Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

517

23,02

12,05

189

7,72

6,12

1.

Direct Finance

443

3,45

2,77

88

1,84

2,10

2.

Indirect Finance

74

19,57

9,28

101

5,88

4,02

II.

INDUSTRY

193

143,32

124,64

181

110,27

81,29

1.

Mining & Quarrying

4

91

94

—

—

—

2.

Food Manufacturing & Processing

9

20,15

16,18

8

5,20

5,57

(a) RiceMills, Flour & DalMills

1

3

3

5

5

5

(b) Sugar

3

19,82

15,93

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

2

2,77

3,14

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

5

30

22

1

2,38

2,38

3.

Beverage & Tobacco

—

—

—

1

20

19

4.

Textiles

4

56

80

6

7,88

7,51

(a) Cotton Textiles

2

9

5

2

1,83

1,20

(b) Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles & Textile Products

2

47

75

4

6,05

6,32

5.

Paper, Paper Products & Printing

21

12,36

10,25

25

8,05

7,73

6.

Leather & Leather Products

—

—

—

2

4,81

6,01

7.

Rubber & Plastic Products

15

23,44

21,69

—

—

—

8.

Chemicals & Chemical Products

21

31,91

24,35

16

18,61

8,80

(a) Heavy Industrial Chemicals

—

—

—

2

8,76

3,97

(b) Fertilisers

3

3,50

1,67

6

8,01

3,19

(c) Drugs & Pharmaceuticals

13

18,89

18,08

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

5

9,52

4,60

8

1,84

1,64

9.

Petroleum, Coal Products & Nuclear Fuels

1

3

3

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

3

29

29

11.

Basic Metals & Metal Products

15

6,44

5,01

21

6,86

6,48

(a) Iron & Steel

6

5,64

4,40

8

4,83

3,86

(b) Non-Ferrous Metals

—

—

—

1

58

58

(c) Metal Products

9

80

61

12

1,45

2,03

12.

Engineering

28

37,51

35,76

30

56,90

37,22

(a) Heavy Engineering

2

6,32

6,32

1

5

2

(b) Light Engineering

8

2,95

74

8

24

20

(c) Electrical Machinery & Goods

4

6

6

12

16,04

7,45

(d) Electronic Machinery &Goods

14

28,18

28,65

9

40,57

29,54

13.

Vehicles, Vehicle Parts & Transport Equipments

17

5,08

4,57

4

8

18

14.

Other Industries

53

4,77

4,94

58

92

83

15.

Electricity, Gas & Water

1

3

—

—

—

—

(a) Electricity Generation & Transmission

1

3

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

4

15

11

7

47

47

III.

TRANSPORT OPERATORS

26

77

51

25

40

35

IV.

PROFESSIONAL AND OTHER SERVICES

60

3,12

2,18

49

3,10

98

V.

PERSONAL LOANS

3,091

89,55

63,24

2,353

17,02

14,60

1.

Loans for Purchase of Consumer Durables

227

1,54

80

526

2,37

1,89

2.

Loans for Housing

345

16,72

13,42

272

5,09

4,81

3.

Rest of the Personal Loans

2,519

71,28

49,02

1,555

9,56

7,90

VI.

TRADE

294

31,55

29,84

367

8,66

7,52

1.

Wholesale Trade

129

23,63

23,12

47

73

69

2.

Retail Trade

165

7,92

6,71

320

7,93

6,83

VII.

FINANCE

3

20

20

1

1

—

VIII.

ALL OTHERS

472

23,93

17,12

410

12,51

9,99

TOTAL BANK CREDIT

4,656

315,47

249,78

3,575

159,70

120,85

OF WHICH:

1.Artisansand Village & TinyIndustries

45

2,17

1,65

6

10

8

2.Other Small Scale Industries

59

18,67

10,36

93

7,41

7,38

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

1,373

640,51

552,65

—

—

—

1.

Direct Finance

1,191

65,93

69,90

—

—

—

2.

Indirect Finance

182

574,58

482,75

—

—

—

II.

