SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION CHANDIGARH |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
1,124 |
137,94 |
62,74 |
76 |
93,73 |
91,07 |
|
1. |
Direct Finance |
1,097 |
59,51 |
25,43 |
18 |
4,06 |
3,23 |
|
2. |
Indirect Finance |
27 |
78,43 |
37,31 |
58 |
89,67 |
87,84 |
II. |
INDUSTRY |
222 |
142,04 |
107,75 |
138 |
219,20 |
141,21 |
|
1. |
Mining & Quarrying |
– |
– |
– |
1 |
20 |
– |
|
2. |
Food Manufacturing & Processing |
39 |
1,63 |
1,55 |
10 |
18,77 |
14,80 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
27 |
90 |
82 |
3 |
1,62 |
1,09 |
|
|
(b) |
Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
– |
– |
– |
3 |
6,52 |
4,56 |
|
|
(d) |
Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
– |
– |
– |
– |
– |
– |
|
|
(f) |
Others |
12 |
73 |
74 |
4 |
10,63 |
9,16 |
|
3. |
Beverage & Tobacco |
2 |
10,03 |
1,55 |
5 |
3,99 |
2,75 |
|
4. |
Textiles |
8 |
15,56 |
13,57 |
10 |
16,90 |
10,72 |
|
|
(a) |
Cotton Textiles |
– |
– |
– |
– |
– |
– |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
– |
– |
– |
1 |
4 |
4 |
|
|
(d) |
Other Textiles & Textile Products |
8 |
15,56 |
13,57 |
9 |
16,86 |
10,68 |
|
5. |
Paper, Paper Products & Printing |
10 |
5,48 |
2,02 |
8 |
6,97 |
6,44 |
|
6. |
Leather & Leather Products |
2 |
2 |
2 |
2 |
40 |
33 |
|
7. |
Rubber & Plastic Products |
1 |
4 |
– |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
6 |
5,16 |
5,15 |
16 |
59,96 |
42,47 |
|
|
(a) |
Heavy Industrial Chemicals |
– |
– |
– |
12 |
56,18 |
39,88 |
|
|
(b) |
Fertilisers |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
2 |
5,05 |
5,05 |
2 |
3,34 |
2,24 |
|
|
(d) |
Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
4 |
11 |
10 |
2 |
43 |
35 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
– |
– |
– |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
– |
– |
– |
2 |
11 |
11 |
|
11. |
Basic Metals & Metal Products |
20 |
3,79 |
3,04 |
22 |
59,17 |
26,38 |
|
|
(a) |
Iron & Steel |
17 |
2,71 |
1,96 |
15 |
53,21 |
20,79 |
|
|
(b) |
Non-Ferrous Metals |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Metal Products |
3 |
1,08 |
1,08 |
7 |
5,96 |
5,59 |
|
12. |
Engineering |
33 |
61,80 |
47,51 |
28 |
14,55 |
11,68 |
|
|
(a) |
Heavy Engineering |
7 |
36,42 |
22,16 |
– |
– |
– |
|
|
(b) |
Light Engineering |
14 |
8,71 |
8,18 |
13 |
6,16 |
3,58 |
|
|
(c) |
Electrical Machinery & Goods |
6 |
22 |
20 |
11 |
1,66 |
1,35 |
|
|
(d) |
Electronic Machinery & Goods |
6 |
16,45 |
16,98 |
4 |
6,73 |
6,75 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
10 |
13,38 |
10,94 |
7 |
5,01 |
3,61 |
|
14. |
Other Industries |
69 |
4,20 |
3,93 |
21 |
2,10 |
1,81 |
|
15. |
Electricity, Gas & Water |
1 |
20,00 |
17,97 |
1 |
3 |
3 |
|
|
(a) |
Electricity Generation & Transmission |
1 |
20,00 |
17,97 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
1 |
3 |
3 |
|
|
(c) |
Gas, Steam & Water Supply |
– |
– |
– |
– |
– |
– |
|
16. |
Construction |
21 |
94 |
50 |
5 |
31,03 |
20,08 |
III. |
TRANSPORT OPERATORS |
33 |
82 |
48 |
5 |
20 |
14 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
673 |
33,55 |
31,47 |
38 |
79,92 |
69,21 |
V. |
PERSONAL LOANS |
7,895 |
234,40 |
179,33 |
898 |
64,42 |
56,10 |
|
1. |
Loans for Purchase of Consumer Durables |
128 |
98 |
88 |
5 |
2 |
1 |
|
2. |
Loans for Housing |
2,459 |
85,31 |
75,60 |
315 |
36,97 |
34,31 |
|
3. |
Rest of the Personal Loans |
5,308 |
148,11 |
102,85 |
578 |
27,42 |
21,78 |
VI. |
TRADE |
|
566 |
17,04 |
12,20 |
140 |
28,25 |
24,29 |
|
1. |
Wholesale Trade |
20 |
2,74 |
1,75 |
28 |
13,68 |
12,04 |
|
2. |
Retail Trade |
546 |
14,30 |
10,44 |
112 |
14,57 |
12,25 |
VII. |
FINANCE |
11 |
52 |
52 |
– |
– |
– |
VIII. |
ALL OTHERS |
1,454 |
76,28 |
39,69 |
94 |
8,69 |
6,27 |
TOTAL BANK CREDIT |
11,978 |
642,60 |
434,18 |
1,389 |
494,40 |
388,29 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
10 |
18 |
16 |
1 |
15 |
12 |
|
|
2. |
Other Small Scale Industries |
114 |
10,81 |
7,88 |
64 |
28,00 |
22,02 |
TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION CHANDIGARH |
