EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

10

11

12

I.

AGRICULTURE

5,95,582

1433,73

1172,30

1,58,758

640,11

541,89

23,676

238,99

212,19

-

-

-

1. Direct Finance

5,44,589

1296,87

1067,93

1,49,727

545,45

455,54

21,915

195,81

174,20

-

-

-

2. Indirect Finance

50,993

136,87

104,37

9,031

94,65

86,35

1,761

43,18

37,98

-

-

-

II.

INDUSTRY

1,28,777

635,64

480,96

33,013

326,52

256,75

9,435

829,99

499,52

-

-

-

1. Mining & Quarrying

67

3,57

2,86

28

2,21

1,81

32

9,72

7,44

-

-

-

2. Food Manufacturing & Processing

9,836

114,48

89,49

2,878

116,62

88,88

949

323,73

87,10

-

-

-

(a) Rice Mills, Flour & Dal Mills

7,087

35,56

30,41

2,001

36,15

28,26

546

22,48

15,33

-

-

-

(b) Sugar

8

48,01

38,32

10

61,16

44,67

4

266,55

42,90

-

-

-

(c) Edible Oils & Vanaspati

696

17,87

10,83

174

3,59

2,79

69

8,93

7,68

-

-

-

(d) Tea Processing

5

84

38

4

1,43

1,36

1

8

8

-

-

-

(e) Processing of Fruits & Vegetables

4

31

25

3

20

16

9

2,64

1,42

-

-

-

(f) Others

2,036

11,89

9,29

686

14,09

11,65

320

23,05

19,69

-

-

-

3. Beverage & Tobacco

9

67

47

12

90

76

21

7,75

6,73

-

-

-

4. Textiles

896

35,03

28,69

505

7,35

6,31

493

28,18

20,63

-

-

-

(a) Cotton Textiles

185

9,95

8,07

32

99

71

124

7,60

6,63

-

-

-

(b) Jute & Other Natural Fibre Textiles

21

7,76

5,73

6

3

3

12

38

21

-

-

-

(c) Handloom Textiles & Khadi

209

82

48

65

2,00

1,93

45

1,09

97

-

-

-

(d) Other Textiles & Textile Products

481

16,49

14,41

402

4,33

3,63

312

19,10

12,82

-

-

-

5. Paper, Paper Products & Printing

88

18,93

20,80

151

8,37

6,13

282

23,45

17,79

-

-

-

6. Leather & Leather Products

685

17,08

5,70

288

1,27

1,06

232

3,27

2,64

-

-

-

7. Rubber & Plastic Products

108

14,69

7,26

117

5,39

4,30

171

34,14

24,69

-

-

-

8. Chemicals & Chemical Products

288

24,86

17,20

197

26,26

16,21

381

27,16

22,18

-

-

-

(a) Heavy Industrial Chemicals

18

3,53

3,08

21

15,48

9,01

15

2,54

2,00

-

-

-

(b) Fertilisers

8

1,82

90

5

1,94

72

4

1,28

1,12

-

-

-

(c) Drugs & Pharmaceuticals

142

11,01

6,92

37

3,79

2,41

152

9,26

8,74

-

-

-

(d) Non-Edible Oils

4

1,02

89

6

81

62

4

1,24

1,00

-

-

-

(e) Other Chemicals & Chemical Products

116

7,48

5,42

128

4,24

3,46

206

12,84

9,33

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

12

2,31

2,03

9

3,17

3,12

12

2,41

2,08

-

-

-

10. Manufacture of Cement & Cement Products

132

3,89

2,20

123

4,22

4,00

99

11,99

11,93

-

-

-

11. Basic Metals & Metal Products

214

92,23

58,32

175

22,83

20,57

295

173,79

138,95

-

-

-

(a) Iron & Steel

20

72,03

40,53

28

17,54

16,51

88

140,20

110,95

-

-

-

(b) Non-Ferrous Metals

4

6,97

7,03

5

81

28

9

2,28

1,39

-

-

-

(c) Metal Products

190

13,24

10,76

142

4,48

3,78

198

31,31

26,61

-

-

-

12. Engineering

1,184

38,79

29,58

576

10,05

7,21

662

51,56

43,36

-

-

-

(a) Heavy Engineering

19

4,97

3,55

12

90

57

21

11,27

10,98

-

-

-

(b) Light Engineering

527

13,60

9,76

240

7,01

4,68

200

10,61

9,28

-

-

-

(c) Electrical Machinery & Goods

398

11,99

10,71

253

1,59

1,46

142

23,66

17,63

-

-

-

(d) Electronic Machinery & Goods

240

8,22

5,55

71

55

50

299

6,03

5,47

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

1,603

9,55

8,06

326

4,88

2,58

294

18,38

16,30

-

-

-

14. Other Industries

1,11,584

203,27

155,67

26,827

92,80

77,77

4,834

77,69

65,75

-

-

-

15. Electricity, Gas & Water

14

1,20

1,09

16

1,17

1,01

16

2,44

1,82

-

-

-

(a) Electricity Generation & Transmission

7

79

75

4

28

17

5

48

43

-

-

-

(b) Non-Conventional Energy

2

6

6

3

9

7

3

15

7

-

-

-

(c) Gas, Steam & Water Supply

5

36

28

9

80

77

8

1,81

1,32

-

-

-

16. Construction

2,057

55,08

51,53

785

19,04

15,03

662

34,33

30,11

-

-

-

III.

TRANSPORT OPERATORS

35,190

109,11

81,26

9,613

52,72

40,04

6,036

51,42

41,72

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

35,004

108,55

86,83

13,818

73,47

59,63

8,135

157,11

115,11

-

-

-

V.

PERSONAL LOANS

2,51,572

1211,96

968,11

1,52,695

1043,87

847,56

1,66,722

1629,85

1378,46

-

-

-

1. Loans for Purchase of Consumer Durables

9,839

30,08

23,52

9,093

40,87

30,39

7,497

35,60

27,88

-

-

-

2. Loans for Housing

21,239

366,80

323,83

13,951

261,31

240,22

26,621

648,22

598,30

-

-

-

3. Rest of the Personal Loans

2,20,494

815,07

620,77

1,29,651

741,69

576,94

1,32,604

946,03

752,28

-

-

-

VI.

TRADE

3,40,582

833,50

663,28

97,415

511,47

424,97

35,065

753,45

661,01

-

-

-

1. Wholesale Trade

13,754

66,45

50,60

7,156

90,48

72,98

3,234

162,36

137,81

-

-

-

2. Retail Trade

3,26,828

767,06

612,68

90,259

420,98

351,99

31,831

591,09

523,20

-

-

-

VII.

FINANCE

2,331

27,89

25,38

856

12,38

7,41

278

28,39

13,99

-

-

-

VIII.

ALL OTHERS

1,12,929

418,08

335,61

71,317

419,29

336,06

49,478

507,84

417,05

-

-

-

TOTAL BANK CREDIT

15,01,967

4778,46

3813,74

5,37,485

3079,82

2514,30

2,98,825

4197,03

3339,04

-

-

-

OF WHICH : 1. Artisans and Village & Tiny Industries

1,00,615

153,27

109,45

23,372

106,74

83,81

2,546

11,15

10,10

-

-

-

2. Other Small Scale Industries

13,997

168,76

130,38

4,605

54,83

47,65

3,591

211,45

168,21

-

-

-