — | ||
(c) | Handloom Textiles & Khadi | — | — | — | 64 | 8 | 7 | ||
(d) | Other Textiles & Textile Products | — | — | — | 678 | 78 | 54 | ||
5. Paper, Paper Products & Printing | — | — | — | 17 | 7 | 6 | |||
6. Leather & Leather Products | — | — | — | 100 | 12 | 8 | |||
7. Rubber & Plastic Products | — | — | — | — | — | — | |||
8. Chemicals & Chemical Products | — | — | — | 54 | 33 | 21 | |||
(a) | Heavy Industrial Chemicals | — | — | — | — | — | — | ||
(b) | Fertilisers | — | — | — | — | — | — | ||
(c) | Drugs & Pharmaceuticals | — | — | — | 22 | 28 | 17 | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | — | — | — | 32 | 5 | 4 | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | |||
10. Manufacture of Cement & Cement Products | — | — | — | 3 | 1 | 1 | |||
11. Basic Metals & Metal Products | — | — | — | 40 | 9 | 6 | |||
(a) | Iron & Steel | — | — | — | — | — | — | ||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | ||
(c) | Metal Products | — | — | — | 40 | 9 | 6 | ||
12. Engineering | — | — | — | 729 | 46 | 47 | |||
(a) | Heavy Engineering | — | — | — | — | — | — | ||
(b) | Light Engineering | — | — | — | 672 | 36 | 36 | ||
(c) | Electrical Machinery & Goods | — | — | — | 55 | 10 | 11 | ||
(d) | Electronic Machinery & Goods | — | — | — | 2 | 1 | — | ||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 1,888 | 2,48 | 1,71 | |||
14. Other Industries | — | — | — | 1,15,227 | 105,35 | 80,41 | |||
15. Electricity, Gas & Water | — | — | — | — | — | — | |||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | ||
(b) | Non-Conventional Energy | — | — | — | — | — | — | ||
(c) | Gas, Steam & Water Supply | — | — | — | — | — | — | ||
16. Construction | 1 | 58,06 | 51,06 | 185 | 2,22 | 2,06 | |||
III. | TRANSPORT OPERATORS | — | — | — | 39,466 | 68,32 | 50,82 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 20,168 | 28,90 | 22,91 | ||
V. | PERSONAL LOANS | — | — | — | 1,23,333 | 291,00 | 231,34 | ||
1. Loans for Purchase of Consumer Durables | — | — | — | 4,095 | 12,72 | 9,58 | |||
2. Loans for Housing | — | — | — | 4,799 | 64,59 | 61,34 | |||
3. Rest of the Personal Loans | — | — | — | 1,14,439 | 213,69 | 160,41 | |||
VI. | TRADE | — | — | — | 2,76,222 | 306,77 | 231,43 | ||
1. Wholesale Trade | — | — | — | 6,389 | 10,98 | 8,87 | |||
2. Retail Trade | — | — | — | 2,69,833 | 295,79 | 222,57 | |||
VII. | FINANCE | — | — | — | 861 | 1,63 | 1,18 | ||
VIII. | ALL OTHERS | — | — | — | 27,952 | 46,25 | 35,20 | ||
TOTAL BANK CREDIT | 1 | 58,06 | 51,06 | 9,37,851 | 1226,20 | 934,79 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | — | — | — | 95,903 | 79,64 | 58,78 | |||
2.OtherSmallScaleIndustries | — | — | — | 13,843 | 16,70 | 13,85 | |||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
13 | 14 | 15 | 16 | 17 | 18 | ||||
I. | AGRICULTURE | 14 | 4,80 | 1,96 | 7,11,830 | 1772,94 | 1487,08 | ||
1. Direct Finance | 6 | 19 | 14 | 6,59,085 | 1438,76 | 1209,79 | |||
2. Indirect Finance | 8 | 4,61 | 1,82 | 52,745 | 334,18 | 277,29 | |||
II. | INDUSTRY | 159 | 28,41 | 23,62 | 2,59,754 | 1433,18 | 1147,92 | ||
1. Mining & Quarrying | — | — | — | 66 | 11,30 | 9,54 | |||
2. Food Manufacturing & Processing | 4 | 25,20 | 20,96 | 15,297 | 432,79 | 259,86 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 8,786 | 62,61 | 51,59 | ||
(b) | Sugar | 4 | 25,20 | 20,96 | 33 | 327,43 | 170,90 | ||
(c) | Edible Oils & Vanaspati | — | — | — | 906 | 12,72 | 10,82 | ||
(d) | Tea Processing | — | — | — | 2 | 6 | 7 | ||
