NORTHERN REGION |
|
|
|
|
|
|
CHANDIGARH |
|
|
|
(Amount in Rupees Lakh) |
|
|
|
|
RURAL |
SEMI-URBAN |
OCCUPATION |
|
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
780 |
50,32 |
21,12 |
285 |
15,44 |
13,63 |
|
1. |
Direct Finance |
723 |
47,99 |
18,93 |
265 |
8,99 |
7,87 |
|
2. |
Indirect Finance |
57 |
2,33 |
2,18 |
20 |
6,45 |
5,76 |
II. |
INDUSTRY |
155 |
370,14 |
228,74 |
184 |
99,64 |
77,28 |
|
1. |
Mining & Quarrying |
– |
– |
– |
1 |
3 |
3 |
|
2. |
Food Manufacturing & Processing |
25 |
8,75 |
4,64 |
15 |
5,88 |
5,90 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
13 |
39 |
37 |
11 |
1,31 |
1,27 |
|
|
(b) |
Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
– |
– |
– |
1 |
1,70 |
1,76 |
|
|
(d) |
Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
– |
– |
– |
– |
– |
– |
|
|
(f) |
Others |
12 |
8,35 |
4,27 |
3 |
2,87 |
2,87 |
|
3. |
Beverage & Tobacco |
– |
– |
– |
4 |
24 |
17 |
|
4. |
Textiles |
4 |
6,71 |
4,72 |
9 |
12,87 |
12,20 |
|
|
(a) |
Cotton Textiles |
– |
– |
– |
2 |
1,87 |
1,35 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
– |
– |
– |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
4 |
6,71 |
4,72 |
7 |
11,01 |
10,85 |
|
5. |
Paper, Paper Products & Printing |
6 |
6,01 |
3,34 |
15 |
5,88 |
5,76 |
|
6. |
Leather & Leather Products |
– |
– |
– |
1 |
1 |
1 |
|
7. |
Rubber & Plastic Products |
2 |
26 |
22 |
1 |
5 |
2 |
|
8. |
Chemicals & Chemical Products |
13 |
34,18 |
29,50 |
7 |
9,86 |
3,65 |
|
|
(a) |
Heavy Industrial Chemicals |
4 |
14,11 |
13,36 |
1 |
8,40 |
3,22 |
|
|
(b) |
Fertilisers |
– |
– |
– |
1 |
8 |
8 |
|
|
(c) |
Drugs & Pharmaceuticals |
4 |
15,98 |
15,52 |
2 |
95 |
– |
|
|
(d) |
Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
5 |
4,09 |
62 |
3 |
43 |
36 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
– |
– |
– |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
– |
– |
– |
2 |
11 |
11 |
|
11. |
Basic Metals & Metal Products |
17 |
1,41 |
95 |
31 |
7,50 |
6,04 |
|
|
(a) |
Iron & Steel |
10 |
1,11 |
67 |
28 |
5,98 |
4,53 |
|
|
(b) |
Non-Ferrous Metals |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Metal Products |
7 |
30 |
28 |
3 |
1,52 |
1,51 |
|
12. |
Engineering |
21 |
120,89 |
61,91 |
35 |
41,12 |
27,89 |
|
|
(a) |
Heavy Engineering |
4 |
90,74 |
33,05 |
1 |
3 |
– |
|
|
(b) |
Light Engineering |
5 |
2,48 |
67 |
9 |
84 |
66 |
|
|
(c) |
Electrical Machinery & Goods |
2 |
3 |
3 |
20 |
23,55 |
14,67 |
|
|
(d) |
Electronic Machinery & Goods |
10 |
27,64 |
28,17 |
5 |
16,70 |
12,56 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
7 |
68,20 |
9,04 |
15 |
13,94 |
13,82 |
|
14. |
Other Industries |
52 |
1,29 |
1,13 |
43 |
1,92 |
1,45 |
|
15. |
Electricity, Gas & Water |
1 |
20,00 |
11,15 |
1 |
3 |
4 |
|
|
(a) |
Electricity Generation & Transmission |
1 |
20,00 |
11,15 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
1 |
3 |
4 |
|
|
(c) |
Gas, Steam & Water Supply |
– |
– |
– |
– |
– |
– |
|
16. |
Construction |
7 |
102,42 |
102,13 |
4 |
19 |
20 |
III. |
TRANSPORT OPERATORS |
21 |
57 |
39 |
36 |
1,14 |
82 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
200 |
7,85 |
6,87 |
61 |
14,91 |
13,45 |
V. |
PERSONAL LOANS |
5,142 |
194,28 |
151,84 |
3,957 |
66,49 |
54,84 |
|
1. |
Loans for Purchase of Consumer Durables |
111 |
53 |
37 |
282 |
1,89 |
1,74 |
|
2. |
Loans for Housing |
717 |
41,41 |
36,89 |
1,011 |
27,52 |
25,35 |
|
3. |
Rest of the Personal Loans |
4,314 |
152,34 |
114,58 |
2,664 |
37,08 |
27,75 |
VI. |
TRADE |
|
382 |
8,39 |
6,34 |
337 |
14,99 |
12,47 |
|
1. |
Wholesale Trade |
15 |
38 |
37 |
32 |
1,79 |
1,79 |
|
2. |
Retail Trade |
367 |
8,01 |
5,97 |
305 |
13,20 |
10,68 |
VII. |
FINANCE |
|
8 |
22 |
23 |
– |
– |
– |
VIII. |
ALL OTHERS |
804 |
40,21 |
21,11 |
178 |
2,23 |
1,40 |
TOTAL BANK CREDIT |
7,492 |
671,97 |
436,64 |
5,038 |
214,83 |
173,90 |
OF WHICH:1. Artisans and Village & Tiny Industries |
16 |
7 |
5 |
5 |
19 |
7 |
2. Other Small Scale Industries |
81 |
11,28 |
4,14 |
103 |
25,93 |
20,87 |
NORTHERN REGION |
|
|
|
|
|
|
CHANDIGARH |
|
|
|
(Amount in Rupees Lakh) |