(Amount in Rupees Lakh) |
|
|
|
|
URBAN |
METROPOLITAN |
OCCUPATION |
|
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
16,779 |
2426,66 |
2038,76 |
– |
– |
– |
|
1. |
Direct Finance |
16,239 |
673,07 |
531,97 |
– |
– |
– |
|
2. |
Indirect Finance |
540 |
1753,59 |
1506,79 |
– |
– |
– |
II. |
INDUSTRY |
11,044 |
7138,19 |
5161,07 |
– |
– |
– |
|
1. |
Mining & Quarrying |
19 |
41,83 |
38,06 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
204 |
479,94 |
357,30 |
– |
– |
– |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
29 |
138,84 |
95,27 |
– |
– |
– |
|
|
(b) |
Sugar |
12 |
88,61 |
69,18 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
17 |
97,02 |
56,36 |
– |
– |
– |
|
|
(d) |
Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
7 |
7,18 |
4,76 |
– |
– |
– |
|
|
(f) |
Others |
139 |
148,29 |
131,73 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
11 |
32,50 |
23,70 |
– |
– |
– |
|
4. |
Textiles |
873 |
1148,65 |
778,03 |
– |
– |
– |
|
|
(a) |
Cotton Textiles |
420 |
270,85 |
217,62 |
– |
– |
– |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
242 |
4,32 |
3,04 |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
1 |
12 |
9 |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
210 |
873,37 |
557,28 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
173 |
114,13 |
87,70 |
– |
– |
– |
|
6. |
Leather & Leather Products |
36 |
77,25 |
63,61 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
111 |
70,05 |
29,71 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
401 |
1019,95 |
632,36 |
– |
– |
– |
|
|
(a) |
Heavy Industrial Chemicals |
52 |
143,62 |
115,27 |
– |
– |
– |
|
|
(b) |
Fertilisers |
4 |
3,69 |
3,22 |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
242 |
775,73 |
444,56 |
– |
– |
– |
|
|
(d) |
Non-Edible Oils |
2 |
2,50 |
2,45 |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
101 |
94,41 |
66,86 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
11 |
2,62 |
2,36 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
21 |
19,82 |
17,22 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
1,016 |
1277,78 |
789,97 |
– |
– |
– |
|
|
(a) |
Iron & Steel |
177 |
1143,95 |
699,12 |
– |
– |
– |
|
|
(b) |
Non-Ferrous Metals |
76 |
33,11 |
19,34 |
– |
– |
– |
|
|
(c) |
Metal Products |
763 |
100,72 |
71,51 |
– |
– |
– |
|
12. |
Engineering |
636 |
494,88 |
325,43 |
– |
– |
– |
|
|
(a) |
Heavy Engineering |
71 |
206,95 |
105,92 |
– |
– |
– |
|
|
(b) |
Light Engineering |
388 |
98,43 |
56,68 |
– |
– |
– |
|
|
(c) |
Electrical Machinery & Goods |
110 |
90,01 |
73,30 |
– |
– |
– |
|
|
(d) |
Electronic Machinery & Goods |
67 |
99,49 |
89,53 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
187 |
148,63 |
105,76 |
– |
– |
– |
|
14. |
Other Industries |
6,988 |
1030,78 |
980,75 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
10 |
205,80 |
187,52 |
– |
– |
– |
|
|
(a) |
Electricity Generation & Transmission |
8 |
205,48 |
187,29 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
2 |
32 |
22 |
– |
– |
– |
|
16. |
Construction |
347 |
973,58 |
741,60 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
2,214 |
99,96 |
96,63 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,359 |
772,85 |
556,88 |
– |
– |
– |
V. |
PERSONAL LOANS |
1,16,727 |
4111,45 |
3420,10 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
3,589 |
27,65 |
20,44 |
– |
– |
– |
|
2. |
Loans for Housing |
29,002 |
2485,24 |
2201,12 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
84,136 |
1598,55 |
1198,54 |
– |
– |
– |
VI. |
TRADE |
|
5,145 |
4880,03 |
2500,34 |
– |
– |
– |
|
1. |
Wholesale Trade |
897 |
3990,33 |
1977,89 |
– |
– |
– |
|
2. |
Retail Trade |
4,248 |
889,69 |
522,45 |
– |
– |
– |
VII. |
FINANCE |
|
133 |
1033,42 |
944,85 |
– |
– |
– |
VIII. |
ALL OTHERS |
11,147 |
504,14 |
298,99 |
– |
– |
– |
TOTAL BANK CREDIT |
1,68,548 |
20966,69 |
15017,62 |
– |
– |
– |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
60 |
2,25 |
1,44 |
– |
– |
– |
|
|
2. |
Other Small Scale Industries |
7,876 |
490,87 |
406,80 |
– |
– |
– |
|