(e) | Processing of Fruits & Vegetables | — | — | — | 15 | 2,97 | 2,89 | ||
(f) | Others | — | — | — | 5,555 | 27,00 | 23,60 | ||
3. Beverage & Tobacco | — | — | — | 98 | 12,99 | 11,62 | |||
4. Textiles | 2 | 1,11 | 1,11 | 4,568 | 49,71 | 43,41 | |||
(a) | Cotton Textiles | 1 | 1,11 | 1,11 | 127 | 8,80 | 6,82 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 314 | 4,24 | 4,01 | ||
(c) | Handloom Textiles & Khadi | — | — | — | 419 | 4,22 | 3,96 | ||
(d) | Other Textiles & Textile Products | 1 | — | — | 3,708 | 32,45 | 28,63 | ||
5. Paper, Paper Products & Printing | 2 | 1 | 1 | 923 | 36,24 | 33,33 | |||
6. Leather & Leather Products | 1 | 2 | 2 | 1,817 | 5,60 | 4,90 | |||
7. Rubber & Plastic Products | 2 | 3 | 5 | 555 | 24,36 | 21,34 | |||
8. Chemicals & Chemical Products | 10 | 14 | 12 | 944 | 93,89 | 87,92 | |||
(a) | Heavy Industrial Chemicals | — | — | — | 7 | 55 | 31 | ||
(b) | Fertilisers | — | — | — | 23 | 67,00 | 65,94 | ||
(c) | Drugs & Pharmaceuticals | 8 | 8 | 6 | 449 | 13,74 | 11,61 | ||
(d) | Non-Edible Oils | — | — | — | 5 | 46 | 39 | ||
(e) | Other Chemicals & Chemical Products | 2 | 6 | 6 | 460 | 12,14 | 9,67 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 3 | 15 | 10 | 29 | 3,20 | 2,85 | |||
10. Manufacture of Cement & Cement Products | — | — | — | 420 | 25,23 | 24,52 | |||
11. Basic Metals & Metal Products | 1 | 1 | 1 | 13,374 | 156,87 | 128,52 | |||
(a) | Iron & Steel | — | — | — | 194 | 105,34 | 84,13 | ||
(b) | Non-Ferrous Metals | — | — | — | 9 | 1,85 | 1,52 | ||
(c) | Metal Products | 1 | 1 | 1 | 13,171 | 49,69 | 42,88 | ||
12. Engineering | 7 | 34 | 34 | 2,959 | 37,66 | 28,80 | |||
(a) | Heavy Engineering | — | — | — | 17 | 2,47 | 1,39 | ||
(b) | Light Engineering | 2 | 3 | 3 | 1,231 | 14,48 | 7,05 | ||
(c) | Electrical Machinery & Goods | 4 | 29 | 29 | 910 | 12,53 | 11,73 | ||
(d) | Electronic Machinery & Goods | 1 | 2 | 1 | 801 | 8,19 | 8,62 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 3,013 | 14,10 | 11,70 | |||
14. Other Industries | 114 | 67 | 36 | 2,13,578 | 439,28 | 399,76 | |||
15. Electricity, Gas & Water | — | — | — | 25 | 7,47 | 6,75 | |||
(a) | Electricity Generation &Transmission | — | — | — | 7 | 4,79 | 4,72 | ||
(b) | Non-Conventional Energy | — | — | — | 6 | 51 | 40 | ||
(c) | Gas, Steam & Water Supply | — | — | — | 12 | 2,18 | 1,63 | ||
16. Construction | 13 | 75 | 55 | 2,088 | 82,48 | 73,12 | |||
III. | TRANSPORT OPERATORS | 15 | 20 | 10 | 67,810 | 245,89 | 197,09 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 60 | 1,06 | 97 | 53,304 | 190,56 | 152,78 | ||
V. | PERSONAL LOANS | 619 | 7,38 | 4,20 | 4,31,854 | 1810,23 | 1551,11 | ||
1. Loans for Purchase of Consumer Durables | 28 | 6 | 5 | 25,351 | 99,47 | 82,56 | |||
2. Loans for Housing | 65 | 1,04 | 93 | 37,270 | 535,86 | 499,12 | |||
3. Rest of the Personal Loans | 526 | 6,28 | 3,22 | 3,69,233 | 1174,90 | 969,44 | |||
VI. | TRADE | 137 | 16,31 | 12,11 | 5,19,622 | 1534,54 | 1309,06 | ||
1. Wholesale Trade | 71 | 6,51 | 4,58 | 16,021 | 236,33 | 198,92 | |||
2. Retail Trade | 66 | 9,80 | 7,53 | 5,03,601 | 1298,21 | 1110,14 | |||
VII. | FINANCE | 1 | 10 | 9 | 2,058 | 16,04 | 13,28 | ||
VIII. | ALL OTHERS | 565 | 3,47 | 4,23 | 1,65,225 | 800,00 | 688,95 | ||
TOTAL BANK CREDIT | 1,570 | 61,73 | 47,28 | 22,11,457 | 7803,39 | 6547,27 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 15 | 2 | — | 1,31,585 | 227,58 | 190,72 | |||
2.OtherSmallScaleIndustries | 115 | 1,06 | 76 | 69,972 | 295,77 | 266,34 | |||