NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,707

1329,27

1009,09

4,030

1254,85

802,08

1. Direct Finance

1,041

18,53

14,91

3,531

62,41

58,34

2. Indirect Finance

666

1310,74

994,18

499

1192,44

743,74

II.

INDUSTRY

12,154

7846,66

5640,27

62,485

21075,16

17266,28

1. Mining & Quarrying

44

153,37

140,77

117

134,78

124,01

2. Food Manufacturing & Processing

285

837,00

615,33

533

1622,62

1201,49

(a)

Rice Mills, Flour & Dal Mills

75

286,59

243,84

162

1039,31

819,94

(b)

Sugar

17

187,56

151,78

13

127,92

73,45

(c)

Edible Oils & Vanaspati

44

112,31

43,83

52

64,15

61,45

(d)

Tea Processing

—

—

—

6

99

80

(e)

Processing of Fruits & Vegetables

2

15

13

31

117,60

47,20

(f)

Others

147

250,39

175,76

269

272,65

198,65

3. Beverage & Tobacco

12

29,04

19,11

87

127,08

113,50

4. Textiles

1,165

735,15

580,64

6,243

2461,53

1858,88

(a)

Cotton Textiles

232

253,18

199,03

713

630,32

473,44

(b)

Jute & Other Natural Fibre Textiles

12

9,35

8,95

28

7,50

6,98

(c)

Handloom Textiles & Khadi

33

7,51

4,47

70

21,29

17,70

(d)

Other Textiles & Textile Products

888

465,11

368,20

5,432

1802,41

1360,75

5. Paper, Paper Products & Printing

355

45,89

40,86

2,049

1206,87

1052,20

6. Leather & Leather Products

123

37,90

30,16

677

377,46

278,34

7. Rubber & Plastic Products

587

235,31

178,18

1,868

463,83

424,19

8. Chemicals & Chemical Products

361

1265,84

867,44

14,135

1275,27

941,25

(a)

Heavy Industrial Chemicals

42

198,37

63,14

178

49,31

45,91

(b)

Fertilisers

53

887,36

634,11

62

657,07

415,55

(c)

Drugs & Pharmaceuticals

96

76,19

80,47

359

267,20

237,50

(d)

Non-Edible Oils

4

1,26

1,27

60

8,38

7,93

(e)

Other Chemicals & Chemical Products

166

102,66

88,44

13,476

293,31

234,36

9. Petroleum, Coal Products & Nuclear Fuels

41

780,02

565,98

200

2869,20

2863,58

10. Manufacture of Cement & Cement Products

60

113,51

83,84

87

160,52

132,43

11. Basic Metals & Metal Products

574

921,01

729,35

2,433

2599,36

2364,25

(a)

Iron & Steel

205

795,68

690,40

312

2011,55

1859,33

(b)

Non-Ferrous Metals

44

8,65

6,23

318

71,01

57,11

(c)

Metal Products

325

116,69

32,72

1,803

516,80

447,81

12. Engineering

1,388

972,51

699,06

7,315

1897,67

1448,80

(a)

Heavy Engineering

64

47,45

45,47

334

300,27

214,32

(b)

Light Engineering

462

332,69

264,11

3,157

376,47

343,41

(c)

Electrical Machinery & Goods

508

294,18

173,60

2,008

578,04

395,07

(d)

Electronic Machinery & Goods

354

298,19

215,88

1,816

642,90

496,00

13. Vehicles, Vehicle Parts & Transport Equipments

234

244,69

162,32

1,234

487,96

331,90

14. Other Industries

6,640

362,93

303,48

21,671

725,25

591,07

15. Electricity, Gas & Water

62

974,64

504,52

93

1432,39

827,04

(a)

Electricity Generation &Transmission

54

803,45

469,37

57

1401,17

798,29

(b)

Non-Conventional Energy

1

4

4

8

15,14

16,55

(c)

Gas, Steam & Water Supply

7

171,15

35,11

28

16,08

12,20

16. Construction

223

137,85

119,22

3,743

3233,37

2713,36

III.

TRANSPORT OPERATORS

654

89,04

79,41

3,774

479,34

402,19

IV.

PROFESSIONAL AND OTHER SERVICES

2,195

197,01

129,44

11,101

1337,39

1063,48

V.

PERSONAL LOANS

73,721

642,78

509,77

2,55,860

2499,95

2076,87

1. Loans for Purchase of Consumer Durables

2,655

20,90

14,39

9,471

53,67

46,02

2. Loans for Housing

6,459

199,89

169,87

26,982

983,73

853,79

3. Rest of the Personal Loans

64,607

421,99

325,52

2,19,407

1462,55

1177,06

VI.

TRADE

7,413

8390,03

6227,87

29,008

5934,69

5281,31

1. Wholesale Trade

1,590

8196,10

6079,14

9,451

4604,37

4237,13

2. Retail Trade

5,823

193,93

148,72

19,557

1330,32

1044,18

VII.

