(Number of banks)

Capital to

Bank group

Year

Risk-weighted

State Bank

Nationalised

Old private

New private

Foreign

Scheduled

Assets Ratio

group

banks

sector

sector

banks

commercial

banks

banks

in India

banks

1

2

3

4

5

6

7

8

1995-96

Below 4 per cent

–

5

3

–

–

8

Between 4-8 per cent

–

3

3

–

3

9

Between 8-10 per cent

6

7

7

1

12

33

Above 10 per cent

2

4

12

8

16

42

1996-97

Below 4 per cent

–

2

3

–

–

5

Between 4-8 per cent

–

–

1

–

–

1

Between 8-10 per cent

3

6

8

–

13

30

Above 10 per cent

5

11

13

9

26

64

1997-98

Below 4 per cent

–

1

2

–

–

3

Between 4-8 per cent

–

–

2

–

–

2

Between 8-10 per cent

1

6

6

2

12

27

Above 10 per cent

7

12

15

7

30

71

1998-99

Below 4 per cent

–

1

2

–

1

4

Between 4-8 per cent

–

–

2

–

–

2

Between 8-10 per cent

–

4

3

2

14

23

Above 10 per cent

8

14

18

7

29

76

1999-00

Below 4 per cent

–

1

2

–

–

3

Between 4-9 per cent

–

–

2

–

–

2

Between 9-10 per cent

–

4

2

1

5

12

Above 10 per cent

8

14

18

7

37

84

2000-01

Below 4 per cent

–

1

2

–

–

3

Between 4-9 per cent

–

1

1

–

–

2

Between 9-10 per cent

–

2

4

1

4

11

Above 10 per cent

8

15

16

7

38

84

2001-02

Below 4 per cent

–

1

–

–

–

1

Between 4-9 per cent

–

1

–

1

–

2

Between 9-10 per cent

–

2

2

1

2

7

Above 10 per cent

8

15

19

6

33

81

2002-03

Below 4 per cent

–

–

–

2

–

2

Between 4-9 per cent

–

–

–

–

–

–

Between 9-10 per cent

–

1

1

1

–

3

Above 10 per cent

8

18

20

6

36

88

2003-04

Below 4 per cent

–

–

–

1

–

1

Between 4-9 per cent

–

–

–

1

–

1

Between 9-10 per cent

–

1

–

–

–

1

Above 10 per cent

8

18

20

8

33

87

2004-05

Below 4 per cent

–

–

1

–

–

1

Between 4-9 per cent

–

–

1

–

–

1

Between 9-10 per cent

–

2

3

2

1

8

Above 10 per cent

8

18*

15

7

30

78

Note : Scheduled commercial banks (SCBs) had to comply with minimum capital to risk-weighted
assets ratio (CRAR) of 8 per cent up to end-March 1999 and 9 per cent from end-March 2000.
*:Including IDBI Ltd.