INDUSTRY

10,561

2035,21

1639,93

—

—

—

1.

Mining & Quarrying

8

81

68

—

—

—

2.

Food Manufacturing & Processing

2,213

179,83

176,35

—

—

—

(a) RiceMills, Flour & DalMills

1,770

37,31

36,32

—

—

—

(b) Sugar

23

65,94

70,91

—

—

—

(c) Edible Oils & Vanaspati

22

27,04

24,98

—

—

—

(d) Tea Processing

2

25

22

—

—

—

(e) Processing of Fruits & Vegetables

11

12,70

11,04

—

—

—

(f) Others

385

36,60

32,87

—

—

—

3.

Beverage & Tobacco

12

22,83

20,03

—

—

—

4.

Textiles

216

204,93

165,03

—

—

—

(a) Cotton Textiles

104

164,83

124,94

—

—

—

(b) Jute & Other Natural Fibre Textiles

14

4,01

3,89

—

—

—

(c) Handloom Textiles & Khadi

2

1

—

—

—

—

(d) Other Textiles & Textile Products

96

36,08

36,19

—

—

—

5.

Paper, Paper Products & Printing

207

41,99

32,85

—

—

—

6.

Leather & Leather Products

21

8,89

7,01

—

—

—

7.

Rubber & Plastic Products

114

33,43

31,49

—

—

—

8.

Chemicals & Chemical Products

664

250,23

197,56

—

—

—

(a) Heavy Industrial Chemicals

27

13,49

12,20

—

—

—

(b) Fertilisers

9

6,53

5,19

—

—

—

(c) Drugs & Pharmaceuticals

515

193,99

153,86

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

113

36,22

26,31

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

6

76

58

—

—

—

10.

Manufacture of Cement & Cement Products

23

1,75

1,49

—

—

—

11.

Basic Metals & Metal Products

483

332,32

282,52

—

—

—

(a) Iron & Steel

167

270,76

233,93

—

—

—

(b) Non-Ferrous Metals

8

5,91

7,39

—

—

—

(c) Metal Products

308

55,65

41,19

—

—

—

12.

Engineering

518

354,22

304,30

—

—

—

(a) Heavy Engineering

135

98,56

84,22

—

—

—

(b) Light Engineering

196

45,66

35,88

—

—

—

(c) Electrical Machinery & Goods

108

106,83

87,69

—

—

—

(d) Electronic Machinery &Goods

79

103,17

96,51

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

152

37,00

37,60

—

—

—

14.

Other Industries

5,690

226,11

140,59

—

—

—

15.

Electricity, Gas & Water

18

61,22

6,75

—

—

—

(a) Electricity Generation & Transmission

7

59,03

4,71

—

—

—

(b) Non-Conventional Energy

1

8

8

—

—

—

(c) Gas, Steam & Water Supply

10

2,11

1,96

—

—

—

16.

Construction

216

278,88

235,11

—

—

—

III.

TRANSPORT OPERATORS

485

62,90

41,35

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

1,935

217,26

167,60

—

—

—

V.

PERSONAL LOANS

63,315

560,69

455,19

—

—

—

1.

Loans for Purchase of Consumer Durables

5,640

26,78

21,36

—

—

—

2.

Loans for Housing

6,530

162,53

142,22

—

—

—

3.

Rest of the Personal Loans

51,145

371,38

291,61

—

—

—

VI.

TRADE

5,519

6265,23

5113,73

—

—

—

1.

Wholesale Trade

1,158

6066,76

4975,53

—

—

—

2.

Retail Trade

4,361

198,47

138,19

—

—

—

VII.

FINANCE

74

198,42

178,13

—

—

—

VIII.

ALL OTHERS

14,134

633,14

489,50

—

—

—

TOTAL BANK CREDIT

97,396

10613,37

8638,06

—

—

—

OF WHICH:

1.Artisansand Village & TinyIndustries

265

17,34

18,22

—

—

—

2.Other Small Scale Industries

6,198

206,52

186,42

—

—

—