FINANCE

1,008

840,04

770,11

1,563

7357,81

6655,24

VIII.

ALL OTHERS

19,243

2911,47

1744,51

73,517

3686,42

3024,82

TOTAL BANK CREDIT

1,18,095

22246,29

16110,47

4,41,338

43625,62

36572,27

OF WHICH: 1.ArtisansandVillage&TinyIndustries

1,306

131,67

109,83

2,847

65,53

57,13

2.OtherSmallScaleIndustries

6,578

550,72

442,01

23,790

2128,65

1688,08

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

56

7,51

4,14

—

—

—

1. Direct Finance

4

15

8

—

—

—

2. Indirect Finance

52

7,37

4,06

—

—

—

II.

INDUSTRY

10,604

7624,64

4994,28

—

—

—

1. Mining & Quarrying

1

50,00

50,00

—

—

—

2. Food Manufacturing & Processing

107

201,69

123,81

—

—

—

(a)

Rice Mills, Flour & Dal Mills

5

19,50

9,06

—

—

—

(b)

Sugar

5

22,78

13,91

—

—

—

(c)

Edible Oils & Vanaspati

13

89,33

41,50

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

3

6,48

6,48

—

—

—

(f)

Others

81

63,61

52,86

—

—

—

3. Beverage & Tobacco

25

488,03

370,56

—

—

—

4. Textiles

355

485,85

425,15

—

—

—

(a)

Cotton Textiles

174

329,01

307,33

—

—

—

(b)

Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles & Textile Products

181

156,84

117,82

—

—

—

5. Paper, Paper Products & Printing

83

309,51

151,49

—

—

—

6. Leather & Leather Products

20

35,59

22,95

—

—

—

7. Rubber & Plastic Products

1,492

246,60

151,22

—

—

—

8. Chemicals & Chemical Products

166

723,07

423,46

—

—

—

(a)

Heavy Industrial Chemicals

34

50,00

33,81

—

—

—

(b)

Fertilisers

2

37,99

37,99

—

—

—

(c)

Drugs & Pharmaceuticals

61

370,30

123,16

—

—

—

(d)

Non-Edible Oils

2

176,03

176,03

—

—

—

(e)

Other Chemicals & Chemical Products

67

88,75

52,47

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

26

432,06

359,33

—

—

—

10. Manufacture of Cement & Cement Products

22

24,63

5,78

—

—

—

11. Basic Metals & Metal Products

67

319,69

227,61

—

—

—

(a)

Iron & Steel

18

79,00

72,97

—

—

—

(b)

Non-Ferrous Metals

23

104,16

52,53

—

—

—

(c)

Metal Products

26

136,53

102,11

—

—

—

12. Engineering

1,119

2577,24

1311,41

—

—

—

(a)

Heavy Engineering

58

462,89

222,24

—

—

—

(b)

Light Engineering

160

996,96

526,60

—

—

—

(c)

Electrical Machinery & Goods

88

532,89

253,62

—

—

—

(d)

Electronic Machinery & Goods

813

584,50

308,94

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

156

777,44

590,50

—

—

—

14. Other Industries

6,868

324,35

232,42

—

—

—

15. Electricity, Gas & Water

30

228,76

207,54

—

—

—

(a)

Electricity Generation &Transmission

25

187,02

164,94

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

5

41,74

42,59

—

—

—

16. Construction

67

400,14

341,04

—

—

—

III.

TRANSPORT OPERATORS

166

58,83

40,85

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

933

1467,55

826,73

1

1,00

1,00

V.

PERSONAL LOANS

6,83,965

5361,60

2999,66

—

—

—

1. Loans for Purchase of Consumer Durables

3,070

29,45

29,30

—

—

—

2. Loans for Housing

8,069

875,26

658,47

—

—

—

3. Rest of the Personal Loans

6,72,826

4456,89

2311,88

—

—

—

VI.

TRADE

834

563,45

344,85

—

—

—

1. Wholesale Trade

739

448,38

276,83

—

—

—

2. Retail Trade

95

115,07

68,02

—

—

—

VII.

FINANCE

179

1222,28

1025,92

—

—

—

VIII.

ALL OTHERS

15,308

444,39

368,29

—

—

—

TOTAL BANK CREDIT

7,12,045

16750,25

10604,71

1

1,00

1,00

OF WHICH: 1.ArtisansandVillage&TinyIndustries

88

2,57

1,79

—

—

—

2.OtherSmallScaleIndustries

349

61,57

37,98

—

—

—

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

594

374,59

356,72

6,387

2966,22

2172,03

1. Direct Finance

459

14,82

11,39

5,035

95,91

84,72

2. Indirect Finance

135

359,77

345,34

1,352

2870,31

2087,32

II.