|
|
|
|
URBAN |
METROPOLITAN |
OCCUPATION |
|
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
6,612 |
1502,57 |
1023,72 |
– |
– |
– |
|
1. |
Direct Finance |
5,851 |
412,50 |
266,46 |
– |
– |
– |
|
2. |
Indirect Finance |
761 |
1090,07 |
757,26 |
– |
– |
– |
II. |
INDUSTRY |
8,192 |
4475,43 |
3479,28 |
– |
– |
– |
|
1. |
Mining & Quarrying |
6 |
1,16 |
1,13 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
247 |
330,35 |
229,77 |
– |
– |
– |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
74 |
54,53 |
21,29 |
– |
– |
– |
|
|
(b) |
Sugar |
11 |
67,89 |
62,80 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
17 |
79,99 |
51,05 |
– |
– |
– |
|
|
(d) |
Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
18 |
25,05 |
17,48 |
– |
– |
– |
|
|
(f) |
Others |
127 |
102,89 |
77,16 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
18 |
33,81 |
21,78 |
– |
– |
– |
|
4. |
Textiles |
319 |
491,55 |
323,71 |
– |
– |
– |
|
|
(a) |
Cotton Textiles |
120 |
273,60 |
167,92 |
– |
– |
– |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
5 |
41 |
8 |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
2 |
38 |
37 |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
192 |
217,15 |
155,34 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
225 |
77,64 |
68,97 |
– |
– |
– |
|
6. |
Leather & Leather Products |
28 |
12,35 |
10,18 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
102 |
60,14 |
37,37 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
457 |
792,79 |
464,62 |
– |
– |
– |
|
|
(a) |
Heavy Industrial Chemicals |
48 |
112,07 |
95,29 |
– |
– |
– |
|
|
(b) |
Fertilisers |
9 |
3,66 |
3,29 |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
233 |
610,41 |
319,70 |
– |
– |
– |
|
|
(d) |
Non-Edible Oils |
5 |
9,37 |
8,96 |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
162 |
57,29 |
37,38 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
6 |
1,54 |
1,35 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
16 |
2,48 |
2,18 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
653 |
515,13 |
407,72 |
– |
– |
– |
|
|
(a) |
Iron & Steel |
174 |
382,68 |
301,70 |
– |
– |
– |
|
|
(b) |
Non-Ferrous Metals |
46 |
36,36 |
30,06 |
– |
– |
– |
|
|
(c) |
Metal Products |
433 |
96,09 |
75,96 |
– |
– |
– |
|
12. |
Engineering |
647 |
568,32 |
473,36 |
– |
– |
– |
|
|
(a) |
Heavy Engineering |
115 |
196,06 |
157,63 |
– |
– |
– |
|
|
(b) |
Light Engineering |
261 |
60,84 |
45,90 |
– |
– |
– |
|
|
(c) |
Electrical Machinery & Goods |
211 |
207,20 |
176,81 |
– |
– |
– |
|
|
(d) |
Electronic Machinery & Goods |
60 |
104,22 |
93,02 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
165 |
90,84 |
68,94 |
– |
– |
– |
|
14. |
Other Industries |
5,024 |
935,04 |
888,02 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
17 |
204,27 |
194,13 |
– |
– |
– |
|
|
(a) |
Electricity Generation & Transmission |
11 |
203,68 |
193,58 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
2 |
18 |
18 |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
4 |
41 |
36 |
– |
– |
– |
|
16. |
Construction |
262 |
358,02 |
286,05 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
857 |
17,18 |
15,03 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,917 |
624,50 |
369,51 |
– |
– |
– |
V. |
PERSONAL LOANS |
88,637 |
2494,30 |
2116,22 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
9,473 |
69,21 |
51,47 |
– |
– |
– |
|
2. |
Loans for Housing |
19,438 |
1470,90 |
1351,23 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
59,726 |
954,19 |
713,52 |
– |
– |
– |
VI. |
TRADE |
|
4,467 |
4109,08 |
2969,91 |
– |
– |
– |
|
1. |
Wholesale Trade |
646 |
3297,47 |
2419,18 |
– |
– |
– |
|
2. |
Retail Trade |
3,821 |
811,61 |
550,72 |
– |
– |
– |
VII. |
FINANCE |
|
145 |
1178,50 |
1131,35 |
– |
– |
– |
VIII. |
ALL OTHERS |
27,350 |
504,98 |
323,08 |
– |
– |
– |
TOTAL BANK CREDIT |
1,39,177 |
14906,53 |
11428,10 |
– |
– |
– |
OF WHICH:1. Artisans and Village & Tiny Industries |
125 |
4,52 |
3,32 |
– |
– |
– |
2. Other Small Scale Industries |
4,909 |
454,34 |
359,05 |
– |
– |
– |
|