INDUSTRY

7,713

5763,96

4202,44

92,956

42310,42

32103,27

1. Mining & Quarrying

24

508,07

506,76

186

846,22

821,54

2. Food Manufacturing & Processing

159

299,83

269,17

1,084

2961,14

2209,82

(a)

Rice Mills, Flour & Dal Mills

52

180,34

161,78

294

1525,74

1234,62

(b)

Sugar

4

11,00

9,59

39

349,26

248,73

(c)

Edible Oils & Vanaspati

48

6,16

5,28

157

271,95

152,06

(d)

Tea Processing

—

—

—

6

99

80

(e)

Processing of Fruits & Vegetables

6

18,59

18,74

42

142,81

72,55

(f)

Others

49

83,74

73,78

546

670,39

501,05

3. Beverage & Tobacco

10

28,02

23,32

134

672,19

526,49

4. Textiles

941

489,09

361,80

8,704

4171,62

3226,47

(a)

Cotton Textiles

306

141,91

116,18

1,425

1354,42

1095,98

(b)

Jute & Other Natural Fibre Textiles

1

5,00

5,00

41

21,85

20,93

(c)

Handloom Textiles & Khadi

17

1,13

1,11

120

29,93

23,28

(d)

Other Textiles & Textile Products

617

341,05

239,51

7,118

2765,41

2086,28

5. Paper, Paper Products & Printing

180

156,34

131,94

2,667

1718,61

1376,50

6. Leather & Leather Products

108

35,69

19,75

928

486,64

351,20

7. Rubber & Plastic Products

218

203,22

139,26

4,165

1148,96

892,85

8. Chemicals & Chemical Products

300

397,25

323,66

14,962

3661,43

2555,81

(a)

Heavy Industrial Chemicals

23

20,92

16,66

277

318,59

159,52

(b)

Fertilisers

14

10,06

7,94

131

1592,48

1095,59

(c)

Drugs & Pharmaceuticals

42

172,63

155,23

558

886,33

596,35

(d)

Non-Edible Oils

3

1,29

1,28

69

186,96

186,52

(e)

Other Chemicals & Chemical Products

218

192,34

142,55

13,927

677,07

517,83

9. Petroleum, Coal Products & Nuclear Fuels

12

12,84

19,28

279

4094,11

3808,17

10. Manufacture of Cement & Cement Products

8

14,99

15,93

177

313,65

237,98

11. Basic Metals & Metal Products

239

832,36

541,40

3,313

4672,42

3862,61

(a)

Iron & Steel

103

737,67

449,36

638

3623,90

3072,06

(b)

Non-Ferrous Metals

21

16,37

13,03

406

200,18

128,90

(c)

Metal Products

115

78,31

79,02

2,269

848,34

661,65

12. Engineering

424

579,76

327,22

10,246

6027,18

3786,50

(a)

Heavy Engineering

70

35,87

27,31

526

846,48

509,34

(b)

Light Engineering

136

36,25

31,77

3,915

1742,37

1165,90

(c)

Electrical Machinery & Goods

124

173,18

51,21

2,728

1578,30

873,51

(d)

Electronic Machinery & Goods

94

334,45

216,92

3,077

1860,03

1237,75

13. Vehicles, Vehicle Parts & Transport Equipments

256

423,92

346,90

1,880

1934,01

1431,62

14. Other Industries

4,599

363,30

209,53

39,778

1775,83

1336,50

15. Electricity, Gas & Water

11

425,22

223,47

196

3061,01

1762,57

(a)

Electricity Generation &Transmission

8

425,00

223,29

144

2816,64

1655,90

(b)

Non-Conventional Energy

—

—

—

9

15,18

16,59

(c)

Gas, Steam & Water Supply

3

22

18

43

229,20

90,09

16. Construction

224

994,04

743,03

4,257

4765,40

3916,65

III.

TRANSPORT OPERATORS

952

106,84

91,97

5,546

734,05

614,43

IV.

PROFESSIONAL AND OTHER SERVICES

8,235

993,01

839,72

22,465

3995,96

2860,35

V.

PERSONAL LOANS

34,934

345,99

260,63

10,48,480

8850,33

5846,94

1. Loans for Purchase of Consumer Durables

3,780

11,03

6,43

18,976

115,05

96,13

2. Loans for Housing

1,398

44,65

38,78

42,908

2103,54

1720,92

3. Rest of the Personal Loans

29,756

290,31

215,42

9,86,596

6631,74

4029,88

VI.

TRADE

3,941

954,56

786,76

41,196

15842,73

12640,79

1. Wholesale Trade

1,798

733,65

606,19

13,578

13982,50

11199,29

2. Retail Trade

2,143

220,91

180,57

27,618

1860,22

1441,50

VII.

FINANCE

287

2192,37

1215,64

3,037

11612,49

9666,91

VIII.

ALL OTHERS

6,894

829,27

739,28

1,14,962

7871,55

5876,89

TOTAL BANK CREDIT

63,550

11560,58

8493,15

13,35,029

94183,74

71781,60

OF WHICH: 1.ArtisansandVillage&TinyIndustries

437

5,21

3,93

4,678

204,97

172,67

2.OtherSmallScaleIndustries

4,303

318,41

231,23

35,020

3059,35

2399,30